Health Insurance in Delhi

Delhi, India's bustling capital, is home to some of the country's most advanced medical facilities and renowned hospitals like AIIMS, Fortis and Apollo. The city's world-class healthcare infrastructure attracts patients from across the nation seeking specialised treatments. However, rising medical costs have made quality healthcare increasingly expensive, with even routine procedures costing a significant amount of money.

Delhi residents also face seasonal health challenges from severe air pollution during winter months, waterborne diseases during monsoon and heat-related illnesses in summer. The fast-paced urban lifestyle has also contributed to stress-related health issues requiring regular medical attention.

To address these growing healthcare needs in Delhi, IndusInd General Insurance (formerly Reliance General Insurance) offers health insurance plans specifically designed for Delhi's healthcare landscape, offering extensive coverage across the city's top hospitals. Our coverage includes critical illnesses - ideal for pollution-related health risks, OPD coverage - perfect for frequent consultations and app-based claims processing suited for the tech-savvy urban population.

Why Buy Health Insurance in Delhi

Coverage for Pollution

Delhi's rising pollution levels are causing increased respiratory claims and pushing insurance costs higher. Having coverage before rates rise protects against expensive treatments for asthma, COPD and cardiovascular conditions.

Rising Healthcare Costs

Healthcare costs in India have risen by 14%, with out-of-pocket expenses accounting for 62% in households. Having health insurance shields you from Delhi's expensive private hospital bills and specialist consultation fees.

Kidney Disease Capital

Delhi has emerged as the kidney disease capital of India. With specialised treatments for kidney conditions being costly, health insurance can help cover treatment costs like dialysis, transplants and ongoing care without financial strain.

Unlimited SI Reinstatement

With SI restoration in health insurance, your coverage automatically reinstates to the full original amount if exhausted during the policy year. Enjoy continuous protection for multiple claims without additional premium charges.

Para

Health Statistics and Major Health Problems in Delhi

Delhi faces significant health challenges across multiple fronts. Vector-borne diseases remain a concern, with 200 dengue cases. Plus, air pollution continues as a major threat, requiring a 62% reduction in PM2.5 levels to meet national standards. Delhi also leads India in pollution-related deaths at 12,000 annually from short-term exposure alone.

Why Choose

Why Choose IndusInd Health Plans in Delhi

IndusInd General Insurance provides top-notch services that help you get quality healthcare services in Delhi, without worrying about out-of-pocket expenses with quick claim settlement.

Location - Health Insurance

Up to 40% Discount

Get up to 40% discounts on your premium

20+ Add-On Covers

Enhance coverage with add-ons for your policy

AYUSH+Modern Treatments

Includes modern and AYUSH treatments

24/7 Customer Support

Quick claims and queries support

Types of IndusInd Health Plans in Delhi

IndusInd Health Infinity Insurance

Extensive coverage up to ₹5 crore with unlimited reinstatement ensures continuous protection even after multiple claims. Suitable for those who need high coverage without claim restrictions or coverage gaps. Our plan also offers the option to increase your sum insured by 30% under the MoreCover add-on, providing enhanced financial protection for Delhi’s rising healthcare costs. For example, if you have a sum insured of ₹3 crore, you can get ₹90 lakh additional cover with this add-on.

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IndusInd Health Gain Insurance

You're covered for hospitalisation, surgeries and treatments with a sum insured from ₹3 lakh to ₹1 crore, ensuring all routine and emergency healthcare needs are covered. Perfect for individuals and families seeking extensive coverage with flexible customisation options. For example, if you want to cover your entire family, including your spouse, dependent children and parents under the same SI, this plan is an ideal choice. It allows you to customise with add-ons and different plan variants.

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IndusInd Global Health Insurance

Provides worldwide coverage of up to USD 1 million for planned and emergency treatments across international locations. Emergency medical treatment coverage is available when you add our multi-trip rider to your policy. Ideal for frequent travellers, expatriates and professionals working in MNCs requiring quality international + national healthcare with high coverage in USD for emergency and planned treatments, such as cancer care.

