Yamaha Bike Insurance

Name: Yamaha Bike Insurance
Brand: IndusInd General Insurance
Rating: 4.9 (310 reviews)

Yamaha bikes are popular for their strong build and reliable performance. It is an apt bike for young professionals and college students who need dependable daily transportation. Yamaha motorcycles also give excellent fuel efficiency, which helps riders save money on petrol costs. This makes them a popular choice for daily commutes and highway trips.

While these bikes are perfect for daily use, parking them at busy markets or crowded areas comes with risks. Thieves often target expensive bikes like Yamaha, which can cause you huge financial loss in minutes. Fortunately, our Yamaha bike insurance solves this problem by covering the IDV of your stolen motorcycle.

Similarly, you might also face accident damage while riding your Yamaha on crowded roads during commutes. Even small accidents can cost thousands of rupees to repair your bike's engine or body parts. Our bike insurance covers all these repair costs, so you don't pay anything from your pocket.

At IndusInd General Insurance (formerly Reliance General Insurance), we make this entire process easy through our app, which processes claims quickly. Additionally, our network of 11,000+ garages ensures you can repair your Yamaha at nearby trusted locations.

Why US

Why Everyone Trusts IndusInd Bike Insurance

When you need reliable protection, IndusInd General Insurance provides excellent Yamaha bike insurance for your vehicle. We offer fast claim settlements, affordable premium rates and easy customer service for all riders. Our comprehensive insurance keeps your bike completely safe from accidents, theft and other damages.

Brand - Bike

Up to 5 Years Coverage

Buy once and get covered for 5 years

Video Claims Feature

File claims on your mobile via our app

Choice of 10+ Add-Ons

Extend your bike's coverage

Instantly Renew via Mobile App

Just tap, pay and renew!

Why Buy Yamaha Bike Insurance?

Legal Mandate

Every Yamaha bike owner in India must have third-party insurance by law. Traffic police can fine you ₹2,000 to ₹4,000 if you ride without valid Yamaha bike insurance coverage. In other cases, you might face 3 months' imprisonment for riding an uninsured motorcycle on roads. Therefore, buying insurance immediately after purchasing your new Yamaha bike protects you from legal troubles and hefty penalties.

Repair Costs

Yamaha bikes may face engine problems when riding on rough city roads with deep potholes daily. These road conditions can damage your bike's suspension system and require expensive engine repairs frequently. Small accidents on busy roads can also cause significant damage to your Yamaha's body parts. Our insurance covers all these repair costs completely, so you never worry about spending money on fixes.

Covers Bike Theft

Yamaha motorcycles are popular targets for thieves in major cities like Mumbai and Delhi every day. These expensive bikes can cost lakhs of rupees, making theft a serious financial risk for owners. If your Yamaha gets stolen, you lose your entire investment without proper Yamaha bike insurance protection available. Our theft coverage pays the IDV of your stolen bike, helping you buy a replacement immediately.

Covers Floods, Storms and More

Heavy monsoon floods can easily damage your Yamaha bike's engine and electrical parts.. Strong winds during cyclones can also topple parked motorcycles, causing damage to expensive parts. Hailstorms and other natural disasters can break your bike's lights, mirrors and plastic panels . Our comprehensive policy covers all natural disaster damages, ensuring you always get complete repair coverage.

Covers Fire Damage

Electrical short circuits in crowded parking areas can pose fire risks to your Yamaha bike. Fuel leaks combined with heat can cause sudden fires that damage your motorcycle within minutes. Street fires and building accidents can also spread quickly to parked vehicles in busy areas. Our policy coverage protects your Yamaha from all fire-related damages, paying for complete repairs or replacement costs.

Network Garages and Spare Parts

Many local garages use fake spare parts for Yamaha repairs, which can cause serious safety problems. These local parts often break quickly and can lead to dangerous accidents on busy roads. Our network of 11,000+ authorised garages* guarantees the use of genuine parts for all repair work. This makes sure that your bike always keeps up its original safety and speed standards and keeps you safe.

Types of Yamaha Insurance Plans

Comprehensive Bike Insurance

This complete protection plan covers both your Yamaha bike and damage caused to other people's vehicles. When you accidentally hit someone's car while riding your Yamaha, this plan pays for both repairs. It covers your bike's engine damage and also pays compensation to the other person for their car damage. This protects you from paying huge amounts from your own pocket.

