Royal Enfield Hunter Insurance

Name: Royal Enfield Classic Bike Insurance
Brand: IndusInd General Insurance
Rating: 4 (310 reviews)

The Royal Enfield Hunter 350 is a beautiful bike that young riders love. This bike has classic looks but works great for daily city rides. College students and office workers choose this bike because it looks stylish and costs less than bigger bikes. The Hunter 350 rides smoothly on city roads and is well-suited for weekend trips with friends. But even the sturdiest of bikes need protection.

You might be riding your Hunter to work when a car hits your bike at a red light. Your bike is damaged, with the tank badly scratched, resulting in thousands in repair costs. But with proper bike insurance, you don't need to worry. Good bike insurance coverage ensures your bike repairs are covered, so you don’t need to pay out of pocket for these unexpected costs.

IndusInd General Insurance (formerly Reliance General Insurance) protects your Hunter through the simple IndusInd Insurance app that anyone can use easily. Plus, our huge network of 11,000+ garages* ensures repairs for your Hunter in every city across India. We offer Hunter 350 insurance plans tailored to your budget and designed to keep your bike fully protected.

Why US

Why IndusInd Bike Insurance?

IndusInd Bike Insurance is widely popular for its reliable coverage, cashless garage network and quick claims settlements. It offers flexible plans and add-ons to keep your two-wheeler protected.

Model - Scooter

Up to 5 Years Coverage

Buy once and get covered for 5 years

Get 10 Add-On Covers

Extend your scooter's coverage

Video Claims Feature

File claims on your mobile via our app

Instantly Renew via Mobile

Just tap, pay and renew!

Why Buy Royal Enfield Hunter Insurance?

Legal Requirement

Indian Motor Vehicle Act. 1988. makes it clear that everyone who owns a Hunter 350 must get bike insurance. This rule keeps all road users safe wherever they ride. You need third-party insurance coverage right when you register your new Hunter bike. Having valid insurance papers allows you to ride freely without fear of police problems. Your Hunter remains fully legal, and you can go anywhere with confidence.

Repair Expenses

Hunter 350 uses special Royal Enfield parts that cost much more than regular bike parts. When your bike needs any repairs, only original parts will keep it working perfectly like before. Hunter 350 insurance price coverage pays for all these expensive repairs when your Hunter gets damaged in any accident. This smart protection saves your money for other important things you want to buy

Covers Bike Theft

Your stylish Hunter 350 is bound to attract attention on busy roads and in parking areas. This can, in turn, put it at risk of theft, especially when it's new. Thankfully, bike insurance provides an IDV payout if your Hunter is stolen. You can quickly purchase another beautiful bike and resume your daily riding routine. Your valuable investment stays protected.

Covers Floods, Storms and More

Heavy monsoon rains and strong storms can seriously damage your Hunter 350 when parked outside or while riding. Extreme weather can damage critical bike components, including headlights, seats, mirrors and engine components. Insurance coverage repairs all weather-related damage to every part of your Hunter completely and properly.

Covers Fire and Fire-Related Damage

Sometimes, electrical short circuits or nearby fires can badly hurt your Hunter 350's important engine parts and fuel systems. Modern bikes always contain many sensitive electrical components that need complete protection from dangerous fire risks. The insurance policy pays to repair all fire damage to your engine, electrical wires and body panels completely.

Network Garages and Spare Parts

Hunter 350 owners receive excellent service from IndusInd's extensive network of authorised centres, which fully understand Royal Enfield bikes. Our massive network of 11,000+* trusted partner garages employs trained mechanics who can repair your bike correctly every time. Quick professional repairs keep your Hunter running perfectly smooth with genuine original parts and expert technical service.

Types of Royal Enfield Hunter Insurance Plans

IndusInd General Insurance offers different insurance plans to keep your Royal Enfield Hunter 350 safe based on what you need. Each plan gives different levels of protection to help you ride safely on all roads. You can pick complete coverage for full protection or choose basic coverage that follows Indian law requirements for all bike owners.

