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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

How to check RTO NOC status online in Aligarh?

To check NOC particulars online, visit the Parivahan website. Select the ‘Vehicle-Related Services’ option under ‘Online Services’. Next, choose your state followed by the concerned RTO, then click on ‘Know Your Application Status’. By providing the application number and CAPTCHA, you can access all your application details.

What documents are needed to apply for a driving licence in Aligarh?

You must submit a copy of your birth certificate as proof of age, Aadhaar or ration card, PAN, licence application fee and learner’s licence to apply for a driving test. After passing the test, you will be handed a driving licence by the RTO office.

Can I freely drive my vehicle in another state?

Yes, you are allowed to drive freely in any Indian state. However, suppose you intend to settle permanently in that state. In that case, you must obtain a No Objection Certificate (NOC) from the RTO where your vehicle was initially registered and re-register it at the RTO in your new state of residence.

How to check RTO application status online in Aligarh?

To check your RTO application status online, you have to open the Parivahan portal, click on ‘Online Services’ and select ‘Driving Licence Related Services’. Next, you have to select your state and respective RTO before clicking on the ‘Application Status’ link. As you enter your application number and select ‘Submit’, you can see the required information on your device screen.

What is the difference between road tax and toll tax?

The road tax is imposed by your local RTO office, and these contributions go toward the development of state roads. On the other hand, officials designated by the National Highways Authority of India(NHAI) sit at toll plazas to collect toll tax, which is meant for interstate highway development.

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