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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

What payment methods are accepted for e-Challan in Pune?

You can make your e-challan payments in Pune through UPI or digital wallets, net/mobile banking, or credit/debit cards. Additionally, if you want to pay it offline, you can pay it through cash or cheque at your nearest police station. Here are some government websites that allow you to safely make online e-Challan payments. Parivahan e-Challan Parivahan e-Challan Payment Maharashtra Maha TrafficApp (Mobile application)

Can I settle my Pune e-Challan offline?

Yes, you can always settle your e-Challan fine offline in Pune by paying in cash or by cheque. Just head to your nearest police station and show them your e-Challan SMS or email. Tell them that you want to clear your e-Challan penalty. Do not forget to carry your vehicle RC and driving licence along with you. If you have been stopped by the traffic police, you can also make the payment on their handheld POS machines.

What are some tips to avoid getting an e-Challan in Pune?

If you want to avoid getting an e-Challan, make sure you follow all the traffic rules. Here are some of the most common traffic violations for which people get e-Challans in Pune. Not carrying your driving license or vehicle RC booklet (physical/digital). Not wearing a helmet while riding. Triple riding on a two-wheeler. Not wearing a seatbelt. Ignoring traffic lights Overspeeding Using a phone while driving. Driving under the influence of substances

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