Hero Bike Insurance

Name: Hero Bike Insurance
Brand: IndusInd General Insurance
Rating: 4.9 (310 reviews)

Hero bikes are known for their practicality, fuel efficiency, and dependable performance, making them a favorite among riders across India. These versatile machines are perfect for daily commutes and long rides, appealing to those who value comfort and reliability.

However, while riding your Hero bike on busy city roads or scenic highways, unexpected situations like sudden weather changes or slippery surfaces can lead to accidents. If your bike gets damaged during such events, repair costs can quickly add up. Hero Bike Insurance ensures you’re financially protected, so you can handle repairs without worrying about big expenses.

At IndusInd General Insurance (formerly Reliance General Insurance), we make securing your Hero bike simple through our convenient our mobile app. Our easy-to-use app lets you buy policies, file claims, and track progress seamlessly from your smartphone. We provide quick claim settlements and access to a wide service network, ensuring you get assistance wherever your journey takes you.

Why US

Why Everyone Trusts IndusInd Bike Insurance

Protecting your motorcycle shouldn't be complicated or expensive. With IndusInd General Insurance, you can get complete bike insurance that combines low premiums with broad coverage to keep your two-wheeler safe on all of your trips.

Brand - Bike

Up to 5 Years Coverage

Buy once and get covered for 5 years

Video Claims Feature

File claims on your mobile via our app

Choice of 10+ Add-Ons

Extend your bike's coverage

Instantly Renew via Mobile App

Just tap, pay and renew!

Why Buy Hero Insurance?

Legal Mandate

Every Hero bike owner must have insurance because it’s a legal requirement under the Motor Vehicles Act. If you’re caught riding without insurance, you could face fines of ₹2,000–₹4,000 or even risk license suspension. Having insurance not only keeps you compliant but also protects you and others on the road from financial losses due to accidents.

Repair Costs

Hero bikes are built for daily commutes and long rides, but city potholes and rough roads can damage parts like shock absorbers or wheels. Repairs can cost thousands of rupees, and without insurance, you’ll pay out of pocket. A good insurance plan helps you manage these expenses easily.

Covers Bike Theft

Hero bikes are among the most popular two-wheelers in India, making them a target for theft. Losing a bike worth ₹60,000–₹1.5 lakh is a big financial hit. Comprehensive insurance protects you by compensating up to your bike’s IDV (Insured Declared Value).

Covers Fire & Related Damage

Parking near electric wires or congested areas increases fire risk. If your Hero bike gets damaged in such incidents, insurance pays for repairs or replacement, saving you from major financial loss.

Covers Natural Disasters like Floods

During monsoons, Hero bikes parked outside can suffer water damage or corrosion. Fixing these issues is costly, but insurance covers such natural calamities, ensuring peace of mind.

Network Garages & Genuine Spare Parts

With IndusInd General Insurance (formerly Reliance General Insurance), you get access to a wide network of garages that use genuine Hero spare parts. This ensures your bike is repaired with quality components, keeping it safe and reliable for your rides.

Types of Hero Bike Insurance Plans

Comprehensive Hero Insurance

This complete protection plan covers both your Hero bike and third-party damages. You get coverage for accidents, theft, fire and natural disasters affecting your bike, plus protection against legal liabilities. With the widest range of benefits, comprehensive insurance offers maximum security for your premium motorcycle investment. Also, available in long-term policy options.

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Short Term Own Damage Bike Insurance

If your third-party bike insurance is already active for a few more months, this plan helps cover damages to your two-wheeler during that remaining period. For example, if your TP cover is valid for six months, you can purchase an SAOD policy for the same duration for continued protection.

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Long Term Own Damage Bike Insurance

This insurance plan safeguards your bike against losses caused by accidents, theft, fire, floods, storms, and natural calamities. The own-damage cover can be selected for the same tenure as your existing yearly or long-term third-party policy.

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Third-Party Hero Insurance

This bike insurance policy offers legally mandatory coverage under the Motor Vehicles Act 1988. It protects you from financial liability when your bike causes damage to others, ensuring basic legal compliance at an affordable cost. Our 5-year long-term third-party policy also offers fixed premium rates with no revisions* and requires only a single payment when purchasing the plan.

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Key Features of Hero Insurance

Hero motorcycles deserve specialised protection that matches their legendary status. That’s why owner-specific insurance is essential - offering protection against accidents and theft, along with personalised benefits and easy claims designed specifically for Hero bike riders.

