Commercial Vehicle Insurance

Normally, your claim amount is reduced because certain vehicle parts lose value over time. This add-on covers full repair costs without any depreciation cuts.

We cover the difference between the insured declared value and the vehicle’s original invoice price in case of total loss or theft.

Provides round-the-clock support with emergency services like towing, fuel delivery and minor repairs to the insured vehicle during breakdowns.

Pays for the repair or replacement costs of the engine, gearbox or other parts damaged due to water ingress or oil leakage.

Covers the cost of small but necessary parts, like oils, lubricants and filters, required during accident-related repairs.

Pay lower premiums for only the kilometres you drive per year! Perfect for low-mileage vehicles, it covers repair and replacement costs up to your opted kilometre limit.

Lets you opt for a higher deductible in addition to your mandatory deductible amount. Doing so helps you reduce your premium amount.

Provides coverage for expensive EV battery replacement due to manufacturing defects, overheating or environmental factors affecting battery performance.

Protects electric vehicle motors from damage caused by power surges, water ingress or electrical system failures specific to commercial EVs.

Protects your vehicle’s external or portable charger against accidental damage, theft, or fire. Ideal for drivers who charge on the go or use at-home charging setups.

We cover the cost of replacing lost/stolen keys and installing new locks, including labour costs. We cover up to 1% of the claim amount or ₹500, whichever is higher*.

We cover damage to your vehicle's tyres and tubes resulting from accidents. Plus, we also cover the cost of wheel balancing, wheel alignment and labour charges.

We cover loss or damage to your car's rims that arises out of accidental damage. You'll also be covered for labour charges towards the removal & refitting of rims, cost of consumables, wheel balancing and wheel alignment.

Helps you retain the accumulated no-claim bonus that you acquire with consecutive claim-free years, even after you make a claim. This helps you reduce your renewal premium. Allows up to 1 claim per policy year, provided the claim amount does not exceed 25% of the vehicle's IDV.

Get coverage up to ₹25,000* for tools and equipment that are lost or damaged due to theft or an accident, subject to an excess of ₹1,000 for any one loss.  This add-on cover is particularly useful for small business owners and delivery operators who keep equipment in their vehicles.

Covers loss or damage to your personal items kept inside the vehicle (excluding cash or documents), up to ₹25,000* per policy term, with a small deductible of ₹500 per claim.

If your insured vehicle needs towing after an accident, this add-on increases the towing limit beyond the standard ₹1,500, helping you save on unexpected roadside expenses.

Pays for lock or key replacement if they’re lost or damaged. You’ll also still retain your No Claim Bonus discount if no other vehicle damage claim is made.

If you or a permitted driver gets injured in an accident, this cover provides daily hospital cash benefits and ambulance charges*, up to the policy’s sum insured.

If your vehicle is under repair for more than 21, 42 or 63 days* due to a major accident, this add-on helps you cover your vehicle’s EMIs during that period.

When your vehicle is being repaired after an accident, this cover gives you a daily cash allowance to manage your transportation needs until it’s back.

If your vehicle breaks down or gets stolen, and you're over 300 km from home, we’ll reimburse your hotel stay expenses as per your plan.

Extends your third-party liability coverage for accidental damage to another person’s property or injury, ensuring broader protection.

Mandatory PA cover, which provides financial protection against medical expenses or accidental injuries sustained by the driver up to ₹15 lakh*.