Mahindra Supro Insurance

Name: Mahindra Supro Insurance
Brand: IndusInd General Insurance
Rating: 4.9 (310 reviews)

The Mahindra Supro is a popular commercial vehicle that business owners across India trust for daily work. Small shop owners, delivery drivers and transport operators choose it because it can carry both passengers and goods reliably. Whether you run a taxi in busy city streets or deliver products to remote villages, the Supro keeps your business running every single day without much trouble.

But daily work brings real problems. When your Supro gets hit in an accident during deliveries, you lose income while it's being repaired, and bills can be very high. Monsoon flooding is another worry—water can badly damage your engine, costing thousands of rupees you didn't plan for.

We at IndusInd General Insurance (formerly Reliance General Insurance) know commercial vehicle owners need fast, simple service. When something goes wrong, take your vehicle to any of our 11,000+ garages for cashless repairs—you don't pay upfront, and your Supro gets fixed quickly. Our IndusInd Insurance app lets you do everything from your phone—buy insurance, file claims and find nearby garages anytime. You get 24/7 help whenever needed, so your business stays protected and keeps moving forward.

Why Us?

Why 8 Crore+ Policyholders Trust Us?

Over 8 crore people across India choose us for their insurance needs because we make things simple and reliable. We understand what matters most when your vehicle needs help - quick support, easy claims and good service. That's exactly what we deliver every single day to keep you and your business protected.

Model Car

15 plus add-on covers

Customise your Mahindra Supro insurance.

Up to 3 years coverage

Get long and short term coverage

Video claims feature

File claims via the IndusInd Insurance app

24/7 Customer Assistance

Get support from anywhere in India

Why Do You Need Mahindra Supro Insurance?

Legal Mandate

Every commercial vehicle owner in India needs to have at least third-party insurance. This rule applies to your Mahindra Supro, no matter how often you drive it for work. If you are caught driving without insurance, you will have to pay fines of around ₹2,000 or ₹4,000. In serious cases, you might face up to three months of imprisonment. Having proper insurance keeps you compliant and protected from legal troubles.

Covers Repair Costs

The Mahindra Supro is built for heavy-duty commercial use, making frequent trips across city streets and highway routes. With constant usage for transporting goods and passengers, wear and tear are inevitable. A sudden collision or mechanical breakdown can disrupt your daily operations and income. Our commercial vehicle insurance covers repair costs for accidents, collisions and mechanical damage. This means you can get your Supro back on the road quickly without expensive repair bills.

Covers Car Theft

Commercial vehicles like the Mahindra Supro are valuable business assets, often parked in public areas or left overnight at delivery points. Vehicle theft can severely impact your livelihood, especially when your Supro is essential for daily operations. With comprehensive insurance, we reimburse you the Insured Declared Value if your vehicle is stolen. You can also add a Return to Invoice cover to receive the full purchase amount, helping you replace your vehicle.

Covers Floods, Storms and More

The Supro frequently operates in different weather conditions, from monsoon rains to extreme summer heat, across various routes. During monsoons, heavy rain can flood roads and damage the engine or electrical parts. Natural disasters like floods, storms and landslides can strike without warning. Our insurance covers damage from these weather problems. If you're worried about engine damage from water, you can add our Engine Protection cover.

Covers Fire and Fire-Related Damage

Commercial vehicles can face fire risks from electrical problems after long hours of use. While fires don't happen often, they can damage your entire vehicle and stop your business completely. Our insurance covers fire damage, including damage from explosions or when the vehicle catches fire on its own. Whether the fire results from electrical faults, accidents or external factors, we help cover repair or replacement costs, ensuring your business recovers quickly.

Network Garages and Spare Parts

Finding good repair shops for commercial vehicles is not easy, especially when you need fast service to keep working. Many small garages use low-quality parts that do not last long and can damage your vehicle. Our network includes over 11,000 garages* across India, all thoroughly verified and trusted. These garages use only genuine Mahindra parts, which ensures quality repairs. At our garages, you don't need to pay first—we handle it directly with cashless claims.

