Royal Enfield Bullet Insurance

Name: Royal Enfield Bullet Insurance
Brand: IndusInd General Insurance
Rating: 4.9 (310 reviews)

As the world’s oldest motorcycle manufacturer in continuous production, Royal Enfield is favoured by adventure touring enthusiasts for its reliable low-end torque and rugged build.

That said, as the owner of this legendary machine, protecting your Royal Enfield Bullet with comprehensive two-wheeler insurance is essential. Plus, given India's mandatory insurance requirements under the Motor Vehicles Act of 1988, riding without third-party coverage can result in hefty fines of up to ₹4,000 and imprisonment for up to 3 months.

Beyond legal obligations, the Bullet's premium components require adequate coverage. For instance, if your Bullet suffers damage, comprehensive insurance ensures financial protection against expensive repairs.

At IndusInd General Insurance (formerly Reliance General Insurance), you can buy Royal Enfield insurance online with a completely paperless process. We offer cashless repairs across 11,000+ network garages*, flexible premium options based on your bike variant, instant policy delivery and zero paperwork claims.

Why 8 Crore+ Policyholders Trust Us?

IndusInd Bike Insurance is known for its reliable coverage, quick claim settlements and wide network of cashless garages. With flexible plans and add-on options, it ensures your two-wheeler stays protected on every ride.

24/7 Customer Assistance

Round-the-clock support available*

10+ Add-On Covers*

Protection that's tailored to your bike

Instant Policy Purchase*

Complete purchase in minutes

Quick Claim Processing

Claims settled within hours

Reasons to Buy Royal Enfield Bullet Insurance From Us

The right Royal Enfield Classic insurance gives you fast, reliable support without claim hassles or delays. With IndusInd’s 100% digital and affordable policies and 24/7 access, you’re covered any time, anywhere.

Body Panel Repairs

The bike’s iconic fuel tank and metal body panels are attractive but expensive to repair. Our insurance covers these accidental damages.

Covers Chrome Elements

Royal Enfield Classic is famous for its chrome elements, such as the headlamp rims. They are costly to replace, but we've got you covered.

Budget Friendly

Save on Royal Enfield Classic insurance with online discounts and no agent fees. We offer customisable bike plans that fit your budget!

Types of Royal Enfield Bullet Insurance Plans

Comprehensive Bike Insurance

This complete insurance package protects both your bike and covers damage to others. It pays for repairs if your bike gets stolen, damaged in accidents or harmed by floods and storms. You can add covers like an Engine protector and zero depreciation for enhanced coverage. For example, if you regularly ride your bike on rough terrain, Tyre Protection add-on will further reduce your expenses.

Buy Now

Short Term Own Damage Bike Insurance

Designed for riders with an existing third-party insurance plan, this policy offers protection only against damages to the insured two-wheeler. If your TP insurance has a short remaining validity, such as six months, you can purchase a matching Standalone Own Damage (SAOD) cover for uninterrupted financial protection.

Buy Now

Long Term Own Damage Bike Insurance

This policy provides coverage for your two-wheeler against accidental damage, theft, fire incidents, and natural disasters like floods or storms. It works alongside your current third-party insurance policy and can be purchased for matching durations.

Buy Now

Third-party Bike Insurance

This type of insurance covers any damage you cause to other people's property or injuries to other people while riding your bike. The law requires you to have this policy before riding your bike. It protects you from paying compensation fees if you accidentally hurt someone or damage their vehicle. For example, if you accidentally hit a car in traffic and damage the taillight, this insurance will cover their repair costs.

Buy Now

Royal Enfield Bullet Insurance Inclusions and Exclusions

What's Covered

Accidents - Coverage for damage when your Bullet gets into road accidents or crashes.

Third-Party Liabilities - Coverage for medical expenses and property damage you cause to others.

Earthquakes - Protection against damage from seismic activities and ground movements.

Floods and Storms - Coverage for damage from heavy rains, floods, cyclones and natural disasters.

Fire and Explosions – Protection if your motorcycle gets damaged by fire or explosion incidents.

