Honda Activa Insurance

Name: Honda Activa Insurance
Brand: IndusInd General Insurance
Rating: 4.9 (310 reviews)

Honda Activa scooters are designed to have a family-friendly appeal, so that every family member can ride them. They're also known for their reliable engines, fuel efficiency and ease of use, making them a fantastic choice for office-goers, college students and first-time drivers. But despite their strong reputation and durability, Honda Activa scooters still need protection from unexpected damage.

For example, say you're driving through a waterlogged street and hit a pothole, it could lead to bent wheel rims or out-of-alignment suspension, meaning costly repairs. With a bike insurance policy, these repair costs would be covered, saving you thousands of rupees.

And that’s where IndusInd bike insurance (formerly Reliance bike insurance) comes in handy. We offer quick claims services through the app, allowing you to easily file claims, whether you're stuck in city traffic or making a short trip down to the grocery store. Our customer-friendly policies ensure your family gets reliable protection for their trusted Honda Activa scooter!

Why US

Why IndusInd Bike Insurance?

IndusInd General Insurance (formerly Reliance General Insurance) provides comprehensive protection for your Honda Activa along with reliable 24/7 customer assistance and an extensive cashless garage network, ensuring your daily rides stay smooth, safe and stress-free.

Model - Scooter

Up to 5 Years Coverage

Buy once and get covered for 5 years

Get 10 Add-On Covers

Extend your scooter's coverage

Video Claims Feature

File claims on your mobile via our app

Instantly Renew via Mobile

Just tap, pay and renew!

Why Buy Honda Activa Insurance?

Legal Mandate for All Owners

All scooter owners in India are required to have at least third-party bike insurance. If you’re caught riding your Activa without valid bike insurance, you’ll be fined ₹2,000 - ₹4,000 by the traffic police. And in more extreme cases, it could also lead to 3 months of imprisonment, so it’s best to insure your Honda Activa soon after purchase.

Covers Repair Costs

Like most scooters, the Activa has smaller wheels, which can result in stability issues when riding on poor city roads filled with potholes. This can require frequent repairs, such as front fork or suspension replacement, if you hit a particularly bad pothole, which can get expensive without bike insurance coverage.

Covers Scooter Theft

Major cities like Delhi, Chennai, and Bangalore report high rates of theft, and the Honda Activa is the second most targeted model. With prices starting at ₹83,000*, having bike insurance ensures you won’t take the financial hit if your scooter is stolen. Your policy ensures you’re paid your scooter’s IDV amount if this ever happens.

Covers Natural Disasters like Floods

Activa scooters weigh around 106 kg*, making them easier to use but also more likely to get swept away or toppled in strong flood currents. This can lead to engine damage and rust formation if your scooter is submerged, causing more damage. But with bike insurance, damage from natural disasters like floods is covered.

Covers Damage from Fires

Given the lack of parking spaces in big cities, scooters are either parked on the road or in tight, open spaces. Now, if a fire broke out or a short circuit were to happen, it could spread quickly, leading to irreparable damage to your scooter, which is why it’s important to have bike insurance coverage. With it, you’re covered for any fire or fire-related damage.

Network Garages & Genuine Spare Parts

Did you know that nearly 20% of all road accidents result from counterfeit parts? While getting parts for Honda Activa scooters is easy, it’s hard to know where most garages source their parts. With IndusInd bike insurance, you won’t ever face this issue. Our network garages only use genuine parts to ensure you get easy access to high-quality repairs.

Types of Honda Activa Insurance Plans

Comprehensive Bike Insurance

This is a full-coverage plan that protects your scooter from damage and covers damage caused to others. E.g., Let’s say you’re on your way home, and you accidentally hit another person’s bike, damaging your scooter and their bike. This policy can help cover your scooter’s repair costs and the compensation amount you would need to pay to the other person for damaging their bike.

Buy Now

Third-Party Bike Insurance

This plan covers damage to another person’s vehicle or property, or injury caused to another person in an accident. It’s the most affordable type of plan and is mandatory under Indian motor laws. But this plan will not cover your scooter if it’s damaged. So if you do want a plan that will cover your scooter’s repair costs, you can get a comprehensive plan or pair this plan with an own damage bike cover.

