Health Insurance in Chennai

The cultural capital of South India, Chennai, is not only an economic hub but also a city known for its advanced medical infrastructure. The residents of Tamil Nadu rely on its strong network of multispecialty hospitals for quality care. However, ailments such as diabetes, heart problems, and hypertension are on the rise in Chennai and with them are the soaring costs of healthcare services.

Considering this, health insurance in Chennai has become essential for every individual, regardless of their age, gender, or fitness level. Imagine being diagnosed with a severe medical condition that needs immediate medical attention. The hospital bills for such treatment could easily run into lakhs. With health insurance, these medical costs are covered, allowing you to focus on your recovery rather than last-minute money arrangements.

IndusInd Health Insurance addresses these concerns with health plans that not only offer financial support but also make top healthcare services accessible with a network of 10,000+ hospitals. With coverage up to ₹5 crore, Chennai’s residents can access quality treatments without draining their savings and enjoy a quick app-based settlement of their claims.

Why Buy Health Insurance in Chennai?

High Healthcare Costs

The healthcare facilities in Chennai are trusted across India. However, this quality comes at a price. Whether it is routine check-ups or advanced surgeries, the cost for treatments is continually on the rise.

Lifestyle-Related Health Concerns

With an increase in health concerns like diabetes, hypertension, and cardiac issues in Chennai, health insurance has become indispensable. You get coverage for ongoing treatment, diagnostics, and more.

Quick Cashless Claims

During an emergency, it can be challenging to immediately access funds. IndusInd Health Insurance offers cashless treatment across hospitals in Chennai. We directly settle your hospital bills, so there is no stress about arranging funds.

Unlimited SI Reinstatement

Recurring illness or getting treatments multiple times in a year may exhaust coverage. However, our unlimited sum insured (SI) reinstatement ensures individuals are protected all year round. Simply put, your coverage is restored even if it is fully exhausted.

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Statistics and Major Health Problems in Chennai

The rising health challenges in Chennai are a result of lifestyle factors as well as infectious diseases. According to the STEPS survey, as many as 33.9% of adults in Tamil Nadu suffer from hypertension and 17.6% from diabetes.

Additionally, vector-borne diseases are a concern for Chennai, with a rise in dengue cases from 381 in 2024 to 522 in 2025.

Why Choose

Why Choose IndusInd Health Plans in Chennai

IndusInd General Health Insurance ensures individuals can access top medical facilities without straining their finances. Acknowledging concerns such as a rise in lifestyle-related ailments and the inflated cost of treatments, our policies offer wide coverage and quick support whenever needed.

Location - Health Insurance

Up to 40% Discount

Get up to 40% discounts on your premium

20+ Add-On Covers

Enhance coverage with add-ons for your policy

AYUSH+Modern Treatments

Includes modern and AYUSH treatments

24/7 Customer Support

Quick claims and queries support

Types of IndusInd Health Plans in Chennai

IndusInd Health Infinity Insurance

IndusInd Health Infinity Insurance offers coverage of up to ₹5 crore* with unlimited reinstatement of the sum insured. This is particularly beneficial in Chennai, where families often need repeated hospitalisations when dealing with conditions such as cardiac issues and more. This policy promises you will never exhaust your cover, regardless of how many claims you raise. You can also increase your SI by 30%* with an optional MoreCover add-on for added financial security.

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IndusInd Health Gain Insurance

This policy offers comprehensive coverage ranging from ₹3 lakh to ₹1 crore*, making it ideal for those seeking protection against both routine and emergency medical expenses. It also covers hospitalisation, surgeries, diagnostics, and treatment for lifestyle-related conditions such as diabetes and hypertension that are common health problems in Chennai. Additionally, opt for a family floater plan to cover your spouse, children, and elderly parents under a single SI.

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IndusInd Global Health Insurance

With an extensive coverage of up to USD 1 million*, IndusInd Global Health Insurance offers protection not only in Chennai but all over the world. This plan is tailored for individuals who frequently travel overseas for work, higher education, or specialised medical procedures. Both emergency and planned procedures are covered internationally and in India under the plan. Whether you are a professional employed in an MNC in Chennai or a student pursuing their education abroad, quality healthcare is made accessible.