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IndusInd Super Top-Up Health Insurance

Acts as financial backup once annual medical expenses exceed the deductible limit, covering additional costs up to ₹1.3 crore. For example, if you exhausted your ₹10 lakh health insurance for your father's surgery and need to make a second claim for his post-operative care. Then, this insurance will act as a secondary coverage for your other needs, making it ideal for Delhi residents facing the city’s high medical costs.

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Key Features of IndusInd Medical Plans in Delhi

We offer extensive coverage features, which include global coverage, bonuses that increase your SI after every claim free year and customisable coverage for every Delhi citizen:

Features	Details
Premiums	Starts at ₹382 per month*
Discounts	35% + Cumulative bonus
Coverage	Sum insured up to ₹5 crore
Global Sum Insured	Up to $1 million
Sum Insured Restoration	Unlimited restoration
Renewability	Lifelong renewability
Quick Claims Settlement	Settled in 4 hours
Network Hospitals	Over 10,000
Pre- and Post-Hospitalisation	90 days before and 180 days after
No Room Rent Capping
Day Care Procedures & OPD Cover
Ambulance Cover	Up to ₹3,500 per hospitalisation
Health Check-Ups
Domiciliary Hospitalisation
Maternity Coverage	Up to ₹2 lakh
Organ Donor Expenses
Critical Illness Cover
Co-Payment Options
Add-Ons & Optional Riders	20+ add-ons

Disclaimer: Coverage limits are subject to change based on your chosen plan. Please refer to your policy wordings here .

Inclusions & Exclusions

Health Insurance in Delhi: Inclusions and Exclusions

Location - Health Insurance

What is Covered?

Hospital Expenses: Policies cover costs related to inpatient stays, pre- and post-hospitalisation, day-care procedures, and ambulance services.

Day One Coverage: All accident claims get covered by our health insurance plans from day one, providing immediate support during critical times.

Modern and AYUSH Treatments: IndusInd insurance covers traditional options like Ayurveda, Yoga, Unani, Siddha, and Homoeopathy, with modern treatments.

Maternity and Newborn Care: Mothers and babies receive maternity benefits of upto ₹2 lakh, including support for prenatal, postnatal, delivery and newborn expenses.

Worldwide Emergency Cover: Get protection for medical emergencies abroad, for up to 45 days. There is a minimum deductible for international travel.

Accident and Wellness Protection: No deductibles on accident claims, and a one-year premium waiver if you are diagnosed with a critical illness.

OPD and Home Care Service: Includes outpatient consultations, medicines, diagnostic tests, and home-based ICU setups for convenient, affordable care.

Annual Health Rewards: Receive a cumulative bonus of up to 50% on the sum insured for each claim-free year. Additional free health check-ups after three continuous policy years.

Location - Health Insurance

What is Not Covered?

Non-Medical Treatments: Costs for medical procedures are covered, but not for cosmetic procedures, wellness programs, rejuvenation therapy or dietary supplements.

Lifestyle and Fertility: Any costs related to weight loss, fertility treatments, contraception, and eye-sight corrective surgeries, such as LASIK, are not included.

Legal and Statutory: Medical costs from self-injuries, riots, terrorism, war or any unlawful act are not covered by the policy.

Unrelated Outpatient and External Anomalies: IndusInd covers pre-hospitalisation OPD costs, but general OPD costs are covered with an add-on. Congenital diseases are excluded.

Waiting Period: Claims for accidents are covered from day one, but all other emergencies and procedures have a 30-day waiting period.

Experimental or Unapproved Treatments: IndusInd General Insurance includes only IRDAI and WHO-approved treatments. Experimental and unproven procedures are not covered.

Unlawful or Self-Inflicted Situations: Any expense arising out of substance abuse, hazardous activities, or illegal actions is excluded.

Disclaimers: These are only a general list of inclusions and exclusions. Coverage options and limits will be subject to based on your chosen policy. For the complete list of Inclusions and Exclusions, please refer to the policy wording here.

Trusted health coverage starts with the right advice

Call our Delhi team today!

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How to Buy

How to Buy/Renew Health Insurance in Delhi?

Location - Health Insurance

Buy Online

Get quotes from the calculator below and fill out the form at the top of this page.

Fill out your DOB, gender, PIN, and the family members you want to insure.