Buy Now

Short Term Own Damage Bike Insurance

This cover is ideal for bike owners who already hold valid third-party insurance and require protection against vehicle damage for a shorter period. If your TP policy is active for six months, you can opt for a six-month Standalone Own Damage (SAOD) plan to maintain complete coverage.

Buy Now

Long Term Bike Insurance

This policy covers your bike in case of damage from accidents, natural disasters, or theft. And since this is a long-term plan, you get 1-year coverage that can be renewed every year. E.g., if you hit another vehicle and the rear bumper is completely damaged, this plan can help cover your repair costs. Now, if you only had a third-party plan without this cover, you would have needed to pay for your repairs.

Buy Now

Key Features of IndusInd Activa Insurance

IndusInd Honda Activa insurance combines comprehensive protection with modern digital features to keep your scooter safe on busy Indian roads.

Key Features	Descriptions
Starting Premiums	From ₹18 per month*
Coverage Offered	Own Damage + Third-Party (Available separately or bundled together)
Discounts	Up to 80%* + Up to 50% No Claim Bonus*
Cashless Claims	Zero upfront payment* (Does not include mandatory deductibles and co-payments)
Network Garages	11,000+ authorised cashless garages
Smartphone-Enabled Claims Process	Quick claims via the app + 24-hour claim survey* for in-person inspections
Instant Buying/Renewal	Available via the app and our website
Add-Ons Available	10 Add-On Covers Available*
Personal Accident Cover	₹15 lakh PA cover* (Available as an additional cover)
24/7 Customer Support	Through phone, WhatsApp and email

Disclaimer: Please refer to the official policy documents for detailed information.

Inclusions & Exclusions

Inclusions and Exclusions of Honda Activa

Model - Scooter

What's Covered

Accident Damage - Covers your two wheeler's repair costs for damage caused by road accidents, crashes and collisions.

Third-Party Liability - Injury or property damage caused to others.

Natural Disasters - Covers damage due to earthquake, flood, cyclone, lightning and heavy rain.

Theft Protection - Full reimbursement for a stolen vehicle or its parts.

Fire and Explosion - Protection against fire due to electrical faults, fuel leaks or external sources.

Transit Coverage - Protection during vehicle transport by road, rail, air or lift.

Model - Scooter

What's Not Covered

Wear & Tear and Depreciation: We cover all repair costs, except those arising from wear and tear and the natural degradation of parts that occur with regular use.

Accessories: You're fully covered for factory-fitted accessories under the base plan. However, any electrical and non-electrical accessories fitted to your bike after purchase require add-on coverage.

Law Violations and Outside Coverage Zone: You're fully covered for accident-related claims except for ones arising out of law violations or damage occurring to your bike outside of India's borders.

Disclaimer: Please check the official policy documents for detailed information about inclusions and exclusions under your plan.

Need Help Choosing a Bike Insurance Plan?

Talk to Our Expert Advisors

Call Us

Honda Activa Bike Insurance Add-Ons

Our bike insurance add-ons protect against depreciation deductions, engine repairs, and so much more to offer comprehensive scooter protection for your Activa. So if you find that you need extra protection in case you live in an accident-prone zone or just want to minimise your out-of-pocket expenses, our add-ons are the way to go.

Nil Depreciation

Provides full claim amount for plastic, rubber and fibre parts without any depreciation deduction during repairs. It ensures maximum coverage for replacement parts affected by wear and tear.

Engine Protector

Protects against costly engine repairs from weather, water or accidental damage. It covers engine damage from oil leakage, water ingress, hydro lock and mechanical failures not covered in the standard policy.

Consumable Cover

Covers the cost of replacing engine oil, nuts, bolts, brake fluid and similar materials during repairs not included in the standard policy. Saves from hefty out-of-pocket costs for items comprising nearly 40% of repair bills.

Key Replacement

Covers key replacement costs and lockset changes if you lose your scooter’s keys, reducing the chances of theft and other security risks. It will cover costs up to 1% of the claim amount or ₹500, whichever is higher*

Helmet Cover

Reimburses helmet replacement costs if your helmet is stolen or damaged in an accident involving your scooter. This is a useful add-on, as bike and scooter helmets can be quite expensive.