What's Not Covered

Wear & Tear and Depreciation: We cover all repair costs, except those arising from wear and tear and the natural degradation of parts that occur with regular use.

Accessories: You're fully covered for factory-fitted accessories under the base plan. However, any electrical and non-electrical accessories fitted to your bike after purchase require add-on coverage.

Law Violations and Outside Coverage Zone: You're fully covered for accident-related claims except for ones arising out of law violations or damage occurring to your bike outside of India's borders.

Disclaimer: Please refer to official policy documents for complete details.

Trusted by Bullet Riders, Backed by Experts

Call now and cruise carefree!

Call Us

IndusInd Bike Insurance Curated Add-on Packages

Secure Plus

This package combines three essential protections that standard insurance often misses. Nil Depreciation ensures full claim value without age deduction. Engine Protector covers expensive engine repairs from water damage or oil leakage. Consumables coverage pays for nuts, bolts and rubber parts replaced during repairs.

This bundle includes: Nil Depreciation + Engine Protector + Consumables Cover

Secure Premium

This comprehensive add-on package includes all Secure Plus benefits plus an additional Key Protect Cover. You get Nil Depreciation for full claim settlements on bike parts, Engine Protector against costly bike engine & gearbox damages, Consumables coverage for small parts and Key Protect for lost or stolen keys.

This bundle includes: Nil Depreciation + Engine Protector + Consumables + Key Protect Cover

How to Buy and Renew Royal Enfield Bullet Insurance

Buy Online

At the top of this page provide car registration and mobile. You can use the calculator below to estimate SI & premium.

Select your bike make/model and enter your registration and policy details.

Input your mobile number and the OTP. Next, select your policy and the bike's IDV.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Renew Online

Go to the form on top of this page choose ‘Renewal’ to instantly start your car insurance renewal process.

Enter your bike's policy number or bike registration number

Review and update your bike details and check insurance renewal quotes

Select a coverage plan and apply the No Claim Bonus if eligible

Pay the premium online and get instant policy renewal

Homepage Curated Plans Client Extension

How to Claim Royal Enfield Bullet Insurance?

Step 1

Contact us within 24 hours through our helpline 1800-3009 or the IndusInd Insurance app

Step 4

Our surveyor will inspect your bike to assess the damage and verify the claim

Step 2

Take your bike to any authorised IndusInd network garage. You can now use the widget below to find the list of nearest cashless network garage instantly.

Step 5

Once approved, get your bike repaired and we settle the bill (except deductibles)

Step 3

Fill out the claim form and submit basic documents like RC, license and policy copy

Step 1

Report the claim within 24 hours of the incident through phone or app

Step 4

Submit claim form with repair bills and required documents

Step 2

Take clear photos/videos of damage and file FIR if needed

Step 5

Receive reimbursement in your bank account after claim approval

Step 3

Get bike repairs done at any garage of your choice

Disclaimer: For precise claim-related information, please refer to policy documents or get in touch with our customer helpline.

Asset Publisher

Royal Enfield Bullet Model Overview, Variants and Prices

The Bullet holds the distinction of being the only motorcycle in continuous production for over 92 years. Its refined engine reduces vibrations, and its ergonomic seating position offers smooth performance for comfortable long-distance rides. Plus, its braking system provides confident stopping power in different riding conditions.

Model Name	Ex-Showroom Price
Royal Enfield Bullet 350 Battalion Black 349 cc \| Petrol	₹1,74,856
Royal Enfield Bullet 350 Military Red and Military Black 349 cc \| Petrol	₹1,75,560
Royal Enfield Bullet 350 Standard Maroon and Standard Black 349 cc \| Petrol	₹1,99,711
Royal Enfield Bullet 350 Black Gold 349 cc \| Petrol	₹2,18,285

Disclaimer: The prices mentioned are subject to change. Please refer to official websites for updated information.

Key Takeaways

Getting insurance for your Royal Enfield Bullet is not just smart - it's the law. The Motor Vehicles Act of 1988 requires every bike owner to have at least basic coverage, and riding without it can cost you up to ₹4,000 in fines or even 3 months' jail time.

