Car Insurance Renewal Online

Car insurance policy renewal helps you to extend your coverage for an additional year, also giving you an opportunity to enhance your policy or opt for multi-year coverage. It ensures comprehensive protection on the road against risks like accidents, theft, natural disasters and more.

You can renew your car insurance policy up to 45 days prior to its expiry date. There is also a grace period to extend your car insurance policy, but it requires an inspection of your vehicle to identify any existing damages for the uninsured duration (a maximum 7 grace days available). Extending your policy any time between 45 days before expiry or 7 days after expiry will ensure you not only maintain legal compliance but also retain benefits like the No Claim Bonus (NCB), which can help you save up to 50%* on premiums.

Now you can easily renew your policy online within minutes with IndusInd General Insurance (formerly, Reliance General Insurance). We offer instant online renewals through our website and the Indusind Insurance App, with no paperwork and a transparent car insurance renewal price. Additionally, if you ever need help, our 24/7 customer support is accessible on calls, WhatsApp and BroBot for instant assistance.

What is Car Insurance Renewal?

Car insurance renewal is the process of extending your existing car insurance policy for another term so your vehicle remains legally protected against third-party liabilities and own-damage expenses without any break in coverage.

At the time of renewal, you can also make important updates to your policy, such as switching between third-party and comprehensive cover, adjusting the Insured Declared Value (IDV) based on your car’s current value and adding or removing optional covers like zero depreciation and roadside assistance.

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Comprehensive Car Insurance

Get 13+ Add-On Covers*

We also offer add-ons for EV cars!

Video Claims Feature*

AI-assisted claims via the IndusInd Insurance app

Up to 3 Years Coverage*

Long and short term insurance coverage

24/7 Customer Assistance*

Get quick support anywhere!

Benefits of Renewing Car Insurance

Continuous Coverage

Renewing your car insurance policy before expiry ensures that your vehicle remains protected at all times. Timely renewals before the due date ensure uninterrupted coverage for accidents, theft, natural and man-made calamities and third-party damage.

Helps Avoid Fines

Driving without valid car insurance is a punishable offence under the Motor Vehicles Act of 1988. Renewing your policy on time helps you stay compliant and avoid fines of up to ₹2,000 - ₹4,000, as well as other penalties, including 3 months in jail and driving licence suspension.

Skip Re-Inspection

Timely auto insurance renewal allows you to avoid vehicle re-inspection, which is time-consuming and may also attract additional premium charges. So, when you renew on time, you can enjoy instant renewal processes and coverage without any gaps.

Up to 50% NCB Discounts

When you renew your policy on time, you can utilise your No Claim Bonus (NCB) to lower your renewal premium. It is a discount offered for not making any claims during the policy term. With this benefit, you can save up to 50%* on your renewal premium.

Why Choose IndusInd Car Insurance ?

Continuous Coverage for Up to 3 Years

Buy once and avoid the hassle of annual renewals. With our 3-year car insurance plans, you stay insured longer without interruptions.

Avoid Annual Premium Hikes

Enjoy a consistent premium rate for the entire policy term and avoid yearly price hikes when you opt for long-term car plans.

Enjoy Discounts on Renewals

Get NCB benefits over the long term and reduce your future premiums. Pair this with our NCB retention add-on for maximum cover!

IndusInd Car Insurance: Key Inclusions and Exclusions

What We Cover?

Accidental and Collisions: We cover repairs if your car gets damaged in collisions or road accidents.

Third-Party Damages: We cover the medical and repair expenses if your car accidentally causes damage to another person or their property.

Natural/Man-made Disasters: Covers damage from natural events like floods, earthquakes and storms. Any man-made damage to your car in riots, strikes, or terrorism is also covered.

Animal/Rodent Damage: Covers damage caused by animals, like rat bites or wild animal attacks.

Theft and Fire Damage: If your car catches fire or is damaged by an explosion, repair or replacement costs are covered. You get paid if your car or its parts are stolen, based on its current market value (IDV).

What We Don’t Cover?

Depreciation: Depreciation of car parts typically isn't covered, but we do cover it under the nil dep add-on.

Accessory Coverage: We automatically cover factory-fitted accessories. But if you add more accessories after purchasing your car, you'll need to opt for add-on coverage.

Law Violations: We cover all accidental damage except for ones that arise due to law violations.

Outside Coverage Zone: We offer pan-India coverage, but if you require coverage outside India you can get our Geo-extension add-on.

Disclaimer: For a detailed list of inclusions and exclusions, please refer to the policy wording

Want to upgrade your car insurance policy during renewal?

