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Student Travel Insurance for Studying Abroad

Student Travel Insurance

Student travel insurance is a special insurance plan made for students going overseas for education. It works like regular travel insurance but is designed to keep students' unique needs in mind. When you're studying in a foreign country, unexpected situations can happen - sudden illness, accidents, lost baggage or even emergency trips back home. This insurance covers all these situations, giving you and your family peace while you focus on your education.

The best part is that student travel insurance offers much more than just medical coverage. It protects your laptop and belongings, covers your tuition fees if you have to interrupt your studies due to medical emergencies, and even helps if something happens to your sponsor back home. With coverage going up to $500,000* for medical expenses and premiums being just 1-1.5% of your course fee, it's an affordable safety net that most universities abroad also require during admission.

You can buy your student plan online on our website. IndusInd student travel insurance (formerly Reliance student travel insurance) plans also offer medical financial protection for up to $500,000*, so you can focus on your studies and not stress over sudden inconveniences.

Why Students Need Travel Insurance When Studying Abroad?

High Medical Costs

Medical treatment abroad is extremely expensive compared to India. Healthcare costs are a huge concern for international students studying in the US, with 58% reporting that they were worried about their ability to pay for medical expenses. Student travel insurance covers your hospital bills, doctor visits and emergency treatments.

Campus Emergencies and Accidents

Accidents can occur anywhere - on campus, during sports or while commuting. This insurance protects you financially if you need immediate medical attention or have to take a break from your studies due to injuries.

Lost Documents and Belongings

Losing your passport, laptop or checked baggage can disrupt your studies completely. When you need to replace these important things, student travel insurance will pay for them, so you can get back to your normal schedule without having to worry about money or being late.

University Requirements

Most foreign universities and colleges make travel insurance mandatory for admission and visa processing. Having proper overseas student travel insurance isn't just smart - it's often a compulsory requirement you must fulfil before starting your course.

Why US

Why 8 Crore+ Policyholders Trust Us?

Whether you're heading abroad for a post-graduate degree or a short student exchange stint, IndusInd Student Travel Insurance (formerly Reliance Student Travel Insurance) ensures you stay focused on your goals while we handle the emergencies.

Product Travel

Cashless medical claims benefit

Up to $500,000 Coverage*

High coverage for medical costs

24x7 global assistance

24/7 Customer Support Available

Get support anytime and anywhere in Asia

AI-powered support app

AI-Powered Mobile App*

Quick processes and 24/7 support

No Medical Check-Ups

No Medical Check-Ups Needed*

Just apply, pay and download!

 Features of Student Travel Insurance Policies

Parameters

Basic Coverage

Maximum Coverage

Medical Expenses

$50,000

$500,000

Personal liability

$100,000

$150,000

Personal accident

$25,000

$25,000

Total Loss of Checked-in Baggage*

$1,000

$1,000

Loss of Passport

$100

$200

Dental treatment

$500

$500

Bail Bond

$500

$5,000

Study Interruption

$10,000

$10,000

Sponsor Protection

$10,000

$10,000

2-way Compassionate Visit

$7,500

$7,500

Disclaimer: To get a complete list of Travel Insurance plans, go through the policy documents linked here.

Who Should Buy Student Travel Insurance?

Students Travelling for UG/PG

If you are going abroad for undergraduate or postgraduate courses, International student travel insurance is essential. It covers medical emergencies, protects your belongings and meets university requirements for admission and visa processing throughout your entire degree duration.

PhD Scholars

Research scholars pursuing doctoral programs abroad need long-term protection during their multi-year stay. This insurance covers lab accidents, medical issues, study interruptions and emergency trips home, letting you focus completely on your research work without financial worries.

Exchange Students

Short-term exchange programs still expose you to health risks and travel uncertainties in foreign countries. Even for semester-long stays, having travel insurance for students studying abroad protects you from unexpected medical bills, lost baggage and other emergencies that could disrupt your exchange experience.

Vocational Courses

Students enrolled in vocational training, diploma programs or skill-based courses abroad need protection too. Whether it's culinary school, hospitality training or technical certification programs, insurance for students studying abroad covers medical emergencies and travel mishaps during your practical learning period.

Internships

International internships often don't provide comprehensive health coverage despite being work-related travel. Student travel insurance fills this gap by covering medical emergencies, accidents during commute, lost documents and liability issues while you gain valuable international work experience.

Short-term Certifications

Even brief courses lasting a few weeks or months need insurance coverage abroad. Short-term certification programs, workshops and training courses still expose you to medical risks, travel delays and baggage issues that this affordable insurance effectively protects against.

