Mahindra Bolero Pik-up Insurance

When your livelihood depends on delivering goods every single day, you need a vehicle that won't let you down. The Mahindra Bolero Pik-up serves thousands of small business owners, farmers and transport workers who rely on its rugged strength to carry heavy loads through challenging terrains, from busy market streets to bumpy village roads where most vehicles struggle.

Imagine you're driving through heavy monsoon rains to deliver construction materials when suddenly your Pik-up stalls on waterlogged roads. Engine repairs can cost thousands and stop your business for days. This is where comprehensive insurance with Engine Protection add-on helps—it covers water damage costs so you can get back to work quickly without draining your savings.

Or consider this: you have parked your loaded Pik-up at a delivery point when someone crashes into it, damaging the body and your cargo. Without insurance, you'd pay for both vehicle repairs and lost goods yourself. With our coverage, repair costs are handled through our 11,000+ network garages using genuine Mahindra parts, keeping your Pik-up running smoothly.

IndusInd Mahindra Bolero Pik-up Insurance (formerly Reliance Mahindra Bolero Pik-up Insurance) protects your business vehicle with plans starting at just ₹308/month*. File claims easily through our IndusInd Insurance app - just upload photos or do a video call and get cashless repairs approved within 24 hours at any network garage near you.

Why Us?

Why 8 Crore+ Policyholders Trust Us?

Over 8 crore policyholders choose our IndusInd General Insurance because we truly understand what our customers need. With years of experience, smart features and support that actually helps, we keep your business moving safely every single day.

Model Car

15 plus add-on covers

Customise your Mahindra Bolero Pik-up insurance.

Up to 3 years coverage

Get long and short term coverage

Video claims feature

File claims via the IndusInd Insurance app

24/7 Customer Assistance

Get support from anywhere in India

Why Do You Need Mahindra Bolero Pik-up Insurance?

Legal Mandate

It is a legal requirement in India that every owner of a commercial vehicle must carry at least third-party insurance. Whether you drive your Pik-up truck daily or just use it occasionally to transport goods, you need insurance. If you're caught driving without it, you will have to pay a fine of ₹2,000 to ₹4,000. If you break this rule multiple times, the police can take away your vehicle, and you could face legal trouble.

Covers Repair Costs

The Bolero Pik-up is built to carry heavy loads across difficult terrains and long distances. Regular use for transporting goods, materials or equipment naturally leads to wear and tear over time. Damages from potholes, sudden braking or minor collisions are common when you're on the road daily. Car insurance covers these repair expenses, helping you maintain your vehicle's performance.

Covers Vehicle Theft

Commercial vehicles like the Bolero Pik-up are often targeted by thieves, especially when parked in unsecured areas during deliveries. Your vehicle is your source of income, and if you lose it, you will be forced to deal with considerable financial hardship. Comprehensive insurance reimburses you the IDV amount if your Pik-up is stolen. Adding a Return-to-Invoice cover can get you the full purchase price back.

Covers Floods, Storms and More

Your Bolero Pik-up might travel through areas prone to heavy rains, floods or storms during the monsoon season. Water damage to the engine parts and electrical components can result in expensive repairs or a complete vehicle breakdown. An insurance policy covers damages from natural disasters like floods, landslides and cyclones that are beyond your control. The Engine Protection add-on provides additional coverage specifically for water-related engine damage.

Covers Fire and Fire-Related Damage

Fire incidents can happen due to electrical faults, engine overheating or external factors like nearby fires spreading to your vehicle. Since the Bolero Pik-up often carries goods and materials, the risk increases during transport and loading operations. Comprehensive insurance policy covers repair or replacement costs if your vehicle suffers fire damage or destruction. This includes damage from self-ignition, lightning strikes and explosions.

Network Garages and Spare Parts

Finding reliable mechanics who use genuine Mahindra parts is important for maintaining your Pik-up's longevity and resale value. Local mechanics might use cheaper duplicate parts that wear out faster and cause more problems later. Our network of 11,000+ garages* across India uses only original manufacturer parts for all repairs. These garages are verified and trained to handle Mahindra vehicles properly.

Types of Mahindra Bolero Pik-Up Car Insurance Plans

Third-Party Car Insurance

The law requires every commercial vehicle owner to have third-party insurance to drive legally on Indian roads. This part pays money when you damage someone else's vehicle, property or hurt them in an accident. It stops you from paying huge bills yourself when another person makes a claim against you. But remember, this doesn't pay for damage that happens to your own Bolero Pik-up.