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Voluntary Deductible explained

A voluntary deductible is the minimum amount you choose to pay for a claim before the insurance company covers the rest. It’s also a great way to get a discount on your car insurance premiums. The higher your voluntary deductible, the higher your premium discount.

For example, let’s say you’ve bought a car insurance plan with a voluntary deductible of ₹3,000. Now, suppose your car gets damaged in an accident and needs repairs costing ₹10,000. When filing a claim, you will need to pay ₹3,000 of that total amount, and we will cover the remaining ₹7,000.

Voluntary Deductible	Discount
₹2,500	20% on the OD premium of the vehicle, subject to a maximum of Rs 750/-
₹5,000	25% on the OD premium of the vehicle, subject to a maximum of Rs 1500/-
₹7,500	30% on the OD premium of the vehicle, subject to a maximum of Rs 2000/-
₹15,000	35% on the OD premium of the vehicle, subject to a maximum of Rs 2500/-

Additional Discounts + NCB table

No Claim Bonus Discounts

Number of Claim-Free Years	Discount
One Claim-Free Year	20%
Two Consecutive Claim-Free Years	25%
Three Consecutive Claim-Free Years	35%
Four Consecutive Claim-Free Years	45%
Five Consecutive Claim-Free Years	50%

Disclaimer: These discount percentages are subject to change based on the age of the vehicle, vehicle make and model, and your chosen plan options. You can always contact us to ensure you have the most up-to-date information on your applicable discount percentages.

How to Check Your Car Insurance Renewal Date Online?

Using Our Website

Scroll to the top of this page and click on the login option.

Enter your login details, such as your username and password.

Go to your policy document to check your car insurance validity and renewal date.

You can also tap InstaRenewal on the IndusInd Insurance app to check your renewal date.

You can also download your policy via self-service to know your policy validity.

Using Parivahan Sewa

Visit the Parivahan Sewa website and locate the informational services section.

Select “Know your vehicle details” from the menu.

Enter your mobile number to complete the verification.

Next, enter your vehicle registration number to access your car details.

Click the “Search Vehicle” option to display your vehicle and insurance details.

Car insurance starting at just ₹308 per month*!

Drive Into Another Year With Confidence!

Don't let your car insurance coverage take a backseat! We offer the option to upgrade your car insurance coverage on renewals, so you always have enough coverage.

Renew Now

How to Renew Your Car Insurance Policy Online?

Scroll Up

Scroll up to the form on top on this page and click "Renew".

Enter Details

Enter your policy number and car registration number.

Review & Modify

Review your existing policy and make any adjustments if required.

Check Premiums

Review the premium details and make the payment.

Check Premiums

Once done, your renewed policy will be sent to your registered email.

Key Takeaways

Renew your IndusInd Car Insurance before it expires to enjoy continuous coverage against various risks. Timely renewal ensures that your vehicle stays legally compliant and protected against theft, accidents, third-party damages and other unexpected events.

By renewing your car insurance policy on time, you can enjoy up to a 50% NCB discount* on your renewal premium. This means continuous coverage, low renewal premiums and no hassle of vehicle inspection. Moreover, you can avail additional discounts such as member of any recognized automobile association, specific geo-location coverage, etc., to reduce your premium.

At IndusInd General Insurance, we ensure a quick and easy renewal process that can be completed online within minutes. Plus, you get to enjoy benefits like 11,000+ cashless garages*, our convenient IndusInd Insurance App and reliable 24/7 customer support. Additionally, we also offer long-term car insurance to help you enjoy continuous coverage without worrying about yearly renewals.

Author - Location Car Insurance

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Voices of Trust

Stories shared by our happy customers!

Total Average Rating

Based on ratings

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Asset Publisher

4.8 ★ ★ ★ ★ ★ (2106)

Prashant Test

New Delhi

Quick policy issuance

Quick and easy! The policy details were clearly mentioned, making it simple to choose the right one

Roshan Jha

Meerut

Seamless digital experience

Quick and easy! The policy details were clearly mentioned, making it simple to choose the right one.

Suman

Noida

Limited policy options

A fair and simple process. The Car insurance covers the basics well.

Aniket

Chirawa

Value for money

The best insurance experience I've had! Simple, affordable, and reliable. Highly satisfied with my Car policy.

Balasaheb Babu Rao Deosarkar

Yavatmal

4.5

Seamless digital experience

My experience of getting my car insurance was easy and straightforward. I am satisfied with the policy and don't see a need for extras.