What’s Covered Under Student Travel Insurance?

What’s Covered? 

Covered

Medical & Dental Expenses: Covers medical and dental treatment expenses if you fall ill or get injured during your trip, and dental treatment for acute anaesthetic needs.

Covered

Mental & Nervous Care: Covers inpatient treatment for mental health conditions.

Covered

Study Interruption: Covers tuition loss if your studies are disrupted due to emergencies.

Covered

Sponsor Protection: Pays tuition fees if your sponsor passes away during your trip.

Covered

Passport & Baggage Loss: Helps cover the cost of replacing a lost or stolen passport during your trip. We also pay for the total loss of checked‑in baggage up to policy limits.

Covered

Bail Bond: Covers bail expenses if you're legally detained abroad.

Covered

Personal Liability: If you accidentally hurt someone or damage their property, this covers their medical bills and your legal expenses. 

Covered

Pregnancy Inpatient & Childcare Benefit: Covers emergency inpatient care for pregnancy complications. We also pay for a caregiver if you're hospitalised while travelling with a child.

Covered

Cancer Screening, Chiropractic Care, Physiotherapy & Skilled Nursing: We cover preventive cancer screening, chiropractic treatment for pain or injury, prescribed physiotherapy sessions and skilled nursing care, if medically advised, during travel.

Covered

Personal Accident: Covers accidental loss of life or permanent disability during your trip.

What’s Not Covered?

Not Covered

Medical Tourism, Undisclosed Pre-Existing Diseases & Maternity: We cover all medical emergencies when you're overseas except for maternity costs, undeclared PEDs and planned medical treatment.

Not Covered

Negligence & Travelling Against Medical Advice: Your trip emergencies are always covered; however, we do not cover trips taken against a doctor's advice, or claims due to personal delays or negligence.

Not Covered

Legal Action: Liability-related costs are fully covered except for ones that are due to any legal violations while you're overseas.

Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording here.

Your money belongs in your tuition, not travel risks

Call us for the perfect student travel plan!

Add-ons for Student Travel Insurance

Mental health treatment add‑on

Mental Health & Nervous Disorder Treatment

Get coverage up to $1,000* for counselling and treatment if you face stress, anxiety or mental health issues while studying abroad.

Pregnancy and childbirth cover

Pregnancy & Childbirth Coverage

Covers inpatient hospital expenses up to $500 for pregnancy complications or childbirth emergencies after a 10-month waiting period from policy purchase date.

Inter‑collegiate sports injury cover

Inter-Collegiate Sports Injury Cover

Covers medical expenses for injuries you get while playing sports for your college or participating in university-level sports competitions and activities abroad.

Cancer screening add‑on

Cancer Screening & Mammographic Examinations

Get coverage up to $2,500 for preventive cancer screening tests and mammogram examinations to detect health issues early during your study period.

Child care benefits

Child Care Benefits

Get $100 per day if you’re hospitalised due to an injury or illness while studying abroad and need childcare to take care of your child while you recover.

Chiropractic treatment

Chiropractic Treatment

Covers up to $1,000 for chiropractic therapy if you need spine alignment or musculoskeletal treatment due to back pain or posture problems.

Physiotherapy treatment

Physiotherapy Treatment

Get coverage up to $500 for physiotherapy sessions if you need physical rehabilitation after an injury or surgery during your time abroad.

Skilled nursing facility

Skilled Nursing Facility

Covers up to $500 for professional nursing care at specialised facilities if you need extended medical supervision after hospitalisation or complex treatment.

Types of Student Travel Insurance Plans

Basic Plan

Basic Plan 

Our Basic plan is specially designed for students going to universities where medical cover must be taken locally. This plan focuses on non-medical protection, including passport loss up to $100, total baggage loss up to $1,000, personal accident, personal liability, bail bond, study interruption, sponsor protection and compassionate visit benefits. It's perfect when your university already provides mandatory local health insurance.

Standard Plan

Standard Plan 

The Standard plan offers entry-level medical coverage up to $50,000 along with all basic protection benefits. You get dental treatment coverage, accidental death via common carrier protection and essential travel-related benefits. This affordable plan suits students with moderate university insurance requirements and provides balanced protection during your entire course duration overseas.

Silver Plan

Silver Plan 

Our Silver plan provides enhanced medical expenses coverage up to $100,000 for more comprehensive protection during your studies abroad. This mid-tier option is suitable for students doing lengthier courses in nations with modest healthcare expenditures since it is affordable and offers strong medical protection.