Choose the policy tenure, sum insured, and add-ons for your policy.

Enter your PAN and complete the CKYC process when prompted to.

Make a secure online payment and get your health insurance policy via email.

Location - Health Insurance

Renew Online

Click on ‘Renewal’ at the top of this page or ‘InstaRenew’ from the IndusInd Insurance app.

Fill out your registered mobile number or your health insurance number.

Verify policy details and make any changes needed.

Make changes to the coverage or select add-ons if necessary.

Make an online payment for the premium, and your policy is renewed.

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How to File

How to File an IndusInd Health Insurance Claim in Delhi?

Step 1

Step 2

Find the nearest network cashless hospital from the link below and get treatment.

Step 3

Fill the pre-authorisation form 24 hours before for emergencies and 48 hours for planned treatments.

Step 4

Submit your medical reports and bills to the hospital.

Step 5

IndusInd General Insurance will pay your bills directly to the hospital.

Step 1

Tell us about your claim by email, call or the IndusInd Insurance app

Step 2

Get treatment from the nearest hospital in our network of authorised hospitals.

Step 3

Pay all necessary bills and tests at the hospital.

Step 4

Scan and submit invoices, reports, and bills within seven days.

Step 5

We will reimburse the paid amount after review.

Disclaimer: For accurate claim-related information, kindly refer to our policy documents or get in touch with our experts.

Key Takeaways

IndusInd Health Insurance (formerly Reliance General Insurance) provides complete medical protection designed for the families of Delhi facing rising healthcare costs and pollution-related health challenges. Our comprehensive plans offer access to over 10,000 cashless hospitals nationwide, which ensures you receive quality treatment without upfront payments.

Starting at just ₹382 monthly, you get coverage up to ₹5 crore, meaning your protection never runs out. With our 4-hour claim processing, you receive quick financial support during medical emergencies. Our lifelong renewability feature ensures continuous protection without age restrictions while tax-saving benefits help reduce your annual tax burden.

Don't let medical emergencies destroy your savings or compromise your family's future. Choose IndusInd Health Insurance for reliable protection, quality healthcare access and complete financial security at an affordable price that safeguards your family's stability when health matters most.

Authors - Location -Health

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Get Delhi health insurance starting at ₹382/month*!

10,000+ Hospitals at Your Fingertips!

Get cashless treatment at Delhi’s top hospitals without payment hassles. With IndusInd General Insurance, you get instant access to quality healthcare across the city.

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Voices of Trust

Stories shared by our happy customers!

Total Average Rating

Based on ratings

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4.8 ★ ★ ★ ★ ★ (508)

Ritik

Noida

Value for money

Buying a Health policy through the platform ofReliance General Insurance (now IndusInd General Insurance) was straightforward and quick.

Srivathsav Parthasarathi

West Midnapore

4.5

Seamless digital experience

The journey of purchasing Health insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras. I'm happy with how everything went and feel secure with my policy.

Sateesh Kumarkuchipudi

West Godavari

Quick policy issuance

I recently purchased my Health insurance from Reliance General Insurance (now IndusInd General Insurance) and found the experience very smooth. It met my requirements well and felt tailored to my needs. No additional coverage seemed required for my needs. Overall, it was a seamless experience and I am satisfied.

Vanga Naveen

West Godavari

Quick policy issuance

The journey of purchasing Health insurance from Reliance General Insurance (now IndusInd General Insurance) felt effortless and user-friendly. It aligns well with what I needed from an insurance policy. I am satisfied with the main policy and don't see a need for extras. The process felt reliable and I would recommend it to others.

Sirraatchuta Ram Babua

West Godavari

Quick policy issuance

Buying a Health policy through the platform ofReliance General Insurance (now IndusInd General Insurance) was straightforward and quick. It met my requirements well and felt tailored to my needs. No additional coverage seemed required for my needs. Overall, it was a seamless experience and I am satisfied.

Manoj Kumarmogha

New Delhi

Quick policy issuance

Buying a health policy through the platform was straightforward and quick. The coverage provided matches my expectations and feels comprehensive.

Vasantha

Wayanad

Value for money

I recently purchased my health insurance and found the experience to be smooth. I will provide dertailed feedback post my claim settlement process has been completed.