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IndusInd Super Top-Up Health Insurance

If you exhaust your base insurance coverage, our Super Top-Up plan offers an additional layer of protection. It provides up to ₹1.3 crore* coverage once the medical bills have surpassed the deductible limit. This is especially useful when seeking expensive treatments in the private hospitals in Chennai, where prolonged hospitalisation can quickly surpass basic policies. For instance, if an amount of ₹10 lakh under a base plan is exhausted for the surgery of a member, this top-up will take care of the subsequent claims, such as follow-up care or another emergency procedure.

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Key Features of IndusInd Health Plans in Chennai

We offer holistic benefits specially curated for insurance seekers in Chennai, including extensive coverage and lifelong renewability, along with cashless services across a wide network of hospitals. Our plans come with flexible add-on options and wellness benefits so every individual can access quality healthcare.

Parameter	Details
Premiums	Starting at ₹382 per month*
Discounts	Up to 40%* + Cumulative Bonus
Coverage	Up to ₹5 crores* Sum Insured
Global Sum Insured	Up to USD 1 Million*
Restoration of Sum Insured	Unlimited reinstatement*
Renewability	Lifelong
Quick Claims Settlement	Within 3 to 4 hours* along with digital claims filing
Network Hospitals	More than 10,000 across India*
Pre & Post-Hospitalisation	90 days before, 180 days after*
No Room Rent Capping
Day Care Procedures & OPD
Ambulance Cover	Up to ₹3,500 per hospitalisation*
Health Check-Ups
Domiciliary Hospitalisation
Maternity Coverage	Up to ₹2 lakhs*
Organ Donor Expenses
Covid-19 Treatment
Critical Illness Cover
Co-Payment Options
Add-Ons & Optional Riders	More than 20 add-on covers to choose from*

Disclaimer: Coverage limits are subject to change based on your chosen plan. Please refer to your policy wordings here .

Inclusions & Exclusions

Health Insurance in Chennai: Inclusions and Exclusions

Location - Health Insurance

What is Covered?

Hospital Expenses: Policies cover costs related to inpatient stays, pre- and post-hospitalisation, day-care procedures, and ambulance services.

Day One Coverage: All accident claims get covered by our health insurance plans from day one, providing immediate support during critical times.

Modern and AYUSH Treatments: IndusInd insurance covers traditional options like Ayurveda, Yoga, Unani, Siddha, and Homoeopathy, with modern treatments.

Maternity and Newborn Care: Mothers and babies receive maternity benefits of upto ₹2 lakh, including support for prenatal, postnatal, delivery and newborn expenses.

Worldwide Emergency Cover: Get protection for medical emergencies abroad, for up to 45 days. There is a minimum deductible for international travel.

Accident and Wellness Protection: No deductibles on accident claims, and a one-year premium waiver if you are diagnosed with a critical illness.

OPD and Home Care Service: Includes outpatient consultations, medicines, diagnostic tests, and home-based ICU setups for convenient, affordable care.

Annual Health Rewards: Receive a cumulative bonus of up to 50% on the sum insured for each claim-free year. Additional free health check-ups after three continuous policy years.

Location - Health Insurance

What is Not Covered?

Non-Medical Treatments: Costs for medical procedures are covered, but not for cosmetic procedures, wellness programs, rejuvenation therapy or dietary supplements.

Lifestyle and Fertility: Any costs related to weight loss, fertility treatments, contraception, and eye-sight corrective surgeries, such as LASIK, are not included.

Legal and Statutory: Medical costs from self-injuries, riots, terrorism, war or any unlawful act are not covered by the policy.

Unrelated Outpatient and External Anomalies: IndusInd covers pre-hospitalisation OPD costs, but general OPD costs are covered with an add-on. Congenital diseases are excluded.

Waiting Period: Claims for accidents are covered from day one, but all other emergencies and procedures have a 30-day waiting period.

Experimental or Unapproved Treatments: IndusInd General Insurance includes only IRDAI and WHO-approved treatments. Experimental and unproven procedures are not covered.