Tyre Protection

Covers repairs/replacement of burst, bulged or cut tyres due to poor road conditions. It also covers labour and wheel balancing costs. Note that all claims must be made within 3 working days to be admissible.

NCB Retention Cover

This add-on allows you to file one claim per year while retaining your NCB discount. It protects your accumulated benefits, ensuring you get discounted renewal premiums despite making a claim.

EMI Protection Cover

Pays up to 3 loan EMIs if scooter repairs exceed 21, 42 or 63 days* in the garage due to accidental damage. This can help ensure you keep up with loan payments despite your scooter undergoing extended repairs.

Daily Allowance Cover

You receive a fixed daily amount for alternative transport if scooter repairs due to accidental damage exceed 2 days. It provides financial support for travel expenses while your Activa is under repair.

Two Wheeler Assistance

Provides help for breakdowns, flat tyres, fuel delivery and lockout situations with towing and on-site repairs. This cover ensures roadside assistance is always available when you need emergency support.

Voluntary Deductible Cover

If you choose a voluntary deductible (an amount you agree to pay from each claim before we cover the rest), your premium is reduced. For every claim (even for total loss), you have to pay this amount first before your insurance coverage kicks in.

Hospital Cash Cover

You get a daily payout if you are hospitalised for over 24 hours due to injuries from an accident. The coverage kicks in when your hospital stay or admission lasts more than 7 days, and you will receive an additional amount for recovery.

Return to Invoice (RTI)

Get your Activa's original invoice price if your bike is stolen and not found or is declared a total loss after a major accident. We will also refund one-time registration charges, road tax and insurance costs, making this cover a great addition to your bike insurance policy.

Rim Protector

The rim damage add-on is designed to help when your scooter's wheel rims are accidentally damaged, making them unfit for use. This cover pays for the repair or replacement of damaged rim(s), labour charges, wheel alignment and balancing and consumables.

E-Scooter Battery Protect

It helps cover the cost of repairs or replacement of your scooter's battery if it is damaged by events such as power surges, water entering the engine, or accidents. A useful add-on since the battery is the most expensive part.

Electric Motor Protect

The Electric Vehicle Electric Motor Cover provides financial support for repairs or replacement of the electric motor, differential or transmission units of your EV scooter in case they get damaged due to water getting into the electric motor or oil leakage.

E-Scooter Charger

If your electric scooter's charger and its parts, like cables and adapters, get damaged by things like fire, flooding, power surges or accidents, the electric vehicle charger add-on covers the expenses for the repairs or replacement of the charging unit.

How to Buy and Renew

How to Buy and Renew Honda Activa

Model - Scooter

Buy Online

Scroll up to the top of this page and enter your details. To get an instant quote, use the calculator below.

If your two wheeler is brand new, click on "Bought a New Bike".

Select your two wheeler make/model and enter your registration and policy details.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Model - Scooter

Renew Online

Go to the top of this page and click "Renewal". If you're adding add-ons, you can use the calculator below to check the price.

Enter your mobile number or policy number and click Renew.

Review and modify (if needed) your existing two wheeler policy details.

Make the payment online depending on the price stated

The Honda Activa policy renewal will be complete

Homepage Curated Plans Client Extension

Factors Affecting Two-Wheeler Insurance Premium

Multiple factors determine your Honda Activa insurance premiums, from vehicle specifications and how much your scooter costs to the type of bike insurance coverage you choose.

Type of Coverage

Third-party plans offer basic coverage with lower costs, and comprehensive plans offer more coverage, at a slightly higher premium. But while comprehensive plans might seem more expensive, they can help save you money in the long run as they help cover your repair costs, instead of having you pay out of pocket.

Make and Model

Premium rates vary based on your scooter's brand, model and market value. Honda Activa engines usually fall within the 75-150 cc IRDAI bracket, attracting slightly higher premiums than smaller engines.

Vehicle Modifications

Any changes to your Activa's original specifications can increase insurance premiums. Modified vehicles may pose higher risks and may require additional coverage for non-standard parts.

Add-On Covers

Optional covers like zero depreciation, engine protection and key protection can increase your overall premium. That's why it's important to only choose add-ons that you actually need based on how you use your scooter. That way, you still get comprehensive coverage without exceeding your budget.