Comprehensive Bike Insurance

Comprehensive insurance gives your Royal Enfield Hunter 350 complete safety from all kinds of problems and damage that might happen. It covers accidents, natural disasters, total loss, theft and damage to other people's bikes or cars during crashes. For example, if your Hunter gets stolen from outside college or gets damaged in monsoon floods, this plan covers everything completely. This plan works best for daily riders.

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Third-Party Bike Insurance

Third-party insurance is the basic legal plan that covers damage your Royal Enfield Hunter 350 causes to other people's vehicles or property. It does not cover your own bike's damage, but keeps you safe from paying money to others after accidents. For instance, if you hit another vehicle while riding your Hunter on city roads, this plan pays for their repair costs.

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Short Term Own Damage Bike Insurance

Short-term own-damage insurance protects your Royal Enfield Hunter 350 by covering only your bike's repairs for accidents, natural disasters, total loss, and theft. This option works well if you want coverage only for a few months rather than a full year. It only protects your bike and does not cover third-party damage.

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Long Term Own Damage Bike Insurance

Long-term own-damage insurance keeps your bike protected for a year in a single purchase. You get the same coverage for accidents, natural disasters, total loss and theft. This plan saves you time by eliminating the need to remember renewal dates each year. You also save money by paying lower total costs than buying separate annual policies.

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Key Features of Royal Enfield Hunter Insurance

Royal Enfield Hunter 350 owners get special insurance features designed specifically for their premium bike needs. Our comprehensive coverage protects every part of your Hunter while offering add-ons that enhance your riding experience and provide complete financial security always.

Key Features	Descriptions
Starting Premiums	Affordable bike coverage starts from just ₹19/month*
Coverage	Pick single plans or complete protection packages
Discounts	Get 80% savings plus 50% claim bonus*
Cashless Claims	No payment needed at approved garage repairs
Network Garages	Access 11,000+ service centers nationwide for repairs*
Smartphone-Enabled Claims	Submit claims online with quick 24-hour inspections*
Instant Purchase/Renewal	Policy starts working in just a few minutes with the IndusInd Insurance app
Add-Ons	Choose from 15+ different extra protection options
Personal Accident Cover	Get optional ₹15 lakh* personal accident protection
24/7 Customer Support	Help available anytime through different contact methods

Disclaimer: Please refer to the official policy documents for detailed information.

Inclusions & Exclusions

Inclusions and Exclusions of Royal Enfield Hunter

Model - Scooter

What's Covered

Accident Damage - Covers your two wheeler's repair costs for damage caused by road accidents, crashes and collisions.

Third-Party Liability - Injury or property damage caused to others.

Natural Disasters - Covers damage due to earthquake, flood, cyclone, lightning and heavy rain.

Theft Protection - Full reimbursement for a stolen vehicle or its parts.

Fire and Explosion - Protection against fire due to electrical faults, fuel leaks or external sources.

Transit Coverage - Protection during vehicle transport by road, rail, air or lift.

Model - Scooter

What's Not Covered

Wear & Tear and Depreciation: We cover all repair costs, except those arising from wear and tear and the natural degradation of parts that occur with regular use.

Accessories: You're fully covered for factory-fitted accessories under the base plan. However, any electrical and non-electrical accessories fitted to your bike after purchase require add-on coverage.

Law Violations and Outside Coverage Zone: You're fully covered for accident-related claims except for ones arising out of law violations or damage occurring to your bike outside of India's borders.

Disclaimer: Please check the official policy documents for detailed information about inclusions and exclusions under your plan.

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Royal Enfield Hunter Insurance Add-Ons

The Royal Enfield Hunter 350 is made for stylish city rides and weekend adventures with friends. These add-ons protect your bike in special ways that basic Hunter insurance doesn't cover when something unexpected happens that normal plans miss. When checking the Royal Enfield Hunter 350 insurance price, these add-ons make your coverage much stronger and better for your riding needs.

Nil Depreciation

Get full replacement cost for your Hunter 350's damaged parts without any depreciation cuts during repairs. Ideal for recent models that need original components in order to preserve their traditional appearance.

