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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

Can I get a time extension for paying my e-Challan MP Bhopal?

No, you cannot get an extension to pay the fine for your e-Challan in Bhopal. The final time limit to pay it is 60 days. For any delay after this, you will have to pay an additional fine for every day of the delay. Hence, it is not recommended to delay your challan payment.

How to avoid an online challan?

You can avoid getting an e-challan by strictly following all the rules. Make sure to: Wear your helmet/seatbelt. Drive within the permitted speed limit. Do not use your phone while driving. Carry a digital or physical copy of your vehicle registration. Carry your driving license with you Do not jump signals. Do not drive under any influence. Do not triple ride on a two-wheeler. Do not park illegally.

Who decides the fine for e-Challan in Bhopal?

The Madhya Pradesh Transport Department lays down the fines for the Bhopal e-Challan. The same fines are applicable all over the state for traffic rule violations. You can check the complete list of fines by visiting their official website.

Is it safe to pay for my e-Challan online?

As long as you make the payment through secure payment gateways or government portals like the Parivahan website or the Madhya Pradesh e-Challan portal, your payments are absolutely safe. However, there may be fraudulent websites that can steal your banking details. So always make online challan payments through certified platforms or do it offline, otherwise.

How to check if the e-challan issued to me in Bhopal is valid?

You can visit the Parivahan e-Challan portal to check if your challan is valid. Just enter your challan number, vehicle number on which the challan is issued or your driving license number. Once you verify the captcha, the portal will display all the details of the challan issued on your driving license or the vehicle. If there are no details available, then the challan is likely invalid. Alternatively, you can also check it on the Madhya Pradesh e-Challan portal by entering the challan number and captcha for challans issued in Bhopal.

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