Anti-Theft Devices

Installing approved anti-theft systems can reduce your premium through safety discounts. We offer a 2.5% discount* for vehicles equipped with these enhanced security features.

No Claim Bonus (NCB)

Claim-free years earn you No Claim Bonus discounts up to 50%* on renewal premiums. This reward system encourages safe riding and reduces long-term insurance costs.

Disclaimer: The discount percentages mentioned above are subject to change based on the age of the vehicle, vehicle make and model, and your chosen plan options. You can always contact us to ensure you have the most up-to-date information on your applicable discount percentages.

How to Claim

How to Claim Honda Activa ?

How to Claim

Step 1

Notify us about the incident to initiate the cashless claim process. You can register your claim using +91 22 4890 3009 or log into your mobile app account.

Step 2

Visit a network garage for vehicle inspection, damage assessment and repairs evaluation. Find your nearest network garage by using the garage locator below.

Step 3

You could also use the mobile app's video claims feature to conduct a self-inspection. Just tap "Self Inspection" to begin.

Step 4

Submit documents like the claim form, ID proof, insurance and vehicle-related documents (driver's licence, RC book, PUC certificate, etc.).

Step 5

Get repairs done at the network garage and have the expenses covered by us.

Step 1

Notify us immediately after the incident to begin the claim process. You can do this via phone 022-48903009 (Paid) or online on our website.

Step 2

Choose any garage for vehicle repair and retain the original invoice and receipts.

Step 3

Pay for the repair upfront and collect all payment receipts for submission to the insurer.

Step 4

Submit the claim form along with invoices, receipts and necessary supporting documents.

Step 5

Receive reimbursement for the repair costs after claim approval from us.

Please Note: To find the complete list of claims documents you can visit our motor claims page.

Insure the Best Parts of Your Honda Activa

Activa owners often praise the scooter's engine durability, with most Activas running smoothly for years with basic upkeep. They’re also quite durable owing to their sturdy metal bodies. However, in India’s humid climate and monsoons, you'll need to watch out for water damage and rust. Scooter floorboards, wheel rims and fuel tanks are most susceptible to this. So it’s best to avoid leaving your Activa scooter out in the rain. But if your scooter does suffer damage during floods, bike insurance will cover your repair costs.

With over 1.58 million Activa scooters sold in the first six months of 2025 alone, the Honda Activa remains India’s best-selling scooter. Its minimalistic and unisex design, along with easy handling, make it a fantastic family “all-purpose” vehicle. The scooter’s weight also offers more stability when riding with a pillion. However, if this is your first time riding a scooter and you've accidentally damaged it after taking it out for a ride, having bike insurance can help. It protects you from paying for minor dents and scratches to major repairs.

The Activa’s twist-and-go system makes it the go-to option for office goers and college students who use it to navigate congested city traffic on a daily basis. Its automatic transmission, comfortable riding position and wide floorboards make it extremely rider-friendly. However, driving in rain, stop-and-go traffic and on highways can make braking at higher speeds (over 50 - 60 kmph) tricky and potentially dangerous since it can be hard to maintain your balance. So, if you’re driving in these conditions and accidentally damage your scooter, bike insurance will cover the repairs.

Honda Activas have the highest resale value in the 110cc category. Even a used Activa can be sold quickly and at a good price due to constant demand. Plus, the scooter’s wide service network means maintenance is inexpensive, and parts are easily available. But to ensure your scooter receives high-quality repairs, you'll need to partner with a reliable insurance company like IndusInd General Insurance. We have a wide network of 11,000+ cashless garages*, to ensure all parts used for your Activa's repairs are high quality and genuine.

Honda Activa - Models and Prices

Model	Engine	Price (Ex-showroom)
Activa 6G	109.51 cc	₹83,850
Activa 125	123.92 cc	₹98,028
Activa 7G (upcoming)	110 cc	₹80,000-₹90,000

Disclaimer: The prices mentioned are subject to change based on your city of residence, bike model, variant, year of purchase and the dealership you are buying your scooter from. The prices mentioned above have been taken from this source.

Key Takeaways

Honda Activa insurance provides complete protection for India's most trusted scooter against accidents, fire, natural disasters and theft. The coverage keeps your daily ride safe while meeting all legal requirements for road use.