Engine Protector

Shield your Hunter 350's reliable engine from oil leaks, water damage and mechanical failures during daily city rides through heavy traffic. This add-on keeps your bike's heart running smoothly even in tough weather conditions.

Consumable Cover

Covers replacement costs of engine oil, brake fluid and small parts during repairs after your Hunter gets damaged unexpectedly. This saves your money when mechanics need to change fluids and small components during garage visits.

Key Replacement

Replaces lost or stolen Hunter 350 keys and covers new lock installation costs to keep your bike secure always. This add-on helps when you lose keys at college or work and need immediate replacement for daily rides.

Helmet Cover

Replaces your damaged helmet if it gets destroyed in an accident involving your stylish Hunter 350 during city rides. Maintain your safety standards by providing the same helmet type without any extra expense from your pocket.

Tyre Protection

Covers Hunter 350 tyre damage from bursting, bulging or tearing during accidents while riding on city roads daily. With quality tyres being expensive, this add-on protects you from heavy replacement costs and keeps you riding.

NCB Retention Cover

Keep your No Claim Bonus intact even after making claims on your Hunter 350 insurance for continued premium discounts. This ensures you save money year after year on renewals, even if you file claims occasionally.

EMI Protection Cover

Pays your Hunter 350 loan EMIs if repairs take over 21 days after an accident to avoid money worries. Great for young buyers with ongoing loans because it prevents financial stress during long garage repair times.

Daily Allowance Cover

Provides a daily cash allowance when your Hunter 350 stays in the garage for over 2 days due to accident damage. Helps pay for bus, taxi or auto rides while your bike gets repaired, keeping your daily schedule running smoothly.

Assistance Cover

Provides emergency assistance for your Hunter 350 24/7. This includes delivering fuel, fixing flat tires and towing anywhere. Keeps you safe on city and highway roads by making sure you get help quickly if you break down or have an emergency at any time.

Voluntary Deductible Cover

Lets you pay a larger amount yourself during claims, so your yearly premium becomes cheaper. Good for riders who ride carefully and don't expect accidents, as you save money each year on insurance costs.

Hospital Cash Cover

Gives you daily cash if you have to stay in the hospital after an accident with your Hunter 350. This money helps pay for hospital bills and other expenses while you get better from your injuries.

Return To Invoice (RTI)

Pays the gap between your Hunter 350's original buying price and its current market value if it gets totally damaged or stolen. This means you get back the full amount you paid when you bought your bike new.

Rim Protector

Covers the cost to fix or replace your Hunter 350's damaged wheel rims. This helps when your rims get bent or broken from hitting potholes, bumping into curbs or getting into road accidents.

Preferred Network Garage Benefit

Gives you better service and quicker repairs at specially selected garages when your Hunter 350 needs fixing. Your bike gets fixed faster with priority attention, so you can start riding again sooner.

How to Buy and Renew

How to Buy and Renew Royal Enfield Hunter

Model - Scooter

Buy Online

Scroll up to the top of this page and enter your details. To get an instant quote, use the calculator below.

If your two wheeler is brand new, click on "Bought a New Bike".

Select your two wheeler make/model and enter your registration and policy details.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Model - Scooter

Renew Online

Go to the top of this page and click "Renewal". If you're adding add-ons, you can use the calculator below to check the price.

Enter your mobile number or policy number and click Renew.

Review and modify (if needed) your existing two wheeler policy details.

Make the payment online depending on the price stated

The Royal Enfield Hunter policy renewal will be complete

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Factors Affecting Royal Enfield Hunter Bike Insurance Premium

Understanding the important factors helps you make smart choices that can decrease your premium. When you're looking at Hunter 350 insurance prices, this information will help you choose the plan that best fits your needs and budget.

Type of Coverage

The insurance plan you choose for your Hunter 350 directly affects your premium amount every year. Comprehensive coverage costs more than basic third-party insurance because it protects your bike completely from all risks. Third-party plans cost less but only cover damage to other people's vehicles and property during accidents. Choose the coverage type that matches your Hunter's value and your daily riding habits for the best protection.

