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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

How many RTOs are in Bangalore?

Bangalore has around 15 Regional Transport Offices spread across the city. Major RTOs are located in Koramangala, Rajajinagar, Yeshwanthpur, Electronic City, Jayanagar and Krishnarajapuram. Each RTO serves specific areas and handles vehicle registration and driving licence services.

How to check vehicle details in RTO Bangalore?

Visit the Parivahan portal and select vehicle-related services. Enter your vehicle registration number and choose Karnataka state. Click on know your vehicle details and enter the required information. The system will show complete vehicle details, including owner name and registration date.

How can I check the status of my DL in Bangalore?

Visit the Parivahan website and click on driving licence-related services. Select Karnataka and enter your driving licence number or application number. Click on know your application status and enter the captcha code. You will immediately see the current status of your licence displayed by the system.

What is the RTO number of Bangalore?

Bangalore uses multiple RTO codes, including KA-01, KA-02, KA-03, KA-04 and KA-05 for different areas. Koramangala uses KA-01, Rajajinagar uses KA-02, Yeshwanthpur uses KA-04, and Electronic City uses KA-51. Your registration number shows which RTO registered your vehicle.

What documents do I need to register a vehicle in RTO Bangalore?

You need a sale certificate, a roadworthiness certificate, a valid insurance policy, address proof, identity proof, a PAN card and passport photos. Submit a filled Form 20 application along with chassis and engine number printouts. Pay registration fees and road tax at the RTO counter for processing.

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