Third Party Bike Insurance

This basic plan only covers damage you cause to other people's vehicles or property during accidents. It's the cheapest Yamaha bike insurance option available and required by Indian law for all owners. However, this plan doesn't pay for your own Yamaha's repair costs if it gets damaged in accidents. You need to bear all the expenses for your bike repair.

Own Damage Bike Insurance

Standalone Own Damage (SAOD) insurance offers protection against accidental damages, theft-related losses, fire incidents, and weather-related damages affecting your bike. It helps minimize out-of-pocket repair expenses and financial losses. This cover can only be purchased if a valid TP policy already exists.

Key Features of Yamaha Bike Insurance

Understanding the main benefits helps you choose the best Yamaha bike insurance for your vehicle protection. Our policy includes accident damage, stolen bike protection and third-party liability for complete protection. These essential features ensure your bike stays protected against various risks and unexpected damage.

Key Feature	Description
Starting Premiums	Affordable insurance starting ₹18/month*
Coverage	Choose comprehensive, third-party or own damage
Discounts	Get up to 80% savings when buying online*
Cashless Claims	Repair bike without paying any money
Network Garages	11,000+ service centres available nationwide
Smartphone-Enabled Claims	File claims easily using app
Instant Purchase/Renewal	Buy or renew policy within minutes
Add-Ons	10+ extra protection covers available
Personal Accident Cover	₹15 lakh accident coverage included
24/7 Customer Support	Round-the-clock customer assistance available

Disclaimer: Please refer to the official policy documents for detailed information.

Inclusions & Exclusions

Yamaha Bike Insurance Key Inclusions & Exclusions

Brand- Bike

Accidents and Collisions - Repair and medical costs for damages to you, your bike or others during accidents.

Third-Party Damages - Repair expenses for damages caused to someone else's property or vehicle by your bike.

Natural/Man-made Disasters - Damages from floods, earthquakes, cyclones, or burglary damage.

Animal/Rodent Damage - Internal or external damage caused by rat bites or wild animal attacks.

Fire or Explosion - Damage if your bike catches fire while parked, moving or is damaged by an explosion

Brand- Bike

Wear & Tear and Depreciation: We cover all repair costs, except those arising from wear and tear and the natural degradation of parts that occur with regular use.

Accessories: You're fully covered for factory-fitted accessories under the base plan. However, any electrical and non-electrical accessories fitted to your bike after purchase require add-on coverage.

Law Violations and Outside Coverage Zone: You're fully covered for accident-related claims except for ones arising out of law violations or damage occurring to your bike outside of India's borders.

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Yamaha Bike Insurance Add-Ons

The Yamaha is built for classic styling and reliable performance on all roads. These add-ons extend your coverage beyond standard Yamaha bike insurance for unexpected scenarios.

Nil Depreciation

Get the complete replacement value for your Yamaha’s damaged parts without any depreciation deductions during repairs. This cover pays full costs for all components, including expensive parts.

Engine Protector

Shield your Yamaha's powerful engine from oil leaks, water damage and other mechanical problems that can happen during daily rides through different weather conditions.

Consumable Cover

Covers replacement costs of engine oil, brake fluid and small parts needed during repairs. This saves your money when accidents damage these essential items completely.

Key Replacement

Replaces lost Yamaha keys and covers new lock installation costs. This ensures that the bike will remain safe and ensures you are never stuck somewhere without access.

Helmet Cover

Get a replacement helmet at no cost if it’s destroyed in an accident while riding your Yamaha. This maintains safety standards without spending your own money on new helmets.

Tyre Protection

Covers Yamaha tyre damage from bursting or tearing during accidents on roads. This protects you from expensive replacement costs for quality tyres and repairs.

NCB Retention Cover

Keep your No Claim Bonus even after making claims on the Yamaha bike insurance policy. This ensures continued discounts for future policy renewals and saves money.

EMI Protection Cover

Pays Yamaha loan EMIs if repairs take over twenty-one days after accidents happen. This helps bike owners with ongoing loans during long repair periods.

Daily Allowance Cover

Provides daily cash when your Yamaha stays in the garage over two days for accident repairs. This helps pay for alternative transportation during repair time.

Two-Wheeler Assistance

Offers round-the-clock roadside support for Yamaha, including fuel delivery, tyre help and towing services. This keeps you safe on roads at all times.

How to Buy and Renew

How to Buy/Renew Yamaha Bike Insurance Online?

Brand - Bike Insurance

How to Buy

Go to the top of this page and enter your bike details. For an instant quote, use the calculator below.