With IndusInd General Insurance (formerly Reliance General Insurance), you get affordable plans starting at just ₹18 per month*, making quality protection affordable for every rider. Our online buying process makes getting insured seamless, while our 24/7 customer support ensures help is always available when you need it most.

You also get access to our extensive network of 11,000+ authorised garages that offer cashless repairs nationwide, so you never pay upfront* for covered damages. The innovative App lets you file claims instantly using video streaming technology, eliminating paperwork and speeding up settlements.

What's more? – You can also save more by buying your Honda Activa insurance online! We offer up to 80% off* for online purchases, up to a 50% No Claim Bonus* discount, 5% off* for being a member of a recognised automobile association and a 2.5% discount* for installing anti-theft devices. So, what are you waiting for? – Insure your Activa today with IndusInd General Insurance (formerly Reliance General Insurance) for trusted coverage!

Authors - Brand Bike

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Bike insurance starting at just ₹18 per month*!

Secure Your Honda Activa in Minutes!

With us, you can expect near-instant online processes, so you're never left hanging in the event of an emergency. We also have a 24/7 dedicated customer support team that ensures we follow through on this promise!

Buy Plans

Voices of Trust

Stories shared by our happy customers!

Total Average Rating

Based on ratings

View All

Asset Publisher

4.9 ★ ★ ★ ★ ★ (52)

Murali Krishna Alla

West Godavari

Quick policy issuance

The journey of purchasing Bike insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time.

Kunta Naveen

Vizianagaram

Quick policy issuance

Buying a Bike policy through the platform was straightforward and quick. I felt that my protection needs were well addressed with this policy.

Viral Kumarvinu Bhai Patel

Vadodara

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance Insurance Company (now IndusInd Insurance Company) was convenient. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time. I'm happy with how everything went and feel secure with my policy.

Kuldeep Singh

Shahjahanpur

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. I felt that my protection needs were well addressed with this policy.

Sandeep Kumar

Raichur

Quick policy issuance

Buying a Bike policy through the platform from Reliance (now IndusInd) was straightforward and quick. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons.

Palepuni Raja

Nizamabad

Quick policy issuance

I recently purchased my Bike insurance from Reliance Insurance (now IndusInd Insurance) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. No additional coverage seemed required for my needs. The process felt reliable and I would recommend it to others.

Harish S

Nilgiris

Quick policy issuance

Buying a Bike policy through the platform from Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Aravinthsarathy B

Nagapattinam

Quick policy issuance

The journey of purchasing Bike insurance felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting.

Dhananjay Nair

Kanyakumari

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance (now IndusInd) was convenient. I felt that my protection needs were well addressed with this policy. I am satisfied with the main policy and don't see a need for extras. I found the entire process trustworthy and efficient.

Rosan Patel

Jharsuguda

Quick policy issuance

Buying a Bike policy through the platform of Reliance Insurance (now IndusInd Insurance) was straightforward and quick. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time. The process felt reliable and I would recommend it to others.

Surendra Kumar Sain

Jhansi

4.5

Value for money

I recently purchased my Bike insurance and found the experience very smooth. I'm happy with how everything went, product offering is fine.

Kulamatiadi Venkat Rama Appa Rao

Hyderabad

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance General Insurance (now IndusInd General Insurance) was convenient. It aligns well with what I needed from an insurance policy. I am satisfied with the main policy and don't see a need for extras.

Uma Devirallabandi

Hyderabad

Quick policy issuance

I had a positive overall experience while applying for Bike insurance. The coverage provided matches my expectations and feels comprehensive.

Raj Kumar Goudburu

Hyderabad

Quick policy issuance

I had a positive overall experience while applying for Bike insurance from Reliance Insurance Company (now IndusInd Insurance Company). I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. The process felt reliable and I would recommend it to others.

Vijay Maken

Gurgaon

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. It aligns well with what I needed from an insurance policy.

Manish Kumar Yadav

Gonda

Quick policy issuance

From start to finish, the process of getting my Bike insurance was convenient. The coverage provided matches my expectations and feels comprehensive. No complementary product was necessary for me at this stage. Overall, it was a seamless Reliance Insurance (now IndusInd Insurance) experience and I am satisfied.

