Ford Car Insurance

Name: Ford Car Insurance
Brand: IndusInd General Insurance
Rating: 4.9 (310 reviews)

Ford cars have earned a loyal following in India for their robust build and stylish design. Be it the sporty Figo or the versatile EcoSport, these vehicles appeal to drivers who value performance, comfort, quality and reliability. Even after Ford ended local manufacturing, its models remain sought-after, especially in the pre-owned segment, where their durability continues to stand out.

Picture navigating a tight parking space in your Ford EcoSport and accidentally scraping the rear bumper. Precision paintwork and quality body parts can be costly, but with IndusInd Ford car insurance, authorised repairs and genuine replacements are covered so that your SUV looks its best. Or imagine a sudden waterlogging incident during the monsoon season, damaging your Ford Aspire’s engine. Our coverage helps with high repair bills, ensuring your car is back on the road without draining your savings.

IndusInd General Insurance (formerly Reliance General Insurance) makes owning and protecting your Ford effortless. Through the IndusInd Insurance app, you can buy, renew, file claims and track claim status from your phone. You can also locate the nearest network garage from our 11,000+ partners and access your policy instantly. So when the unexpected happens, getting your Ford back to peak condition is just a tap away.

Why Us

Why 8 Crore+ Policyholders Trust Us?

Over 8 crore policyholders trust us for fast claims, wide coverage, and reliable support. We make car insurance simple, affordable and dependable so you always feel confident and protected on every road.

Brand - Car

15+ Add-On Covers Available

Extra covers for enhanced protection

Up to 3 Years Coverage*

Get long and short-term coverage with us

Video Claims Feature on Our App

File quick cashless claims via mobile

24/7 Customer Assistance*

Get support from anywhere in India

Why Do You Need Ford Car Insurance?

Legal Mandate

In India, having at least a third-party car insurance policy is a legal requirement under the Motor Vehicles Act. Driving your Ford without valid insurance can lead to hefty fines or In India, having at least a third-party car insurance policy is a legal requirement under the Motor Vehicles Act. Driving your Ford without valid insurance can lead to hefty fines or

High Quality Repairs

A good Ford car insurance plan ensures your car is repaired at authorised network garages using genuine spare parts. This helps maintain your Ford’s performance, safety and resale value. With the IndusInd General Insurance’s cashless claim facility, you can get repairs done quickly without worrying about paying large amounts upfront for quality service.

Covers Car Theft

Ford cars remain popular in the pre-owned market, making them potential targets for theft. With car insurance, you’re financially safeguarded if your Ford is stolen. We will compensate you as per the insured declared value (IDV), helping you recover from the loss without bearing the entire financial burden.

Covers Natural Disasters

From floods to cyclones, natural disasters can cause serious damage to your Ford. A comprehensive car insurance policy covers these risks, ensuring repair or replacement costs are taken care of. This protection ensures your investment in your vehicle remains safe, regardless of how unpredictable the weather becomes.

Covers Fire and Fire-Related Damage

Accidents, short circuits, or even external fire incidents can severely damage a car. With the right Ford car insurance plan, you’re covered against fire-related damages, whether they occur in your garage or on the road. We will cover repair or replacement costs, easing the financial impact of such mishaps.

Network Garages and Spare Parts

IndusInd General Insurance (formerly Reliance General Insurance) has a wide network of authorised garages where Ford owners can get cashless repairs. These garages use genuine Ford spare parts, ensuring your vehicle’s quality and performance remain intact. Our network support makes post-accident repairs hassle-free and quicker to process.

Types of Ford Car Insurance Plans

Comprehensive Car Insurance

A comprehensive policy gives your Ford all-around protection. It covers expenses if you damage someone else’s vehicle or property, and also pays for repairs to your own car. For example, if your Ford is in a collision, both repair bills can be covered under this plan. You can also choose from 15+ add-ons and 3 EV-specific add-ons* to make your coverage stronger.