Gold Plan

Gold Plan 

The Gold plan offers strong medical coverage up to $250,000, with better passport replacement limits too. It gives you more legal protection and higher bail money if needed. This plan is great for students going to expensive countries like the USA or the UK, where even a simple doctor visit can cost thousands of dollars.

Platinum Plan

Platinum Plan 

This plan provides the highest level of medical coverage up to $500,000, making it our most comprehensive option. With maximum limits for passport loss, personal liability and bail bond coverage, you get complete protection against all possible risks. This plan is ideal for students in high-cost destinations with university-mandated high coverage requirements and wanting absolute peace.

Multi-Year Student Travel Insurance

Multi-Year Student Travel Insurance

Unlike regular travel insurance that covers only short trips, our student plans can be purchased for up to 2 years at once, matching your course duration. This eliminates the hassle of buying multiple policies and often works out cheaper than renewing short-term policies repeatedly throughout your undergraduate or postgraduate program abroad.

Course Duration-Based Plans

Course Duration-Based Plans

Our plans are specifically designed around your actual study period, not just calendar months. Whether you're going for a 6-month certificate program, a 1-year postgraduate course or a 2-year undergraduate program, you can choose the exact duration you need. We also offer an automatic 7-day extension for airline delays and a 30-day extension for medical emergencies beyond policy expiry.

Countries that Need an International Student Travel Insurance Policy

  • USA: Travel insurance is mandatory for all international students.

  • Canada: You need to have student travel insurance for health coverage.

  • Germany: Travel insurance is mandatory for visa approval and admissions.

  • Australia: Travel insurance is compulsory for all international students

  • France: Students must have travel insurance coverage for medical emergencies.

 International Student Travel Insurance for Popular Study Destinations

USA travel insurance

Student Travel Insurance for the USA

The USA is home to world-class universities like Harvard, MIT and Stanford that attract thousands of Indian students yearly. With medical costs being extremely high in America, we offer student travel insurance with coverage up to $500,000 to protect you from unexpected hospital bills and emergencies.

Canada student travel insurance

Student Travel Insurance for Canada

Canada welcomes Indian students with its multicultural environment and top universities like the University of Toronto and McGill. Having proper travel insurance ensures you're protected during your studies in popular courses like healthcare, management and technology without worrying about expensive medical treatment costs.

Europe Schengen student travel insurance

Student Travel Insurance for Europe/Schengen

Germany and France are popular European destinations with strong technical programs at universities like Heidelberg and TU Munich. Student travel insurance is essential for visa processing and provides comprehensive coverage for medical emergencies and travel incidents throughout your engineering or automotive studies.

UK student travel insurance

Student Travel Insurance for the UK

The UK offers prestigious institutions like Oxford and Cambridge, known for excellence in business, engineering and the humanities. Our travel insurance for students studying overseas helps you access quality healthcare during your studies and covers emergencies, which gives you peace while pursuing your degree in Britain.

Australia student travel insurance

Student Travel Insurance for Australia

Australia attracts students with its excellent education system and vibrant campus life at universities like the University of Melbourne. Travel insurance covers your medical needs and emergencies while you enjoy studying environmental science, engineering or business in this beautiful country down under.

New Zealand and Asia‑Pacific student travel insurance

Student Travel Insurance for New Zealand & Asia-Pacific

New Zealand and other Asia-Pacific countries offer quality education in scenic locations with growing opportunities. Having International student travel insurance protects you from unexpected medical bills and travel emergencies, which ensures a smooth study experience in these increasingly popular destinations among Indian students.

Student Travel Insurance Requirements by Universities

American universities strictly require all international students to show proof of comprehensive health insurance before enrollment. Most colleges want coverage between $100,000 to $500,000 that includes emergency hospital treatment and sending you back home if needed for serious medical reasons.
British universities check insurance coverage during the visa application process and course registration. They require students to have health insurance covering medical emergencies, repatriation and personal liability throughout the entire duration of their undergraduate or postgraduate programs.
Canadian institutions mandate provincial or private health insurance for international students from day one. They check your insurance during admission. Some universities have their own insurance plans, but you can also buy from outside companies as long as they meet their basic requirements.
Australian colleges require Overseas Student Health Cover or equivalent travel insurance for the complete study period. They won't let you register until they see proof that you have insurance. You must also show proof that you have enough medical insurance in case of an emergency when you apply for a visa.
European universities, especially in Germany, France and the Netherlands, require insurance to obtain your student visa. Your plan must cover hospital visits, medical treatment, emergency return to India and sometimes accidental damage to others. The exact minimum amounts differ between countries and specific universities.