Arun Jain

Faridabad

Quick policy issuance

I recently purchased my Bike insurance from Reliance General Insurance (now IndusInd General Insurance) and found the experience very smooth. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras. The convenience and clarity made this a good experience.

Sandip Chandrakant Mali

Dhule

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance Insurance Company (now IndusInd Insurance Company) was convenient. The coverage provided matches my expectations and feels comprehensive. I did not feel the need for any other products at this time.

Jashobanta Parida

Dhenkanal

Quick policy issuance

The journey of purchasing Bike insurance felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy.

Subrata Kumarsahani

Cuttack

Quick policy issuance

Buying a Bike policy through the platform of Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. I felt that my protection needs were well addressed with this policy. No additional coverage seemed required for my needs.

Janet Joshikad

Coimbatore

Quick policy issuance

Buying a Bike policy through the platform was straightforward and quick. The plan offered exactly the type of coverage I was expecting.

Sathiamourthy Priya

Coimbatore

Seamless digital experience

The journey of purchasing Bike insurance felt effortless and user-friendly. The policy coverage and offerings do not match my requirements.

Hiren Kumar Raju Bhai Tailor

Bharuch

Quick policy issuance

I had a positive overall experience while applying for Bike insurance Reliance Insurance (now IndusInd Insurance). The plan offered exactly the type of coverage I was expecting. I am satisfied with the main policy and don't see a need for extras.

Abhishek Neelakantachar

Bengaluru

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. The plan offered exactly the type of coverage I was expecting.

Guru Nathakooni

Bengaluru

Quick policy issuance

From start to finish, the process of getting my Bike insurance was convenient. It met my requirements well and felt tailored to my needs.

Aniket Rai

Bengaluru

Quick policy issuance

The journey of purchasing Bike insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. Currently, I don't think I require any additional plans or add-ons.

Aneesh Krishnan Nair

Bengaluru

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance Insurance (now IndusInd Insurance) was convenient. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Madhava Rao Nagesh Rao

Bengaluru

Quick policy issuance

The journey of purchasing Bike insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Vinita Jain

Ahmedabad

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Rupesh Pandurang Khamgaonkar

THANE

Seamless digital experience

Getting my IndusInd two-wheeler insurance policy online was a breeze with a quick step-by-step guide to take me through the process.

Mr Javed Khan Maheboob Khan Pathan

NILANGA

Value for money

My bike is used only for nearby rides, so I wanted simple protection at a sensible price. The plan matched that without feeling costly.

Hemanth Kumar

MAGADI

Easy application

I wanted my RC and insurance papers together on my phone. After finishing the form, I downloaded the copy and saved it with my vehicle documents.

Manoj Kumar Modi

ANGUL

Seamless digital experience

I remembered the scooter renewal after dinner and finished it from home. The steps were short, and the document was ready without any delay.

Sanjaykumar Rajkumar Menase

AKKALKOT

Quick policy issuance

My two-wheeler insurance policy was issued instantly after payment completion.

Vikas Savlani

DAMOH

Easy application

Had a very smooth experience applying for the policy online.

Himanshu Kumar

CHANDI

Easy application

I was a little unsure while entering the registration number, but the steps were simple. I filled it carefully and got the insurance copy soon after.

Govindji Turam Suthar

MUMBAI

Quick policy issuance

I wanted all my bike papers updated before the month-end. I renewed online and downloaded the insurance copy right away.

Satinder Singh

GURGAON

Seamless digital experience

I usually delay insurance work because it feels boring, but this was not confusing. I followed the steps slowly and finished it myself.

Manoj Hirabhai Chudasama

BHAVNAGAR

Easy application

I compared options for my scooter and chose one that did not add things I would never use. The amount felt right for daily local travel.

Nagavenkata Basava Subbareddyped

TIRUMALAGIRI

Easy application

I renewed my two-wheeler insurance during a small break at work. Everything opened properly on my phone, and I did not need to call anyone.

Bonkanpally Raghupathi

NIZAMABAD

Value for money

My scooter is used mostly for quick nearby work, so I wanted the insurance done without much effort. The form was short, and I was able to complete it easily on my phone.