Unlawful or Self-Inflicted Situations: Any expense arising out of substance abuse, hazardous activities, or illegal actions is excluded.

Disclaimers: These are only a general list of inclusions and exclusions. Coverage options and limits will be subject to based on your chosen policy. For the complete list of Inclusions and Exclusions, please refer to the policy wording here.

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How to Buy

How to Buy/Renew Health Insurance in Chennai?

Location - Health Insurance

Buy Online

Get quotes from the calculator below and fill out the form at the top of this page.

Fill out your DOB, gender, PIN, and the family members you want to insure.

Choose the policy tenure, sum insured, and add-ons for your policy.

Enter your PAN and complete the CKYC process when prompted to.

Make a secure online payment and get your health insurance policy via email.

Location - Health Insurance

Renew Online

Click on ‘Renewal’ at the top of this page or ‘InstaRenew’ from the IndusInd Insurance app.

Fill out your registered mobile number or your health insurance number.

Verify policy details and make any changes needed.

Make changes to the coverage or select add-ons if necessary.

Make an online payment for the premium, and your policy is renewed.

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How to File

How to File an IndusInd Health Insurance Claim in Chennai?

How to File an IndusInd Health Insurance Claim in Delhi?

Step 1

Step 2

Find the nearest network cashless hospital from the link below and get treatment.

Step 3

Fill the pre-authorisation form 24 hours before for emergencies and 48 hours for planned treatments.

Step 4

Submit your medical reports and bills to the hospital.

Step 5

IndusInd General Insurance will pay your bills directly to the hospital.

Step 1

Tell us about your claim by email, call or the IndusInd Insurance app

Step 2

Get treatment from the nearest hospital in our network of authorised hospitals.

Step 3

Pay all necessary bills and tests at the hospital.

Step 4

Scan and submit invoices, reports, and bills within seven days.

Step 5

We will reimburse the paid amount after review.

Key Takeaways

Medical surveys conducted revealed how individuals in Tamil Nadu have been dealing with lifestyle diseases such as hypertension, diabetes, etc. These ailments often require expensive and long-term treatment. Add to this the soaring cost of hospitalisation in private facilities, making health insurance in Chennai an essential financial requirement for families.

Here’s where IndusInd Health Insurance comes in. With high coverage of up to ₹5 crore, policyholders can afford expensive treatments without worrying about medical bills and can focus on their recovery. Accessibility to a network of more than 10,000 hospitals across India, including leading medical facilities in Chennai, ensures cashless care is readily available. Further, quick digital claim settlements and 24/7 customer support are ideal for insurance seekers looking for a reliable insurance plan.

Our policies are designed to address varying needs. Families who have been dealing with lifestyle diseases benefit from comprehensive protection, whereas frequent travellers from Chennai can opt for global health cover up to USD 1 million. Similarly, individuals seeking extra protection may also opt for a Super Top-Up policy up to ₹1.3 crores in case their SI would be exhausted. Moreover, add-ons such as Maternity Cover and Air Ambulance Cover provide further flexibility to align with specific insurance needs.

In a city with superior healthcare facilities alongside rising costs, health insurance is a critical investment. Get your health insurance today!

Authors - Location -Health

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Get Chennai health insurance starting at ₹382/month*!

10,000+ Hospitals at Your Fingertips!

Get cashless treatment at Chennai's top hospitals without payment hassles. With IndusInd General Insurance, you get instant access to quality healthcare across the city.

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Voices of Trust

Stories shared by our happy customers!

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4.8 ★ ★ ★ ★ ★ (508)

Ritik

Noida

Value for money

Buying a Health policy through the platform ofReliance General Insurance (now IndusInd General Insurance) was straightforward and quick.

Srivathsav Parthasarathi

West Midnapore

4.5

Seamless digital experience

The journey of purchasing Health insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras. I'm happy with how everything went and feel secure with my policy.

Sateesh Kumarkuchipudi

West Godavari

Quick policy issuance

I recently purchased my Health insurance from Reliance General Insurance (now IndusInd General Insurance) and found the experience very smooth. It met my requirements well and felt tailored to my needs. No additional coverage seemed required for my needs. Overall, it was a seamless experience and I am satisfied.

