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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

Will an unpaid e-challan in Jharkhand affect my vehicle’s RC renewal?

Yes, having unpaid challans can create problems when you try to renew your vehicle registration. Authorities can flag your vehicle during the renewal process. It is always a good idea to do an e-challan check in Jharkhand before applying for any vehicle-related documents or renewals.

Is there a mobile app to manage my e-challan payment in Jharkhand?

Yes, you can use the Parivahan Sewa app to view and pay your pending challans from your phone. Just enter your vehicle registration number, check your pending fines and complete your e-challan payment in Jharkhand quickly without visiting any website or police station.

What details do I need to keep handy for an e-challan check in Jharkhand?

You just need either your vehicle registration number, challan number or driving licence number to check your challan status. Having these details ready makes the whole process much faster. Keep your RC and licence details saved on your phone for quick and easy access anytime.

Can I pay my Jharkhand online challan in installments?

No, the full fine has to be paid in one go. You cannot split it into smaller parts. Try to pay as early as possible because once 60 days are up, extra late fees start getting added on top of your original fine amount.

How will I know if a new challan has been issued against my vehicle?

You will receive an SMS or email at your registered mobile number or email address. However, if you miss the notification, you can always do a Jharkhand e-challan check on the Parivahan portal or the Jharkhand Traffic Police website anytime to stay updated.

Can someone else pay my e-challan Jharkhand on my behalf?

Yes, anyone can pay your challan on your behalf as long as they have your challan number or vehicle registration number. The payment can be made online through the Parivahan portal or offline at the nearest traffic police station with your challan details.

Can a challan be issued to a vehicle that is parked and not being driven?

Yes, a challan can be issued for improper or obstructive parking even when the vehicle is not moving. Surveillance cameras monitor parking violations, too. Always make sure you park in designated areas to avoid getting an e-challan Jharkhand for a parking-related offence.

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