Car Insurance in Pune

The nil depreciation cover ensures you get the entire cost of replaced parts without deducting for depreciation. This add-on saves your money by paying for new components on your behalf.

The premiums of PAYD policies are reliant on kilometres that have actually been driven between 2,500–10,500 km yearly*. For those who only drive occasionally or on weekends, this plan helps boost savings while ensuring complete coverage. 

With this add-on, if your car is stolen or irreparably damaged, we will pay the entire invoice amount of your car, including the taxes and registration fees. 

Several areas in Pune experience waterlogging during monsoons. Whether it is oil leakage, water damage, or a mechanical failure, this add-on will save you from expensive repair bills. 

The repair or replacement costs due to tyre punctures, cuts, or blowouts will be covered. The roads of Pune are infamous for their potholes, so it’s a useful cover for drivers who don’t want to end up spending heavily on frequent tyre replacements.

If you have lost your car keys or they have been stolen, this add-on ensures you are reimbursed for their replacement cost. It also extends to smart and remote keys and lockset repairs.

Engine oil, nuts, bolts, and fluids are all a part of car repairs, and since they are not covered under a standard policy, you have to pay for them. With the consumables cover, these costs are included in your policy. 

If your wheel rims are damaged, this add-on will compensate for the cost of repair or replacement. It is available for up to four claims per policy year.

Services such as towing, flat tyre changes, fuel delivery, and emergency repairs become easily accessible. We ensure you never feel stranded if your vehicle breaks down anywhere in Pune. 

You can get reimbursed for personal belongings inside the car, such as phones, laptops, and bags, in case of theft. If you often carry expensive items in your car, having this cover is especially useful.

With a daily allowance cover, you will receive cash to arrange for alternative transport if your car has been in the garage for longer than three days*. This cover is an excellent choice if you rely on your car for daily commutes.

EMI protection will pay the installments of your car loan if the repairs hold your vehicle in the garage for 21, 42, or 63 days*. This add-on will reduce financial stress when your car is unavailable. 

The no-claim bonus (NCB) is a reward given by the insurer for every claim-free year with discounted premiums. With the NCB cover, you protect your bonus and can raise up to two claims per year* without losing your NCB discount.

GPS devices, premium audio systems, air conditioning units, and other aftermarket electrical items are protected. You can get coverage for your expensive modifications.

We include coverage for parts or upgrades installed post-purchase, such as CNG kits or custom seat covers, from theft or any other harm.

The battery is the most expensive part of an electric vehicle. With EV Battery protection, you safeguard it from the repair and replacement costs owing to flooding, theft, or electrical issues.

Even charging units and adaptors for your car installed at homes or offices can be protected against damage such as theft, fire, or natural disasters like heavy rains, which could severely damage them. 

Whether it is short circuits, coolant leaks, or electrical failures, this add-on will take care of the repair bills. It ensures that the costly repairs are managed without you having to bear the large expenses out of pocket.