Abdul Bawani

Yavatmal

Quick policy issuance

Purchcasing my Car felt effortless and user-friendly. I am satisfied with the main policy and don't see a need for extras.

Debashish Sen

West Tripura

Quick policy issuance

The journey of purchasing Car insurance felt effortless and user-friendly. I am satisfied with the main policy and don't see a need for extras.

Rupak Das

West Tripura

Quick policy issuance

From start to finish, the process of getting my Car insurance from Reliance (now IndusInd) was convenient. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Prasen Jitpal

West Midnapore

Quick policy issuance

I recently purchased my Car insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Sankuratri Venkata Bulli Rani

West Godavari

Quick policy issuance

The journey of purchasing Car insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

Manthenaravi Teja Varma

West Godavari

Quick policy issuance

Buying a Car policy through the platform of Reliance General Insurance (now IndusInd General Insurance) was straightforward and quick. The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons. I'm happy with how everything went and feel secure with my policy.

Karem Raja Rao

West Godavari

Quick policy issuance

The journey of purchasing Car insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. I am satisfied with the main policy and don't see a need for extras.

Nekkalapu Vijaya Lakshmi

West Godavari

Quick policy issuance

The journey of purchasing Car insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Gunnampurna Chandrasekhar

West Godavari

Quick policy issuance

From start to finish, the process of getting my Car insurance from Reliance General Insurance (now IndusInd General Insurance) was convenient. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time.

Vendrabala Nageswara Rao

West Godavari

Quick policy issuance

I had a positive overall experience while applying for Car insurance from Reliance (now IndusInd) . It met my requirements well and felt tailored to my needs. I did not feel the need for any other products at this time. I found the entire process trustworthy and efficient.

Balla Leela Naga Surya Kumari

West Godavari

Quick policy issuance

From start to finish, the process of getting my Car insurance from Reliance General Insurance (now IndusInd General Insurance) was convenient. The plan offered exactly the type of coverage I was expecting. I am satisfied with the main policy and don't see a need for extras. I found the entire process trustworthy and efficient.

Narendra Kumardevaneni

West Godavari

Quick policy issuance

I was impressed by the overall Reliance Insurance (now IndusInd Insurance) experience. The platform was intuitive, and the coverage felt like a perfect fit. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

Sobhit Gupta

New Delhi

Quick policy issuance

I recently purchased my Car insurance and found the experience very smooth. The plan offered exactly the type of coverage I was expecting.

Ritesh Gupta

New Delhi

Quick policy issuance

I had a positive overall experience while applying for Car insurance with Reliance General Insurance (now IndusInd General Insurance) . I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time. The convenience and clarity made this a good experience.

Nishida Noonhampurath

Wayanad

Quick policy issuance

The journey of purchasing car insurance felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting.

Sushil Madhukar Raosapkal

Washim

Quick policy issuance

Buying a Car policy through the platform of Reliance General Insurance (now IndusInd General Insurance) was straightforward and quick. The coverage provided matches my expectations and feels comprehensive. No additional coverage seemed required for my needs. I'm happy with how everything went and feel secure with my policy.

Gaddam Keerthi

Warangal

Quick policy issuance

I recently purchased my Car insurance from Reliance (now IndusInd) and found the experience very smooth. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons. The process felt reliable and I would recommend it to others.

Nagamandla Rama Devi

Warangal

Quick policy issuance

Buying a car policy through the platform was straightforward and quick. The coverage provided matches my expectations and feels comprehensive.

Nadipellimadhava Rao

Warangal

Quick policy issuance

The journey of purchasing car insurance from Reliance (now IndusInd) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. Currently, I don't think I require any additional plans or add-ons.

Sayyedja Lalahamed

Warangal

Quick policy issuance

The journey of purchasing Car insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

Jaya Krishna Madupu

Warangal

Seamless digital experience

The journey of purchasing Car insurance felt effortless and user-friendly. The product details, coverage and offerings do not match my needs currently.

Thanneeru Srinivas

Warangal

Quick policy issuance

I had a positive overall experience while applying for Car insurance. It aligns well with what I needed from an insurance policy.

Harikrishna Kavati

Warangal

Quick policy issuance

Buying a Car policy through the platform of Reliance Insurance (now IndusInd Insurance) was straightforward and quick. The coverage provided matches my expectations and feels comprehensive. Overall, it was a seamless experience and I am satisfied.