Your Bullet is an expensive machine with costly parts, and IndusInd bike insurance (formerly Reliance bike insurance) protects your wallet when accidents happen or when natural disasters damage your bike. With us, you can choose from basic third-party coverage all the way up to comprehensive bike insurance plans that cover everything from third-party liabilities to specific parts coverage (like your bike engine) through add-ons.

We at IndusInd General Insurance (formerly Reliance General Insurance) also make buying coverage easy. You can get a policy online in minutes, starting at just ₹18 per month*. We offer cashless repairs at over 11,000+ garages* across India and provide a quick claim survey within 24 hours of claim intimation. You also get NCB discounts of up to 50%* when you renew without making claims.

Don't ride unprotected - choose IndusInd General Insurance (formerly Reliance General Insurance) for reliable coverage on every journey.

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Bike insurance starting at just ₹18 per month*!

Tailor Your Bullet's Coverage

Give your Royal Enfield the protection it deserves with coverage for own damage, theft, and more. Boost your policy with add-ons tailored to how and where you ride.

Get Bike Insurance

Voices of Trust

Stories shared by our happy customers!

Total Average Rating

Based on ratings

View All

Asset Publisher

4.9 ★ ★ ★ ★ ★ (52)

Murali Krishna Alla

West Godavari

Quick policy issuance

The journey of purchasing Bike insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time.

Kunta Naveen

Vizianagaram

Quick policy issuance

Buying a Bike policy through the platform was straightforward and quick. I felt that my protection needs were well addressed with this policy.

Viral Kumarvinu Bhai Patel

Vadodara

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance Insurance Company (now IndusInd Insurance Company) was convenient. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time. I'm happy with how everything went and feel secure with my policy.

Kuldeep Singh

Shahjahanpur

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. I felt that my protection needs were well addressed with this policy.

Sandeep Kumar

Raichur

Quick policy issuance

Buying a Bike policy through the platform from Reliance (now IndusInd) was straightforward and quick. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons.

Palepuni Raja

Nizamabad

Quick policy issuance

I recently purchased my Bike insurance from Reliance Insurance (now IndusInd Insurance) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. No additional coverage seemed required for my needs. The process felt reliable and I would recommend it to others.

Harish S

Nilgiris

Quick policy issuance

Buying a Bike policy through the platform from Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Aravinthsarathy B

Nagapattinam

Quick policy issuance

The journey of purchasing Bike insurance felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting.

Dhananjay Nair

Kanyakumari

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance (now IndusInd) was convenient. I felt that my protection needs were well addressed with this policy. I am satisfied with the main policy and don't see a need for extras. I found the entire process trustworthy and efficient.

Rosan Patel

Jharsuguda

Quick policy issuance

Buying a Bike policy through the platform of Reliance Insurance (now IndusInd Insurance) was straightforward and quick. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time. The process felt reliable and I would recommend it to others.

Surendra Kumar Sain

Jhansi

4.5

Value for money

I recently purchased my Bike insurance and found the experience very smooth. I'm happy with how everything went, product offering is fine.

Kulamatiadi Venkat Rama Appa Rao

Hyderabad

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance General Insurance (now IndusInd General Insurance) was convenient. It aligns well with what I needed from an insurance policy. I am satisfied with the main policy and don't see a need for extras.

Uma Devirallabandi

Hyderabad

Quick policy issuance

I had a positive overall experience while applying for Bike insurance. The coverage provided matches my expectations and feels comprehensive.

Raj Kumar Goudburu

Hyderabad

Quick policy issuance

I had a positive overall experience while applying for Bike insurance from Reliance Insurance Company (now IndusInd Insurance Company). I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage. The process felt reliable and I would recommend it to others.

Vijay Maken

Gurgaon

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. It aligns well with what I needed from an insurance policy.