Make and Model

Royal Enfield Hunter 350 is considered a premium bike brand, which affects your insurance premium costs compared to regular bikes. The Hunter's engine size, spare parts cost and repair expenses influence how much insurers charge for coverage. Premium bikes like your Hunter typically cost more to insure because their parts are expensive and repairs need specialised mechanics. However, Royal Enfield's reliability also helps keep premiums reasonable for most young riders and students.

Vehicle Modifications

Any changes you make to your Hunter 350's original design and engine specifications will affect your insurance premium calculations. Performance modifications like exhaust changes or engine tuning increase premiums because they change your bike's risk profile completely. Even cosmetic changes need to be reported to your insurer to avoid claim rejection during accidents or damage.

Add-On

Extra add-ons you select for your Hunter 350 increase your total insurance premium but provide better protection for your bike. Each add-on, like engine protector or nil depreciation, adds cost to your basic plan but saves money during claims. More add-ons mean higher premiums, but also mean better coverage when your Hunter faces unexpected problems. Select only the add-ons you really need for your specific riding situations and usage patterns

Adding Anti-Theft Protection to Your Bike

Installing approved anti-theft devices on your Hunter 350 can help reduce your insurance premium costs significantly every year. GPS trackers, engine immobilisers and alarm systems make your bike safer from theft and reduce insurance company risks. Many insurers offer discounts when you add these security features to your stylish Hunter that attracts attention everywhere.

No Claim Bonus (NCB)

Your No Claim Bonus gets bigger every year you don't claim on your Hunter 350 insurance. This means you pay less money for your insurance each time you renew it. Good riders who don't have accidents save more money this way. If you make a claim, you might lose this discount, but the NCB retention add-on keeps your bonus safe, so you still pay less next time.

Disclaimer: These discount percentages are subject to change based on the age of the vehicle, vehicle make and model, and your chosen plan options. You can always contact us to ensure you have the most up-to-date information on your applicable discount percentages.

How to Claim

How to Claim Royal Enfield Hunter ?

How to Claim

Step 1

Notify us about the incident to initiate the cashless claim process. You can register your claim using +91 22 4890 3009 or log into your mobile app account.

Step 2

Visit a network garage for vehicle inspection, damage assessment and repairs evaluation. Find your nearest network garage by using the garage locator below.

Step 3

You could also use the mobile app's video claims feature to conduct a self-inspection. Just tap "Self Inspection" to begin.

Step 4

Submit documents like the claim form, ID proof, insurance and vehicle-related documents (driver's licence, RC book, PUC certificate, etc.).

Step 5

Get repairs done at the network garage and have the expenses covered by us.

Step 1

Notify us immediately after the incident to begin the claim process. You can do this via phone 022-48903009 (Paid) or online on our website.

Step 2

Choose any garage for vehicle repair and retain the original invoice and receipts.

Step 3

Pay for the repair upfront and collect all payment receipts for submission to the insurer.

Step 4

Submit the claim form along with invoices, receipts and necessary supporting documents.

Step 5

Receive reimbursement for the repair costs after claim approval from us.

Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.

Insure the Best Parts of Your Royal Enfield Hunter

The Hunter 350's beautiful retro styling with chrome details makes it look special everywhere you ride. This classic design costs a lot to fix if damaged because it needs special paint and original parts. Our bike insurance covers your bike's appearance from scratches and paint damage during accidents or while parking. Your Hunter stays beautiful with our coverage that pays for expensive cosmetic repairs. When checking the Royal Enfield Hunter 350 insurance price, make sure our policy protects these special design parts.

The Hunter's smooth 350cc engine gives perfect power for city rides and long trips without any problems. This engine uses quality parts that cost more to replace than regular bike engines during repairs. Our engine protection covers repair costs when mechanical problems happen during your rides unexpectedly. Your bike stays protected from water damage and oil leaks that cost thousands to fix. Our bike insurance keeps your Hunter running smoothly every day.

Hunter 350 has modern features like digital displays, LED lights and comfortable seats for enjoyable riding. These parts are expensive to fix because they use new technology and need skilled mechanics. Our insurance protects these features from damage during accidents, theft or electrical problems that might happen. Your bike's modern systems stay safe with our coverage that understands their high value. Our protection keeps all features working perfectly for years.

