Travel insurance for Singapore

Singapore is the perfect gateway to Southeast Asia, where modern skylines meet rich culture. From Marina Bay Sands to the hawker centres of Chinatown, this city-state offers amazing experiences year-round. With so much to see and do, having Singapore travel insurance ensures nothing gets in the way of your city adventure.
This protection is important because even well-planned trips can have unexpected incidents. For example, imagine exploring Orchard Road’s bustling shopping district and finding out that your wallet, containing all your cards and cash, is missing. In such situations, travel insurance covers emergency costs like hotel stays, meals and transport fees, keeping your trip stress-free.

Similarly, flight connections through Singapore's Changi Airport are seamless, but luggage doesn't always follow. Picture landing ready to explore Gardens by the Bay, only to find your suitcase has decided to extend its vacation elsewhere. Rather than letting missing luggage derail your itinerary, travel insurance provides reimbursement to buy essential clothes, toiletries and medications, letting you continue your Singapore story.

For this level of comprehensive protection from departure to return, IndusInd travel insurance (formerly Reliance travel Insurance) offers the coverage you need to travel with confidence. With our user-friendly IndusInd insurance app, filing claims is effortless and instant, whether you're at Clarke Quay or anywhere across the Lion City.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

Ensure your Singapore gateway goes smoothly and is enjoyable from day one of your trip. IndusInd General Insurance (formerly Reliance General Insurance) combines comprehensive benefits with easy access, so you can focus entirely on soaking up everything this dynamic city-state offers.

Location - Travel Insurance

$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in Singapore

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying Singapore Travel Insurance

Medical Coverage

You're hiking the MacRitchie Reservoir trail in Singapore’s tropical heat, heading toward the TreeTop Walk. But the heat and humidity can sometimes be too much to handle, leading to heat exhaustion or dehydration. Since medical costs in Singapore are a lot higher, you'll need to pay significantly more for hospital visits and treatment. That's why our plan includes substantial protection - up to USD 500,000* for medical expenses and USD 500* for emergency dental treatments.

Flight Delays & Connecting Flights

Monsoon surges can sometimes delay your flight during peak travel season, requiring overnight accommodation and meals at Changi Airport. These additional expenses can add up quickly, especially when thunderstorms disrupt flights during the busiest period. That’s exactly why we provide coverage for delays over 12 hours, offering up to USD 60 per day* to offset accommodation and meal costs during weather chaos and extended airport stays.

Baggage Support

You're stepping off your Singapore flight, ready for tomorrow's important business meeting, when you discover your checked luggage hasn't made the journey with you. That’s where our baggage delay protection comes in, providing up to USD 100* for delays exceeding 12 hours and up to USD 1500* if your luggage is completely lost. With this, you can buy essentials, like immediate clothing and toiletries, while waiting for your bags to be delivered.

Passport Loss

A visit to Singapore Zoo can have you taking three different train lines just to get there from the city centre. While it’s worth the commute, constantly switching public transport can increase the chances of a lost passport. In such situations, having professional support makes this stressful process much smoother. With our assistance, we cover up to USD 300* for replacement passport costs, including necessary reissue expenses.

Personal Liability

You’re enjoying a day out exploring the crowded streets of Orchard Road, and accidentally bump into a cyclist, causing them to fall over and injure themselves. This incident can lead to a compensation request requiring you to pay out a hefty sum to cover the cyclist’s injuries. That’s when our comprehensive personal liability coverage helps you, providing up to USD 200,000* to protect you from compensation claims.

Emergency Cash

You’re out souvenir shopping at Chinatown’s crowded Temple Street market, but find your wallet’s no longer in your pocket. Since card replacement takes days to process, you can be stuck without money for a while. That's exactly why we provide emergency cash assistance of up to USD 300* to cover your immediate expenses while you sort out replacements.

Key Features

Key Features of IndusInd Singapore Insurance

Individual Travel Plan

IndusInd's Individual Travel Plan offers complete protection for individuals travelling with friends or small groups travelling to Singapore. This coverage lets you explore Singapore's many destinations with confidence, knowing you have dependable help for medical emergencies, travel problems and unexpected situations during your trip.

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

IndusInd's Family Travel Plan gives full coverage up to $250,000*, specially created for families travelling together to Singapore. This single policy option provides affordable protection for all family members, making sure everyone gets complete coverage while enjoying Singapore's wonderful culture and attractions.