Manish Kumar Yadav

Gonda

Quick policy issuance

From start to finish, the process of getting my Bike insurance was convenient. The coverage provided matches my expectations and feels comprehensive. No complementary product was necessary for me at this stage. Overall, it was a seamless Reliance Insurance (now IndusInd Insurance) experience and I am satisfied.

Arun Jain

Faridabad

Quick policy issuance

I recently purchased my Bike insurance from Reliance General Insurance (now IndusInd General Insurance) and found the experience very smooth. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras. The convenience and clarity made this a good experience.

Sandip Chandrakant Mali

Dhule

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance Insurance Company (now IndusInd Insurance Company) was convenient. The coverage provided matches my expectations and feels comprehensive. I did not feel the need for any other products at this time.

Jashobanta Parida

Dhenkanal

Quick policy issuance

The journey of purchasing Bike insurance felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy.

Subrata Kumarsahani

Cuttack

Quick policy issuance

Buying a Bike policy through the platform of Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. I felt that my protection needs were well addressed with this policy. No additional coverage seemed required for my needs.

Janet Joshikad

Coimbatore

Quick policy issuance

Buying a Bike policy through the platform was straightforward and quick. The plan offered exactly the type of coverage I was expecting.

Sathiamourthy Priya

Coimbatore

Seamless digital experience

The journey of purchasing Bike insurance felt effortless and user-friendly. The policy coverage and offerings do not match my requirements.

Hiren Kumar Raju Bhai Tailor

Bharuch

Quick policy issuance

I had a positive overall experience while applying for Bike insurance Reliance Insurance (now IndusInd Insurance). The plan offered exactly the type of coverage I was expecting. I am satisfied with the main policy and don't see a need for extras.

Abhishek Neelakantachar

Bengaluru

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. The plan offered exactly the type of coverage I was expecting.

Guru Nathakooni

Bengaluru

Quick policy issuance

From start to finish, the process of getting my Bike insurance was convenient. It met my requirements well and felt tailored to my needs.

Aniket Rai

Bengaluru

Quick policy issuance

The journey of purchasing Bike insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. Currently, I don't think I require any additional plans or add-ons.

Aneesh Krishnan Nair

Bengaluru

Quick policy issuance

From start to finish, the process of getting my Bike insurance from Reliance Insurance (now IndusInd Insurance) was convenient. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Madhava Rao Nagesh Rao

Bengaluru

Quick policy issuance

The journey of purchasing Bike insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Vinita Jain

Ahmedabad

Quick policy issuance

I recently purchased my Bike insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Rupesh Pandurang Khamgaonkar

THANE

Seamless digital experience

Getting my IndusInd two-wheeler insurance policy online was a breeze with a quick step-by-step guide to take me through the process.

Mr Javed Khan Maheboob Khan Pathan

NILANGA

Value for money

My bike is used only for nearby rides, so I wanted simple protection at a sensible price. The plan matched that without feeling costly.

Hemanth Kumar

MAGADI

Easy application

I wanted my RC and insurance papers together on my phone. After finishing the form, I downloaded the copy and saved it with my vehicle documents.

Manoj Kumar Modi

ANGUL

Seamless digital experience

I remembered the scooter renewal after dinner and finished it from home. The steps were short, and the document was ready without any delay.

Sanjaykumar Rajkumar Menase

AKKALKOT

Quick policy issuance

My two-wheeler insurance policy was issued instantly after payment completion.

Vikas Savlani

DAMOH

Easy application

Had a very smooth experience applying for the policy online.

Himanshu Kumar

CHANDI

Easy application

I was a little unsure while entering the registration number, but the steps were simple. I filled it carefully and got the insurance copy soon after.

Govindji Turam Suthar

MUMBAI

Quick policy issuance

I wanted all my bike papers updated before the month-end. I renewed online and downloaded the insurance copy right away.

Satinder Singh

GURGAON

Seamless digital experience

I usually delay insurance work because it feels boring, but this was not confusing. I followed the steps slowly and finished it myself.

Manoj Hirabhai Chudasama

BHAVNAGAR

Easy application

I compared options for my scooter and chose one that did not add things I would never use. The amount felt right for daily local travel.

