Travel Insurance for UAE

The UAE impresses visitors with its modern cities, stunning deserts and rich ancient culture. Dubai is home to the iconic Burj Khalifa and the bustling Gold Souk, while Abu Dhabi boasts the stunning Sheikh Zayed Mosque. Desert safaris and incredible experiences make millions of travellers return every year.

While you're excited about exploring the UAE, you should also consider protecting your trip with travel insurance — which is actually required for all visitors to the UAE.

Imagine you arrive at your hotel but discover your luggage did not make it from your connecting flight. With IndusInd travel insurance, you can immediately file a claim and receive quick payouts to purchase essential clothes and toiletries for your first few days.

Or picture the panic of realising your passport went missing during a shopping spree at Dubai Mall, leaving you stranded in a foreign country. This is where our travel insurance transforms a potential disaster into a manageable situation. It provides financial coverage for emergency document replacement and expert guidance to help you complete the process smoothly when problems arise during your trip.

These scenarios show how we at IndusInd General Insurance (formerly Reliance General Insurance) work behind the scenes to keep your UAE adventure effortless and safe, handling the unexpected so you can focus on making memories.

With 24/7 global support* available whenever you need help, we’re always there for you. And the IndusInd Insurance app lets you file digital claims instantly from anywhere in the UAE. This gives you the freedom to fully immerse yourself in the Emirates' wonders without worrying about what might go wrong.

Why to - H2

Why 8 Crore+ Policyholders Choose Us?

Millions of travellers choose our travel insurance because we provide reliable protection, quick claim settlements and round-the-clock support whenever and wherever you need assistance during your Emirates journey.

Location - Travel Insurance

$500,000 Coverage

High Medical Coverage

24/7 Customer Support

Get help anywhere in UAE

AI-Powered App

Quick processes and 24/7 support

No Medical Check-ups

Just apply, pay and download!

Benefits of Buying UAE Travel Insurance

Medical Coverage

Picture yourself exploring Dubai's magnificent desert dunes under the scorching UAE sun. These adventures create great memories, but intense desert heat can cause dehydration or heat exhaustion, requiring immediate medical care. Since medical costs in the UAE are significantly higher, even minor treatments are expensive. Hence, we offer coverage up to USD 500,000* for medical expenses and USD 500* for emergency dental treatments.

Passport Loss

While shopping in Dubai's busy souks, you discover your passport is missing from your bag. This can sometimes happen in crowded tourist areas or during multiple hotel transfers, creating travel complications. We take all these risks into account and provide essential passport replacement support, covering up to USD 300* for all replacement expenses, including embassy fees and necessary reissue documentation.

Flight Delays & Connecting Flights

You're at Dubai International Airport, ready to board your flight back home after an amazing UAE adventure. Suddenly, you notice your flight is delayed due to technical issues, extending your stay. This is where our flight delay protection steps in, providing up to USD 60* daily compensation* for delays exceeding 12 hours to cover your accommodation and dining needs during unexpected layovers.

Baggage Support

After checking into your Dubai hotel, you realise your luggage didn't make the connecting flight from Mumbai. When this happens, you’ll need to buy replacement clothing and toiletries at Dubai airport, which costs significantly more than regular shopping. Our baggage protection covers these situations, providing up to USD 100* for delays exceeding 12 hours and up to USD 1500* for complete baggage loss.

Personal Liability

While exploring Dubai’s famous Gold Souk, you accidentally damage expensive jewellery displays while taking photos. Such incidents can quickly escalate into costly legal claims, especially in the UAE’s premium retail sector, where damages reach significantly higher amounts than usual. Our personal liability protection provides up to USD 200,000* coverage against compensation claims and legal expenses.

Emergency Cash

Your wallet slips out of your pocket while enjoying a dhow cruise along Dubai Creek, disappearing into the water below. Basic expenses like meals, transportation and hotel incidentals become significantly more challenging without immediate access to funds. That's when our emergency cash assistance becomes invaluable, providing up to USD 300* to cover your important expenses while you sort out replacement.

Key Features

Key Features of IndusInd UAE Insurance

Individual Travel Plan

We provide comprehensive travel insurance for solo travellers or those travelling with friends to the UAE. Our coverage ensures you can explore Dubai, Abu Dhabi and other Emirates destinations confidently, with reliable support for medical issues, travel disruptions and unexpected events throughout your journey.

Key Features-Individual Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 6 Days)	$60/day (maximum cap of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

We offer family-focused travel insurance that covers multiple family members under one comprehensive policy for UAE trips. Our family plan addresses group travel needs like covering children, family medical emergencies and coordinated assistance when travelling together as a family unit to the Emirates.

Key Features-Family Travel Plan

Features	Popular Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (maximum cap of 5 Days)	$50/day (maximum cap of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Disclaimer: Please refer to the official policy documents for detailed information linked here.

