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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

What are the documents required for vehicle registration in Agra?

Form 20 (Application for vehicle registration) Form 21 (Sale certificate from dealer) Form 22 (Roadworthiness certificate) Proof of address (Aadhaar/Voter ID/Passport) Proof of identity (PAN card/Passport) Vehicle insurance certificate Pollution Under Control (PUC) certificate Original invoice from the dealer Temporary registration certificate Passport-sized photographs Chassis and engine number impressions

What happens to a car after 15 years in the RTO office in Agra?

Vehicles older than 15 years require re-registration or scrapping. As per government rules, petrol vehicles can be re-registered after inspection, while diesel vehicles are usually not allowed on roads due to pollution control regulations in Uttar Pradesh.

How to download an e-driving licence?

An e-driving licence can be downloaded from DigiLocker or the UMANG app by linking Aadhaar and vehicle details. You can also access it through the Parivahan Sewa portal by entering your DL number and verifying details to download the digital copy.

How to check registration status in Agra?

Visit the official Parivahan Sewa website on your device. Click the "Online Services" dropdown at the top of the page. Select "Vehicle Related Services" from the available options menu. Choose Uttar Pradesh state and the Agra RTO jurisdiction. Select "Know Your Application Status" from the service list. Enter the application number, submit and view the current status.

How can I renew my RTO Agra driving licence online?

To renew your driving licence, visit the Parivahan Sewa portal, select “DL Services,” upload the necessary documents, pay the renewal fee, and schedule a biometric appointment at the RTO Agra address. Check the additional requirements for applicants over 40 years old.

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