Features	Descriptions
Starting Premiums	From ₹18 per month*
Coverage Offered	Own Damage + Third-Party (Available separately or bundled together)
Discounts	Up to 80%* + Up to 50% No Claim Bonus*
Cashless Claims	Zero upfront payment* (Does not include mandatory deductibles)
Network Garages	11,000+ authorised cashless garages
Claims Process	Quick claims via the app on mobile + 24-hour claim survey* for in-person inspections
Instant Buying/Renewal	Available via the app and our website
Add-Ons Available	10 Add-On Covers Available*
Personal Accident Cover	₹15 lakh PA cover* (optional cover)
24/7 Customer Support	Through phone, WhatsApp and email

Disclaimer: Please refer to the official policy documents for detailed information.

Inclusions & Exclusions

Hero Bike Insurance Key Inclusions & Exclusions

Brand- Bike

Accidents and Collisions - Repair and medical costs for damages to you, your bike or others during accidents.

Third-Party Damages - Repair expenses for damages caused to someone else's property or vehicle by your bike.

Natural/Man-made Disasters - Damages from floods, earthquakes, cyclones, or burglary damage.

Animal/Rodent Damage - Internal or external damage caused by rat bites or wild animal attacks.

Fire or Explosion - Damage if your bike catches fire while parked, moving or is damaged by an explosion

Brand- Bike

Wear & Tear and Depreciation: We cover all repair costs, except those arising from wear and tear and the natural degradation of parts that occur with regular use.

Accessories: You're fully covered for factory-fitted accessories under the base plan. However, any electrical and non-electrical accessories fitted to your bike after purchase require add-on coverage.

Law Violations and Outside Coverage Zone: You're fully covered for accident-related claims except for ones arising out of law violations or damage occurring to your bike outside of India's borders.

Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.

Not sure which Hero insurance plan is right for you?

Let our experts guide you to the perfect ride protection!

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Hero Bike Insurance Add-ons

Our Hero insurance add-ons give extra protection against many different problems and expenses. If you live in areas with more accidents or want to spend less money on repairs, these add-ons help you save more in the long run.

Nil Depreciation

This cover means you get the full cost of replaced parts without any depreciation deductions. This ensures maximum claim amount and complete protection during repairs.

Maternity Cover

Your Hero engine faces costly weather damage, water problems and accidental damage regularly. This cover protects against expensive repairs that standard insurance plans don't cover properly for riders.

Consumable Cover

Normal insurance doesn't pay for essential repair materials like engine oil, nuts, bolts and brake fluid. This valuable cover handles all consumable costs during accident-related repairs of your Hero.

Key Replacement

Losing your Hero keys creates serious security risks and replacement issues for all riders. This helpful cover pays for new keys and lock changes to prevent any potential theft and security issues that losing your keys may create.

Helmet Cover

Your protective helmet can get stolen or damaged while riding on busy city roads daily. This cover pays for complete helmet replacement costs after accidents or theft incidents occur unexpectedly.

Tyre Protection

Bad road conditions regularly damage your Hero bike tyres and affect overall riding safety significantly. This cover handles tyre repairs, replacement and wheel balancing costs for all motorcycle riders everywhere.

Rim Protector

The rim damage add-on is designed to help when your bike's wheel rims are accidentally damaged, making them unfit for use. This cover pays for the repair or replacement of damaged rims, labour charges, wheel alignment and balancing and consumables.

Return to Invoice (RTI)

Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.

NCB Retention Cover

Making insurance claims usually increases your renewal costs and removes valuable discount benefits completely. This smart cover lets you claim once yearly while keeping all discount benefits intact.

EMI Protection Cover

Long-term garage repairs after serious accidents can strain your monthly budget with loan payments. This financial cover pays 3 EMI instalments for extended repair periods exceeding 21 days.

Hospital Cash Cover

You get a daily payout if you are hospitalised for over 24 hours due to injuries from an accident. The coverage kicks in when your hospital stay or admission lasts more than 7 days, and you will receive an additional amount for recovery.

Daily Allowance Cover

An extended garage stay for repairs leaves you without transport and extra daily travel costs. This practical cover provides daily money for alternative transportation during extended repair periods of over 2 days* in garages.

24/7 Bike Assistance

Breakdowns, flat tyres and lockout problems can leave you stranded anywhere unexpectedly. This 24/7 roadside assistance provides immediate help and towing services for your Hero motorcycle nationwide.