How to Choose the Best Student Travel Insurance?

Medical Coverage Amount

Check Medical Coverage Amount

Look for plans that cover medical costs for at least $100,000 to $500,000, based on the country you will be travelling to. In places like the USA, where healthcare costs are very high, having more coverage is important to avoid getting stuck with huge hospital bills during situations. Finding the best health insurance for students studying abroad protects you from high medical bills.

Compare Plan Costs and Premiums

Compare Plan Costs and Premiums

Student insurance usually costs just 1-1.5% of your course fees, which is quite affordable. Look at different insurance companies offering similar coverage and compare their prices. But remember, do not pick the cheapest option without checking what's actually covered in the plan.

Understand Deductibles Clearly

Understand Deductibles Clearly

A deductible is the amount you pay first before insurance kicks in for each claim. Plans with lower deductibles cost more but mean less out-of-pocket expense during emergencies. Based on your budget and level of comfort with risk, pick deductibles that you can easily pay.

Match Your Course Duration

Match Your Course Duration

You should get student insurance from beginning to end. It is common practice to purchase plans for students for a period of up to two years at a time. As long as you provide evidence, you will be able to extend the duration of the coverage in the future if your course is longer.

Follow Your Destination's Rules

Follow Your Destination's Rules

Different countries have specific insurance students studying abroad requirements for student visas and university admission. Check what minimum coverage, benefits and policy terms your destination country and chosen university require, then select a plan meeting all those mandatory guidelines.

Consider Important Add-ons

Consider Important Add-ons

Basic plans cover medical emergencies well. But add-ons give extra protection for things like mental health support, pregnancy costs, sports injuries or adventure activities. Think about your lifestyle, health needs and course activities to decide which extras you should add.

How to Buy Student Travel Insurance Online?

1
Scroll Up
Scroll Up

Go to the form on top of this page to start the buying process. 

2
Enter Details
Enter Details

Choose travel country > Add required details > Get Quote

3
Select Plan
Select Plan

Select a travel plan as per the required sum insured (SI) > Click on “Buy Now.”

4
Make Payment
Make Payment

Enter your personal details >  Make payment > Get policy online in minutes.

Student travel insurance starting at just ₹246*!

Your Safety Net Wherever You Study!

When it comes to a trusted student travel insurance policy, IndusInd General Insurance has been a preferred partner for Indian students travelling overseas for their higher education! 
Tourist taking a trip

Cost of Student Travel Insurance

Factors Affecting Premium

Age of the Student

Younger students typically pay lower premiums because they're considered lower health risk. As age increases, especially beyond 25 years, insurance costs go up slightly since older students may face more health issues requiring medical attention during their stay abroad.

Course Duration Length

Longer courses need more extended coverage, which increases the total premium amount. A four-year undergraduate degree costs more to insure than a six-month certificate program. However, buying longer-duration policies together often works out cheaper than multiple short-term renewals.

Study Destination Country

Countries with expensive healthcare, like the USA, UK and Australia, have higher insurance premiums. Destinations with lower medical costs, like some European or Asian countries, cost less to insure. The premium reflects the typical treatment expenses you might face in that location.

Medical History Background

Students with pre-existing health conditions may need to pay additional premiums for coverage. In most cases, standard rates are associated with a clean medical background. Some insurers ask for medical questionnaires or check-ups before issuing policies to students with known health issues.

Sum Insured Amount

Higher coverage limits naturally cost more in premiums. A plan with $500,000 medical cover costs more than $100,000 coverage. Pick coverage based on where you're going and what your university asks for. Don't go too low just to save money - proper protection is important.

Sample Premium Comparison Table

Here are a couple of premium estimates for popular student destinations. To get a personalised quote for your trip, you can always use the calculator given below.

Sample Premium Comparison

Country

Duration

Coverage

Approximate Cost*

USA

1 Year

$500,000

₹23,008

UK

1 Year

$500,000

₹13,931

Canada

1 Year

$250,000

₹14,720

Australia

1 Year

$500,000

₹13,931

Disclaimer: These are average costs calculated for 365 days of coverage, assuming the policyholder is 18 years old. Your final estimate may vary based on your age, health, and trip details. 