The Royal Enfield Hunter 350 is crafted with superior materials that ensure it lasts longer than ordinary bikes. The premium quality means repairs cost more because only genuine parts can maintain its high standards. Our policy protects your investment by covering all expensive repairs that keep your bike's premium quality intact. Your Hunter stays protected from damage that could hurt its durability and performance over time. The quality of our coverage guarantees that your bike will always get the attention it needs.

Royal Enfield Hunter - Variants and Prices

Variant	Ex-Showroom Price
Retro (Standard)	₹1,49,900
Metro Dapper (Mid)	₹1,76,750
Metro Rebel (Top)	₹1,81,750

Disclaimer:The prices mentioned are subject to change based on your city of residence, bike model, variant, year of purchase and the dealership you are buying your bike from. The prices mentioned above have been taken from from this source.

Key Takeaways

Your Royal Enfield Hunter 350 needs proper protection because it's your daily companion on busy city roads. The Hunter 350 has become very popular among young riders, making it Royal Enfield's 3rd best-selling bike with over 15,000 units sold every month. This shows how much people trust this bike for their everyday rides to college, office and weekend trips.

When comparing Hunter 350 insurance price options, IndusInd General Insurance (formerly Reliance General Insurance) offers the best value with complete coverage starting at just ₹19 per month*. You can pick the insurance plan that fits your budget - whether you want basic legal coverage or complete protection with extra benefits. Our 11,000+ garages* across India can repair your Hunter using original Royal Enfield parts.

Get IndusInd Hunter insurance today so your bike stays protected, and you can keep riding safely every day.

Authors - Model Bike

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Bike insurance plans starting at ₹19/month*!

Secure Your Royal Enfield in Minutes!

With us, you can expect near-instant online processes, so you're never left hanging in the event of an emergency. We also have a 24/7 dedicated customer support team that ensures we follow through on this promise!

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4.9 ★ ★ ★ ★ ★ (52)

Murali Krishna Alla

West Godavari

Quick policy issuance

The journey of purchasing Bike insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time.

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Vizianagaram

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Vadodara

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Shahjahanpur

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Raichur

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Nilgiris

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Nagapattinam

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Kanyakumari

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Jharsuguda

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Surendra Kumar Sain

Jhansi

4.5

Value for money

I recently purchased my Bike insurance and found the experience very smooth. I'm happy with how everything went, product offering is fine.

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Hyderabad

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Hyderabad

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Hyderabad

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Gurgaon

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Gonda

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Faridabad

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Sandip Chandrakant Mali

Dhule

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Dhenkanal

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Cuttack

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Coimbatore

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Coimbatore

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Bharuch

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I had a positive overall experience while applying for Bike insurance Reliance Insurance (now IndusInd Insurance). The plan offered exactly the type of coverage I was expecting. I am satisfied with the main policy and don't see a need for extras.

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Bengaluru

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Guru Nathakooni

Bengaluru

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Bengaluru

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Bengaluru

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Madhava Rao Nagesh Rao

Bengaluru

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Vinita Jain

Ahmedabad

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Rupesh Pandurang Khamgaonkar

THANE

Seamless digital experience

Getting my IndusInd two-wheeler insurance policy online was a breeze with a quick step-by-step guide to take me through the process.

Mr Javed Khan Maheboob Khan Pathan

NILANGA

Value for money

My bike is used only for nearby rides, so I wanted simple protection at a sensible price. The plan matched that without feeling costly.

Hemanth Kumar

MAGADI

Easy application

I wanted my RC and insurance papers together on my phone. After finishing the form, I downloaded the copy and saved it with my vehicle documents.

Manoj Kumar Modi

ANGUL

Seamless digital experience

I remembered the scooter renewal after dinner and finished it from home. The steps were short, and the document was ready without any delay.

Sanjaykumar Rajkumar Menase

AKKALKOT

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Vikas Savlani

DAMOH

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Had a very smooth experience applying for the policy online.

