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Car Insurance - Pillar

Disclaimer: Car insurance is subject to policy terms, conditions, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details, IDV, coverage selected and regulatory norms.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy – Bundled: IRDAN103RP0001V03202425

IndusInd Private Car Package Policy: IRDAN103RP0010V02100001

IndusInd Private Car Policy- Stand-alone Own Damage: IRDAN103RPMT0004V03202425

IndusInd Private Car Package Policy – 3 years: IRDAN103RPMT0053V02202425

"A" Policy for Act Liability Insurance (Private Car) – 3 years: IRDAN103RP0003V01201819 

IndusInd Commercial Vehicle Package Policy: IRDAN103RP0012V02100001

Go through the car insurance disclaimer page for more details. 

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Frequently Asked Questions (FAQs)

How can I get proof of payment for my Andhra Pradesh traffic police e-Challan?

Once you pay the fine, you will get an acknowledgement in the form of a receipt. You can download or print this receipt as proof of payment for your Andhra Pradesh traffic police challan.

How many challans are allowed on a license in India??

In India, there is no fixed legal limit on the number of challans that can be issued on a driving licence. However, if challans remain unpaid for more than three months, authorities may suspend the licence.

Can I do an Andhra Pradesh e-Challan check for multiple vehicles?

Yes, you can check Andhra Pradesh e-Challan details for multiple vehicles if you have the right details like vehicle number, registration number, etc.

Can I pay my Andhra Pradesh e-Challan offline?

Yes, you can pay your Andhra Pradesh e-Challan offline by visiting the nearest RTO office and making the payment via cash, cheque or card. Alternatively, go to your local traffic police station with the challan and documents or pay directly through a traffic police officer carrying a swiping machine.

Which city has the highest Challans in India?

According to the Ministry of Road Transport & Highways, Tamil Nadu recorded the highest number of e-Challans issued between 1 January 2019 and 31 December 2023, with 5,57,62,916 challans, followed by Uttar Pradesh with 4,40,03,150 challans and Kerala with 1,88,35,738 challans.

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