Select your bike make/model and enter your registration and policy details.

Input your mobile number and the OTP. Next, select your policy and the bike's IDV.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Brand- Bike

How to Renew

Go to the form on top of this page and select the “Renewal” tab. You can also tap "InstaRenew" on the IndusInd Insurance app.

Input your brand, model, registration year and number.

Review and update your bike details and check insurance renewal quotes.

If you're adding add-ons, you can use the calculator below to check the overall price.

Complete your payment using multiple methods and receive your policy instantly.

Homepage Curated Plans Client Extension

Factors Affecting Yamaha Bike Insurance Premium

Type of Coverage

The insurance plan you choose for your Yamaha directly affects your premium amount every year. Comprehensive plans cost more because they cover both your bike and third-party damages completely. Third-party plans are cheapest but only cover damage to others during accidents. Own damage plans fall between these two options for Yamaha bike insurance pricing.

Add-Ons

Engine protection and nil depreciation add-ons make your policy more expensive each year, but these covers provide comprehensive protection that justifies the higher premium. However, these add-ons save money during claims by covering repair costs that basic plans don't include at all.

Make and Model

Your specific Yamaha model affects insurance premiums because different bikes have different repair costs and theft rates. Premium Yamaha sports bikes cost more to insure than basic commuter models due to higher replacement part prices. Insurance companies also consider your bike’s engine capacity and overall value when determining your annual premium amount.

Adding Anti-Theft Protection to Your Bike

Installing approved anti-theft devices on your bike can reduce your insurance premium by a certain percentage point annually. Since GPS tracks and engine immobilisers make it harder for thieves to steal your bike, insurance companies will lower the price. However, you must inform your insurer about these installations to get the premium reduction benefits.

Vehicle Modifications

Any changes you make to your original Yamaha bike can increase your insurance premium costs significantly each year. Performance modifications like engine tuning or exhaust changes make your bike riskier to insure for companies. You must inform your insurer about all modifications; otherwise, your claims might get rejected during accidents or damage situations.

No Claim Bonus

Your No Claim Bonus reduces your Yamaha bike insurance premium when you do not make any claims during the policy year. This price goes up every year you don't file a claim until it reaches its highest level after several years of riding without a claim. However, making even one claim resets your bonus to zero, so careful riding helps you save money consistently.

How to Claim

Yamaha Bike Insurance Claim Process

How to Claim

Step 1

Call IndusInd General Insurance at +91-22-4890-3009, use the IndusInd Insurance app or visit the Claims page online.

Step 2

Lodge a police complaint immediately for theft or third-party incidents and get a copy of the FIR

Step 3

Fill out the claim form online, providing all necessary and important details of the claim.

Step 4

IndusInd General Insurance will send a surveyor to inspect your bike and assess damage extent.

Step 5

Find your nearest network garage using the garage locator tool below. Then take your bike there for cashless repairs, and we settle the bill directly.

Step 1

Call +91-22-4890-3009, use the Indusind Insurance app or visit our Claims page for notification.

Step 2

For theft or third-party claims, file an FIR at the nearest police station and retain a copy.

Step 3

Fill out the claim form with all important details of the claim.

Step 4

After submission, the surveyor will assess and inspect damage to your bike for a report.

Step 5

Take the bike to any garage, pay upfront for repairs, and submit copies of your bills for reimbursement.

Insure the Best Parts of Your Yamaha

Yamaha bikes are famous for their strong and reliable engines that work perfectly for many years without major problems. These powerful engines can handle daily city traffic and long highway rides very smoothly every day. However, engine repairs can cost thousands of rupees when accidents or mechanical issues happen during rides. Our comprehensive insurance covers all engine repair costs completely, so you never worry about expensive engine fixes. This protection keeps your Yamaha running like new, always.

Modern Yamaha motorcycles come with advanced digital displays, LED lights and electronic fuel injection systems. These high-tech features cost a lot of money to replace when they get damaged in accidents or theft. Insurance companies understand that these expensive parts need special protection from damage. Our Yamaha bike insurance covers all these components at their full replacement value during claims. This guarantees that your bike will continue to operate at the highest possible level of performance and technology.

Yamaha builds their motorcycles with high-quality materials and durable frames that last for decades with proper maintenance. Their designs ensure rider safety during crashes and provide stability across different road conditions. However, even the strongest bikes can get damaged when accidents happen on busy roads or during natural disasters. Our insurance policy covers all structural damage and frame repairs for your sturdy Yamaha motorcycle completely. This protection preserves your bike's legendary strength and safety.