Types of Mahindra Supro Car Insurance Plans

Third-Party Insurance

Every commercial vehicle owner in India must have third-party insurance by law. This coverage protects you when your Supro causes damage to another person's vehicle, property or injures someone in an accident. It pays for their repair costs, medical bills and legal expenses. Without this coverage, you can face heavy fines and legal trouble. This mandatory protection keeps you compliant with traffic laws.

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Comprehensive Insurance

This coverage protects your own Mahindra Supro from damage caused by accidents, theft, fire and natural disasters like floods or storms. It also covers third-party damages, giving you complete protection in one policy. Whether your vehicle gets damaged in a collision or stolen from a parking area, comprehensive insurance helps pay for repairs or replacement. It is the most effective method for protecting assets and income.

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Own Damage Car Insurance

Protect your Maruti Suzuki Super Carry against unexpected repair costs with a standalone own-damage cover. The policy offers financial protection against losses caused by accidents, theft, fire, floods, storms, and other covered risks. If you already have a third-party insurance policy, this plan can complement it while allowing you to enhance coverage with optional add-ons like Zero Depreciation and Engine Protection.

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Pay As You Drive Car Insurance

Created for low-mileage vehicle owners, this flexible insurance plan charges premiums based on the actual distance covered by your Mahindra Supro Insurance. It helps reduce expenses while maintaining comprehensive protection. Coverage against accidents, theft, and natural calamities remains intact, allowing you to enjoy both savings and peace of mind. An excellent option for those who don't drive frequently.

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Key Features

Key Features of IndusInd Mahindra Supro Insurance

Your Mahindra Supro works hard every day, carrying goods and passengers across cities and villages. We know commercial vehicles need special protection that matches how you actually use them for business. Our insurance features are made to help you handle real problems that happen on the road while keeping your work running smoothly.

Key Features

Key Features	Descriptions
Starting Premiums	₹308/month*
IDV Customisation	Available
Coverage Offered	Own Damage & Third-Party Liability
Discounts	Up to 90%*
NCB Discount	Up to 50%*
Quick Claims Process	Cashless + Survey is initiated within just 24 hours of claim initiation
Smartphone-Enabled Claims	Video claim feature on the IndusInd Insurance App
Network Garages	11,000+ network garages nationwide
Instant Buying/Renewal	Quick policy purchase and instant renewal
Add-Ons	15+ add-on covers available
Personal Accident (PA) Cover	Additional PA cover of up to ₹15 lakhs is available
24/7 Customer Support	Available through WhatsApp and Calls

Disclaimer: Please refer to the official policy documents for detailed information.

Inclusions & Exclusions

IndusInd Mahindra Supro Car Insurance: Inclusions & Exclusions

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What is Covered?

Accidents and Collisions: This covers the repair costs for damage to your car caused by a road accident.

Third-party Damages: This covers the cost of repairing damage to someone else’s vehicle or property.

Natural Disasters: Protection against damage from floods, cyclones, earthquakes, storms, landslides and other natural calamities causing harm.

Man-Made Events: Covers damage from riots, strikes, vandalism, terrorism, or any deliberate damage caused by other people.

Fire or Explosion: Repair costs for damage due to fire, explosion, self-ignition and lightning will be covered

Theft: Offers compensation for damage or lost car parts due to theft. The coverage is based on the IDV.

Personal Accident: Financial support for injuries, permanent disability, or death of the car owner while driving the vehicle.

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What is not Covered?

Depreciation: Depreciation of your car's parts typically isn't covered, but we do cover it under the nil dep add-on.

Law Violations: We cover all accidental damage to your Mahindra Supro except for ones that arise due to law violations.

Accessory Coverage: We automatically cover factory-fitted accessories. But if you add more accessories after purchase, you'll need to opt for add-on coverage.

Outside Coverage Zone: We offer pan-India coverage, but if you require coverage outside India you can get our Geo-extension add-on.

Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording by clicking here.

One call is all it takes to secure your Supro

Call us now for the best deal!