Voluntary Deductible Cover

If you choose a voluntary deductible (an amount you agree to pay from each claim before we cover the rest), your premium is reduced. For every claim (even for total loss), you have to pay this amount first before your insurance coverage kicks in.

E-Bike Battery Protect

It helps cover the cost of repairs or replacement of your EV bike's battery if it is damaged by events such as power surges, water entering the engine, or accidents. A useful add-on since the battery is the most expensive part.

Electric Motor Protect

The Electric Vehicle Electric Motor Cover provides financial support for repairs or replacement of the electric motor, differential or transmission units of your EV bike in case they get damaged due to water getting into the electric motor or oil leakage.

E-Bike Charger

If your electric bike's charger and its parts, like cables and adapters, get damaged by things like fire, flooding, power surges or accidents, the electric vehicle charger add-on covers the expenses for the repairs or replacement of the charging unit.

How to Buy and Renew

How to Buy/Renew Hero Bike Insurance Online?

Brand - Bike Insurance

How to Buy

Go to the top of this page and enter your bike details. For an instant quote, use the calculator below.

Select your bike make/model and enter your registration and policy details.

Input your mobile number and the OTP. Next, select your policy and the bike's IDV.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Brand- Bike

How to Renew

Go to the form on top of this page and select the “Renewal” tab. You can also tap "InstaRenew" on the IndusInd Insurance app.

Input your brand, model, registration year and number.

Review and update your bike details and check insurance renewal quotes.

If you're adding add-ons, you can use the calculator below to check the overall price.

Complete your payment using multiple methods and receive your policy instantly.

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Factors Affecting Hero Bike Insurance Premiums

Type of Coverage

Your Hero bike insurance cost depends on the coverage you choose. Third-party insurance is mandatory and affordable, but it only covers damage to others—not your own bike. Comprehensive insurance costs a bit more but protects your Hero bike against accidents, theft, and natural disasters, offering complete peace of mind.

Add-On Covers

Add-ons give extra protection for your Hero bike at an additional cost. Popular options include Zero Depreciation, Engine Protection, and Roadside Assistance. Choosing the right add-ons ensures your bike stays protected from unexpected expenses.

Make and Model

Different Hero models have varying insurance costs based on market price and engine capacity. For example, a Splendor Plus will cost less to insure than a Xpulse 200 or Xtreme 160R, as premium bikes have higher repair costs and expensive spare parts.

Vehicle Modifications

Any changes to your Hero bike like engine upgrades, custom paint jobs, or performance parts can increase your premium. Always inform your insurer about modifications to avoid claim issues later.

Installing Anti-Theft Devices on Your Bike

Adding security features like GPS trackers, alarms, or immobilizers can lower your premium. These devices reduce theft risk, and insurers often offer discounts for bikes equipped with such safety measures.

No Claim Bonus (NCB)

NCB rewards you for riding safely and not making claims. After one claim-free year, you can get up to 20% discount, which can go up to 50% over five years. This helps you save significantly on renewals.

How to Claim

Hero Bike Insurance Claim Process

How to Claim

Step 1

Call IndusInd General Insurance at +91-22-4890-3009, use the IndusInd Insurance app or visit the Claims page online.

Step 2

Lodge a police complaint immediately for theft or third-party incidents and get a copy of the FIR

Step 3

Fill out the claim form online, providing all necessary and important details of the claim.

Step 4

IndusInd General Insurance will send a surveyor to inspect your bike and assess damage extent.

Step 5

Find your nearest network garage using the garage locator tool below. Then take your bike there for cashless repairs, and we settle the bill directly.

Step 1

Call +91-22-4890-3009, use the Indusind Insurance app or visit our Claims page for notification.

Step 2

For theft or third-party claims, file an FIR at the nearest police station and retain a copy.

Step 3

Fill out the claim form with all important details of the claim.

Step 4

After submission, the surveyor will assess and inspect damage to your bike for a report.

Step 5

Take the bike to any garage, pay upfront for repairs, and submit copies of your bills for reimbursement.

Please Note: To find the complete list of claims documents you can visit our motor claims page.

Insure the Best Parts of Your Hero Bike

Your Hero bike’s engine is the heart of its performance, ensuring smooth rides and excellent fuel efficiency. This critical component needs protection against accidents, water damage, and mechanical breakdowns. An Engine Protection Cover in your insurance plan saves you from paying hefty repair bills when these essential parts are damaged.