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Comprehensive Car Insurance

This part protects your Bolero Pik-up from damage in accidents, theft, fire or flooding. It pays for fixing your vehicle so you don't have to spend lots of your own money on repairs. You can also add extra covers for things like engine problems or tyre damage for more protection. Together with third-party coverage, your complete policy protects you, other people and your Pik-up all at once.

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Pay As You Drive Car Insurance

Perfect for low-mileage operators, this innovative plan allows you to pay premiums based on the actual kilometers your Mahindra Bolero Pik-Up covers. It’s a cost-effective insurance solution that keeps your coverage benefits intact. You continue to enjoy protection against accidents, theft, and natural disasters, while benefiting from added flexibility and savings. Ideal for businesses and owners who use their vehicle occasionally.

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Own Damage Car Insurance

Keep your Mahindra Bolero Pik-Up protected from unexpected repair and replacement expenses with a standalone own-damage insurance policy. This coverage helps shield your vehicle against losses arising from accidents, fire, theft, natural calamities, and other covered perils. Designed for vehicle owners who already have a valid third-party insurance policy, it also offers the flexibility to enhance protection with add-ons such as Engine Protect and Zero Depreciation.

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Key Features

Key Features of IndusInd Mahindra Bolero Pik-up Insurance

Your Bolero Pik-up works hard carrying loads and covering miles every day for your business. We understand commercial vehicles need different protection than regular cars. That's why our insurance plans come with special features that match how you actually use your Pik-up for work across different roads.

Key Features

Key Features	Descriptions
Starting Premiums	₹308/month*
IDV Customisation	Available
Coverage Offered	Own Damage & Third-Party Liability
Discounts	Up to 90%*
NCB Discount	Up to 50%*
Quick Claims Process	Cashless + Survey is initiated within just 24 hours of claim initiation
Smartphone-Enabled Claims	Video claim feature on the IndusInd Insurance App
Network Garages	11,000+ network garages nationwide
Instant Buying/Renewal	Quick policy purchase and instant renewal
Add-Ons	15+ add-on covers available
Personal Accident (PA) Cover	Additional PA cover of up to ₹15 lakhs is available
24/7 Customer Support	Available through WhatsApp and Calls

Disclaimer: Please refer to the official policy documents for detailed information.

Inclusions & Exclusions

IndusInd Mahindra Bolero Pik-up Car Insurance: Inclusions & Exclusions

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What is Covered?

Accidents and Collisions: This covers the repair costs for damage to your car caused by a road accident.

Third-party Damages: This covers the cost of repairing damage to someone else’s vehicle or property.

Natural Disasters: Protection against damage from floods, cyclones, earthquakes, storms, landslides and other natural calamities causing harm.

Man-Made Events: Covers damage from riots, strikes, vandalism, terrorism, or any deliberate damage caused by other people.

Fire or Explosion: Repair costs for damage due to fire, explosion, self-ignition and lightning will be covered

Theft: Offers compensation for damage or lost car parts due to theft. The coverage is based on the IDV.

Personal Accident: Financial support for injuries, permanent disability, or death of the car owner while driving the vehicle.

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What is not Covered?

Depreciation: Depreciation of your car's parts typically isn't covered, but we do cover it under the nil dep add-on.

Law Violations: We cover all accidental damage to your Mahindra Bolero Pik-up except for ones that arise due to law violations.

Accessory Coverage: We automatically cover factory-fitted accessories. But if you add more accessories after purchase, you'll need to opt for add-on coverage.

Outside Coverage Zone: We offer pan-India coverage, but if you require coverage outside India you can get our Geo-extension add-on.

Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording by clicking here.

One call is all it takes to secure your Bolero

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Mahindra Bolero Pik-up Insurance Add-On Covers

Your Bolero Pik-up works hard every day, carrying loads across different roads. Basic insurance covers most things, but add-ons give you extra help for specific situations. These optional covers can save you money, protect your earnings and keep your vehicle running without problems. Pick the ones that fit how you actually use your Pik-up daily.

Nil Depreciation Cover

You get full repair costs without any cuts for old parts. This is really helpful for commercial vehicles because you don't lose money when claiming for repairs.

Return to Invoice Cover

If your Pik-up is stolen or badly damaged, you get back what you originally paid. This fills the gap between your vehicle's current worth and its purchase price.

24/7 Roadside Assistance

Get help anytime your Pik-up breaks down anywhere in India. Someone will come to tow your vehicle, bring fuel or fix small problems on the spot.

Engine Protection

Covers your engine and gearbox if damaged by water or oil problems. Really important when you drive through waterlogged roads or face heavy rains during work.

Consumable Cover

Pays for small things like oils and filters used during repairs. The normal price for these things is higher, but this cover includes them for you.