Deepa R

COIMBATORE SOUTH

Quick Policy Issuance

I had taken a second-hand scooter and wanted the insurance sorted properly. The steps were clear, and I could update the details without getting stuck.

S M Karunya Krishna

CHITTOOR

Quick Policy Issuance

I realised my bike insurance had expired while keeping my vehicle papers ready. I renewed it online and got the copy within minutes.

Shivappa Nayakar

BANGALORE NORTH

Quick Policy Issuance

I had to go out urgently and wanted to be sure my bike insurance was active. The message came soon after payment, which gave me peace of mind.

Vimala V

PUZHITHIVAKKAM

Seamless Digital Experience

Our scooter is used by everyone at home for small work nearby. I wanted the insurance active, and the online process was quick enough to finish from home.

Payal Priyadarshani Nath

HYDERABAD

Quick Policy Issuance

I remembered my bike insurance renewal while I was outside. I completed it on my phone and saved the document before riding back.

Murthy Lakshminarasimha Dasari

RAJENDRANAGAR

Seamless digital experience

I forgot about the renewal till the last day. I completed it in the evening and got the policy message quickly, so I could ride the next morning.

Kiran Tanguturi Kumar

PRODDATUR

Value for money

My bike is mainly for office and small errands. I didn't want a heavy premium, and the cover felt enough for my daily riding.

Ramesh Kumar Ramjas Shukla

MUMBAI

Quick policy issuance

I didn't have all my documents handy, but the form only required basic bike details, which made it easy to complete.

Diddi Ramesh

HYDERABAD

Easy application

I don't ride long distances, so I wanted a normal plan for city use. The price felt reasonable for the kind of protection I needed.

Homepage alternate CX

Relevant Links for Two Wheeler Insurance

Bike Insurance

Third Party Bike Insurance

Scooter Insurance

Electric Bike Insurance

Bike Insurance Claim

Two Wheeler Insurance for Top Two Wheeler Brands

TVS Bike Insurance

Yamaha Bike Insurance

Royal Enfield Bike Insurance

Bike Insurance - Pillar

AI Content Summarizer

Asset Publisher

Frequently Asked Questions (FAQs)

What is the Honda Activa insurance price?

Our Honda Activa insurance prices start at ₹18 per month*. But do note that your price will vary depending on the plan you choose. For example, if you’re buying a third-party plan, your premiums will most probably be ₹714 per year* since most Activa engine ccs fall within the 75cc to 150cc bracket, and third-party premiums are set by the IRDAI, so they're fixed. If you're buying a comprehensive plan or an OD bike insurance plan, your prices will be decided based on factors like your scooter model, IDV, plan type and coverage, etc. To get an idea of how much your Honda Activa insurance costs, you can use our online bike insurance premium calculator.

How can I find the best insurance for Honda Activa scooters?

Finding the best insurance for your Honda Activa involves comparing coverage online. Look for features like quick online claims, higher discounts and add-ons such as engine protection and zero depreciation. We offer tailored bike insurance plans with flexible coverage options, making us a reliable choice.

What are some tips to reduce Honda Activa insurance premiums?

Here are some ways you can reduce your Activa insurance premiums: Opt for higher voluntary deductibles to lower your premium. Maintain an NCB discount by avoiding filing smaller claims. Install approved anti-theft devices to get discounts. These need to be ARAI-approved. Select only the necessary add-ons that align with your needs. Go for online scooter plans like ours, they offer more discounts and are generally less expensive.

What is the fine for not having bike insurance in India?

Riding without bike insurance in India results in fines of ₹2,000 for the first offence or ₹4,000 for subsequent offences under the Motor Vehicles Act, 1988. You may also face imprisonment for up to 3 months or both a fine and imprisonment as penalties.

Does buying a Honda Activa insurance plan online have benefits?

Yes, you can get the following benefits when you buy Honda Activa insurance from IndusInd General Insurance: Eliminate the need to visit offices in person and wait in long queues. Get Activa bike insurance online and premium quotes instantly. Enjoy exclusive online discounts up to 80%* that lower your premium. Access policy documents and manage claims via an online portal and our mobile app. Purchase or renew policies outside of traditional working hours.