Every Yamaha motorcycle delivers smooth acceleration, excellent handling and a comfortable riding experience that riders love every single day. This outstanding performance comes from precision engineering and quality parts that work together perfectly for years. But performance parts like suspension, brakes and transmission can get expensive to repair after accidents or normal wear. We cover all of your speed parts with our comprehensive coverage, so your Yamaha will continue to give you that signature smooth ride. This makes sure that your bike always works at its best.

Yamaha - Variants and Prices

Before purchasing insurance, knowing your bike’s exact value, select the right Yamaha bike insurance coverage. The Yamaha comes in different variants with varying prices that affect your insurance premium.

Yamaha Variant	Ex-Showroom Price
Yamaha MT 15 Version 2.0	₹1.70 - ₹1.81 lakh
Yamaha R15 V4	₹1.85 - ₹2.12 lakh
Yamaha FZS-FI V4	₹1.35 - ₹1.45 lakh
Yamaha FZS-FI V3	₹1.23 – ₹1.24 lakh
Yamaha FZ-FI V3	₹1.18 lakh
Yamaha RayZR 125 Fi Hybrid	₹80,000 – ₹0.94 lakh
Yamaha Aerox 155	₹1.51 – ₹1.54 lakh
Yamaha FZ X	₹1.30 – ₹1.40 lakh
Yamaha MT-03	₹3.50 lakh
Yamaha R3	₹3.60 lakh
Yamaha FZ X Hybrid	₹1.50 lakh

Disclaimer: The prices mentioned are subject to change based on your city of residence, bike model, variant, year of purchase and the dealership you are buying your bike from. The prices mentioned above have been taken from this source.

Key Takeaways

Yamaha bike insurance keeps your motorcycle safe from daily risks like accidents, theft and weather damage. IndusInd General Insurance (formerly Reliance General) makes this protection affordable with plans starting at just ₹18 per month* and online discounts up to 80%. When problems happen, our 11,000+ network garages fix your bike quickly using original parts, while our claim settlement ensures you get help fast.

Recent data shows two-wheeler insurance claims across India have surged 15% in 2024-25, reaching the highest levels recorded in recent years. This means more riders now understand why bike insurance matters for protecting their bikes. Without coverage, even small accidents can cost thousands of rupees that come directly from your pocket.

Our mobile app makes claims simple through video calls and instant processing, so you never wait long for help. You can choose comprehensive coverage for complete protection, third-party insurance for legal requirements or own-damage plans for bike-specific needs. Smart add-ons like engine protection and nil depreciation save money during repairs while keeping your premiums low. With round-the-clock customer support and fast claim processing, IndusInd General Insurance removes all the stress from bike insurance.

Authors - Brand Bike

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Bike insurance starting at just ₹18 per month*!

Customised Plans for Your Yamaha

Secure your Yamaha with coverage against own damage, theft and more. Enhance your plan with add-ons tailored to your bike's riding needs.

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Stories shared by our happy customers!

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4.9 ★ ★ ★ ★ ★ (52)

Murali Krishna Alla

West Godavari

Quick policy issuance

The journey of purchasing Bike insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time.

Kunta Naveen

Vizianagaram

Quick policy issuance

Buying a Bike policy through the platform was straightforward and quick. I felt that my protection needs were well addressed with this policy.

Viral Kumarvinu Bhai Patel

Vadodara

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance Insurance Company (now IndusInd Insurance Company) was convenient. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time. I'm happy with how everything went and feel secure with my policy.

Kuldeep Singh

Shahjahanpur

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. I felt that my protection needs were well addressed with this policy.

Sandeep Kumar

Raichur

Quick policy issuance

Buying a Bike policy through the platform from Reliance (now IndusInd) was straightforward and quick. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons.

Palepuni Raja

Nizamabad

Quick policy issuance

I recently purchased my Bike insurance from Reliance Insurance (now IndusInd Insurance) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. No additional coverage seemed required for my needs. The process felt reliable and I would recommend it to others.

Harish S

Nilgiris

Quick policy issuance

Buying a Bike policy through the platform from Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Aravinthsarathy B

Nagapattinam

Quick policy issuance

The journey of purchasing Bike insurance felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting.

Dhananjay Nair

Kanyakumari

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance (now IndusInd) was convenient. I felt that my protection needs were well addressed with this policy. I am satisfied with the main policy and don't see a need for extras. I found the entire process trustworthy and efficient.