No Claim Bonus Retention

Your discount stays safe even if you make one small claim. You can use your insurance when needed without losing the savings you built up.

Tools & Equipment Cover

Protects tools kept in your Pik-up up to ₹25,000* if they get damaged or stolen. Good for people who carry toolkits or work equipment every day.

Personal Belongings Cover

Covers your personal things inside the vehicle up to ₹25,000* if damaged or stolen. Doesn't include money or papers, and you pay ₹500 first per claim.

Hospital Cash Cover

Pays money if you get injured in an accident, including ambulance charges. Helps with hospital bills so you can get better without money worries.

Additional Towing Charges Cover

Gives more money for towing beyond the basic ₹1,500 amount. Useful when your loaded vehicle needs towing from faraway places or accident spots.

Replacement Lock Insurance

Pays to replace locks and keys if you lose them. Your discount stays protected when you claim this, as long as nothing else is damaged.

EMI Protection Cover

Pays your loan amount if repairs take more than 30 days. Your payments stay on time during long repairs without affecting your business money.

Daily Allowance Benefit

Gives you cash every day when your Pik-up cannot work after an accident. Helps replace lost income and pay for other transport while repairs happen.

Emergency Hotel Accommodation

Pays for a hotel room if your vehicle breaks down or gets stolen more than 300 km from home. Helpful when you are stuck far away during trips.

Voluntary Deductible

Pay less premium by agreeing to pay some repair costs yourself. Good choice if you want cheaper insurance and can handle small expenses on your own.

Additional Limit of TPPD

Gives more coverage for damage you cause to other people's property or injuries. Extra safety when carrying goods through crowded areas where accidents can happen.

RIM Protection Cover

Covers wheel rim damage from potholes, bumps and hitting curbs. Bad roads can damage rims fast, and replacing them costs a lot without this cover.

Tyre Protect

Pays for new tyres or repairs when they get punctured or cut. Your Pik-up tyres wear out quickly from heavy loads and rough roads, so this really helps.

Rim Protector

Pays for rim damage from accidents, including removing, fixing, balancing and aligning wheels. Covers everything needed to keep your wheels working properly.

Maternity Cover

Pays to replace lost or stolen keys and install new locks. Covers up to 1% of your claim or ₹500, whichever gives you more money.

Tyre Protector

Covers tyre and tube damage from accidents, plus wheel balancing and alignment work. Takes care of all tyre-related costs, including the labour charges too.

How to Buy

How to Buy/Renew Mahindra Bolero Pik-up Car Insurance?

Model - Car

Buy Online

On top of this page, enter car registration and mobile number. Use our calculator below to estimate SI and premium.

Select your car make/model and enter your registration and previous policy details.

Enter your mobile number and the OTP. Next select your policy type and car's IDV.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Model - Car

Renewal Online

Navigate to the form on top of this page choose ‘Renewal’ to start your car insurance renewal process.

Fill in your mobile number or policy number > Submit.

Add your car’s details, such as registration number.

Update/modify your own damage plan as per your needs.

Confirm the premium and make the insurance renewal payment.

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Factors Affecting Mahindra Bolero Pik-up Car Insurance Premium

Your Bolero Pik-up insurance price depends on several things that we look at carefully. Understanding these key factors helps you make smart choices when buying or renewing your policy. Some of these can actually help you pay less for insurance while still getting good coverage. Let's look at what affects your premium amount.

Pik-up's IDV

IDV means how much your Bolero Pik-up is worth right now in the market today. When the IDV is higher, you pay more premium but get more money back if something bad happens to your vehicle. You can choose your vehicle's IDV amount yourself when buying new insurance or renewing your existing policy every year, based on current market rates.

Type of Coverage

The insurance plan you pick directly changes how much you pay every year for your vehicle's protection. Third-party plans cost less but only cover damage to others, while comprehensive plans cost more but protect your Pik-up too from various risks. Adding extra covers raises the price, but they protect you better in different situations that you might face on the job site.

Add-On Covers

Extra covers like Tyre Protection, Engine Protection or Zero Depreciation make your premium higher than the basic plan amount. Each add-on you choose adds to the total cost of your insurance policy for the year ahead. But they're worth it because they protect specific parts and situations that basic plans don't cover at all, especially for commercial vehicles used daily for business work.

Vehicle's Make and Model

Your Bolero Pik-up's specific model variant and engine size directly affect the premium amount you pay every year for coverage. Commercial vehicles usually cost more to insure than regular cars because they're on the road more often, carrying heavy loads daily. The fuel type and how powerful the engine is also play a big role in deciding your final insurance price each year.