Himanshu Kumar

CHANDI

Easy application

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Govindji Turam Suthar

MUMBAI

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I wanted all my bike papers updated before the month-end. I renewed online and downloaded the insurance copy right away.

Satinder Singh

GURGAON

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Manoj Hirabhai Chudasama

BHAVNAGAR

Easy application

I compared options for my scooter and chose one that did not add things I would never use. The amount felt right for daily local travel.

Nagavenkata Basava Subbareddyped

TIRUMALAGIRI

Easy application

I renewed my two-wheeler insurance during a small break at work. Everything opened properly on my phone, and I did not need to call anyone.

Bonkanpally Raghupathi

NIZAMABAD

Value for money

My scooter is used mostly for quick nearby work, so I wanted the insurance done without much effort. The form was short, and I was able to complete it easily on my phone.

Deepa R

COIMBATORE SOUTH

Quick Policy Issuance

I had taken a second-hand scooter and wanted the insurance sorted properly. The steps were clear, and I could update the details without getting stuck.

S M Karunya Krishna

CHITTOOR

Quick Policy Issuance

I realised my bike insurance had expired while keeping my vehicle papers ready. I renewed it online and got the copy within minutes.

Shivappa Nayakar

BANGALORE NORTH

Quick Policy Issuance

I had to go out urgently and wanted to be sure my bike insurance was active. The message came soon after payment, which gave me peace of mind.

Vimala V

PUZHITHIVAKKAM

Seamless Digital Experience

Our scooter is used by everyone at home for small work nearby. I wanted the insurance active, and the online process was quick enough to finish from home.

Payal Priyadarshani Nath

HYDERABAD

Quick Policy Issuance

I remembered my bike insurance renewal while I was outside. I completed it on my phone and saved the document before riding back.

Murthy Lakshminarasimha Dasari

RAJENDRANAGAR

Seamless digital experience

I forgot about the renewal till the last day. I completed it in the evening and got the policy message quickly, so I could ride the next morning.

Kiran Tanguturi Kumar

PRODDATUR

Value for money

My bike is mainly for office and small errands. I didn't want a heavy premium, and the cover felt enough for my daily riding.

Ramesh Kumar Ramjas Shukla

MUMBAI

Quick policy issuance

I didn't have all my documents handy, but the form only required basic bike details, which made it easy to complete.

Diddi Ramesh

HYDERABAD

Easy application

I don't ride long distances, so I wanted a normal plan for city use. The price felt reasonable for the kind of protection I needed.

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Frequently Asked Questions (FAQs)

What is the insurance cost of Bullet Hunter 350?

At IndusInd General Insurance, Royal Enfield Hunter insurance starts at ₹18/month* with up to 80% online discounts* available. The hunter 350 insurance price varies based on coverage type, add-ons selected, your riding profile and location, making our comprehensive plans more expensive than basic third-party coverage.

What is the suitable bike insurance for the Royal Enfield Hunter 350?

We recommend comprehensive insurance for your Royal Enfield Hunter 350, providing complete safety from accidents, natural disasters, total loss, theft and third-party damages. This coverage works best for daily riders since it includes protection against all major risks your premium bike faces on the roads.

Which bike insurance add-ons should I buy for a Royal Enfield bike?

We offer essential add-ons, including nil depreciation for full part replacement, engine protector for mechanical failures, consumable cover for oils and fluids and key replacement coverage. These additions provide comprehensive protection for your premium bike's expensive, genuine parts and specialised repair requirements.

What documents do I need to get my Royal Enfield Hunter bike insurance renewed?

For Hunter 350 insurance renewal, you need your mobile number or existing policy number, registration certificate, previous policy documents and identity proof. Our renewal process is simple and can be completed online within minutes for continued legal protection and coverage.

Can I transfer my Royal Enfield bike insurance if I sell my bike?

Yes, you can give the new owner of your Hunter 350 insurance coverage during the sale of the bike as long as you have the right documentation, NOC from us and the buyer's consent. The policy ownership changes to protect the new rider legally while maintaining continuous coverage seamlessly throughout the transfer.