Electric Car Insurance

Your electric car's battery is the most expensive part, costing several lakhs to replace completely. During the monsoons, water can damage the battery, and power spikes during charging can damage the insides. This add-on covers complete battery repair or replacement costs, protecting your biggest investment from unexpected expenses that could otherwise drain your savings entirely.

The electric motor makes your car run silently and needs specialised parts when it breaks down. Water exposure or overheating can damage these complex electronic components, making repairs extremely expensive. Finding replacement parts becomes difficult because they're specialised components. This add-on covers all motor repair costs, keeping your car running without forcing you to pay lakhs from your pocket.

On average, home charging stations cost upwards of ₹50,000 to install and are essential for daily charging needs. Lightning strikes can destroy the equipment, while thieves target expensive charging cables because they're valuable. This add-on pays for repairing or replacing damaged charging equipment, ensuring you maintain convenient home charging without worrying about expensive replacement costs that regular insurance never covers.

Get full payment for damaged parts with zero deduction for age or wear. No depreciation means no financial loss on your claim amount during any accident repair.

Drive less, pay less. Choose coverage between 2,500 to 10,500 km and only pay for what you actually drive, saving money on unused coverage every year.

If your EV is stolen or totalled, get back every rupee paid, including showroom price, taxes, and registration fees. You lose nothing from your original purchase amount.

Floods and heavy rain can damage your car's electrical systems badly. This cover pays all repair costs for water-damaged electrical components, giving your EV full protection always.

Rough roads can cut or puncture your specialised EV tyres easily. This cover pays for new tyre replacements, saving you from the high costs that regular insurance skips.

Lost smart keys cost thousands to replace and reprogram. This cover pays for new key making and reprogramming, protecting you from high replacement costs unique to electric cars.

Special fluids and small electronic parts add hidden costs to every repair. This cover pays for all consumables mechanics use, removing unexpected expenses from your EV repair bills.

Potholes can badly damage your expensive alloy wheels. This cover pays to fix or replace damaged rims that standard EV insurance ignores, protecting your car's looks and performance.

Stuck on the road? Get 24-hour emergency help, including specialised towing and on-spot repairs, anywhere. Electric cars need trained technicians, and this cover ensures expert help reaches you fast.

Laptops, and phones left inside your parked EV can get stolen easily. This cover reimburses stolen personal items worth over ₹5,000, keeping your valuables financially protected always.

Car in the garage for over three days? Get a daily cash payout to cover travel costs while your EV is being repaired, reducing extra expenses during that time.

Long repairs don't pause your loan EMIs. This cover pays your monthly EMIs when repairs exceed 21, 42, or 63 days, preventing financial stress during extended garage stays.

Don't lose your discount after making a claim. This cover lets you keep your no-claim bonus for up to 2 claims per year, protecting your hard-earned savings always.

Music systems and GPS devices added after purchase can get damaged or stolen. This cover protects extra electrical accessories your standard policy misses, ideal for a well-equipped EV.

Custom seat covers and decorative upgrades can get damaged or stolen easily. This cover protects all non-electrical accessories added after purchase, covering every personalised item in your car.