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Disclaimer: Please refer to the official policy documents for detailed information linked here.

Inlcusion Exclusion

IndusInd Singapore Insurance: Inclusions & Exclusions

Location - Travel Insurance

What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

Location - Travel Insurance

What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

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How to Buy?

How to Buy IndusInd Singapore Travel Insurance?

Getting your Singapore travel insurance is quick and easy. Just follow these steps to secure your coverage. Complete the entire process online within a few minutes.

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose Singapore as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your Singapore travel insurance plan instantly via email.

Homepage Curated Plans Client Extension

How to Claim?

How to Claim IndusInd Singapore Travel Insurance ?

Filing a claim under your IndusInd Singapoe travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your IndusInd Insurance app and tap “InstaClaim”.

Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in

Location Travel Insurance

Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

Location Travel Insurance

Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Types of Visas for Singapore

Singapore visas are mandatory for all Indian citizens – there is also no visa-on-arrival option available. Applying for the correct visa type well in advance is essential for a smooth journey. Requirements can vary depending on your travel purpose, including transit, tourism, business, studies or work. Here’s a brief and up-to-date overview, including key exceptions and notes for Indian citizens using reliable government sources.

Social Visa / Tourist Visa

For short-term holiday or visiting family/friends. Indian citizens must apply through an authorised travel agency or have a local Singaporean sponsor apply online. Each application requires a Letter of Introduction from a local contact or Indian embassy.

Transit Visa / Visa-Free Transit Facility (VFTF)

For Indian travellers transiting Singapore up to 96 hours. No prior visa is needed if you have a valid onward ticket and certain visas for Australia, Canada, Japan, New Zealand, the US, the UK, Germany, or Switzerland. You cannot extend or reapply for VFTF during your stay. VFTF only allows one entry and exit.

Business Visa

For business meetings, conferences and exhibitions. Apply via authorised travel agent or with a Singapore-based business sponsor acting as your local contact. Business visas cannot be used for employment — separate work passes are needed for jobs. Indians must apply before arrival — no exceptions.

Student Pass

Required for full-time study at recognised Singapore institutions. The application process must begin after admission, with institutional sponsorship. The In-Principle Approval (IPA) letter works as your pass for arrival. Not valid for part-time or short-term courses – these require a Social Visit Pass or Tourist Visa, depending on the duration and nature of the course.

Work Visa / Work Pass

Required for employment, internships, or professional activities. Only the Singapore employer or authorised agent can apply, not individuals. Pass types include Employment Pass, S Pass and Work Permits. Caution: Indian travellers should not pay overseas agents; applications must be made by the hiring company directly with the Ministry of Manpower (MOM).

Spouse/Dependent Visa

Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.

Embassy Contact Details: India and Singapore

Parameter	Singapore Embassy in India	Indian Embassy in Singapore
Location	New Delhi, India	Grange Road, Singapore
Address	E-6, Chandragupta Marg, Chanakyapuri, New Delhi 110021	31 Grange Road, Singapore 239702
Contact Number	+91-11-4600-0800 Emergency: +91-981-020-3595	+65-6737-6777 +65-6238-2518 +65-6238-2537
Email Address	singhc_del@mfa.sg	hc.singapore@mea.gov.in
Website	www.mfa.gov.sg/new-delhi	www.hcisingapore.gov.in
Operating Days	Monday to Friday	Monday to Friday
Operating Hours	9.00 am to 1.00 pm 1.30 pm to 5.00 pm	09:00 am to 05:30 pm

Best Time to Visit Singapore

Singapore offers a tropical climate year-round, but timing your visit can enhance comfort and value. For Indian travellers, balancing weather, crowds and budgets is key. Below, we break down seasons to match your preferences:

Dec to Feb

What to Expect: Dry weather (26-27°C) with festivals and cultural celebrations like Chinese New Year and Thaipusam.

Perfect for: Families, festival lovers and first-time visitors to Singapore.

