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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

How can I get RC online in Uttarakhand?

Visit parivahan and click on Vehicle Related Services. Select Uttarakhand and your RTO code UK-07. Fill out Form 20 with your vehicle details, upload required documents like the invoice, insurance, and PUC. Pay the registration fee online and submit your application for processing.

How can I check my RC status in Dehradun RTO?

Go to parivahan and select "Know Your Vehicle Details" under Online Services. Enter your registration number or application number. The system will show your RC status, whether it's being processed, approved, or ready for collection. You can also visit the RTO Dehradun office directly.

How many days does it take to get a vehicle number plate in Dehradun?

After you register your vehicle at RTO Dehradun, you get a temporary number valid for one month. In about 15 to 30 days, the permanent license plate and RC smart card will arrive at your home. During busy times, it can take up to 45 days.

Are RTO and RTA the same?

Yes, RTO (Regional Transport Office) and RTA (Regional Transport Authority) are the same thing. Both names refer to the government office that handles vehicle registration, driving licences, permits, and road tax collection. Different states in India use different names, but they do the same work.

How can I apply for a driving licence in Dehradun?

Visit parivahan and select Uttarakhand. First apply for a learner's licence, pass the test, then wait 30 days. After that, apply for a permanent driving licence online, upload documents, book your driving test slot, and appear for the test at RTO Dehradun.

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