Buy Now

Pay As You Drive Car Insurance

This plan is perfect if your Ford isn’t on the road every day. You only pay premiums based on the distance you drive, with yearly limits from 2,500-10,500 km* and a 125 km grace buffer*. Any unused kilometres can be carried forward, and you can top up anytime. Ideal for occasional drivers, work-from-home owners or those with multiple cars.

Buy Now

Third-Party Car Insurance

This is the minimum cover required by law for every car owner. It’s our most affordable plan and covers damage to another person’s property or injuries caused during an accident. For new Ford cars, you can choose a 1- to 3-year policy*, so you pay once and stay insured without annual renewals for up to 3 years.

Buy Now

Own Damage Car Insurance

Standalone Own Damage (SAOD) car insurance provides financial protection for your vehicle against accidents, theft, fire, and damages caused by natural disasters. It is designed for car owners who already hold an active third-party insurance policy. You can choose a policy tenure that aligns with your current TP coverage period.

Buy Now

Key Features of IndusInd Ford Car Insurance

IndusInd General Insurance offers features built to match the way you drive your Ford, whether you’re navigating busy city streets, cruising down highways or tackling varied road conditions.

Key Features	Descriptions
Starting Premium Price	₹308/month*
Customisation of IDV	Available
Coverage Offered	Third-Party Liability and Own Damage
Discounts	Up to 90%*
NCB Discount	Up to 50%*
Quick Claims Processing	We offer cashless repairs and start the survey within 24 hours* of your claim
Smartphone-Enabled Claims	IndusInd Insurance app offers Video Claim feature
Network Garages	More than 11,000 network garages in India
Instant Policy Purchase & Renewal	Available*
Add-On Covers	15+ Add-ons, along with 3 EV-specific Add-ons
Personal Accident (PA) Cover	Additional PA Cover of up to ₹15 lakhs* available
24/7 Customer Assistance	Available on Helpline and WhatsApp

Disclaimer: Please refer to the official policy documents for detailed information.

Inclusions and Exclusion

Ford Car Insurance: Inclusions and Exclusion

Brand - Car

What is Covered?

Accidents and Collisions: Our plan covers the repair costs for damage to your Ford Car Insurance insurance caused by a road accident.

Third-party Damages: Our Ford Car Insurance insurance covers the cost of repairing damage to someone else’s vehicle or property.

Natural/Man-Made Disasters: We cover repair costs from natural disasters like floods and earthquakes, as well as man-made calamities like burglary, strikes, etc.

Fire or Explosion: Repair costs for your Ford Car Insurance insurance for damage due to fires, explosions, self-ignition and lightning strikes will be covered.

Theft: Offers compensation by paying the IDV amount to you for loss due to car theft.

Brand - Car

What is Not Covered?

Depreciation: Depreciation of Ford Car Insurance insurance parts typically isn't covered, but we do cover it under the nil dep add-on.

Law Violations & Outside Zone Coverage: We cover all accidents except ones that arise out of breaking the law or ones that occur outside of India's borders.

Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording here

Buy your Ford car insurance from IndusInd today!

Schedule a callback

Call Us

How to Buy and Renew

How to Buy/Renew Ford Car Insurance?

Brand - Car

Buy Car Insurance

Scroll up to the top of this page and enter your car registration and mobile number.

Select your car make/model and enter your car registration and previous policy details.

Input your mobile number and OTP. Next, select your policy type and the car's IDV.

Choose your add-ons (if needed), then review the policy details and final price.

Pay securely online and finish the CKYC with your PAN details to get your policy.

Brand - Car

How to Renew

Go to the top of this page and click the “Renew” tab.

Fill in your mobile number or policy number and click "Get Your Policy".

Add your car’s details, such as registration number.

Update/modify your car insurance plan as per your needs.

Confirm the premium and make the online renewal payment

Homepage Curated Plans Client Extension

Factors Affecting Ford Car Insurance Premium

Several elements influence how much you pay for your Ford car insurance, from your car’s specifications and value to the coverage type you select. Here’s what you need to know:

Your Ford Car’s IDV

IDV is simply your Ford car's current market value. It matters because the higher your IDV, the more money you get during theft or total loss, but your premium also goes up. If you lower your IDV, you pay less premium but get less coverage. So always pick an IDV that matches your car's real value.