Tourist Flow: High Flights and

Hotel Rates: High prices due to peak season demand

Return Airfare from India (Approx): ₹35,000 - ₹40,000*

Keep in Mind: Book early and expect crowded attractions

Mar to May

What to Expect: Warmest and driest months (25-33°C) with reliable weather conditions

Perfect for: Outdoor activities, sightseeing and exploring city attractions

Tourist Flow: Medium Flights and

Hotel Rates: Moderate pricing with better deals than peak

Return Airfare from India (Approx): ₹28,000 - ₹35,000*

Keep in Mind: Bring sunscreen, sunglasses, hat/UV umbrella. Remember to stay hydrated. It can get very hot and humid.

Jun to Nov

What to Expect: Monsoon season (25-32°C) with frequent rain showers and humidity

Perfect for: Budget travellers, indoor activities and shopping enthusiasts

Tourist Flow: Low Flights and

Hotel Rates: Lowest prices with best deals available

Return Airfare from India (Approx): ₹25,000 - ₹30,000*

Keep in Mind: Carry an umbrella and plan indoor backup activities

Interesting Facts About Singapore

India's Favourite Destination: Over 1.2 million Indians choose Singapore annually as their preferred travel destination in Southeast Asia.

Free Movie Screening: You can actually sit and enjoy a free movie screening 24/7 at Changi Airport, with 2D movies at Terminal 2 and 3 and a 4D cinema at Terminal 4.

Vibrant Indian Festival Celebration: Singapore celebrates major Indian festivals like Diwali, Pongal, and Holi with grand festivities in Little India.

World's Millionaire Capital: Singapore boasts the highest concentration of millionaires per capita, creating incredible business opportunities.

Spotlessly Clean Streets: Strict cleanliness laws maintain Singapore as one of the world's cleanest and most beautiful cities, with littering fines starting at $2,000 and reaching $10,000 for repeat offences.

Economic Miracle Nation: Built Asia's strongest economy through innovation and strategic trade despite having zero natural resources, ranking as the world’s top country by GDP per capita at $90,670 in 2024

Tamil Welcomed Warmly: Four official languages, including Tamil, ensure Indian visitors feel completely at home and comfortable.

Entertainment Paradise: Home to Southeast Asia’s only Universal Studios theme park plus world-class attractions like Singapore Flyer.

Island Nation: Singapore comprises 64 islands, with hidden gems like Pulau Ubin and Kusu Island offering unique island-hopping experiences.

Amazing Green City: Singapore is one of the world’s greenest cities, blending nature with modern development. The Singapore Botanical Garden is a key attraction being a UNESCO world heritage site, and it’s free with no entry fees!

Essential Apps for Your Singapore Trip

Accommodation

Apps like Booking.com and Agoda are great for hotels in Singapore, with good deals and flexible booking. If you want a local experience, try Airbnb in areas like Tiong Bahru or Katong - you'll get to live like a local and discover hidden food gems nearby.

Navigation

Apps like Google Maps work perfectly in Singapore and include real-time MRT updates. For public transport, SG BusLeh and Citymapper Singapore are must-haves - they show exact bus arrival times and help you navigate the MRT system efficiently.

Transport

Use SimplyGo to pay for MRT and buses with your phone. For rides, Grab is the most popular option, though ComfortDelGro and Gojek also work well. GrabHitch is perfect for budget travellers during busy hours when you don't mind sharing rides.

Sightseeing and Events

You can get discounted tickets from Klook Singapore for attractions like Gardens by the Bay and Universal Studios. The Visit Singapore website also has information on different events and festivals happening around the city. Many museums have special free days too, so check their websites.

Food Delivery

When it's too hot to go out, GrabFood and Foodpanda will deliver from hawker centres and restaurants straight to you. Apps like Deliveroo have fancier restaurant options, while WhyQ focuses on local favourites like laksa and chicken rice.

Other Useful Apps

Download FlightAware or FlightRadar24 for Changi Airport updates, myENV or SG Weather for local forecasts and apps like Singtel or StarHub for local SIM cards or Airalo and Holafly for international eSIM services.

Key Takeaways

Singapore attracts over 1.2 million Indian travellers annually, making it India’s top Southeast Asian destination. With flight costs ranging from ₹25,000 to ₹40,000* depending on the season, you’ll be making a significant investment – and that deserves protection!

Even the best-planned trips can face unexpected hiccups - from delayed baggage at Changi Airport to needing medical coverage for a hospital visit. This growing awareness has led to an 18.95% jump in travel insurance sales in early 2025, as more travellers recognise the importance of protecting their travel investments.