Homepage Curated Plans Client Extension

Things to Keep in Mind While Buying Student Travel Insurance

Travel needs planning step

Travel Needs

Take stock of what coverage you'll need when overseas, based on whether you're travelling for a full-time or short-term course. We recommend going for a travel plan with a high sum insured.

Medical & non-medical coverage

Medical & Non-Medical Coverage

Your student travel insurance should cover medical expenses from illnesses or injuries. Our plans ensure that you’re covered for medical and non-medical emergencies up to USD 500,000*.

Personal liability coverage step

Personal Liability Coverage

Check how much coverage you get for accidental damage or injury caused to another person. Accidents are always a possibility, so you'll need this coverage regardless of how careful you are.

Claim Convenience

Claim Convenience

Choose the insurer with a high claim settlement ratio and an online claim process for quick and efficient claim settlements.

How to File a Claim Under Student Travel Insurance?

Filing a claim under your IndusInd student travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your IndusInd Insurance app and tap “InstaClaim”. 

Medical Claim

1

For medical claims, let us know via our helpline or email using your policy number.

2

Check if the hospital accepts cashless claims & submit the claim form.

3

IndusInd Care (previously Reliance Care) will review the claim and your documents.

4

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

5

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

Non-Medical Claim

1

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

2

Complete the claim form and gather all other necessary documents.

3

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

4

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

5

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Documents Needed for Claims

Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in

General Documents Required

General Documents Required

  • Original boarding pass and ticket showing your travel dates
  • Duly filled and signed claim form
  • Copy of your passport indicating travel dates
  • Photo ID proof (PAN card, Driving license or Passport)
  • Original cancelled CTS 2010 compliant cheque with printed name and account number
For Medical Emergency Claims

For Medical Emergency Claims

  • Original hospital bills with cash receipts
  • Complete discharge summary from the hospital
  • Doctor's consultation papers and prescriptions
  • Investigation reports like X-rays, MRI scans and blood tests
  • Pharmacy bills with stamps showing medicine prices
For Flight Delays & Missed Connections

For Flight Delays & Missed Connections

  • Airline confirmation with a delay reason
  • Bills for additional expenses incurred
  • Proof of cancellation charges
Baggage Loss Claims

For Baggage Loss Claims

  • Property Irregularity Report from the airline
  • Letter from the airline about compensation received
  • Proof of ownership for items over $100
  • List of lost items with values
For Passport Loss & Theft Claims

For Passport Loss, Emergency Cash, Third Party Liability & Theft Claims

  • Police report filed within 24 hours of loss
  • Original bills for a new or duplicate passport
  • Embassy documentation for passport replacement
  • Proof of judicial decision (for third party liability)
Personal Accident Claims

For Personal Accident Claims

  • Medical bills, vouchers and treatment reports
  • Discharge summary with accident cause details
  • FIR or police report for legal matters
  • Post-mortem report for death claims
  • Disability certificate from an authorised medical officer

Disclaimer: For the complete list of claim documents, please refer to your policy documents.

Emergency Support & Global Helplines

National helpline contact details

Our National Helpline Numbers

Contact Us

How to Contact Us?

● Toll-free: 1800-209-55-22
● Landline: +91-22-67347843/44 (charges apply)
● Email: indusind@europ-assistance.in
Claims department address

Our Claims Department Address

IndusInd General Insurance, Claims Department, C/O Europ Assistance India Pvt. Ltd., C-301, Business Square, Andheri Kurla Road, Chakala, Andheri (E), Mumbai - 400093, India
quick assistance

What We Offer

● 24/7 emergency assistance
● Immediate help with hospital arrangements
● Claim guidance and support
● Quick response team for policy queries

North America helpline numbers

Our International Toll-Free Numbers

North America Contact Details

North America

● USA: 18337426673
● Canada: 011+800-9944 1111
Europe helpline numbers

Europe

● UK, Germany, France, Italy and Spain: 00+800-99441111
● Switzerland, Netherlands, Belgium: 00+800-99441111
Asia-Pacific

Asia-Pacific

● Australia: 0011+800-99441111
● Singapore: 00+1800-99441111
● Malaysia, Thailand and China: 00+800-99441111
● Japan: 001-010+800-99441111

Important Tips for Students Travelling Abroad

1

Pack Smart Essentials: Carry important documents, medicines, basic clothes, chargers and adapters and keep copies of all documents in cloud storage too.

2

Health Preparations First: Vaccinate before travelling, bring your prescription drugs with you with a note from your doctor, and always have a list of emergency medical contacts on hand.