Inlcusion Exclusion

IndusInd UAE Insurance: Inclusions & Exclusions

Location - Travel Insurance

What is covered?

Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.

Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.

Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.

Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.

Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.

Location - Travel Insurance

What is not Covered?

Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.

Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.

Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.

Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.

Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.

Disclaimer: Please refer to the official policy document for detailed inclusions and exclusions.

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How to Buy?

How to Buy IndusInd UAE Travel Insurance?

Getting IndusInd UAE travel insurance is very easy and takes only a few minutes to complete online. The simple digital process lets you buy your policy from the comfort of your home without any paperwork or office visits. You’ll get instant coverage for your upcoming trip as soon as you complete the purchase.

Location Travel Insurance

Select Trip Type

Scroll up to the form on top and select your travel purpose.

Enter Your Details

Enter your travel dates, DOB and choose UAE as your destination.

Compare & Select

For an instant quote pick your SI in calculator below and click "Compare Plans".

Complete KYC

Enter your phone number and complete the online KYC process.

Pay & Get Policy

Pay online and get your UAE travel insurance plan instantly via email.

Homepage Curated Plans Client Extension

How to Claim?

How to Claim IndusInd UAE Travel Insurance ?

Location Travel Insurance

Cashless

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.

Steps to file a cashless claim

For medical claims, let us know via our helpline or email using your policy number.

Check if the hospital accepts cashless claims & submit the claim form.

IndusInd Care (previously Reliance Care) will review the claim and your documents.

Upon approval, we place a Guarantee of Pay (GoP) to the hospital.

If the hospital does not agree to the GoP, you can always file a reimbursement claim.

Location Travel Insurance

Reimbursement

Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.

Steps to file a Reimbursement claim

Get in touch via our helpline or email for luggage delays, trip cancellations, etc.

Complete the claim form and gather all other necessary documents.

You might need to submit a passport copy, flight tickets, emails from the airline or FIR.

IndusInd Care (previously Reliance Care) will review the claim to decide its approval.

After approval, the compensation or benefit amount will be disbursed to you.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

Types of Visas for the UAE

The UAE offers various visa options for Indian travellers, depending on the purpose of your visit. Understanding different visa types helps you choose the right one for tourism, business, transit or long-term stays in the Emirates.

Tourist Visa

The UAE offers a five-year, multiple-entry Tourist Visa allowing Indian travellers to stay 90 days per visit, extendable once for another 90 days. Apply through UAE airlines, hotels or tour operators with a valid passport, proof of funds, a return ticket and UAE medical insurance coverage required.

Visa on Arrival

Indian passport holders with a valid US visa, Green Card or UK/EU residence permit get a 14-day single-entry Visa on Arrival at UAE airports. One 14-day extension is possible through immigration counters. Simply present qualifying documents and pay fees upon arrival at the airport.

Visit Visa

The Visit Visa offers single or multiple-entry permits for 60, 90 or 120 days. Standard versions need UAE sponsors like residents, companies or hotels. The new Job-Seeker Visit Visa (valid for 60, 90 or 120 days) allows bachelor's degree holders to search for work without exit requirements while staying in the UAE.

Transit Visa

UAE airlines arrange Transit Visas for travellers with confirmed onward tickets to third countries. Free 48-hour and fee-based 96-hour options are available. Passengers need valid passports, onward tickets and hotel reservations. This visa cannot be extended and is perfect for layovers in the UAE.

Work Visa

Emirates employers sponsor Work Visas, starting with two-month entry permits. After arrival, medical exams, Emirates ID registration and labour card issuance create two-year renewable residence permits. Holders earning a minimum AED 4,000 monthly can later sponsor family members under specific salary requirements and conditions.

Residence Visa

Residence Visas last 1-5 years and are renewable indefinitely. Categories include Student, Investor, Retirement and Property Owner visas. The Golden Visa grants 5 or 10-year residency to investors and professionals. All require valid passports, UAE medical insurance and Emirates ID enrollment.

Embassy Contact Details: India and UAE

Parameters	UAE Embassy in India	Indian Embassy in UAE
Country	India	United Arab Emirates (UAE)
Location	New Delhi	Abu Dhabi
Address	12, Chandragupta Marg, Chanakyapuri, New Delhi 110021	Plot No. 10, Sector W-59/02, Diplomatic Area, Off the Sheikh Rashid bin Saeed Street (Earlier known as Airport Road), near Pepsicola, P. O. Box 4090
Contact Number	+91 (11) 2611-1111	00-971-2-4492700
Email Address	NewDelhiEMB@mofaic.gov.ae	couns.abudhabi@mea.gov.in com.abudhabi@mea.gov.in
Website	https://www.mofa.gov.ae/en/missions/new-delhi	https://www.indembassyuae.gov.in/index.php
Operating Days	Monday to Friday	Monday to Friday
Operating Hours	9:00 am - 4:00 pm	8:30 am - 5:00 pm

Best Time to Visit the UAE

Your UAE travel experience depends heavily on when you visit. From scorching summers with empty attractions to cool winters packed with tourists, each season offers distinct advantages and challenges that smart travellers should consider before booking

November - March

What to Expect: Pleasant weather with temperatures 17-30°C.