With IndusInd General Insurance (formerly IndusInd General Insurance), you can get travel insurance for your trip to Singapore starting at just ₹306*. Our fully digital platform and IndusInd Insurance mobile app let you get your policy instantly on your phone and contact our support team 24/7*, whether you're at Gardens by the Bay or shopping in Little India.

You also get coverage up to $500,000* for medical expenses, plus protection for flight delays, lost documents and emergency cash needs. Our industry-best quick claim settlement means you get reliable support when problems arise.

Whether you're travelling solo to explore hawker centres, taking a family trip to Universal Studios, or attending business meetings, our insurance handles the unexpected so you can focus on enjoying everything Singapore has to offer.

Author - Location Travel

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Singapore travel plans starting at just ₹306*

Insure Your Trip to Singapore Today!

From Sentosa’s sunny escapes to Marina Bay’s dazzling nights, you stay protected with IndusInd Singapore travel insurance. We ensure your trips remain carefree while we handle the what-ifs!

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4.7 ★ ★ ★ ★ ★ (45)

I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Yogya Kolliboina

Rangareddy

4.5

Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Saroja Kolliboina

Rangareddy

From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Padmanabhan

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

Alpabharat Gala

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

Caroline Ghosh

MUMBAI

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Frequently Asked Questions (FAQs)

How long does it take to process a Singapore visa for Indians?

You can receive your Singapore visa within 3 to 5 working days (excluding submission day). However, it's recommended to apply at least 10 days before travel to account for any document issues or additional processing time. Peak seasons can take a long time, so apply early.

Can I transit through Singapore without a visa?

Indians can use Visa-Free Transit Facility (VFTF) for up to 96 hours with valid onward tickets and certain qualifying visas for Australia, Canada, Japan, New Zealand, US, UK, Germany, or Switzerland. You cannot leave and re-enter during VFTF and it's only valid for single transit.

What is the currency used in Singapore?

The Singapore dollar (SGD) is the official currency of Singapore. Its symbol is $ or S$ to avoid confusion with other currencies. As of current rates, 1 SGD equals approximately ₹67.33 INR. Most places accept cards, but it's good to carry some cash for hawker centres and small vendors.

What essentials should one pack for travelling to Singapore?

Pack light, breathable clothing for Singapore's tropical climate, comfortable walking shoes, universal power adapter (Type G plugs), sunscreen, umbrella for sudden rain and swimwear if visiting Sentosa. Also carry copies of your passport, visa and travel insurance. Singapore has excellent shopping, so pack light and shop there for anything you forget.

How much does travel insurance cost for Singapore?

Our Singapore travel insurance starts at just ₹306*. The exact cost depends on age, trip duration, coverage amount selected and plan type (Individual or family). So, your exact premium rates will vary based on your specific travel requirements and medical coverage limits chosen for your trip.

Can I get a visa on arrival in Singapore as an Indian citizen?

No, all Indians holding ordinary passports require a Singapore visa before travel. Only official and diplomatic passport holders are exempted from this requirement. You must apply through authorised agents or have a local sponsor submit the application. Plan ahead as processing takes 3-5 working days.

What documents do I need for a Singapore visa application?

You need a valid passport (minimum 6 months validity), completed Form 14A, recent colour photographs, confirmed flight bookings, hotel reservations, bank statements showing sufficient funds, cover letter explaining trip purpose and Letter of Introduction from a local contact or sponsor in Singapore.

How much does a Singapore trip cost from India?

Flight costs range from ₹25,000-₹40,000* depending on season and booking time. Budget around ₹8,000-₹15,000 per day for mid-range accommodation, meals and attractions. A 4-day trip typically costs ₹60,000-₹1,20,000* per person, including flights, depending on your travel style and preferences.

Do I need cash in Singapore?

Yes, carry some cash for hawker centres, local markets and street vendors who may not accept cards. Most restaurants, shops and attractions accept cards or digital payments like ApplePay, payLah, etc, but having SGD 50-100 cash ensures you’re covered everywhere.

Is travel insurance necessary for my Singapore trip?

While not mandatory, travel insurance is highly recommended given Singapore’s expensive healthcare costs for tourists. With flights costing ₹25,000 to ₹40,000*, insurance can offer protection and reimbursement in case of cancelled flights. Make sure you buy travel insurance immediately after booking your flights to ensure maximum coverage, including trip cancellation benefits if plans change.