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Mahindra Supro Insurance Add-On Covers

Your Mahindra Supro works hard daily, taking goods and people on different roads for your business. Basic insurance helps with common problems, but add-ons give extra help for special needs. Like engine issues from water on roads or money help during repair time, these covers keep you ready. Choose the add-ons that match your Supro use and get full safety for your work vehicle.

Nil Depreciation Cover

Normally, claim amounts get reduced because parts lose value over time. This cover pays full repair costs for your Supro without any depreciation cuts, saving you money on every claim.

Return to Invoice Cover

When your Supro is stolen or completely damaged, we pay the gap between how much it's worth now and how much you paid for it. This helps you get a new car.

24/7 Roadside Assistance

Get help anytime your Supro breaks down on the road. We provide towing, fuel delivery and minor repairs round-the-clock, so you can get back to work quickly without long delays.

Engine Protection

Covers repair or replacement costs when your Supro's engine, gearbox or parts get damaged due to water entering the vehicle or oil leakage during your daily commercial operations.

Consumable Cover

Pays for small but essential items like oils, lubricants and filters needed during accident repairs. These small costs add up over time, and this cover helps you handle them effectively.

No Claim Bonus Retention

Keep your discount safe when renewing, even if you make one small claim during the year. This keeps your next year's insurance policy cost lower.

Tools & Equipment Cover

Protects tools and equipment you keep in your Supro for work. Covers damage or theft up to ₹25,000* per policy period, keeping your business assets safe.

Personal Belongings Cover

Covers loss of personal items inside your Supro, excluding money and documents. Get up to ₹25,000* per policy period, with ₹500 excess for each loss.

Hospital Cash Cover

If the driver gets injured in an accident, we cover medical costs up to the policy amount. We also pay for ambulance charges* to reduce your medical expenses.

Additional Towing Charges Cover

When your Supro needs towing after an accident, this increases coverage beyond the standard ₹1,500, especially helpful for long-distance towing on highways.

Replacement Lock Insurance

Pays for new locks or keys if yours get lost or damaged. You keep your NCB discount if no other damage happens, making claims worry-free.

EMI Protection Cover

If repairs take more than 30 days after an accident, we help pay your vehicle loan EMIs during that time, reducing financial stress while your Supro is off the road.

Daily Allowance Benefit

When your Supro can't run due to accident repairs, get daily cash as per your plan. This helps cover alternative transport costs for continuing your business operations.

Emergency Hotel Accommodation

If your Supro breaks down or gets stolen more than 300 km from home, we pay for a hotel stay until the situation is resolved, or you can travel back.

Voluntary Deductible

Get a discount on your premium by agreeing to pay part of the repair costs yourself during claims. Great option if you want to reduce yearly insurance expenses.

Additional Limit of TPPD

Provides extra third-party coverage for damage your Supro causes to someone else's property or injuries to another person beyond standard policy limits.

RIM Protection Cover

Covers expensive alloy wheel repairs from road problems like potholes, speed bumps, and curb hits that your Supro faces daily on commercial routes.

Tyre Protect

Covers the repair or replacement of your Supro's tyres due to accidental damage, punctures or cuts. Essential for commercial vehicles covering high daily mileage on various road conditions.

Geo-Extension Cover

Extends your policy to cover trips to Nepal, Bhutan and Bangladesh. Perfect if your Supro business involves cross-border transportation for goods delivery.

Key Protect

Covers the cost of replacing lost or stolen keys and installing new locks, including labour charges. We pay up to 1% of the claim amount or ₹500, whichever is higher*.

Tyre Protector

Covers damage to your Supro's tyres and tubes from accidents. Also includes wheel balancing, wheel alignment and all labour charges needed for tyre-related repairs.

Rim Protector

Covers loss or damage to your Supro's rims from accidental damage. Includes labour for removal and refitting, consumables cost, wheel balancing and wheel alignment services.

EV Battery Protection

Provides coverage for expensive EV battery replacement due to manufacturing defects, overheating or environmental factors affecting battery performance.