Claim History

If you didn't make any claims last year, you get a No Claim Bonus discount that lowers your premium significantly for the next year. Making claims frequently can increase your premium because it shows a higher risk to the insurance company for future coverage. This bonus grows bigger each year you don't claim anything, helping you save more and more money over time on your insurance costs.

Adding Anti-Theft Protection

Installing approved anti-theft devices in your Pik-up shows it's safer from being stolen by thieves or miscreants in unsecured areas. Insurance companies reward this safety measure by lowering your premium amount because there's less risk of theft claims happening in the future. Make sure the device is approved by IRDAI to actually get this discount benefit on your insurance policy each year.

Mahindra Bolero Pik-up Key USPs

The Bolero Pik-up is built with strong materials to handle rough roads and heavy loads every day. Its solid body can withstand minor bumps and scratches without major damage, making it ideal for commercial use. Many owners use it in villages, construction sites and hilly areas where roads aren't smooth. However, constant use on bad roads and carrying heavy goods can still cause damage over time. When your Pik-up needs repairs from daily wear or accidents, insurance helps cover these costs so your business keeps running.

The Bolero Pik-up comes with a reliable diesel engine that pulls heavy loads easily, even uphill. It gives decent mileage despite carrying weight, which saves fuel money during long trips and daily deliveries. The engine is built to last and handles tough conditions well. But driving through deep water or facing engine problems can lead to expensive repairs. Engine Protection add-on in your insurance specifically covers such damage, protecting you from sudden repair bills that can hurt your business finances.

This pickup can carry heavy loads in its cargo area, making it ideal for transportation businesses. Whether you're moving construction materials, farm produce or goods for shops, it handles the weight well. The cargo bed is spacious and designed to secure loads properly during transport. Carrying different types of loads daily increases the chances of damage from loading, unloading or during transit. Comprehensive insurance with add-ons like Tools & Equipment Cover protects both your vehicle and the things you carry for work.

Mahindra has service centres and spare parts availability across India, even in smaller towns and villages. This makes repairs and maintenance easy wherever your business takes you. Getting genuine parts is important for keeping your Pik-up running reliably for years. Our 11,000+ network garages* use only original Mahindra parts for all repairs. When you claim insurance, these verified garages ensure quality work using real parts, maintaining your vehicle's performance and resale value for the future.

How to File?

How to File a Mahindra Bolero Pik-up Claim?

How to File

Step 1: Inform Us

You must inform us within 24 hours and quickly register your claim through the IndusInd Insurance app or a seamless, hassle-free process claim.

Step 2: Claim Verification

Take your car to a network garage, where we will send a surveyor to check the damage and verify the claim. Now easily find any network garage near you using our widget below.

Step 3: Self Inspection

You can also opt for a self-inspection via the IndusInd Insurance app by submitting photos or via a live video survey.

Step 4: Claim Approval

Our team will approve your claim once you submit all your claim documents, which can take 7 days after submission.

Step 5: Bill Settlement

After we approve, we pay the bill directly to the garage and drop off your car at your address.

Step 1: Initiate the Claim

To initiate a claim for total loss, damage or theft, you’ll need to inform us within 24 hours.

Step 2: Visit Garage

Visit any garage of your choice for repairs. Pay the repair bills and keep all bills and receipts.

Step 3: Register Claim

Step 4: Upload Documents

As part of the document verification, upload RC, policy, DL, FIR (if needed), and repair estimate

Step 5: Money Transfer

Upon approval, we will transfer the claim amount directly to your bank account.

Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.

Mahindra Bolero Pik-up - Models and Prices

The Mahindra Bolero Pik-up comes in different models to fit your business needs and budget. Each variant has the same strong diesel engine and good mileage for commercial use. You can choose from basic models to ones with more comfort features like air conditioning based on what you need.

Model	Price
Bolero Pik-Up 1.3 T CBC MS (Base Model)	₹9.05 Lakh*
Bolero Pik-Up 1.3 T MS	₹9.56 Lakh*
Bolero Pik-Up 4WD	₹9.58 Lakh*
Bolero Pik-Up 1.3 T	₹9.63 Lakh*
Bolero Pik-Up 1.3 T AC (Top Model)	₹9.86 Lakh*

Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from.

Key Takeaways

Your Bolero Pik-up helps you earn every day, so keeping it protected is a must. Here's why our insurance is the right choice for business owners like you.

Every hour, 53 road accidents happen in India, and work vehicles face more risk because they're on the road all day. With over 4.7 lakh accidents in 2024, having good insurance saves both your vehicle and your earnings when something goes wrong.