Asra Parveen

Warangal

Quick policy issuance

From start to finish, the process of getting my Car insurance from Reliance (now IndusInd) was convenient. The plan offered exactly the type of coverage I was expecting. I am satisfied with the main policy and don't see a need for extras. I'm happy with how everything went and feel secure with my policy.

Veldandi Satish

Warangal

Quick policy issuance

The journey of purchasing Car insurance from Reliance General Insurance (now IndusInd General Insurance) felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. The process felt reliable and I would recommend it to others.

Mugala Manohar

Warangal

Quick policy issuance

From start to finish, the process of getting my Car insurance from Reliance Insurance Company (now IndusInd Insurance Company) was convenient. It met my requirements well and felt tailored to my needs. No complementary product was necessary for me at this stage. The process felt reliable and I would recommend it to others.

Mutika Raju

Warangal

Quick policy issuance

Buying a Car policy through the platform was straightforward and quick. I felt that my protection needs were well addressed with this policy.

Kotte Siromani

Warangal

Quick policy issuance

I recently purchased my Car insurance from Reliance (now IndusInd) and found the experience very smooth. It met my requirements well and felt tailored to my needs. While digital is fine, having a physical document would add assurance. Overall, it was a seamless experience and I am satisfied.

Pasunoori Prashanth

Warangal

Quick policy issuance

I recently purchased my Car insurance and found the experience very smooth. The coverage provided matches my expectations and feels comprehensive.

Nagelli Rahul

Warangal

Quick policy issuance

Buying a car policy through the platform was straightforward and quick. It aligns well with what I needed from an insurance policy.

Ananthula Umamaheshwar

Warangal

Quick policy issuance

From start to finish, the process of getting my Car insurance was convenient. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras. Overall, it was a seamless Reliance Insurance (now IndusInd Insurance) experience and I am satisfied.

Sujatha Chittem

Warangal

Quick policy issuance

The journey of purchasing Car insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. The process felt reliable and I would recommend it to others.

Nimmala Saideepak

Warangal

Value for money

I recently purchased my Car insurance and found the experience to be fine.

M Sainivas

Wanaparthy

Quick policy issuance

The car insurance process was efficient and well-supported. I felt like I was making a smart, informed choice.

Nagireddi Madhukishor

Vizianagaram

Quick policy issuance

I had a positive overall Reliance (now IndusInd) experience while applying for Car insurance. The plan offered exactly the type of coverage I was expecting. I did not feel the need for any other products at this time. Overall, it was a seamless experience and I am satisfied.

Dadi Venkatagiri Babu

Vizianagaram

Quick policy issuance

I had a positive overall Reliance Insurance (now IndusInd Insurance) experience while applying for Car insurance. I felt that my protection needs were well addressed with this policy. I am satisfied with the main policy and don't see a need for extras.

Shashidhar Guntha

Vizianagaram

Quick policy issuance

I recently purchased my Car insurance from Reliance General Insurance (now IndusInd General Insurance) and found the experience very smooth. It aligns well with what I needed from an insurance policy. No complementary product was necessary for me at this stage.

Vani Kota

Vizianagaram

Quick policy issuance

The journey of purchasing Car insurance from Reliance (now IndusInd) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. No complementary product was necessary for me at this stage.

Lonka Gopal Reddy

Vizianagaram

Quick policy issuance

I recently purchased my Car insurance from Reliance (now IndusInd) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time.

Devarasetti Uma Manoj

Visakhapatnam

4.5

Seamless digital experience

I found the insurance experience to be well-paced and user-friendly. The policy I selected felt comprehensive and relevant.

Nethala Suri Babu

Visakhapatnam

Quick policy issuance

Buying a car policy through the platform of Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. It aligns well with what I needed from an insurance policy. No additional coverage seemed required for my needs.

Chowdary Appala Naidu

Visakhapatnam

Quick policy issuance

I had a positive overall experience while applying for Car insurance with Reliance General Insurance (now IndusInd General Insurance) . I felt that my protection needs were well addressed with this policy. No additional coverage seemed required for my needs. Overall, it was a seamless experience and I am satisfied.

Pentakota Satya Eswara Sanyasir

Visakhapatnam

Quick policy issuance

I had a positive overall experience while applying for car insurance. It met my requirements well and felt tailored to my needs.

Ravi Shankarnandikolla

Visakhapatnam

Quick policy issuance

The journey of purchasing Car insurance felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy.

Badda Appalanaras Amma

Visakhapatnam

Quick policy issuance

Buying a Car policy through the platform of Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. It aligns well with what I needed from an insurance policy. No complementary product was necessary for me at this stage. I'm happy with how everything went and feel secure with my policy.