Electric Motor Protection

Protects electric vehicle motors from damage caused by power surges, water ingress or electrical system failures specific to commercial EVs.

How to Buy

How to Buy/Renew Mahindra Supro Car Insurance?

Model - Car

Buy Online

On top of this page, enter car registration and mobile number. Use our calculator below to estimate SI and premium.

Select your car make/model and enter your registration and previous policy details.

Enter your mobile number and the OTP. Next select your policy type and car's IDV.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Model - Car

Renewal Online

Navigate to the form on top of this page choose ‘Renewal’ to start your car insurance renewal process.

Fill in your mobile number or policy number > Submit.

Add your car’s details, such as registration number.

Update/modify your own damage plan as per your needs.

Confirm the premium and make the insurance renewal payment.

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Factors Affecting Mahindra Supro Car Insurance Premium

Your Mahindra Supro insurance premium depends on several things that help us give you the right coverage for your commercial vehicle needs. Understanding these factors can also help you find ways to pay less while still getting good protection for your work vehicle.

Supro's IDV

IDV is what your Supro is worth in today's market. When IDV is higher, you pay more premium but get more money during claims. You can pick your IDV amount when buying new insurance or renewing your old policy. Lower IDV means smaller premiums but less payout if something happens to your vehicle in an accident.

Type of Coverage

Picking between third-party only and comprehensive plans changes the premium amount you pay yearly. Third-party is cheaper but covers only damage to others. Comprehensive costs more but protects your Supro too from various risks. Adding extra covers will increase what you pay, but it gives better protection for your Supro during different situations and accidents on the road.

Add-On Covers

Add-ons like tyre protection, engine cover, and key replacement help extend your coverage but also raise your premium cost. Each add-on you pick adds to the total amount you need to pay. The more add-ons you choose, the higher the amount you will pay for insurance. But they give extra safety for specific problems your Supro might face during operations.

Vehicle's Make and Model

Your Supro's model type, fuel choice and engine size affect the premium costs you need to pay annually. Different variants have different values and repair costs that change insurance calculations. Commercial vehicles and bigger engines usually mean you need to pay more for insurance coverage. The year your Supro was made also matters when calculating how much you pay for coverage every year.

Claim History

If you made no claims last year, you get a No Claim Bonus discount and pay less for renewal. But if you have claimed many times before, your premium amount may go up for the next policy period. Clean claim history shows you drive carefully and responsibly on all roads. This good record helps you save money on insurance every year and keeps premiums low.

Adding Anti-Theft Protection

When you install IRDAI-approved anti-theft devices in your Supro, it shows your vehicle is safer from theft attempts. These security devices make it harder for thieves to steal your vehicle from parking areas or roadsides. This security improvement can help reduce your insurance premium amount you pay each year.* Installing approved systems gives you both safety and savings on yearly insurance costs while protecting your vehicle.

Mahindra Supro Key USPs

The Mahindra Supro is tough enough to handle daily business use on any kind of road. Its strong body can carry heavy loads and make many trips without problems. Many business owners use it for deliveries, praising how well it handles rough streets and long working hours. However, constant use can still cause wear and tear or accidental damage. Having proper insurance helps you cover repair costs when your Supro needs fixing, keeping your business running smoothly without big bills.

The Supro comes with a dependable engine that works well even when carrying heavy goods or passengers throughout the day. It offers decent fuel efficiency for commercial vehicles, helping you save money on diesel costs during long routes. The engine performs well in city traffic and on highways, which makes it suitable for different business needs. But driving through flooded roads or constantly carrying heavy loads can cause engine trouble. With an engine protection add-on, you can fix these problems without spending too much.

The Supro offers flexible seating that can fit multiple passengers or be converted for carrying goods efficiently. This versatility makes it perfect for businesses that need to switch between passenger transport and cargo delivery. The cabin is useful and comfortable for everyday tasks, like running a taxi service or bringing packages. During regular use, the interior can face wear from constant loading activities. Insurance with consumable cover helps manage costs for repairs needed to maintain your vehicle in good condition.