Hero bikes feature sleek designs and chrome details that enhance their look and appeal. These parts can be expensive to repair or replace if scratched or damaged. Comprehensive insurance helps cover the cost of restoring your bike’s premium finish, so you can keep it looking new.

Hero bikes are built for city commutes and long rides, but rough roads and potholes can strain suspension and wheels. These components are costly to fix, so having insurance coverage for suspension and wheel damage ensures your Hero bike stays adventure-ready without draining your wallet.

Modern Hero bikes come with advanced electrical systems and accessories like LED lights and digital displays. These high-tech parts are expensive to repair or replace if damaged. Comprehensive insurance covers these electrical components, ensuring your bike remains safe and functional.

Hero Bike - Model and Prices

Hero offers a wide range of bikes designed for comfort, efficiency, and durability. Whether you need a reliable commuter or a stylish ride for long journeys, there’s a Hero bike for every rider and purpose.

Model	Engine	Ex-Showroom Price (as of 2025)
Splendor Plus	97.2 cc	₹75,000
HF Deluxe	97.2 cc	₹70,000
Passion Pro	113 cc	₹80,000
Glamour	124.7 cc	₹90,000
Super Splendor	124.7 cc	₹95,000
Xtreme 160R	163 cc	₹1,25,000
Xpulse 200	199.6 cc	₹1,45,000
Xpulse 200T	199.6 cc	₹1,40,000
Karizma XMR	210 cc	₹1,80,000

Disclaimer: The prices mentioned are subject to change. Please refer to official websites for updated information.

Key Takeaway

Hero sold over 9 million bikes in 2024, making it India’s leading two-wheeler brand. With such popularity, Hero bikes are often targeted for theft and face risks of accidental damage every day. That’s why having proper bike insurance is essential for every rider.

For example, your Hero bike costs anywhere between ₹70,000 to ₹1.8 lakh, so losing it means losing years of savings. Engine damage from waterlogging during monsoons can cost up to ₹40,000 or more to repair, and riding without insurance can lead to fines of up to ₹4,000. Comprehensive Hero Bike Insurance protects you from these unexpected expenses.

IndusInd General Insurance (formerly Reliance General Insurance) makes protection simple and affordable at just ₹18 per month*. Our plans cover accidents, theft, natural disasters, and fire. Plus, you can choose add-ons like engine protection and cashless repairs for extra security.

We’re there when it matters, settling claims quickly and reliably. With a network of 11,000+ garages across India, repairs are convenient and hassle-free. And with our mobile app, you can buy Hero bike insurance, file claims, and track everything easily from your phone.

Authors - Brand Bike

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Bike insurance starting at just ₹18 per month*!

Customised Plans for Your Hero

Secure your Hero with coverage against own damage, theft and more. Enhance your plan with add-ons tailored to your bike's riding needs.

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Voices of Trust

Stories shared by our happy customers!

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4.9 ★ ★ ★ ★ ★ (52)

Murali Krishna Alla

West Godavari

Quick policy issuance

The journey of purchasing Bike insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time.

Kunta Naveen

Vizianagaram

Quick policy issuance

Buying a Bike policy through the platform was straightforward and quick. I felt that my protection needs were well addressed with this policy.

Viral Kumarvinu Bhai Patel

Vadodara

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance Insurance Company (now IndusInd Insurance Company) was convenient. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time. I'm happy with how everything went and feel secure with my policy.

Kuldeep Singh

Shahjahanpur

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. I felt that my protection needs were well addressed with this policy.

Sandeep Kumar

Raichur

Quick policy issuance

Buying a Bike policy through the platform from Reliance (now IndusInd) was straightforward and quick. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons.

Palepuni Raja

Nizamabad

Quick policy issuance

I recently purchased my Bike insurance from Reliance Insurance (now IndusInd Insurance) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. No additional coverage seemed required for my needs. The process felt reliable and I would recommend it to others.

Harish S

Nilgiris

Quick policy issuance

Buying a Bike policy through the platform from Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Aravinthsarathy B

Nagapattinam

Quick policy issuance

The journey of purchasing Bike insurance felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting.

Dhananjay Nair

Kanyakumari

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance (now IndusInd) was convenient. I felt that my protection needs were well addressed with this policy. I am satisfied with the main policy and don't see a need for extras. I found the entire process trustworthy and efficient.

Rosan Patel

Jharsuguda

Quick policy issuance

Buying a Bike policy through the platform of Reliance Insurance (now IndusInd Insurance) was straightforward and quick. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time. The process felt reliable and I would recommend it to others.