Car’s Make and Model

Your Ford model, fuel type, and engine size all affect the premium. Cars with larger engines or those used commercially often cost more to insure due to increased risk and wear. Extra modifications or non-standard accessories can also raise premiums, as repairs or replacements for these can be more expensive.

Type of Coverage

Your premium will vary depending on whether you pick third-party cover or a comprehensive plan. Third-party is more affordable, while comprehensive cover protects against own damage, theft and natural disasters. Adding optional covers will increase the premium slightly, but it gives your Ford stronger, more rounded protection.

Add-On Covers

Add-ons can extend your cover to include tyres, rims, keys, locks and parts not usually included in basic policies. These come with a small extra cost but can save you a lot during repairs. The right add-ons make your Ford’s coverage more relevant and better suited to your driving needs.

Claim History

If you haven’t made any claims during the policy term, you can earn a No Claim Bonus (NCB), lowering your premium when you renew. A pattern of frequent claims may lead to higher premiums in the future. Safe driving and responsible claim use help you keep and grow your NCB benefits.

Installing Anti-Theft Devices

Fitting your Ford with IRDAI-approved anti-theft devices reduces theft risk, which can lead to lower premiums. It’s a simple step that adds extra security, especially when parking in public or unfamiliar areas, and gives insurers confidence in your car’s safety.

How to File

How to File a Ford Car Insurance Claims?

How to File a Mahindra Car Insurance Claim?

Step 1: Inform Us

You must inform us within 24 hours of the incident and register your claim. You can do this on the IndusInd Insurance app.

Step 2: Claim Verification

Take your car to a network garage, where we will send a surveyor to check the damage and verify the claim.

Step 3: Self Inspection

You can also opt for a self-inspection via the IndusInd Insurance app's live video survey feature or by submitting photos.

Step 4: Claim Approval

Our team will approve your claim once you submit all your claim documents, which can take 7 days after submission.

Step 5: Bill Settlement

After we approve, we pay the bill directly to the garage once repairs are done. You will only need to pay mandatory deductibles (if any).

Step 1: Initiate the Claim

initiate a claim for damage, total loss or theft, you’ll need to inform us within 24 hours.

Step 2: Visit Garage

Visit any garage of your choice for repairs. Pay the repair bills and keep all bills and receipts.

Step 3: Register Claim

Step 4: Upload Documents

As part of the document verification, upload RC, policy, DL, FIR (if needed), and repair estimate

Step 5: Money Transfer

Upon approval of your claim, we will transfer the claim amount directly to your bank account.

Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.

Ford Cars & SUVs - Models and Prices

There are several Ford car variants available in India, allowing you to choose one that suits your liking and budget. Here is a simple list of a few well-known Ford models with their prices:

Ford Models	Price (As of August 2025)#
Ford Ecosport	₹9.59 lakh onwards
Ford Figo	₹6.39 lakh onwards
Ford Endeavour	₹36.73 lakh onwards
Ford Aspire	₹8.84 lakh onwards
Ford Freestyle	₹7,21 lakh onwards

Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from. The prices mentioned above have been taken from this source.

Key Takeaways

From the compact and lively Ford Figo to the rugged Ford Endeavour, every Ford model is built with attention to detail, solid engineering and comfort in mind. But even the most trusted cars aren’t shielded from life’s surprises, like a bumper scrape in traffic, a cracked windshield from flying debris, or water damage during heavy monsoons. Repair costs for such incidents can add up quickly, which is why having the right cover matters.

IndusInd Ford Car Insurance (formerly Reliance Ford Car Insurance) is created to safeguard your car against these risks. It covers accidental damage, theft, fire, and losses from natural or man-made calamities. If your Ford is involved in an incident that causes injury or property damage to a third party, our liability coverage steps in to protect you financially.

