Honda Jazz Car Insurance

Name: Honda Jazz Car Insurance
Brand: IndusInd General Insurance
Rating: 4.9 (310 reviews)

The Honda Jazz is a smart hatchback that blends style, comfort and practicality. Whether you're commuting through city traffic, heading out for a weekend drive or simply enjoying its spacious cabin, the Jazz delivers a smooth and reliable experience. But even the most dependable cars need protection — and that’s where IndusInd car insurance comes in.

Imagine driving through heavy rains and your car’s engine gets flooded — a costly repair that’s more common than you’d think. With IndusInd’s comprehensive car insurance plan, you can opt for the Engine Protect add-on to cover such damages, saving you from unexpected expenses.

Car insurance isn’t just a smart choice — it’s a legal requirement in India. So, your Honda Jazz must be insured with at least a third-party car insurance policy to stay road-legal and protected.

Buying your Honda Jazz insurance is quick and easy with IndusInd General Insurance (formerly Reliance General Insurance). You can purchase your policy online and store it digitally using the IndusInd Insurance app — so your insurance documents are always just a tap away.

Why Us?

Why 8 Crore+ Policyholders Trust Us?

Over 8 crore people choose IndusInd for their car insurance. We offer fast claims, great discounts, and 11,000+ garages. Your Honda Jazz is in safe hands with us.

Model Car

15 plus add-on covers

Customise your Honda Jazz insurance.

Up to 3 years coverage

Get long and short term coverage

Video claims feature

File claims via the IndusInd Insurance app

24/7 Customer Assistance

Get support from anywhere in India

Why Do You Need Honda Jazz Insurance?

Legal Mandate

All car owners in India must have at least third-party car insurance coverage. This means your Honda Jazz must be insured, even if you drive occasionally. If caught driving without valid insurance, you may face fines between ₹2,000 - ₹4,000 or even imprisonment up to 3 months depending on the offence.

Covers Car Repairs

The Honda Jazz is known for its smooth drive and city-friendly design. But even the most reliable hatchbacks can suffer damage from potholes, bumper-to-bumper traffic or minor collisions. With Honda Jazz car insurance, repair costs for dents, scratches or part replacements are covered, saving you from unexpected expenses.

Covers Car Theft

Modern variants of the Honda Jazz come with advanced features and a premium price tag. If your car gets stolen, it can be a major financial setback. With comprehensive car insurance, you can recover the IDV amount. Opting for the Return to Invoice add-on ensures you get the full invoice value reimbursed.

Covers Natural Disasters

Floods, cyclones and landslides are common in many Indian regions. Even though the Jazz is built to handle urban conditions, natural disasters can cause severe damage. Insurance coverage helps you recover repair costs for damages caused by such events, which are often excluded in basic policies.

Covers Fire and Fire-Related Damage

Fire damage due to electrical faults, lightning or external fires can lead to costly repairs. With the right insurance plan, you’re protected against fire-related damages. This coverage ensures your Honda Jazz is repaired or replaced without burning a hole in your pocket.

Network Garages and Spare Parts

Honda has a wide network of authorised service centres across India. With Honda Jazz insurance, you get access to genuine spare parts and trusted garages. This ensures quality repairs and avoids the risks associated with counterfeit parts that wear out quickly and cause long-term damage.

Types of Honda Jazz Car Insurance Plans

Comprehensive Car Insurance

Comprehensive car insurance for Honda Jazz offers all-round protection — covering both third-party liabilities and damages to your own vehicle. Whether it’s a collision, theft, fire, or natural disaster, this plan ensures you’re financially protected. You also get access to 15+ add-ons like Zero Depreciation, Engine Protect, and more to customise your coverage.

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Pay As You Drive Car Insurance

This usage-based plan is ideal for Honda Jazz owners who drive occasionally or for short distances. Premiums are calculated based on the number of kilometres driven, with options ranging from 2,500 km to 10,500 km and a 125 km grace buffer. Unused kilometres can be carried forward, making it a smart and flexible choice for low-mileage drivers.

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Third Party Car Insurance

Third-party car insurance is the most basic and legally mandatory plan for Honda Jazz owners. It covers damages caused to other vehicles, property, or individuals during an accident involving your car. You can choose between annual renewal or long-term coverage up to 5 years, ensuring compliance with the Motor Vehicles Act and peace of mind on the road.

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Own Damage Car Insurance

Own Damage car insurance is a standalone policy that protects your Honda Jazz against damages caused by accidents, fire, theft, vandalism, and natural disasters. It does not cover third-party liabilities, so it’s best paired with a third-party policy. You can opt for short-term (1 month) or long-term (up to 1 year) coverage with customisable add-ons for enhanced protection.