Surendra Kumar Sain

Jhansi

4.5

Value for money

I recently purchased my Bike insurance and found the experience very smooth. I'm happy with how everything went, product offering is fine.

Kulamatiadi Venkat Rama Appa Rao

Hyderabad

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance General Insurance (now IndusInd General Insurance) was convenient. It aligns well with what I needed from an insurance policy. I am satisfied with the main policy and don't see a need for extras.

Uma Devirallabandi

Hyderabad

Quick policy issuance

I had a positive overall experience while applying for Bike insurance. The coverage provided matches my expectations and feels comprehensive.

Raj Kumar Goudburu

Hyderabad

Quick policy issuance

I had a positive overall experience while applying for Bike insurance from Reliance Insurance Company (now IndusInd Insurance Company). I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. The process felt reliable and I would recommend it to others.

Vijay Maken

Gurgaon

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. It aligns well with what I needed from an insurance policy.

Manish Kumar Yadav

Gonda

Quick policy issuance

From start to finish, the process of getting my Bike insurance was convenient. The coverage provided matches my expectations and feels comprehensive. No complementary product was necessary for me at this stage. Overall, it was a seamless Reliance Insurance (now IndusInd Insurance) experience and I am satisfied.

Arun Jain

Faridabad

Quick policy issuance

I recently purchased my Bike insurance from Reliance General Insurance (now IndusInd General Insurance) and found the experience very smooth. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras. The convenience and clarity made this a good experience.

Sandip Chandrakant Mali

Dhule

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance Insurance Company (now IndusInd Insurance Company) was convenient. The coverage provided matches my expectations and feels comprehensive. I did not feel the need for any other products at this time.

Jashobanta Parida

Dhenkanal

Quick policy issuance

The journey of purchasing Bike insurance felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy.

Subrata Kumarsahani

Cuttack

Quick policy issuance

Buying a Bike policy through the platform of Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. I felt that my protection needs were well addressed with this policy. No additional coverage seemed required for my needs.

Janet Joshikad

Coimbatore

Quick policy issuance

Buying a Bike policy through the platform was straightforward and quick. The plan offered exactly the type of coverage I was expecting.

Sathiamourthy Priya

Coimbatore

Seamless digital experience

The journey of purchasing Bike insurance felt effortless and user-friendly. The policy coverage and offerings do not match my requirements.

Hiren Kumar Raju Bhai Tailor

Bharuch

Quick policy issuance

I had a positive overall experience while applying for Bike insurance Reliance Insurance (now IndusInd Insurance). The plan offered exactly the type of coverage I was expecting. I am satisfied with the main policy and don't see a need for extras.

Abhishek Neelakantachar

Bengaluru

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. The plan offered exactly the type of coverage I was expecting.

Guru Nathakooni

Bengaluru

Quick policy issuance

From start to finish, the process of getting my Bike insurance was convenient. It met my requirements well and felt tailored to my needs.

Aniket Rai

Bengaluru

Quick policy issuance

The journey of purchasing Bike insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. Currently, I don't think I require any additional plans or add-ons.

Aneesh Krishnan Nair

Bengaluru

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance Insurance (now IndusInd Insurance) was convenient. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Madhava Rao Nagesh Rao

Bengaluru

Quick policy issuance

The journey of purchasing Bike insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Vinita Jain

Ahmedabad

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Rupesh Pandurang Khamgaonkar

THANE

Seamless digital experience

Getting my IndusInd two-wheeler insurance policy online was a breeze with a quick step-by-step guide to take me through the process.

Mr Javed Khan Maheboob Khan Pathan

NILANGA

Value for money

My bike is used only for nearby rides, so I wanted simple protection at a sensible price. The plan matched that without feeling costly.

Hemanth Kumar

MAGADI

Easy application

I wanted my RC and insurance papers together on my phone. After finishing the form, I downloaded the copy and saved it with my vehicle documents.

Manoj Kumar Modi

ANGUL

Seamless digital experience

I remembered the scooter renewal after dinner and finished it from home. The steps were short, and the document was ready without any delay.

Sanjaykumar Rajkumar Menase

AKKALKOT

Quick policy issuance

My two-wheeler insurance policy was issued instantly after payment completion.

Vikas Savlani

DAMOH

Easy application

Had a very smooth experience applying for the policy online.