We’ve also made the process straightforward, access 11,000+ network garages* for cashless repairs, manage everything digitally through the IndusInd Insurance app, and get 24×7 assistance when you need it. Whether it’s filing a claim, checking your policy, or adding extra covers, it’s all just a few clicks away.

Author - Brand Car

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Ford Car insurance starting at just ₹308 per month*

Get full-circle protection for your Ford Car!

From damage and theft to add-ons like roadside assistance, we’ve got you covered.

Buy Now

Voices of Trust

Stories shared by our happy customers!

Total Average Rating

Based on ratings

View All

Asset Publisher

4.8 ★ ★ ★ ★ ★ (2105)

Roshan Jha

Meerut

Seamless digital experience

Quick and easy! The policy details were clearly mentioned, making it simple to choose the right one.

Suman

Noida

Limited policy options

A fair and simple process. The Car insurance covers the basics well.

Aniket

Chirawa

Value for money

Quick policy issuance

The journey of purchasing Car insurance from Reliance (now IndusInd) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. No complementary product was necessary for me at this stage.

Lonka Gopal Reddy

Vizianagaram

Quick policy issuance

I recently purchased my Car insurance from Reliance (now IndusInd) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time.

Buying a Car policy through the platform of Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. It aligns well with what I needed from an insurance policy. No complementary product was necessary for me at this stage. I'm happy with how everything went and feel secure with my policy.

A Lakshmana Murty

Visakhapatnam

Quick policy issuance

The journey of purchasing Car insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras.

Homepage alternate CX

Relevant Links for Car Insurance

Pay As You Drive Insurance

Third Party Insurance

Comprehensive Insurance

Own Damage Car Insurance

Long Term Car Insurance

Car Insurance for Top Car Brands

Tata Car Insurance

Maruti Car Insurance

Hyundai Car Insurance

Toyota Car Insurance

Kia Car Insurance

Car Insurance - Disclaimer

AI Content Summarizer

Asset Publisher

Frequently Asked Questions (FAQs)

Are Ford cars still available in India?

While Ford has stopped manufacturing new cars in India since 2021, models like the EcoSport, Endeavour, Figo, and Aspire are still popular in the used car market. Ford continues to offer service, spare parts, and warranty support for existing owners.

Which Ford model is best known for reliability in India?

The Ford Endeavour is widely praised for its durability and off-road capability, while the EcoSport is known for its strong build quality and enjoyable driving experience in the compact SUV segment.

Are Ford cars expensive to maintain in India?

Not necessarily. Ford’s service costs are competitive, and the company offers affordable maintenance packages through its authorised network, keeping ownership costs reasonable.

Does the policy cover theft of my Ford?

Yes. If your Ford is stolen, you will be compensated based on the Insured Declared Value (IDV) mentioned in your policy.

Are add-ons worth buying for my Ford?

Yes, especially if you want extra protection. Add-ons like nil depreciation, engine protection, tyre cover, and roadside assistance can save you from high repair costs and add more value to your policy.

Is it easy to get spare parts for Ford cars now?

Yes. Ford has committed to supporting customers until at least 2031, and genuine spare parts are still widely available through its authorised service network and trusted distributors.

Do Ford cars have good resale value?

Yes. Popular models like the EcoSport and Endeavour retain strong resale value in the used car market due to their reliability, performance and loyal customer base.

Why should I buy IndusInd Ford Car Insurance?

IndusInd Ford Car Insurance (formerly Reliance Ford Car Insurance) offers comprehensive protection for your Ford, a wide network of 11,000+ cashless garages*, easy claim processing, and the option to manage everything digitally through the IndusInd Insurance App app.

Can I buy Ford car insurance online?

Absolutely. You can buy your Ford car insurance online anytime using your phone or laptop. The process is simple and quick, just fill in your details, choose your cover and make the payment.

How do I renew my Ford car insurance with IndusInd?

Simply visit our website, select the “Renew” option, enter your policy or mobile number, and update your details if needed. Once you confirm the premium, you can make the payment online instantly. You can also do it through the IndusInd Insurance App App.