Rosan Patel

Jharsuguda

Quick policy issuance

Buying a Bike policy through the platform of Reliance Insurance (now IndusInd Insurance) was straightforward and quick. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time. The process felt reliable and I would recommend it to others.

Surendra Kumar Sain

Jhansi

4.5

Value for money

I recently purchased my Bike insurance and found the experience very smooth. I'm happy with how everything went, product offering is fine.

Kulamatiadi Venkat Rama Appa Rao

Hyderabad

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance General Insurance (now IndusInd General Insurance) was convenient. It aligns well with what I needed from an insurance policy. I am satisfied with the main policy and don't see a need for extras.

Uma Devirallabandi

Hyderabad

Quick policy issuance

I had a positive overall experience while applying for Bike insurance. The coverage provided matches my expectations and feels comprehensive.

Raj Kumar Goudburu

Hyderabad

Quick policy issuance

I had a positive overall experience while applying for Bike insurance from Reliance Insurance Company (now IndusInd Insurance Company). I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. The process felt reliable and I would recommend it to others.

Vijay Maken

Gurgaon

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. It aligns well with what I needed from an insurance policy.

Manish Kumar Yadav

Gonda

Quick policy issuance

From start to finish, the process of getting my Bike insurance was convenient. The coverage provided matches my expectations and feels comprehensive. No complementary product was necessary for me at this stage. Overall, it was a seamless Reliance Insurance (now IndusInd Insurance) experience and I am satisfied.

Arun Jain

Faridabad

Quick policy issuance

I recently purchased my Bike insurance from Reliance General Insurance (now IndusInd General Insurance) and found the experience very smooth. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras. The convenience and clarity made this a good experience.

Sandip Chandrakant Mali

Dhule

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance Insurance Company (now IndusInd Insurance Company) was convenient. The coverage provided matches my expectations and feels comprehensive. I did not feel the need for any other products at this time.

Jashobanta Parida

Dhenkanal

Quick policy issuance

The journey of purchasing Bike insurance felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy.

Subrata Kumarsahani

Cuttack

Quick policy issuance

Buying a Bike policy through the platform of Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. I felt that my protection needs were well addressed with this policy. No additional coverage seemed required for my needs.

Janet Joshikad

Coimbatore

Quick policy issuance

Buying a Bike policy through the platform was straightforward and quick. The plan offered exactly the type of coverage I was expecting.

Sathiamourthy Priya

Coimbatore

Seamless digital experience

The journey of purchasing Bike insurance felt effortless and user-friendly. The policy coverage and offerings do not match my requirements.

Hiren Kumar Raju Bhai Tailor

Bharuch

Quick policy issuance

I had a positive overall experience while applying for Bike insurance Reliance Insurance (now IndusInd Insurance). The plan offered exactly the type of coverage I was expecting. I am satisfied with the main policy and don't see a need for extras.

Abhishek Neelakantachar

Bengaluru

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. The plan offered exactly the type of coverage I was expecting.

Guru Nathakooni

Bengaluru

Quick policy issuance

From start to finish, the process of getting my Bike insurance was convenient. It met my requirements well and felt tailored to my needs.

Aniket Rai

Bengaluru

Quick policy issuance

The journey of purchasing Bike insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. Currently, I don't think I require any additional plans or add-ons.

Aneesh Krishnan Nair

Bengaluru

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance Insurance (now IndusInd Insurance) was convenient. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Madhava Rao Nagesh Rao

Bengaluru

Quick policy issuance

The journey of purchasing Bike insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Vinita Jain

Ahmedabad

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Rupesh Pandurang Khamgaonkar

THANE

Seamless digital experience

Getting my IndusInd two-wheeler insurance policy online was a breeze with a quick step-by-step guide to take me through the process.

Mr Javed Khan Maheboob Khan Pathan

NILANGA

Value for money

My bike is used only for nearby rides, so I wanted simple protection at a sensible price. The plan matched that without feeling costly.

Hemanth Kumar

MAGADI

Easy application

I wanted my RC and insurance papers together on my phone. After finishing the form, I downloaded the copy and saved it with my vehicle documents.

Manoj Kumar Modi

ANGUL

Seamless digital experience

I remembered the scooter renewal after dinner and finished it from home. The steps were short, and the document was ready without any delay.

Sanjaykumar Rajkumar Menase

AKKALKOT

Quick policy issuance

My two-wheeler insurance policy was issued instantly after payment completion.