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Key Features

Key Features of IndusInd Honda Jazz Insurance

IndusInd Jazz Insurance gives you the best protection at a low cost. From quick claims to 15+ add-ons, we make sure your Jazz stays covered, always.

Key Features

Key Features	Descriptions
Starting Premiums	₹308/month*
IDV Customisation	Available
Coverage Offered	Own Damage & Third-Party Liability
Discounts	Up to 90%*
NCB Discount	Up to 50%*
Quick Claims Process	Cashless + Survey is initiated within just 24 hours of claim initiation
Smartphone-Enabled Claims	Video claim feature on the IndusInd Insurance App
Network Garages	11,000+ network garages nationwide
Instant Buying/Renewal	Quick policy purchase and instant renewal
Add-Ons	15+ add-on covers available
Personal Accident (PA) Cover	Additional PA cover of up to ₹15 lakhs is available
24/7 Customer Support	Available through WhatsApp and Calls

Disclaimer: Please refer to the official policy documents for detailed information.

Inclusions & Exclusions

IndusInd Honda Jazz Car Insurance: Inclusions & Exclusions

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What is Covered?

Accidents and Collisions: This covers the repair costs for damage to your car caused by a road accident.

Third-party Damages: This covers the cost of repairing damage to someone else’s vehicle or property.

Natural Disasters: Protection against damage from floods, cyclones, earthquakes, storms, landslides and other natural calamities causing harm.

Man-Made Events: Covers damage from riots, strikes, vandalism, terrorism, or any deliberate damage caused by other people.

Fire or Explosion: Repair costs for damage due to fire, explosion, self-ignition and lightning will be covered

Theft: Offers compensation for damage or lost car parts due to theft. The coverage is based on the IDV.

Personal Accident: Financial support for injuries, permanent disability, or death of the car owner while driving the vehicle.

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What is not Covered?

Depreciation: Depreciation of your car's parts typically isn't covered, but we do cover it under the nil dep add-on.

Law Violations: We cover all accidental damage to your Honda Jazz except for ones that arise due to law violations.

Accessory Coverage: We automatically cover factory-fitted accessories. But if you add more accessories after purchase, you'll need to opt for add-on coverage.

Outside Coverage Zone: We offer pan-India coverage, but if you require coverage outside India you can get our Geo-extension add-on.

Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.

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Honda Jazz Insurance Add-On Covers

Add-ons are a great way to enhance your base policy coverage when you need more protection for your Honda Jazz . At IndusInd General Insurance, we offer 15+ add-on covers* for your Honda Jazz, giving you the flexibility to customize your insurance based on your actual usage.

Zero Depreciation Cover

Covers full cost of replacing plastic, rubber, fiber, and glass parts without depreciation. Ensures better fit and finish during repairs, ideal for new or premium Honda Jazz variants.

Pay As You Drive Cover

Premium is based on actual kilometres driven. Ideal for Honda Jazz owners who drive less than 15,000 km annually or own multiple vehicles. Pay only for what you use.

Return-to-Invoice Cover

In case of theft or total loss within 3 years of purchase, this add-on reimburses the full invoice value including registration and road tax, not just the depreciated IDV.

Engine Protection Cover

Protects your Honda Jazz’s engine from damage due to water ingression, leakage, or flooding. Covers repair or replacement costs for engine and gearbox components.

Tyre Protection Cover

Covers repair or replacement costs for tyres damaged due to cuts, bursts, or bulges. Ideal for city and highway driving where road conditions can be unpredictable.

Key Replacement Cover

Covers cost of replacing lost, stolen, or damaged keys and locksets including ignition, door, boot, and steering locks. Helps maintain vehicle security and convenience.

Consumables Cover

Includes coverage for items like engine oil, brake fluid, nuts, bolts, washers, and AC gas. These are essential during repairs but usually excluded from standard policies.

RIM Protection Cover

Protects against accidental damage to rims caused by potholes, curbs, or debris. Covers repair or replacement costs and helps maintain wheel performance and aesthetics.

24×7 Roadside Assistance Cover

Provides emergency support like towing, flat tyre change, fuel delivery, and battery jumpstart. Available anytime, anywhere for uninterrupted journeys in your Honda Jazz.

Loss of Personal Belongings Cover

Covers loss or theft of valuables like laptops, phones, or bags kept inside your Honda Jazz during an accident or break-in. Claim limit applies as per policy terms.

Daily Allowance Benefit Cover

If your Honda Jazz is in the garage for over 3 days post-accident, this add-on provides daily travel allowance to cover alternate transport until repairs are complete.