3

Register University Health Desk: Visit your university health centre immediately after arrival, register for student health services and understand their emergency procedures clearly.

4

Know Local Emergency Numbers: Save local ambulance, police and fire emergency numbers, and also save your country's embassy contact details in your phone.

5

Stay Connected: Buy a local phone SIM or activate international roaming so you can call home anytime and reach the insurance helpline when needed.

6

Money Management: Take credit cards, debit cards, some cash and digital payment apps, and tell your bank you are travelling so they don't block your cards.

7

Travel Safety Awareness: Be careful in new places, don't go out alone at night, keep your passport and money safe and tell someone where you're going.

Student Travel Insurance Compared With Regular Travel Insurance

Features

Student Travel Insurance

Regular Travel Insurance

Duration

Up to 2 years

7 days to 6 months

Study Benefits

Tuition refund, study interruption

Not available

Medical Coverage

Up to $500,000 long-term

Up to $500,000 short-term

Age Limit

16 to 35 years

3 months to 70 years

Premium Cost

1-1.5% of the course fee

Calculated per trip

Special Coverage

Laptop, equipment, and compassionate visits

Standard baggage, one-way visit

Add-ons

Mental health, maternity, sports

Not available

How is IndusInd Student Travel Insurance Better?

Features

IndusInd General Insurance

Insurer A

Insurer B

Medical Expenses

$500,000

$500,000

$500,000

Personal Liability

$150,000

$1,000

$1,000

Baggage Loss

$1,000

$1,000

$1,000

Loss of Passport

$200

❌

$250

Study Interruption

$10,000

❌

$7,500

Personal Accident

$25,000

$25,000

❌

Asset Publisher

Authors - Location -Travel

IndusInd General Insurance

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

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4.7 ★ ★ ★ ★ ★ (45)
Amballa Sanyasi Naidu

Amballa Sanyasi Naidu

Trimulgherry

star

4

Value for money

I had a positive overall experience while applying for Travel insurance. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage.
Bhavin Prabhu Lalsengani

Bhavin Prabhu Lalsengani

Thane

star

5

Quick policy issuance

Buying a Travel policy through the platform was straightforward and quick. It met my requirements well and felt tailored to my needs.
Nilesh Rajendragirase

Nilesh Rajendragirase

Thane

star

4

Seamless digital experience

I recently purchased my Travel insurance from Reliance (now IndusInd) and found the experience very smooth. The coverage provided matches my expectations and feels comprehensive. I am satisfied with the main policy and don't see a need for extras.
Roshan Kumar

Roshan Kumar

New Delhi

star

5

Quick policy issuance

I had a positive overall experience while applying for Travel insurance from Reliance (now IndusInd) . I felt that my protection needs were well addressed with this policy. No additional coverage seemed required for my needs. The convenience and clarity made this a good experience.
Naveen Chanderbhatt

Naveen Chanderbhatt

New Delhi

star

4

Seamless digital experience

I recently purchased my Travel insurance and found the experience very smooth. It aligns well with what I needed from an insurance policy.
Vivek  Pathak

Vivek Pathak

Rangareddy

star

5

Quick policy issuance

I had a positive overall experience while applying for Travel insurance from Reliance Insurance (now IndusInd Insurance) . It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time.
Jani Bashashaik

Jani Bashashaik

Rangareddy

star

5

Quick policy issuance

I had a positive overall experience while applying for Travel insurance from Reliance (now IndusInd). I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time. I'm happy with how everything went and feel secure with my policy.
Madhu Smita Parida

Madhu Smita Parida

Rangareddy

star

5

Quick policy issuance

I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.
Yogya  Kolliboina

Yogya Kolliboina

Rangareddy

star

4.5

Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.
Saroja  Kolliboina

Saroja Kolliboina

Rangareddy

star

5

Quick policy issuance

From start to finish, the process of getting my Travel insurance was convenient. I felt that my protection needs were well addressed with this policy.
Syam Prasadkolliboina

Syam Prasadkolliboina

Rangareddy

star

5

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy.
Kishore

Kishore

Ramanathapuram

star

5

Quick policy issuance

I had a positive overall xperience while applying for Travel insurance with Reliance Insurance (now IndusInd Insurance). The plan offered exactly the type of coverage I was expecting. I did not feel the need for any other products at this time.
Sevika M Shetty

Sevika M Shetty

Panchkula

star

4.5

Seamless digital experience

I recently purchased my Travel insurance from Reliance Insurance (now IndusInd Insurance) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. The convenience and clarity made this a good experience.
Hadamata Ram