Our plans start at just ₹308 every month* with up to 90% off*, making it easy on your pocket. You get 11,000+ repair garages* across India that use real Mahindra parts, so your Pik-up stays in good shape and keeps its value.

At IndusInd General Insurance (formerly Reliance General Insurance), our IndusInd Insurance app makes claiming super easy—just click photos of the damage or do a quick video call and your cashless repair gets approved in 24 hours. With 15+ extra covers* like Engine Protection and Zero Depreciation, you can pick exactly what you need based on your daily work.

By law, you must have third-party insurance or pay fines up to ₹4,000. But full coverage protects your Pik-up from theft, crashes, floods and fires—problems that can shut down your business completely if you're not ready.

Author - Model Car

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Mahindra Bolero Pickup Insurance starting at ₹308 per month*

The backbone of your dreams deserves bulletproof protection!

Whether it's dawn deliveries or hauling harvests, your Bolero Pickup never stops. Neither should your coverage! Tailored protection with add-ons that understand your hustle.

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Stories shared by our happy customers!

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4.8 ★ ★ ★ ★ ★ (2711)

Prashant Test

New Delhi

Quick policy issuance

Quick and easy! The policy details were clearly mentioned, making it simple to choose the right one

Roshan Jha

Meerut

Seamless digital experience

Quick and easy! The policy details were clearly mentioned, making it simple to choose the right one.

Suman

Noida

Limited policy options

A fair and simple process. The Car insurance covers the basics well.

Aniket

Chirawa

Value for money

The best insurance experience I've had! Simple, affordable, and reliable. Highly satisfied with my Car policy.

Ritik

Noida

Value for money

Buying a Health policy through the platform ofReliance General Insurance (now IndusInd General Insurance) was straightforward and quick.

Balasaheb Babu Rao Deosarkar

Yavatmal

4.5

Seamless digital experience

My experience of getting my car insurance was easy and straightforward. I am satisfied with the policy and don't see a need for extras.

Abdul Bawani

Yavatmal

Quick policy issuance

Purchcasing my Car felt effortless and user-friendly. I am satisfied with the main policy and don't see a need for extras.

Debashish Sen

West Tripura

Quick policy issuance

The journey of purchasing Car insurance felt effortless and user-friendly. I am satisfied with the main policy and don't see a need for extras.

Rupak Das

West Tripura

Quick policy issuance

From start to finish, the process of getting my Car insurance from Reliance (now IndusInd) was convenient. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Srivathsav Parthasarathi

West Midnapore

4.5

Seamless digital experience

The journey of purchasing Health insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras. I'm happy with how everything went and feel secure with my policy.

Prasen Jitpal

West Midnapore

Quick policy issuance

I recently purchased my Car insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Sankuratri Venkata Bulli Rani

West Godavari

Quick policy issuance

The journey of purchasing Car insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

Manthenaravi Teja Varma

West Godavari

Quick policy issuance

Buying a Car policy through the platform of Reliance General Insurance (now IndusInd General Insurance) was straightforward and quick. The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons. I'm happy with how everything went and feel secure with my policy.

Karem Raja Rao

West Godavari

Quick policy issuance

The journey of purchasing Car insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. I am satisfied with the main policy and don't see a need for extras.

The car insurance process was efficient and well-supported. I felt like I was making a smart, informed choice.

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Frequently Asked Questions (FAQs)

How can I file a claim for my Mahindra Bolero Pik-up?

Just call our 24/7 helpline number anytime or open the IndusInd Insurance App on your phone to start. You can choose cashless repair at our network garages, where we pay the shop directly or get your vehicle fixed at any garage you trust, and we'll send the claim money back to your bank account later.

What factors affect my Mahindra Bolero Pik-up insurance premium?

Your insurance price depends on your vehicle's age, specific model type, the city where you live, the type of coverage you pick, your past claim history and the extra covers you choose to add. Generally, newer Pik-ups with higher market values and more powerful engines cost more to insure each year compared to older vehicle models.

How do I calculate the premium for my Mahindra Bolero Pik-up insurance?

Simply use our easy premium calculator tool available above. Just enter your Pik-up's registration details, select your preferred coverage type and choose any extra add-on covers you want included. You'll see your exact insurance price displayed instantly on screen without needing to call anyone or wait, making comparing different coverage options really simple.

Are there any discounts available on Mahindra Bolero Pik-up insurance?

You get a No Claim Bonus discount automatically if you don't make any claims during the policy year. This special discount grows bigger with each claim-free year you complete, going up to 50% off* your total premium amount. This helps you save more and more money on your insurance every year you continue driving safely.