Vikas Savlani

DAMOH

Easy application

Had a very smooth experience applying for the policy online.

Himanshu Kumar

CHANDI

Easy application

I was a little unsure while entering the registration number, but the steps were simple. I filled it carefully and got the insurance copy soon after.

Govindji Turam Suthar

MUMBAI

Quick policy issuance

I wanted all my bike papers updated before the month-end. I renewed online and downloaded the insurance copy right away.

Satinder Singh

GURGAON

Seamless digital experience

I usually delay insurance work because it feels boring, but this was not confusing. I followed the steps slowly and finished it myself.

Manoj Hirabhai Chudasama

BHAVNAGAR

Easy application

I compared options for my scooter and chose one that did not add things I would never use. The amount felt right for daily local travel.

Nagavenkata Basava Subbareddyped

TIRUMALAGIRI

Easy application

I renewed my two-wheeler insurance during a small break at work. Everything opened properly on my phone, and I did not need to call anyone.

Bonkanpally Raghupathi

NIZAMABAD

Value for money

My scooter is used mostly for quick nearby work, so I wanted the insurance done without much effort. The form was short, and I was able to complete it easily on my phone.

Deepa R

COIMBATORE SOUTH

Quick Policy Issuance

I had taken a second-hand scooter and wanted the insurance sorted properly. The steps were clear, and I could update the details without getting stuck.

S M Karunya Krishna

CHITTOOR

Quick Policy Issuance

I realised my bike insurance had expired while keeping my vehicle papers ready. I renewed it online and got the copy within minutes.

Shivappa Nayakar

BANGALORE NORTH

Quick Policy Issuance

I had to go out urgently and wanted to be sure my bike insurance was active. The message came soon after payment, which gave me peace of mind.

Vimala V

PUZHITHIVAKKAM

Seamless Digital Experience

Our scooter is used by everyone at home for small work nearby. I wanted the insurance active, and the online process was quick enough to finish from home.

Payal Priyadarshani Nath

HYDERABAD

Quick Policy Issuance

I remembered my bike insurance renewal while I was outside. I completed it on my phone and saved the document before riding back.

Murthy Lakshminarasimha Dasari

RAJENDRANAGAR

Seamless digital experience

I forgot about the renewal till the last day. I completed it in the evening and got the policy message quickly, so I could ride the next morning.

Kiran Tanguturi Kumar

PRODDATUR

Value for money

My bike is mainly for office and small errands. I didn't want a heavy premium, and the cover felt enough for my daily riding.

Ramesh Kumar Ramjas Shukla

MUMBAI

Quick policy issuance

I didn't have all my documents handy, but the form only required basic bike details, which made it easy to complete.

Diddi Ramesh

HYDERABAD

Easy application

I don't ride long distances, so I wanted a normal plan for city use. The price felt reasonable for the kind of protection I needed.

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Frequently Asked Questions (FAQs)

Is motorcycle insurance mandatory in India?

Yes, Indian law requires all motorcycle owners to have valid insurance before riding on roads. Traffic police can fine you ₹2,000 to ₹4,000* for riding without proper insurance coverage. You might also face three months' imprisonment for using uninsured motorcycles on public roads. Therefore, buying Yamaha bike insurance immediately after purchasing protects you from legal troubles.

Can I transfer my Yamaha insurance?

You can easily transfer your Yamaha bike insurance policy to the new owner when selling your bike. Simply provide us with ownership transfer documents and your current insurance policy details for quick processing. We handle the complete transfer process and help transfer your earned No Claim Bonus benefits too.

How much does Yamaha insurance cost?

Yamaha insurance premium depends on your bike's age, coverage type and additional add-ons you select. Our basic third-party Yamaha insurance starts from just ₹18 per month* for affordable legal compliance coverage. Comprehensive Yamaha bike insurance plans cost more but provide complete protection, including theft, accidents and natural disaster coverage for bikes.

Are there discounts for Yamaha insurance?

IndusInd General Insurance offers many discount options to reduce your Yamaha insurance costs significantly throughout the policy year. You can get up to 50%* savings through No Claim Bonus when you don't file claims. We also provide online purchase discounts, multi-year policy benefits and special offers for loyal customers.

What documents are needed to file a bike insurance claim?

When filing Yamaha insurance claims, you need several important documents for processing your request with our team. Submit your claim form, identity proof, driving license, vehicle registration certificate and current insurance policy papers together. Keep original repair bills and payment receipts if you choose reimbursement claims instead of cashless options.