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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

Can I register a vehicle online in Ahmedabad?

Yes, you can apply for vehicle registration online in Ahmedabad through the official Parivahan Sewa portal by submitting forms, uploading documents, paying fees and undergoing an inspection at the RTO.

How many RTOs are there in India?

India has a total of 1,451 Regional Transport Offices (RTOs) across all states and union territories.

Is it legal to drive with a temporary RC in Ahmedabad?

Yes, it is legal to drive with a temporary RC in Ahmedabad, provided it is valid and has not expired. Temporary RCs are issued by the RTO Ahmedabad for a limited period until the permanent Registration Certificate is processed. Driving after expiry can attract penalties.

How to find the chassis number?

You can find your vehicle’s chassis number on the Registration Certificate (RC), insurance policy, or on the vehicle itself. It is usually engraved near the engine, driver’s side door frame or sometimes on the dashboard near the windshield.

How many RTOs are in Gujarat?

Gujarat has 38 RTOs and ARTOs operating across the state. Each RTO is responsible for providing vehicle-related services, ensuring compliance with both state regulations and the Motor Vehicles Act, 1988.

Which city is GJ 29?

The RTO code GJ 29 belongs to Vadodara (Darjipura) in Gujarat.

How to check RC book status online in Ahmedabad?

To check RC book status in Ahmedabad, visit the "Know Your Application Status" page on the Parivahan Sewa website, enter your application number/vehicle registration number and the captcha code, then click on "Submit".

Which documents are needed to apply for a driving licence in Ahmedabad?

To apply for a driving licence in Ahmedabad, you will typically need to provide the following documents - Age proof, such as a birth certificate Address proof, such as Aadhaar or a ration card Identity proof like a PAN card Valid learner’s licence.

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