Hadamata Ram

Palghar

star

5

Quick policy issuance

From start to finish, the process of getting my Travel insurance was convenient. The coverage provided matches my expectations and feels comprehensive. Currently, I don't think I require any additional plans or add-ons. Overall, it was a seamless experience with Reliance General Insurance (now IndusInd General Insurance) and I am satisfied.
Himanshu  Marwal

Himanshu Marwal

Nainital

star

4.5

Seamless digital experience

I recently purchased my Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) and found the experience very smooth. The plan offered exactly the type of coverage I was expecting. I am satisfied with the main policy and don't see a need for extras.
Shiv Prasad Yadav

Shiv Prasad Yadav

Mumbai

star

5

Quick policy issuance

From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.
Padmanabhan

Padmanabhan

Mumbai

star

5

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.
Alpabharat Gala

Alpabharat Gala

Mumbai

star

5

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.
Pradip Kumar C Patel

Pradip Kumar C Patel

Mumbai

star

4.5

Seamless digital experience

From start to finish, the process of getting my Travel insurance from Reliance (now IndusInd) was convenient. The coverage provided matches my expectations and feels comprehensive. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.
Rakhee Mitesh Rohira

Rakhee Mitesh Rohira

Mumbai

star

4

Seamless digital experience

Buying a Travel policy through the platform was straightforward and quick. It met my requirements well and felt tailored to my needs. I did not feel the need for any other products at this time.
Abijith Chandrap

Abijith Chandrap

Kottayam

star

5

Quick policy issuance

I had a positive overall experience while applying for Travel insurance with Reliance (now IndusInd). It aligns well with what I needed from an insurance policy. No complementary product was necessary for me at this stage. I'm happy with how everything went and feel secure with my policy.
Ramanji

Ramanji

Bengaluru

star

5

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting.
Gawande Sapna Tej Rao

Gawande Sapna Tej Rao

Akola

star

5

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. No additional coverage seemed required for my needs.
Jitendra Bhaiganapat Ram Raval

Jitendra Bhaiganapat Ram Raval

Ahmedabad

star

5

Quick policy issuance

I had a positive overall experience with Reliance Insurance (now IndusInd Insurance) while applying for myTravel insurance. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras. I found the entire process trustworthy and efficient.
Nayan Bhai Narshi Bhaivariya

Nayan Bhai Narshi Bhaivariya

Ahmedabad

star

5

Quick policy issuance

Buying a Travel policy from Reliancre General Insurance (IndusInd General Insurance) was straightforward and quick. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras. The process felt reliable and I would recommend it to others.
Ahmar T

Ahmar T

Ghaziabad

star

4

Value for money

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.
Pari K

Pari K

Kalyan-Dombivali

star

5

Seamless digital experience

My office trip was confirmed suddenly. I bought the travel policy online, downloaded the copy, and shared it with my office the same day.
Amarpreet Singh

Amarpreet Singh

Punjab

star

5

Easy application

I was confused between baggage delay and trip cancellation. The advisor explained the difference clearly, so I chose what was actually useful for my trip.
Giju Rojijohn

Giju Rojijohn

Kerala

star

5

Quick policy issuance

I realised at the last moment that I needed the policy before leaving for the airport. Bought it quickly on my phone and kept the copy with my travel papers.
Madhusmita Parida

Madhusmita Parida

Rangareddy

star

5

Seamless digital experience

After finalising my itinerary, I bought the travel policy on the app. Adding the destination, dates and traveller details was straightforward.
Roshan Kumar

Roshan Kumar

South West Delhi

star

5

Value for money

I didn't need a big plan for a short holiday. I chose travel cover only for my actual trip days, so the price felt fair.
Yogya Kolliboina

Yogya Kolliboina

Rangareddy

star

5

Easy application

This was my first time buying travel insurance myself. I kept my passport and ticket details ready, and the form was simple enough to complete without help.
Amballa Sanyasi Naidu

Amballa Sanyasi Naidu

Thane

star

5

Value for money

I was buying travel insurance for a family holiday. The advisor explained medical cover and baggage benefits, so I could choose one plan for all of us.
Nilesh Rajendra Girase

Nilesh Rajendra Girase

Thane

star

4

Seamless digital experience

I bought travel insurance on my phone while going to office. The pages opened properly, and I finished it without needing my laptop.
Santoshi C

Santoshi C

Darjiling

star

4

Easy application

I was unsure how medical help works if something happens abroad. The advisor explained it in normal words, and then I felt more comfortable taking the policy.
Himanshu Marwal