Perfect for: First-time visitors, families, outdoor enthusiasts and Dubai Shopping Festival attendees.

Tourist Flow: Very high crowds

Flights and Hotel Rates: Highest prices with limited availability, especially December-January.

Return Airfare from India (Approx): ₹25,000 - ₹45,000*

Keep in Mind: Book early. Pack light jackets for chilly evenings. Major events happen during this period - Dubai Shopping Festival (Dubai), Abu Dhabi Film Festival (Abu Dhabi).

April - May, September - October

What to Expect: Warm temperatures, 25-38°C.

Perfect for: Budget travellers, food festival lovers and moderate crowd seekers.

Tourist Flow: Moderate crowds

Flights and Hotel Rates: Mid-range pricing with good deals available at Dubai Marina hotels, Abu Dhabi Corniche resorts and Sharjah properties.

Return Airfare from India (Approx): ₹18,000 - ₹30,000*

Keep in Mind: Plan indoor activities during hot afternoons.

June - August

What to Expect: Extremely hot weather, 33-48°C.

Perfect for: Budget travellers, mall enthusiasts and indoor activity lovers.

Tourist Flow: Very low crowds

Flights and Hotel Rates: Lowest prices with luxury hotels becoming affordable in Downtown Dubai, Saadiyat Island (Abu Dhabi) and beachfront Ras Al Khaimah.

Return Airfare from India (Approx): ₹12,000 - ₹25,000*

Keep in Mind: Stay indoors during peak heat. Excellent air conditioning everywhere. Enjoy Dubai Summer Surprises.

Interesting Facts About the UAE

World's Tallest Building: Standing 828 meters high, Burj Khalifa skyscraper equals three Eiffel Towers stacked and requires months for cleaning.

Seven Rulers: Each emirate has its own royal family, with Al Nahyan and Al Maktoum being the most influential.

World Record Holder: The UAE holds 190 Guinness World Records and continues to create new ones annually, with a dedicated office in Dubai.

Cultural Diversity Hub: UAE residents represent over 200 nationalities, with expatriates accounting for approximately 80% of the total population diversity.

Palm Jumeirah: Dubai created four artificial islands, with Palm Jumeirah being among the world's largest human-made island projects.

Burj Al Arab: This luxury hotel features 24-carat gold interiors covering 1,790 square meters and offers nine pillow types.

Desert Ski Resort: The Middle East's first indoor ski resort features real snow covering 22,500 square meters.

AI Minister Pioneer: The UAE appointed the world's first Minister of Artificial Intelligence in 2017, marking a pivotal step in the Fourth Industrial Revolution.

Zero Income Tax: UAE residents enjoy zero income tax, making it an attractive destination for international professionals.

Near Zero Crime: Abu Dhabi maintains a near-zero crime rate, ranking among the world's safest cities for residents and visitors.

Essential Apps for Your UAE Trip

Accommodation and Hotel Booking

Finding perfect UAE accommodation becomes effortless using Booking.com with extensive hotel selections and exclusive mobile deals. Airbnb provides unique local experiences and apartment rentals for longer stays. Agoda specialises in competitive Middle East pricing with detailed reviews.

Navigation

Getting around in the UAE's modern cities requires reliable navigation tools like Google Maps for accurate directions and real-time traffic updates. Waze offers community-driven alerts and the fastest route suggestions. Maps.me works perfectly without the internet for exploring remote areas.

Transport

Getting around the UAE efficiently involves using Careem as the leading regional ride-hailing service with Arabic-speaking drivers and cash payments. Uber provides competitive alternative transportation options. RTA Dubai helps navigate metro systems and public transport schedules.

Sightseeing and Events

Discovering UAE attractions becomes easier through Visit Dubai, which offers official tourism information, event calendars and exclusive attraction discounts. Platinumlist showcases entertainment events, concerts and cultural shows. Time Out Dubai provides comprehensive event listings and insider dining recommendations.

Food Delivery

Satisfying hunger pangs involves ordering through Talabat as the UAE's leading food delivery platform with extensive restaurant partnerships and fast service. Deliveroo offers premium dining options with quality packaging. Zomato combines delivery with restaurant discovery and user reviews.