Mahindra has service centres all across India, so you can easily find help wherever your business goes. Spare parts are easy to find and affordable than other commercial vehicles, which keeps maintenance affordable. The simple design means repairs are quick and easy, so your vehicle is not off the road for long. Regular maintenance keeps your Supro running well, but accidents can happen anytime. Having comprehensive insurance with access to our network garages means you get quality repairs done quickly using genuine parts.

How to File?

How to File a Mahindra Supro Claim?

How to File

Step 1: Inform Us

You must inform us within 24 hours and quickly register your claim through the IndusInd Insurance app or a seamless, hassle-free process claim.

Step 2: Claim Verification

Take your car to a network garage, where we will send a surveyor to check the damage and verify the claim. Now easily find any network garage near you using our widget below.

Step 3: Self Inspection

You can also opt for a self-inspection via the IndusInd Insurance app by submitting photos or via a live video survey.

Step 4: Claim Approval

Our team will approve your claim once you submit all your claim documents, which can take 7 days after submission.

Step 5: Bill Settlement

After we approve, we pay the bill directly to the garage and drop off your car at your address.

Step 1: Initiate the Claim

To initiate a claim for total loss, damage or theft, you’ll need to inform us within 24 hours.

Step 2: Visit Garage

Visit any garage of your choice for repairs. Pay the repair bills and keep all bills and receipts.

Step 3: Register Claim

Step 4: Upload Documents

As part of the document verification, upload RC, policy, DL, FIR (if needed), and repair estimate

Step 5: Money Transfer

Upon approval, we will transfer the claim amount directly to your bank account.

Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.

Mahindra Supro - Models and Prices

The Mahindra Supro comes in different models to fit your business needs. Whether you need a small truck for city deliveries or a CNG model to save on fuel costs, there’s a Supro for every type of work at affordable prices.

Model	Price
Mahindra Supro Profit Truck Mini	₹5.72 - ₹6.64 Lakh
Mahindra Supro Profit Truck Maxi	₹6.58 - ₹7.19 Lakh
Mahindra Supro Profit Truck Excel	From ₹6.18 Lakh
Mahindra Supro Profit Truck CNG Duo	From ₹6.09 Lakh
Mahindra Supro Profit Truck Excel CNG Duo	From ₹6.38 Lakh

Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from.

Key Takeaways

Protecting your Mahindra Supro with proper coverage is of the highest priority because it puts in a lot of effort for what you do on a daily basis. Road accidents are a serious problem in India, with around 4.73 lakh accidents reported in 2024, which makes good insurance coverage important for every commercial vehicle owner like you. Without insurance, one accident can stop your business and drain your savings completely.

Our comprehensive policy protects you from accidents, theft, fire and natural disasters while keeping you legally safe on the roads. With IndusInd General Insurance (formerly Reliance General Insurance), you get complete support starting from the moment you need help. Every valid claim gets settled quickly, and our 11,000+ cashless garages mean you never pay upfront for repairs. Our IndusInd Insurance app puts everything in your hands—file claims, find garages and get 24/7 support* instantly.

You can customise your coverage with 15+ add-ons* like Engine Protection and Roadside Assistance based on what your business actually needs. Plans start at just ₹308 monthly*, making quality protection affordable for everyone. Plus, drive safely without claims and earn up to 50% No Claim Bonus* to save even more.

Author - Model Car

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Supro insurance starting at ₹308 per month*

Protect your daily earnings with smart coverage!

Get full protection for your Mahindra Supro against accidents, theft, fire and weather damage! Pick add-ons that fit your business and drive tension-free every day.

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4.8 ★ ★ ★ ★ ★ (2711)

Prashant Test

New Delhi

Quick policy issuance

Quick and easy! The policy details were clearly mentioned, making it simple to choose the right one

Roshan Jha

Meerut

Seamless digital experience

Quick and easy! The policy details were clearly mentioned, making it simple to choose the right one.

Suman

Noida

Limited policy options

A fair and simple process. The Car insurance covers the basics well.