Vanga Naveen

West Godavari

Quick policy issuance

The journey of purchasing Health insurance from Reliance General Insurance (now IndusInd General Insurance) felt effortless and user-friendly. It aligns well with what I needed from an insurance policy. I am satisfied with the main policy and don't see a need for extras. The process felt reliable and I would recommend it to others.

Sirraatchuta Ram Babua

West Godavari

Quick policy issuance

Buying a Health policy through the platform ofReliance General Insurance (now IndusInd General Insurance) was straightforward and quick. It met my requirements well and felt tailored to my needs. No additional coverage seemed required for my needs. Overall, it was a seamless experience and I am satisfied.

Manoj Kumarmogha

New Delhi

Quick policy issuance

Buying a health policy through the platform was straightforward and quick. The coverage provided matches my expectations and feels comprehensive.

Vasantha

Wayanad

Value for money

I recently purchased my health insurance and found the experience to be smooth. I will provide dertailed feedback post my claim settlement process has been completed.

Jasmin K

Wayanad

Seamless digital experience

From start to finish, the process of getting my health insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Nazeer Salma Abdulla

Wayanad

Quick policy issuance

I had a positive overall experience while applying for Health insurance. The coverage provided matches my expectations and feels comprehensive.

Sripal Reddymadhi Reddy

Warangal

Quick policy issuance

I had a positive overall experience while applying for health insurance with Reliance Insurance Company (now IndusInd Insurance Company) . The coverage provided matches my expectations and feels comprehensive. I did not feel the need for any other products at this time.

Veeraiah Kamatam

Wanaparthy

Quick policy issuance

Buying a Health policy through the platform of Reliance General Insurance (now IndusInd General Insurance) was straightforward and quick. The coverage provided matches my expectations and feels comprehensive. I am satisfied with the main policy and don't see a need for extras.

Sivaganesh Madamsetti

Visakhapatnam

Quick policy issuance

The journey of purchasing health insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras.

Sudha Ranimadabattula

Visakhapatnam

Quick policy issuance

I recently purchased my health insurance and found the experience very smooth. The plan offered exactly the type of coverage I was expecting.

Yerususatya Prasad

Visakhapatnam

Quick policy issuance

The journey of purchasing Health insurance from Reliance General Insurance (now IndusInd General Insurance) felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting. The process felt reliable and I would recommend it to others.

Karu Rama Rao

Visakhapatnam

Quick policy issuance

The journey of purchasing health insurance felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting.

Ravi Teja Anem

Visakhapatnam

Quick policy issuance

I had a positive overall experience while applying for health insurance with Reliance (now IndusInd) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Bhimabattula Aruna Devi

Visakhapatnam

Quick policy issuance

I recently purchased my Health insurance from Reliance General Insurance (now IndusInd General Insurance) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time.

Kantimahanti Balakrishna

Visakhapatnam

Quick policy issuance

I recently purchased my Health insurance from Reliance Insurance (now IndusInd Insurance) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. Currently, I don't think I require any additional plans or add-ons.

Prasad Rao Rayavarapu

Visakhapatnam

Quick policy issuance

The journey of purchasing Health insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It aligns well with what I needed from an insurance policy. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Ramachandran

Villupuram

Quick policy issuance

The journey of purchasing Health insurance from Reliance (now IndusInd) felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting. No complementary product was necessary for me at this stage. The process felt reliable and I would recommend it to others.

Sanjit Kumar Tiwari

Vaishali

Seamless digital experience

The journey of purchasing health insurance felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive.

Vishanth K

Uttara Kannada

Quick policy issuance

From the start to the conclusion, the Reliance (now IndusInd) experience of acquiring my health insurance was straightforward. It aligned well with my requirements and felt personalized to my situation.

Akk Amma Anand Kumarsiddanavar

Uttara Kannada

Quick policy issuance

I recently purchased my health insurance from Reliance (now IndusInd) and found the experience very smooth. It met my requirements well and felt tailored to my needs. No complementary product was necessary for me at this stage.

