Health Insurance In Chandigarh
Chandigarh, known as India’s most planned city, has excellent healthcare options. Hospitals like PGIMER, Fortis Hospital in Mohali and Max Super Speciality Hospital provide advanced care for all minor and major illnesses. However, the costs for tests, hospital stay, and medicines can quickly add up.
At the same time, unhealthy lifestyles and environmental issues have increased breathing problems among the residents. Smog from crop burning in winter causes severe breathing issues, coughing, and asthma attacks, sending people to the hospital. Even a quick visit for a checkup could drain savings without insurance. Having health insurance will cover most of the hospital costs, allowing the patient to rest without worry.
For Chandigarh residents, IndusInd General Insurance (formerly Reliance General Insurance) has tailored health insurance plans to address common and advanced illnesses. Our nationwide and global network of hospitals provides protection against critical illnesses, supporting the treatment of asthma and other pollution-related conditions. The cashless hospitalisation feature also lets patients get care at top hospitals without paying anything upfront.
Why Buy Health Insurance In Chandigarh
Health Stats About Chandigarh
In 2024 -2025, Chandigarh reported high levels of thick smog, which was visible from space. This degraded the air quality to dangerous levels.
Another health concern is high blood pressure among people aged 18 to 40. With health insurance, you can cover expenses for these major health concerns, helping you save lakhs in medical costs.
IndusInd General Insurance provides comprehensive health insurance in Chandigarh and round-the-clock services to meet all your insurance needs. Here’s why we’re the best choice when it comes to insurance providers in Chandigarh.
Types of IndusInd Health Plans in Chandigarh
IndusInd Health Infinity Insurance
A comprehensive health insurance plan offers coverage upto ₹5 crore with features like automatic reinstatement of sum insured and no-claim bonus, where the policy is extended if no claims are made. Enhance your protection with additional coverage of 30% on your base sum insured. These extra discounts and add-ons make the plan perfect for Chandigarh families suffering from high diabetes rates or respiratory issues.
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IndusInd Health Gain
Get coverage between ₹5 lakh to ₹5 crore for up to 12 family members for all modern and AYUSH treatments. This flexible policy covers costs of hospitalisation, pre- and post-treatment care, and home treatment care. It also offers accidental death cover, cumulative bonus, and loyalty benefits, making it ideal for illnesses like hypertension.
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IndusInd Global Health Insurance
For digital nomads and people who travel for work, the IndusInd Global Health Insurance gives coverage of upto $1 million for treatment worldwide. This plan includes global add-ons, covers 10 critical illnesses and concierge services. Home ICU setups for patients requiring home care are also included for upto ₹25 lakh.
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IndusInd Super Top-Up Health Insurance
The Super Top-Up plan provides backup coverage of upto ₹1.3 crore, when your primary plan is exhausted. Get maternity cover for mother and baby till 90 days for up to ₹2 lakh. With premium discounts, waivers for critical illnesses and a worldwide cover, this plan will help handle large medical bills so that you can recover in peace.
Key Features of IndusInd Health Insurance In Chandigarh
IndusInd General Insurance offers a range of features, designed to handle common health concerns in Chandigarh, like respiratory issues and more. Get quality care at top hospitals with premiums starting at ₹382 every month.*
Key Features |
Details |
|---|---|
Premiums |
Starts at ₹382 per month* |
Discounts |
35% + cumulative bonus |
Coverage |
Upto ₹5 crore |
Global Sum Insured |
$1 million globally |
Sum Insured Restoration |
Unlimited restoration |
Renewability |
Lifelong renewability |
Quick Claims Settlement |
Settled in 4 hours* |
Network Hospitals |
Over 10,000 |
Pre- and Post-Hospitalisation |
90 days before and 180 days after |
No Room Rent Capping |
|
Day Care Procedures and OPD Cover |
|
Ambulance Cover |
₹3,500/hospitalisation |
Health Check-Ups |
|
Domiciliary Hospitalisation |
|
Maternity Coverage |
Up to ₹2 lakh |
Organ Donor Expenses |
|
Critical Illness Cover |
|
Co-Payment Options |
|
Add-Ons and Optional Riders |
Over 20+ riders and add-ons |
Disclaimer: The above-mentioned details are subject to change. Please refer to your policy documents and contact us for more information.
Disclaimers: These are only a general list of inclusions and exclusions. Coverage options and limits will be subject to your chosen policy. For the complete list of Inclusions and Exclusions, please refer to the policy wording here.
Secure your family’s future with IndusInd General Insurance.
Contact our team at Chandigarh today!
Disclaimer: For accurate claim-related information, kindly refer to our policy documents or get in touch with our experts.
Key Takeaways
IndusInd General Insurance offers comprehensive health insurance policies for you and your family. We tailor our policies to meet Chandigarh’s major health issues, such as smog-related respiratory issues, hypertension, and diabetes. Our health insurance can be used at hospitals nationwide and internationally, allowing you to get treated upfront without worrying about the bill.
With premiums starting at ₹382 per month* and coverage of up to ₹5 crore, we offer cashless access at over 10,000 hospitals. Our automatic sum insured reinstatement allows you to file multiple claims and receive treatment for recurring medical issues, such as asthma flare-ups.
Take advantage of our fast claims processing and 24/7 customer support to instantly file your claims and renew your policy. While medical costs keep rising, enjoy tax savings with your health insurance under Section 80D. Don’t wait for your family to fall sick; protect them today with one of the most comprehensive health insurance plans in Chandigarh at IndusInd General Insurance.
Get Chandigarh health insurance starting at ₹382/month*!