Jasmin K

Wayanad

Seamless digital experience

From start to finish, the process of getting my health insurance was convenient. The plan offered exactly the type of coverage I was expecting.

Nazeer Salma Abdulla

Wayanad

Quick policy issuance

I had a positive overall experience while applying for Health insurance. The coverage provided matches my expectations and feels comprehensive.

Sripal Reddymadhi Reddy

Warangal

Quick policy issuance

I had a positive overall experience while applying for health insurance with Reliance Insurance Company (now IndusInd Insurance Company) . The coverage provided matches my expectations and feels comprehensive. I did not feel the need for any other products at this time.

Veeraiah Kamatam

Wanaparthy

Quick policy issuance

Buying a Health policy through the platform of Reliance General Insurance (now IndusInd General Insurance) was straightforward and quick. The coverage provided matches my expectations and feels comprehensive. I am satisfied with the main policy and don't see a need for extras.

Sivaganesh Madamsetti

Visakhapatnam

Quick policy issuance

The journey of purchasing health insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras.

Sudha Ranimadabattula

Visakhapatnam

Quick policy issuance

I recently purchased my health insurance and found the experience very smooth. The plan offered exactly the type of coverage I was expecting.

Yerususatya Prasad

Visakhapatnam

Quick policy issuance

The journey of purchasing Health insurance from Reliance General Insurance (now IndusInd General Insurance) felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting. The process felt reliable and I would recommend it to others.

Karu Rama Rao

Visakhapatnam

Quick policy issuance

The journey of purchasing health insurance felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting.

Ravi Teja Anem

Visakhapatnam

Quick policy issuance

I had a positive overall experience while applying for health insurance with Reliance (now IndusInd) . The plan offered exactly the type of coverage I was expecting. Currently, I don't think I require any additional plans or add-ons.

Bhimabattula Aruna Devi

Visakhapatnam

Quick policy issuance

I recently purchased my Health insurance from Reliance General Insurance (now IndusInd General Insurance) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time.

Kantimahanti Balakrishna

Visakhapatnam

Quick policy issuance

I recently purchased my Health insurance from Reliance Insurance (now IndusInd Insurance) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. Currently, I don't think I require any additional plans or add-ons.

Prasad Rao Rayavarapu

Visakhapatnam

Quick policy issuance

The journey of purchasing Health insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It aligns well with what I needed from an insurance policy. Currently, I don't think I require any additional plans or add-ons. I found the entire process trustworthy and efficient.

Ramachandran

Villupuram

Quick policy issuance

The journey of purchasing Health insurance from Reliance (now IndusInd) felt effortless and user-friendly. The plan offered exactly the type of coverage I was expecting. No complementary product was necessary for me at this stage. The process felt reliable and I would recommend it to others.

Sanjit Kumar Tiwari

Vaishali

Seamless digital experience

The journey of purchasing health insurance felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive.

Vishanth K

Uttara Kannada

Quick policy issuance

From the start to the conclusion, the Reliance (now IndusInd) experience of acquiring my health insurance was straightforward. It aligned well with my requirements and felt personalized to my situation.

Akk Amma Anand Kumarsiddanavar

Uttara Kannada

Quick policy issuance

I recently purchased my health insurance from Reliance (now IndusInd) and found the experience very smooth. It met my requirements well and felt tailored to my needs. No complementary product was necessary for me at this stage.

N Amitha Ramesh

Tumakuru

Quick policy issuance

From start to finish, the process of getting my Health insurance was convenient. The plan offered exactly the type of coverage I was expecting. A printed copy of the policy papers would make the Reliance Insurance Company (now IndusInd Insurance Company) experience even better. I found the entire process trustworthy and efficient.

Ramakrishna Prasadvadala Setty

Trimulgherry

Quick policy issuance

From start to finish, the process of getting my health insurance was convenient. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time. The convenience and clarity made this a good Reliance Insurance (now IndusInd Insurance) experience.

Prasanna Lakshmi Kuruganti

Trimulgherry

Quick policy issuance

Buying a health policy through the platform of Reliance Insurance (now IndusInd Insurance) was straightforward and quick. The plan offered exactly the type of coverage I was expecting. No complementary product was necessary for me at this stage.