Aniket

Chirawa

Value for money

The best insurance experience I've had! Simple, affordable, and reliable. Highly satisfied with my Car policy.

Ritik

Noida

Value for money

Buying a Health policy through the platform ofReliance General Insurance (now IndusInd General Insurance) was straightforward and quick.

Balasaheb Babu Rao Deosarkar

Yavatmal

4.5

Seamless digital experience

My experience of getting my car insurance was easy and straightforward. I am satisfied with the policy and don't see a need for extras.

Abdul Bawani

Yavatmal

Quick policy issuance

Purchcasing my Car felt effortless and user-friendly. I am satisfied with the main policy and don't see a need for extras.

Debashish Sen

West Tripura

Quick policy issuance

The journey of purchasing Car insurance felt effortless and user-friendly. I am satisfied with the main policy and don't see a need for extras.

Rupak Das

West Tripura

Quick policy issuance

From start to finish, the process of getting my Car insurance from Reliance (now IndusInd) was convenient. It met my requirements well and felt tailored to my needs. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Srivathsav Parthasarathi

West Midnapore

4.5

Seamless digital experience

The journey of purchasing Health insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras. I'm happy with how everything went and feel secure with my policy.

Prasen Jitpal

West Midnapore

Quick policy issuance

I recently purchased my Car insurance and found the experience very smooth. It met my requirements well and felt tailored to my needs.

Sankuratri Venkata Bulli Rani

West Godavari

Quick policy issuance

The journey of purchasing Car insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting. No complementary product was necessary for me at this stage. I found the entire process trustworthy and efficient.

Manthenaravi Teja Varma

West Godavari

Quick policy issuance

Buying a Car policy through the platform of Reliance General Insurance (now IndusInd General Insurance) was straightforward and quick. The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons. I'm happy with how everything went and feel secure with my policy.

Karem Raja Rao

West Godavari

Quick policy issuance

The journey of purchasing Car insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. I am satisfied with the main policy and don't see a need for extras.

The car insurance process was efficient and well-supported. I felt like I was making a smart, informed choice.

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Frequently Asked Questions (FAQs)

How can I reduce my Mahindra Supro insurance premium?

You can lower your premium by not making claims to earn No Claim Bonus discounts. Installing approved anti-theft devices helps reduce costs up to 2.5% per year*. Choose only the add-ons you actually need for your business. Opting for a voluntary deductible also brings down your yearly premium amount.

Can I get a customised Mahindra Supro insurance policy?

Yes, IndusInd General Insurance (formerly Reliance General Insurance) offers customisable policies for your Mahindra Supro. You can choose from 13+ add-on covers based on your specific business needs. Pick only what matters for your work, whether it's engine protection, tyre cover or roadside assistance for complete flexibility.

Can I claim insurance if my Mahindra Supro is stolen?

Yes, you can claim insurance if your Mahindra Supro gets stolen. First, file an FIR immediately. Then contact us within 24 hours to register your theft claim. We will verify everything and process your claim to reimburse the insured value.

What does Mahindra Supro insurance cover?

The Mahindra Supro comprehensive plan covers damage you cause to others, their vehicles and property. It also protects your own Supro from accidents, natural disasters like floods and storms, fires and theft, giving you complete protection for your commercial vehicle.

Does Mahindra Supro Insurance cover the shipment damage cost?

Commercial vehicle insurance can cover damage or loss of items being shipped in your Mahindra Supro, depending on your policy terms and conditions. Check your policy details or contact us to understand what's covered and add appropriate protection for your cargo needs.

What happens if my Mahindra Supro meets with an accident?

If you have valid insurance when an accident happens, your policy covers repair costs, replacement parts or damage expenses. Contact us within 24 hours, file a claim through our IndusInd Insurance App or website and our surveyor will assess the damage for quick settlement.

Does Mahindra Supro insurance include roadside assistance cover?

Basic Mahindra Supro insurance does not automatically include roadside assistance, but you can add it as an extra cover. This add-on provides 24/7 help when your vehicle breaks down, including towing service, fuel delivery and minor repairs.