Other Important Apps

Essential utilities include accessing the UAE Pass for digital government services and official transactions across the emirates. ADCB Mobile facilitates banking services and ATM location finding. Salik manages Dubai toll road payments for seamless highway travel throughout your journey.

Key Takeaways

The United Arab Emirates is one of the most popular tourism destinations in the world, attracting millions of people each year. In 2024, Dubai International Airport handled over 92.3 million passengers, making it one of the world’s busiest travel hubs.

With such high traffic and the UAE’s mandatory travel insurance requirement for all visitors, smart travellers understand the importance of travel insurance for comprehensive protection.

IndusInd UAE travel insurance starts from just ₹306*, making premium protection accessible to every traveller. Our quick claim settlement shows our commitment to standing by our customers when they need us most. This dedication has earned the trust of over 5 crore travellers, building our reputation for reliability and excellence in travel protection.

Our comprehensive coverage includes up to $500,000* medical protection, essential for a country where healthcare costs can be significantly higher. In the UAE's luxury tourism market, even minor incidents can be expensive, which makes our $200,000* personal liability coverage especially valuable for travellers.

With 24/7 customer support*, you get assistance whether you're exploring Dubai's bustling souks or Abu Dhabi's cultural attractions. Our digital-first approach through the IndusInd Insurance app allows instant claim filing from anywhere in the UAE, eliminating paperwork and reducing processing time.

Whether you're visiting during peak season or exploring off-season deals, IndusInd travel insurance (formerly IndusInd travel Insurance) gives you the confidence to enjoy your UAE adventure relaxed.

Author - Location Travel

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

UAE Travel Insurance Plans Starting at Just ₹306*

Insure Your Trip to the UAE Today!

From Dubai's iconic skyline to Abu Dhabi's cultural landmarks, you stay protected with IndusInd UAE Travel Insurance. We ensure your adventures remain care-free!

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Voices of Trust

Stories shared by our happy customers!

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4.7 ★ ★ ★ ★ ★ (45)

I recently purchased my Travel insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Yogya Kolliboina

Rangareddy

4.5

Seamless digital experience

I had a positive experience while applying for Travel insurance from Reliance Insurance Company (now IndusInd Insurance Company) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Saroja Kolliboina

Rangareddy

From start to finish, the process of getting my Travel insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Padmanabhan

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance felt effortless and user-friendly. It aligns well with what I needed from an insurance policy.

Alpabharat Gala

Mumbai

Quick policy issuance

The journey of purchasing Travel insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

I was going on a simple holiday and wanted basic cover without unnecessary additions. I only paid for my exact travel dates, and the coverage level felt right for where I was travelling.

For my Europe trip, I mainly wanted medical cover. I could see the hospital and emergency details clearly, so I did not have to overthink while choosing the plan.

Caroline Ghosh

MUMBAI

Easy application

The process of applying for my travel insurance policy was simple and quick to complete.

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Frequently Asked Questions (FAQs)

What is the golden visa in Dubai?

The UAE Golden Visa is a long-term residency permit valid for 5-10 years, renewable indefinitely. It's available for investors, professionals, talented individuals and exceptional students. Requirements include property investment of AED 2 million*, business investment of AED 5 million or high-skilled professionals earning AED 30,000+* monthly salary.

What is the requirement to travel to Dubai?

You need a valid passport, an appropriate UAE visa, a return flight ticket, a hotel booking confirmation and travel insurance. Indians can get a visa-on-arrival with a valid US visa or a UK/EU residence permit. Proof of sufficient funds and a clean criminal record are also required for smooth entry.

How much is a 7-day trip to Dubai?

A 7-day Dubai trip typically costs ₹80,000-₹2,50,000 per person, depending on season, accommodation choice and activities. This includes flights (₹12,000-₹45,000*), hotels, meals, attractions and shopping. Budget travellers can spend less during off-peak months (June-August), while luxury experiences cost significantly more during peak season.

Is travel insurance required to enter the UAE?

Yes, travel insurance is mandatory for most UAE visa applications. While visa-on-arrival holders may not face strict checks at entry, having coverage is essential for medical emergencies and unexpected situations. When travelling to Dubai or any other UAE emirate, it is always advised to have current travel insurance.

What is the cost of travel insurance in Dubai?

IndusInd UAE travel insurance starts from just ₹306* for basic coverage, making it highly affordable for all travellers. The cost varies based on coverage amount, trip duration and traveller age. Our comprehensive plans offer maximum medical coverage up to $500,000*, with family plans and individual options available.

What is the minimum cash required to enter Dubai?

To enter Dubai on a visit visa, travellers need to carry a minimum of AED 3,000 (approximately 70,680 INR)* in cash or have the equivalent amount available on a credit card. You also need a confirmed return ticket and proof of accommodation. This requirement ensures visitors can financially support themselves during their UAE stay.