EMI Protection Cover

If your Honda Jazz is stolen or damaged beyond repair, this add-on helps cover your monthly EMIs. Ideal for long-tenure car loans exceeding 36–42 months.

Total Cover

A bundled add-on combining Zero Depreciation, Engine Protect, and Return-to-Invoice. Offers complete protection and convenience under one comprehensive package.

Electrical Accessories Cover

Adding a Covers repair or replacement costs for electrical accessories like music systems, reverse cameras, and sensors installed in your Honda Jazz. Add-on limits apply.

Non-Electrical Accessories Cover

Provides coverage for non-electrical accessories such as seat covers, alloy wheels, spoilers, and other cosmetic upgrades added to your Honda Jazz.

Geo Extension Cover

Extends your Honda Jazz insurance coverage to neighbouring countries like Nepal, Bhutan, and Bangladesh. Ideal for cross-border travel and road trips.

Emergency Hotel Accommodation Cover

If your Honda Jazz breaks down far from home, this add-on reimburses hotel stay expenses while your car is being repaired. Limits and conditions apply.

NCB Retention Cover

Retains your No Claim Bonus even if you make a claim during the policy period. Helps you save on future premiums and maintain your discount benefits.

How to Buy

How to Buy/Renew Honda Jazz Car Insurance?

Model - Car

Buy Online

On top of this page, enter car registration and mobile number. Use our calculator below to estimate SI and premium.

Select your car make/model and enter your registration and previous policy details.

Enter your mobile number and the OTP. Next select your policy type and car's IDV.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Model - Car

Renewal Online

Navigate to the form on top of this page choose ‘Renewal’ to start your car insurance renewal process.

Fill in your mobile number or policy number > Submit.

Add your car’s details, such as registration number.

Update/modify your own damage plan as per your needs.

Confirm the premium and make the insurance renewal payment.

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Factors Affecting Honda Jazz Car Insurance Premium

Your Honda Jazz’s insurance premium is calculated based on several key parameters. Understanding these can help you make informed decisions, choose the right coverage, and even reduce your premium for better value.

Honda Jazz’s IDV

IDV refers to the current market value of your Honda Jazz. A higher IDV means better claim payouts but also higher premiums. You can customise your IDV when buying or renewing your policy.

Type of Coverage

Choosing between third-party and comprehensive insurance directly impacts your premium. Comprehensive plans with add-ons offer better protection but come at a higher cost.

Add-On Covers

Add-ons like Zero Depreciation, Engine Protect, and Tyre Cover enhance your policy but also increase the premium. The more add-ons you choose, the higher your overall cost.

Car’s Make and Model

The variant, fuel type (petrol or diesel), and engine capacity of your Honda Jazz influence the premium. Premium variants or higher engine specs may attract higher insurance rates.

Claim History

If you haven’t made any claims in the previous year, you’re eligible for a No Claim Bonus (NCB), which can reduce your premium by up to 50%. Frequent claims may increase your renewal cost.

Anti-Theft Devices

Installing IRDAI-approved anti-theft devices in your Honda Jazz shows added security and lowers the risk of theft. This can help reduce your insurance premium significantly.

Honda Jazz Key USPs

The Honda Jazz is a premium hatchback that blends elegant design with everyday practicality. Its sleek lines, bold grille, and aerodynamic profile make it stand out on city roads. Whether you're commuting to work or heading out for a weekend drive, the Jazz offers a refined experience. And if your car gets scratched or dented in tight parking spots, car insurance can help cover the repair costs.

Honda Jazz is powered by a reliable petrol engine that delivers smooth performance and impressive fuel efficiency. With mileage figures reaching up to 17.1 km/l, it’s a great choice for budget-conscious drivers. However, long drives or waterlogged roads can increase the risk of engine damage. That’s why having car insurance with engine protection is a smart move.

Despite being a hatchback, the Honda Jazz offers spacious interiors with ample legroom and boot space. It comfortably seats five passengers and comes equipped with features like touchscreen infotainment, climate control, and rear parking camera. It’s perfect for small families and solo travellers alike. And if you end up with a few scratches after a weekend trip, your insurance can help cover the costs.

Honda Jazz enjoys strong brand trust and resale value in the Indian market. With Honda’s wide service network and reputation for reliability, it’s a smart investment for long-term ownership. If you plan to resell your Jazz in the future, maintaining it well and keeping it insured ensures you get the best value. Insurance helps cover repair costs that could otherwise reduce resale price.

How to File?

How to File a Honda Jazz Claim?

How to File

Step 1: Inform Us

You must inform us within 24 hours and quickly register your claim through the IndusInd Insurance app or a seamless, hassle-free process claim.