Himanshu Marwal

Nainital

star

5

Value for money

I was travelling to a country where hospital costs can get quite expensive. The advisor helped me choose a cover amount that felt safe without pushing up the price unnecessarily.
Somanath Tarikere

Somanath Tarikere

Karnataka

star

5

Seamless digital experience

I was keeping all travel papers ready in one place. Buying the insurance online was quick, and I could save the copy with my passport scan and visa papers.
Sheela R

Sheela R

Belagavi

star

4

Easy application

I had a connecting flight, so baggage delay was on my mind. I checked that part properly before buying, along with medical cover for the trip.
Naveen Chanderbhatt

Naveen Chanderbhatt

South West Delhi

star

4

Easy application

Effortless process with IndusInd Insurance (Formerly know as Reliance General Insurance) Travel Insurance
Deepak Sharma

Deepak Sharma

Baroda

star

4

Seamless digital experience

I booked my tickets late at night and bought travel insurance right after that. The copy came soon, so I saved it in the same folder as my flight ticket.
Gawande Sapna Tej Rao

Gawande Sapna Tej Rao

Akola

star

5

Quick policy issuance

Mine was just a 5-day trip, so I didn't want an expensive plan. I picked the cover that matched my dates and destination, and the amount felt okay.
Nayan Bhai Narshi Bhaivariya

Nayan Bhai Narshi Bhaivariya

Ahmedabad

star

5

Quick policy issuance

My flight was the next day and travel insurance was still pending. I bought it on my phone after dinner and got the WhatsApp copy quickly. Felt relieved before packing.
Raman Ji

Raman Ji

Bengaluru

star

5

Quick policy issuance

I needed the travel policy for my visa file. Filled the trip details, got the document quickly, and added it with my passport and ticket papers.
Jitendrabhai Ganapatram Raval

Jitendrabhai Ganapatram Raval

Ahmedabad

star

5

Value for money

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.
Caroline Ghosh

Caroline Ghosh

MUMBAI

star

5

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Travel Insurance - Disclaimer

Disclaimer: Travel insurance coverage is subject to policy terms, conditions, exclusions, geographical limits and plan selection. Benefits may vary depending on the product variant, destination, age and coverage opted.

Applicable UIN: IndusInd Travel Care Policy – RELTIOP08002V010708

For detailed disclosures, premium illustrations and benefit limitations, please refer to the Travel Insurance Disclaimer page.

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Frequently Asked Questions (FAQs)

What is the best student travel insurance?

The best student travel insurance offers high medical coverage (up to $500,000), study interruption benefits, sponsor protection, compassionate visit coverage and affordable premiums around 1-1.5% of your course fee. IndusInd General Insurance's Platinum or Gold plans provide comprehensive protection with 24/7 support, covering medical emergencies, lost documents, baggage and tuition fee refunds during study interruptions.

Is it mandatory for studying abroad?

Yes, most countries and universities make student travel insurance mandatory for visa approval and admission. The USA, UK, Canada, Australia, Germany and France all require proof of insurance before you can enrol. Even if not mandatory, it's essential because overseas medical treatment is extremely expensive and insurance protects you from huge bills and unexpected emergencies.

Does it cover medical expenses?

Student travel insurance covers hospital stays, doctor visits, operations, prescriptions, dental injuries, ambulance bills and medical evacuation back to India. Coverage ranges from $50,000 to $500,000, depending on your plan. It also covers emergency treatment for life-threatening situations arising from pre-existing diseases if you disclose them while buying.

Are laptops covered?

Yes, up to $1,000 in lost or stolen checked bags is covered. If the airline completely loses your checked-in baggage containing your laptop, you get compensation. However, partial damage is not covered. For items worth over $100, you need to show proof of ownership, like purchase receipts or invoices, when claiming for lost study equipment.

What is sponsor protection?

Sponsor protection covers your tuition fees if the person paying for your education (sponsor) passes away due to an accident or gets critically ill during your policy period. You get coverage up to $10,000 to continue your studies. This ensures you can complete your course even when your financial sponsor back home can no longer support you financially.

What if I extend my course?

You can extend your policy once during your trip at our discretion, but the total duration, including extension, cannot exceed 2 years (730 days). Submit a declaration mentioning any claims filed and confirm you're unaware of health conditions that could cause claims. If you've only claimed for baggage, passport or travel delays, an extension is easier. Automatic extensions apply for medical emergencies and airline delays.

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