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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

Can I waive off my traffic E-Challan in Haryana?

Yes, you can waive off your traffic challan in Haryana. You need to visit the lok adalat or a local traffic court to file an appeal if it contains errors. A valid reason along with documentary evidence and vehicle details is needed to waive off your E-Challan Haryana.

How long does it take for an E-Challan to generate?

An E-Challan is generally generated within a few hours or days after the violation is recorded through cameras. However, the delays can happen according to the verification process or system updates. So always make sure to check constantly for updates.

Can somebody else pay my E-Challan Haryana?

Yes, anybody can make a payment for your E-Challan on your behalf. They just need to have your correct details, like the challan number and vehicle number. There is no restriction on who pays the challan, but the liability is linked to the vehicle owner only.

What happens after three challans are already issued in my favour?

If repeated challans are issued against you, then it can lead to strict actions. Authorities may issue legal notices, impose higher penalties and send a court summons. Your violations are recorded in your driving history. The frequent offences can even lead to disqualification and license suspension.

What should I do if I paid the challan and it is still showing pending?

If you have already paid the challan, and it is still showing pending, then you do not need to worry. This generally happens due to payment processing delays and system sync issues. So, always make sure to keep your payment receipt and transaction ID with you. In case the status doesn’t update within a reasonable time, then you can file a complaint on the portal. You may also contact the traffic authorities with evidence.

What if I never got the notification of an E-Challan Haryana?

Not getting an E-Challan notification cannot be used as an excuse. Sometimes, notifications don’t get delivered because of incorrect contact details, technical issues or network delays. So, it is your responsibility to check the challan status online to avoid legal actions and penalties.

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