Indumathi Indumathi

Tiruvannamalai

Quick policy issuance

I recently purchased my health insurance from Reliance Insurance (now IndusInd Insurance) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. No additional coverage seemed required for my needs.

Pandurangdah M

Tiruvallur

Quick policy issuance

From the very start to the finish, the procedure of getting my health insurance from Reliance General Insurance (now IndusInd General Insurance) was seamless. It addressed my requirements adequately and seemed tailored to fit my needs

C Jaikanth

Tiruvallur

Quick policy issuance

The journey of purchasing Health insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. It would be helpful if a physical copy of the policy could also be provided. I'm happy with how everything went and feel secure with my policy.

Ramesh L

Tiruvallur

Quick policy issuance

The journey of purchasing health insurance from Reliance Insurance (now IndusInd Insurance) felt effortless and user-friendly. I felt that my protection needs were well addressed with this policy. No complementary product was necessary for me at this stage.

Nirmala Chell Appa

Tirunelveli

Quick policy issuance

The journey of purchasing Health insurance felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. No complementary product was necessary for me at this stage. Overall, it was a seamless Reliance Insurance Company (now IndusInd Insurance Company) experience and I am satisfied.

Ganesan Aarathi

Tiruchirappalli

Quick policy issuance

From start to finish, the process of getting my health insurance from Reliance (now IndusInd) was convenient. I felt that my protection needs were well addressed with this policy.

Saji Chandran

Thrissur

Quick policy issuance

Buying a Health policy through the platform of Reliance Insurance (now IndusInd Insurance) was straightforward and quick. It aligns well with what I needed from an insurance policy. I did not feel the need for any other products at this time.

Grace Mathew

Thrissur

4.5

Seamless digital experience

I had a positive overall experience while applying for Health insurance. It aligns well with what I needed from an insurance policy.

Anoop T M

Thrissur

Quick policy issuance

I had a positive overall experience while applying for Health insurance from Reliance General Insurance (now IndusInd General Insurance). The coverage provided matches my expectations and feels comprehensive. Overall, it was a seamless experience and I am satisfied.

Kencysam Sr Kency Samsr

Thiruvananthapuram

Quick policy issuance

From beginning to end, obtaining my health insurance was a smooth Reliance (now IndusInd) experience. It aligned perfectly with my needs and seemed customized just for me.I am satisfied with the main policy and don't see a need for extras. I found the entire process trustworthy and efficient.

Wafa Mol R N

Thiruvananthapuram

Quick policy issuance

I liked how the platform offered clear comparisons. It helped me understand the differences and choose confidently.

Vinoth R

Thanjavur

Quick policy issuance

From the very beginning to the very end, the process of obtaining my health insurance from Reliance General Insurance (now IndusInd General Insurance) was easy and efficient. It met my needs thoroughly and felt specifically designed for me.

Sampada Vijay Jagdale

Thane

Quick policy issuance

From start to finish, the process of getting my Health insurance from Reliance Insurance Company (now IndusInd Insurance Company) was convenient. The plan offered exactly the type of coverage I was expecting. I am satisfied with the main policy and don't see a need for extras. I found the entire process trustworthy and efficient.

Geetanjali Ganpat Namaye

Thane

Quick policy issuance

The health insurance experience was smooth and reassuring. I felt like I was making an informed choice without pressure.

Bibinagar Sureshchary

Telangana

Quick policy issuance

From the initial stage to the final step, the procedure of securing my health insurance from Reliance Insurance (now IndusInd Insurance) was straightforward. It fulfilled my expectations admirably and felt personalized to suit my needs.

Pawan Kumar

Tarn Taran

Quick policy issuance

Buying health insurance was a pleasant surprise. The platform was easy to use, and the policy I selected felt well-suited to my needs.

Modugusatish Reddy

Suryapet

Quick policy issuance

I have just secured my health insurance and realized that the entire Reliance Insurance Company (now IndusInd Insurance Company) experience was extremely efficient. It fits my insurance policy needs perfectly.