N Amitha Ramesh

Tumakuru

Quick policy issuance

From start to finish, the process of getting my Health insurance was convenient. The plan offered exactly the type of coverage I was expecting. A printed copy of the policy papers would make the Reliance Insurance Company (now IndusInd Insurance Company) experience even better. I found the entire process trustworthy and efficient.

Ramakrishna Prasadvadala Setty

Trimulgherry

Quick policy issuance

From start to finish, the process of getting my health insurance was convenient. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time. The convenience and clarity made this a good Reliance Insurance (now IndusInd Insurance) experience.

Prasanna Lakshmi Kuruganti

Trimulgherry

Quick policy issuance

Buying a health policy through the platform of Reliance Insurance (now IndusInd Insurance) was straightforward and quick. The plan offered exactly the type of coverage I was expecting. No complementary product was necessary for me at this stage.

Indumathi Indumathi

Tiruvannamalai

Quick policy issuance

I recently purchased my health insurance from Reliance Insurance (now IndusInd Insurance) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. No additional coverage seemed required for my needs.

Pandurangdah M

Tiruvallur

Quick policy issuance

From the very start to the finish, the procedure of getting my health insurance from Reliance General Insurance (now IndusInd General Insurance) was seamless. It addressed my requirements adequately and seemed tailored to fit my needs

C Jaikanth

Tiruvallur

Quick policy issuance

The journey of purchasing Health insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. It would be helpful if a physical copy of the policy could also be provided. I'm happy with how everything went and feel secure with my policy.

Ramesh L

Tiruvallur

Quick policy issuance

The journey of purchasing health insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage.

Nirmala Chell Appa

Tirunelveli

Quick policy issuance

The journey of purchasing Health insurance felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. No complementary product was necessary for me at this stage. Overall, it was a seamless Reliance Insurance Company (now IndusInd Insurance Company) experience and I am satisfied.

Ganesan Aarathi

Tiruchirappalli

Quick policy issuance

From start to finish, the process of getting my health insurance from Reliance (now IndusInd) was convenient. I felt that my protection needs were well addressed with this policy.

Saji Chandran

Thrissur

Quick policy issuance

Buying a Health policy through the platform of Reliance Insurance (now IndusInd Insurance) was straightforward and quick. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time.

Grace Mathew

Thrissur

4.5

Seamless digital experience

I had a positive overall experience while applying for Health insurance. It aligns well with what I needed from an insurance policy.

Anoop T M

Thrissur

Quick policy issuance

I had a positive overall experience while applying for Health insurance from Reliance General Insurance (now IndusInd General Insurance). The coverage provided matches my expectations and feels comprehensive. Overall, it was a seamless experience and I am satisfied.

Kencysam Sr Kency Samsr

Thiruvananthapuram

Quick policy issuance

From beginning to end, obtaining my health insurance was a smooth Reliance (now IndusInd) experience. It aligned perfectly with my needs and seemed customized just for me.I am satisfied with the main policy and don't see a need for extras. I found the entire process trustworthy and efficient.

Wafa Mol R N

Thiruvananthapuram

Quick policy issuance

I liked how the platform offered clear comparisons. It helped me understand the differences and choose confidently.

Vinoth R

Thanjavur

Quick policy issuance

From the very beginning to the very end, the process of obtaining my health insurance from Reliance General Insurance (now IndusInd General Insurance) was easy and efficient. It met my needs thoroughly and felt specifically designed for me.

Sampada Vijay Jagdale

Thane

Quick policy issuance

From start to finish, the process of getting my Health insurance from Reliance Insurance Company (now IndusInd Insurance Company) was convenient. The plan offered exactly the type of coverage I was expecting. I am satisfied with the main policy and don't see a need for extras. I found the entire process trustworthy and efficient.

Geetanjali Ganpat Namaye

Thane

Quick policy issuance

The health insurance experience was smooth and reassuring. I felt like I was making an informed choice without pressure.

Bibinagar Sureshchary

Telangana

Quick policy issuance

From the initial stage to the final step, the procedure of securing my health insurance from Reliance Insurance (now IndusInd Insurance) was straightforward. It fulfilled my expectations admirably and felt personalized to suit my needs.