Step 2: Claim Verification

Take your car to a network garage, where we will send a surveyor to check the damage and verify the claim. Now easily find any network garage near you using our widget below.

Step 3: Self Inspection

You can also opt for a self-inspection via the IndusInd Insurance app by submitting photos or via a live video survey.

Step 4: Claim Approval

Our team will approve your claim once you submit all your claim documents, which can take 7 days after submission.

Step 5: Bill Settlement

After we approve, we pay the bill directly to the garage and drop off your car at your address.

Step 1: Initiate the Claim

To initiate a claim for total loss, damage or theft, you’ll need to inform us within 24 hours.

Step 2: Visit Garage

Visit any garage of your choice for repairs. Pay the repair bills and keep all bills and receipts.

Step 3: Register Claim

Step 4: Upload Documents

As part of the document verification, upload RC, policy, DL, FIR (if needed), and repair estimate

Step 5: Money Transfer

Upon approval, we will transfer the claim amount directly to your bank account.

Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.

Honda Jazz - Models and Prices

Honda Jazz is available in multiple variants, each known for low running and maintenance cost compared to other vehicles in the same segment. Honda Jazz continues to be a favourite among car buyers.

Honda Jazz Models	Price (as of August 2024)#
Jazz V (Base Model) Manual	₹8.01 Lakh
Jazz VX (discontinued) Manual	₹8.70 Lakh
Jazz V CVT (discontinued) Automatic	₹9.17 Lakh
Jazz ZX (discontinued) Manual	₹9.34 Lakh
Jazz VX CVT (discontinued) Automatic	₹9.70 Lakh
Jazz ZX CVT (discontinued) Automatic	₹10.32 Lakh

Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from. The prices mentioned above have been taken from this source.

Key Takeaways

If you use your Honda Jazz for daily office commutes, grocery runs, or weekend family drives, you already know how versatile and reliable this premium hatchback is. Its compact size and fuel efficiency make it ideal for city driving, but even the most dependable cars aren’t immune to unexpected events. Minor accidents, theft, or natural disasters can happen anytime and that’s where insurance steps in.

With IndusInd Honda Jazz Insurance (formerly Reliance Honda Jazz Insurance), you get comprehensive protection starting at just ₹308/month*. Our plans cover accidents, fire, theft, and natural disasters like floods and earthquakes. You also get legal protection through third-party liability coverage.

Plus, with access to 11,000+ network garages*, you don’t need to worry about upfront payments we settle the bill directly. You can even file claims using your phone through the IndusInd Insurance app with our easy video claims feature.

Don’t wait until it’s too late. Get your Honda Jazz insured today with a personalized car insurance plan tailored to your needs.

Author - Model Car

IndusInd General Insurance

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IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

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Get all-around protection for your Honda Jazz with coverage against own damage, theft and more! You also have the option to add useful add-ons for enhanced coverage as per your needs.

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Frequently Asked Questions (FAQs)

Q1. What determines the insurance premium for a Honda Jazz?

Ans. The insurance cost for your Honda Jazz depends on several factors, such as:The variant and fuel typeEngine specificationsAge and condition of the carInsured Declared Value (IDV)Driving and claim historySafety and anti-theft features installedAdd-ons selectedType of coverage opted for

Q3. How does cashless claim settlement work for Honda Jazz insurance?

Ans. Cashless claim settlement allows you to get your Honda Jazz repaired without paying upfront at a network garage. The insurer settles the bill directly with the garage after approval. If you choose a non-network garage, you can pay the bill first and then claim reimbursement later.

Q5. What is IDV, and why is it important for Honda Jazz insurance?

Ans. The Insured Declared Value (IDV) is the current market value of your Honda Jazz and represents the maximum amount you can receive in case of total loss or theft. It is calculated after accounting for depreciation based on your car’s age. IDV also plays a crucial role in determining your insurance premium. A higher IDV increases the premium, while a lower IDV reduces it. Choosing the right IDV is important, as it ensures you are neither underinsured nor overpaying for your policy.

Q2. Which add-ons are useful for Honda Jazz insurance?

Ans. The right add-ons depend on how you use your Honda Jazz, but some commonly preferred options include:Zero depreciation coverEngine protectionTyre and rim protectionRoadside assistanceNCB retention coverThese add-ons help enhance your car's protection and reduce long-term repair costs.

Q4. Is comprehensive insurance necessary for a Honda Jazz?

Ans. No, a comprehensive insurance plan is not legally mandatory for the Honda Jazz or any other vehicle in India. While a third-party insurance is mandatory, we still highly recommend comprehensive insurance coverage for your car. Since it offers broader protection by covering damage to your own car along with third-party liabilities, it automatically becomes a more practical choice to keep your finances in order.