Menu Display

Support
Self Help

Breadcrumb

Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

AI Content Summarizer

ai-summarize-icon

AI generates summaries.

Get a summary of this page using AI. Discover key insights that enhance your understanding.

Asset Publisher

Asset Publisher

Frequently Asked Questions (FAQs)

What happens when my Madhya Pradesh e-Challan moves to court?

Ans. Your e-Challan moves to court only when you have missed the 60-day deadline to settle your penalty. Your challan case either moves to the local traffic court or the virtual court for settlement. You can now either pay the fine with an added penalty for delay or contest the challan. If you still don’t pay the fine or fail to appear for the hearing, the judge can issue an arrest warrant against you, suspend your driving license, or cancel your vehicle registration.

Can I get an extension on the deadline to pay my e-Challan in Madhya Pradesh?

Ans. The MP government doesn’t allow any extension on the payment of the e-Challan. If you miss the 60-day time frame, you will have to pay an additional fine for every day your payment remains overdue. Do not wait for your penalty to increase and settle it in time.

Who can issue a traffic e-Challan in Madhya Pradesh?

Ans. The primary issuing authority for traffic challans in Madhya Pradesh is the Madhya Pradesh traffic police. You can receive an e-Challan through handheld POS machines or automated traffic surveillance cameras, and you will be notified about it by SMS/email.

What are some tips to avoid e-Challan Madhya Pradesh?

Ans. Here are some tips you can follow to avoid getting a challan in Madhya Pradesh: Always carry your driving license and vehicle registration details with you. Do not jump traffic lights. Always wear a helmet or seatbelts. Follow the permitted speed limit. Avoid using your phone while driving. Do not drive under influence of any substance.

What documents are required while driving a car in Madhya Pradesh?

Ans. Here is a list of documents you must carry with you while driving a car in MP. They can be original physical copies or digital copies saved in DigiLocker. RC booklet of the car. Valid insurance policy papers Driving license of the driver Pollution under control certificate

IndusInd Footer

Footer Download SelfI App

phone

Download our IndusInd General Insurance App now!

Locate Us

Footer Social Icons

Menu Display

Self Help

Menu Display

Menu Display

Menu Display

Menu Display