Kanakai Ahgudipati

Suryapet

Quick policy issuance

I had a smooth experience buying health insurance. The platform guided me through each step, and the coverage felt comprehensive.

Hiralsagar Bhaisardhara

Surat

Quick policy issuance

The journey of purchasing health insurance from Reliance General Insurance (now IndusInd General Insurance) felt effortless and user-friendly. The coverage provided matches my expectations and feels comprehensive. Currently, I don't think I require any additional plans or add-ons.

Amit Bhaidurlabh Bhai Rajpara

Surat

Quick policy issuance

I recently purchased my health insurance from Reliance Insurance Company (now IndusInd Insurance Company) and found the experience very smooth. The coverage provided matches my expectations and feels comprehensive. No additional coverage seemed required for my needs.

Ankur Kotnala

Surat

Quick policy issuance

I had a positive overall experience while applying for Health insurance from Reliance (now IndusInd) . It aligns well with what I needed from an insurance policy. No additional coverage seemed required for my needs.

Anil Kumar Ram Sringarsaroj

Sultanpur

Quick policy issuance

The journey of purchasing health insurance felt effortless and user-friendly. It met my requirements well and felt tailored to my needs.

Marxia Tamil Selvan

Sivaganga

Quick policy issuance

The health insurance process was straightforward and reliable. I felt confident in the coverage and appreciated the overall flow.

Prasad Nangunoori

Siddipet

Quick policy issuance

Buying a health policy through the platform of Reliance General Insurance (now IndusInd General Insurance) was straightforward and quick. I felt that my protection needs were well addressed with this policy. I found the entire process trustworthy and efficient.

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Frequently Asked Questions (FAQs)

Which is the best medical insurance in Delhi?

The best health insurance in Delhi depends on the coverage you need and your budget. Consider factors like the sum insured amount, waiting periods, hospital network and premium costs. IndusInd General Insurance (formerly Reliance General Insurance) offers various plans with different benefits. Compare different plan features and choose the policy that best matches your requirements and financial capacity.

What documents are needed to claim health insurance in Delhi?

You need the original claim form, medical reports, original bills, payment receipt, doctor’s prescription, discharge summary, pharmacy bills, FIR (if applicable), and any other document required by us for processing your claim.

Why should I buy medical insurance at a younger age?

You can consider buying health insurance at a younger age for the following reasons: Younger individuals are also bound to be affected by various health concerns these days. Benefit from lower premium rates due to lower health risks. Accumulate higher discounts on premiums during long-term coverage. Younger individuals can get extensive coverage at an affordable premium.

How to find the best health insurance in Delhi?

First, assess your requirements by considering your health condition, family medical history, lifestyle and income. Then, compare different policies based on features and benefits. Understand waiting periods, inclusions and exclusions. Finally, use an online premium calculator to find the perfect option that meets your needs.

How can I effectively manage my family health insurance policy?

Keep all policy documents organised and review coverage annually. Understand your policy benefits, network hospitals and claim procedures. Maintain updated medical records and inform your insurer about any health changes. Schedule regular health check-ups for early detection. Pay premiums on time to avoid policy lapses and ensure continuous coverage for your family.

Do you offer NRIs health insurance in Delhi?

Yes, IndusInd General Insurance provides comprehensive health insurance plans for NRIs living in Delhi. Our policies offer extensive coverage, including cashless treatment at network hospitals, emergency medical expenses and pre-existing disease coverage after waiting periods. NRIs can easily purchase and renew policies online with 24/7 customer support* for seamless healthcare protection.

How much health insurance coverage do you need in Delhi?

For Delhi residents, we recommend health insurance coverage of at least ₹10 lakhs, or 50% of your annual income, whichever is higher. Consider Delhi's high medical costs, pollution-related health risks and premium hospital charges. We offer flexible sum insured options from ₹3 lakhs to ₹5 crores* to match your coverage needs.

What are the best wellness and prevention tips for Delhi residents?

To stay healthy in Delhi's polluted environment, always wear masks when going outside and install air purifiers to keep your home air clean. Avoid outdoor activities on high-pollution days and add indoor plants to naturally purify your living space. Focus on eating healthy foods, drinking plenty of water and exercising regularly to boost your immunity.