Nagavenkata Basava Subbareddyped

TIRUMALAGIRI

Easy application

I renewed my two-wheeler insurance during a small break at work. Everything opened properly on my phone, and I did not need to call anyone.

Bonkanpally Raghupathi

NIZAMABAD

Value for money

My scooter is used mostly for quick nearby work, so I wanted the insurance done without much effort. The form was short, and I was able to complete it easily on my phone.

Deepa R

COIMBATORE SOUTH

Quick Policy Issuance

I had taken a second-hand scooter and wanted the insurance sorted properly. The steps were clear, and I could update the details without getting stuck.

S M Karunya Krishna

CHITTOOR

Quick Policy Issuance

I realised my bike insurance had expired while keeping my vehicle papers ready. I renewed it online and got the copy within minutes.

Shivappa Nayakar

BANGALORE NORTH

Quick Policy Issuance

I had to go out urgently and wanted to be sure my bike insurance was active. The message came soon after payment, which gave me peace of mind.

Vimala V

PUZHITHIVAKKAM

Seamless Digital Experience

Our scooter is used by everyone at home for small work nearby. I wanted the insurance active, and the online process was quick enough to finish from home.

Payal Priyadarshani Nath

HYDERABAD

Quick Policy Issuance

I remembered my bike insurance renewal while I was outside. I completed it on my phone and saved the document before riding back.

Murthy Lakshminarasimha Dasari

RAJENDRANAGAR

Seamless digital experience

I forgot about the renewal till the last day. I completed it in the evening and got the policy message quickly, so I could ride the next morning.

Kiran Tanguturi Kumar

PRODDATUR

Value for money

My bike is mainly for office and small errands. I didn't want a heavy premium, and the cover felt enough for my daily riding.

Ramesh Kumar Ramjas Shukla

MUMBAI

Quick policy issuance

I didn't have all my documents handy, but the form only required basic bike details, which made it easy to complete.

Diddi Ramesh

HYDERABAD

Easy application

I don't ride long distances, so I wanted a normal plan for city use. The price felt reasonable for the kind of protection I needed.

Homepage alternate CX

Relevant Links

Bike Insurance

Comprehensive Bike Insurance

Third Party Bike Insurance

Own Damage Bike Insurance

Bike Insurance - Disclaimer

AI Content Summarizer

Asset Publisher

Frequently Asked Questions (FAQs)

Can I take the Royal Enfield Bullet 350 for off-roading?

Yes, you can take the Royal Enfield Bullet 350 for light to moderate off-roading, but with some caveats. The Bullet 350 has a strong frame, high torque, and a comfortable upright riding posture, which make it capable of handling rough village roads, gravel paths, and mild trails. However, it’s not a purpose-built off-road bike like the Himalayan or a dirt bike.

What is 5-year bike insurance?

Five-year bike insurance is a long-term insurance policy that provides continuous coverage over five years. This long-term insurance eliminates annual renewals, offers premium discounts and ensures uninterrupted protection throughout the policy period.

Do I need to purchase a bike insurance policy for my second-hand bike?

Yes, you do. In India, it is mandatory under the Motor Vehicles Act to have at least a third-party bike insurance policy for any two-wheeler, whether it’s brand new or second-hand.

What is the mileage of the Royal Enfield Bullet 350?

According to the ARAI (Automotive Research Association of India), the Royal Enfield Bullet 350 offers a mileage of 35 to 37.2 kilometres per litre. However, the bike mileage also depends on the riding style, terrain, and maintenance.

Can I transfer my Royal Enfield Bullet 350 insurance?

Yes, Royal Enfield 350 insurance can be transferred to the new owner. Submit ownership transfer documents, RC book and NOC from the previous owner.

Are there Royal Enfield Bullet 350 competitors in the market?

The Royal Enfield Bullet 350 faces competition from bikes like the Jawa Standard, Honda H’ness CB350, Benelli Imperiale 400, and the Yezdi Roadster. These models target riders who appreciate retro styling, comfortable cruising, and a strong road presence.