Pawan Kumar

Tarn Taran

Quick policy issuance

Buying health insurance was a pleasant surprise. The platform was easy to use, and the policy I selected felt well-suited to my needs.

Modugusatish Reddy

Suryapet

Quick policy issuance

I have just secured my health insurance and realized that the entire Reliance Insurance Company (now IndusInd Insurance Company) experience was extremely efficient. It fits my insurance policy needs perfectly.

Kanakai Ahgudipati

Suryapet

Quick policy issuance

I had a smooth experience buying health insurance. The platform guided me through each step, and the coverage felt comprehensive.

Hiralsagar Bhaisardhara

Surat

Quick policy issuance

The journey of purchasing health insurance from Reliance General Insurance (now IndusInd General Insurance) felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. Currently, I don't think I require any additional plans or add-ons.

Amit Bhaidurlabh Bhai Rajpara

Surat

Quick policy issuance

I recently purchased my health insurance from Reliance Insurance Company (now IndusInd Insurance Company) and found the experience very smooth. The coverage provided matches my expectations and feels comprehensive. No additional coverage seemed required for my needs.

Ankur Kotnala

Surat

Quick policy issuance

I had a positive overall experience while applying for Health insurance from Reliance (now IndusInd) . It aligns well with what I needed from an insurance policy. No additional coverage seemed required for my needs.

Anil Kumar Ram Sringarsaroj

Sultanpur

Quick policy issuance

The journey of purchasing health insurance felt effortless and user-friendly. It met my requirements well and felt tailored to my needs.

Marxia Tamil Selvan

Sivaganga

Quick policy issuance

The health insurance process was straightforward and reliable. I felt confident in the coverage and appreciated the overall flow.

Prasad Nangunoori

Siddipet

Quick policy issuance

Buying a health policy through the platform of Reliance General Insurance (now IndusInd General Insurance) was straightforward and quick. I felt that my protection needs were well addressed with this policy. I found the entire process trustworthy and efficient.

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Frequently Asked Questions (FAQs)

What documents are needed to file a health insurance claim?

When raising a cashless claim, individuals will need their policy card, ID proof, and a pre-authorisation form submitted at the hospital TPA desk. Alternatively, when raising a reimbursement claim, individuals will need to submit discharge summaries, hospital bills, diagnostic reports, payment receipts, and the doctor’s prescriptions.

How much health insurance coverage do I need in Chennai?

For the residents of Chennai, it is advised to get coverage of at least ₹10 to 15 lakhs, or 50% of the annual income, whichever is higher. With the city’s rising costs for health treatments, increase in lifestyle-related illnesses, and constantly rising medical expenses, sufficient coverage is an essential requirement. IndusInd Health Insurance provides flexible options with sums insured ranging from ₹3 lakhs to ₹5 crores* to suit the needs of every insurance seeker.

What should you check before investing in health insurance?

Before investing in a health insurance policy, insurance seekers must check the following: Ensure the sum insured is adequate by analysing your health concerns. Get coverage for pre-existing illnesses and check the waiting period. Check the network hospitals in your city. Review add-on covers like maternity, AYUSH treatments, and annual health check-ups. IndusInd Health Insurance offers plans suitable for all kinds of insurance seekers with SI from ₹3 lakhs to ₹5 crores*, an extensive network of more than 10,000 hospitals*, and a wide list of add-on covers to customise plans.

Can I get cashless treatment at hospitals outside Chennai?

Yes, policyholders can get cashless treatment at any of the network facilities across India. IndusInd Health Insurance’s extensive network of more than 10,000* hospitals ensures you can avail of cashless treatment even when you travel to another city.

At what age should I buy health insurance?

Ideally, one must invest in health insurance as soon as they can, preferably in their 20s or early 30s. This is because premiums are lower for young individuals, and they can complete the waiting period for pre-existing ailments well before health concerns generally show up.

Does health insurance provide tax benefits?

Yes. Under Section 80D of the Income Tax Act, individuals can avail of deductions on their health insurance premiums. The available deductions eligible are up to ₹25,000 for individuals and ₹50,000 if covering senior citizens. This reveals how health insurance is not just a financial safety net but also an important tax-saving tool.