Himanshu Kumar

CHANDI

Easy application

I was a little unsure while entering the registration number, but the steps were simple. I filled it carefully and got the insurance copy soon after.

Govindji Turam Suthar

MUMBAI

Quick policy issuance

I wanted all my bike papers updated before the month-end. I renewed online and downloaded the insurance copy right away.

Satinder Singh

GURGAON

Seamless digital experience

I usually delay insurance work because it feels boring, but this was not confusing. I followed the steps slowly and finished it myself.

Manoj Hirabhai Chudasama

BHAVNAGAR

Easy application

I compared options for my scooter and chose one that did not add things I would never use. The amount felt right for daily local travel.

Nagavenkata Basava Subbareddyped

TIRUMALAGIRI

Easy application

I renewed my two-wheeler insurance during a small break at work. Everything opened properly on my phone, and I did not need to call anyone.

Bonkanpally Raghupathi

NIZAMABAD

Value for money

My scooter is used mostly for quick nearby work, so I wanted the insurance done without much effort. The form was short, and I was able to complete it easily on my phone.

Deepa R

COIMBATORE SOUTH

Quick Policy Issuance

I had taken a second-hand scooter and wanted the insurance sorted properly. The steps were clear, and I could update the details without getting stuck.

S M Karunya Krishna

CHITTOOR

Quick Policy Issuance

I realised my bike insurance had expired while keeping my vehicle papers ready. I renewed it online and got the copy within minutes.

Shivappa Nayakar

BANGALORE NORTH

Quick Policy Issuance

I had to go out urgently and wanted to be sure my bike insurance was active. The message came soon after payment, which gave me peace of mind.

Vimala V

PUZHITHIVAKKAM

Seamless Digital Experience

Our scooter is used by everyone at home for small work nearby. I wanted the insurance active, and the online process was quick enough to finish from home.

Payal Priyadarshani Nath

HYDERABAD

Quick Policy Issuance

I remembered my bike insurance renewal while I was outside. I completed it on my phone and saved the document before riding back.

Murthy Lakshminarasimha Dasari

RAJENDRANAGAR

Seamless digital experience

I forgot about the renewal till the last day. I completed it in the evening and got the policy message quickly, so I could ride the next morning.

Kiran Tanguturi Kumar

PRODDATUR

Value for money

My bike is mainly for office and small errands. I didn't want a heavy premium, and the cover felt enough for my daily riding.

Ramesh Kumar Ramjas Shukla

MUMBAI

Quick policy issuance

I didn't have all my documents handy, but the form only required basic bike details, which made it easy to complete.

Diddi Ramesh

HYDERABAD

Easy application

I don't ride long distances, so I wanted a normal plan for city use. The price felt reasonable for the kind of protection I needed.

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Frequently Asked Questions (FAQs)

How to review my Hero bike insurance policy details?

If you have bought Hero bike insurance from IndusInd General Insurance, open the IndusInd Insurance App and log in to your account by entering your mobile number. You can review your bike's coverage details over there by clicking on the policy document.

How do I contact an insurance company to buy a plan for my Hero bike?

You can reach out to a bike insurer by visiting their official website. For instance, you can open our portal and get in touch with our customer helpline at +91 22 48947002 (paid). Ensure to call between 9 AM and 7 PM any day to talk directly with our advisors. You may also message us over WhatsApp at 7400422200 for any application, renewal or claim-related doubts.

I want the best protection for my new Hero bike. What are my choices?

For all-around protection, you must consider buying comprehensive bike insurance for your Hero bike. You can even opt for an own-damage cover along with third-party liability insurance to receive nearly the same benefits at a lower premium. In the second scenario, you won’t be able to add optional coverages (add-ons) to your standard bike insurance, which could leave specific bike parts exposed to risks in case of damage or loss.

How does the consumables cover help my Hero bike insurance?

Consumables cover pays for small replaced parts or supplies that are not covered in a standard bike insurance policy. This includes brake oil, nuts, bolts, engine oil, lubricant, etc. Therefore, if you get this cover, it can help you save significant repair costs in exchange for a slightly higher premium.

How to claim bike insurance cover for natural disasters?

You can either log into your Self-i account or call +91 22 4890 3009 to initiate your bike insurance claim. Next, select whether you wish to make a cashless or reimbursement claim, and then complete a self-inspection via video call. When submitting the claim form, specify "natural disaster" as the cause of damage and attach all required documents. Once your claim is approved, the settlement amount will be processed by your insurance company.