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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

What happens if I drive a vehicle without a driving licence in Bareilly?

If you are found driving without a valid DL, you can face a fine of ₹5,000 for the first offence. For any repeat offences, the fine amount is ₹10,000, with a jail term of up to 3 months.

Can I access RTO details online for any state in India?

Yes, it is possible to check RTO details online from anywhere in India through the official Parivahan portal or the mParivahan app. All you must do is enter your vehicle’s registration number to see the remaining details.

What documents must be submitted to complete RTO vehicle registration in Bareilly?

To successfully complete a vehicle registration, you must submit documents like Form 20, sales certificate (Form 21), one address verification document like an Aadhar card, insurance, PUC certificate, vehicle invoice, and others (if applicable).

How to check RTO vehicle information online?

To check your registered vehicle’s information, visit the Parivahan website. Then, click on 'Informational Services' > 'Know Your Vehicle Details'. After this, you will be asked to log in with your phone number. As you put in the phone number, OTP, and fill in the CAPTCHA, you can view your vehicle details online.

How can I find RTO vehicle owner details?

You can find basic RTO vehicle details through the Parivahan portal or the mParivahan app using the vehicle registration number. These platforms show limited information, such as make, model, and fitness status. For full owner details, you must file a request with the RTO for legitimate purposes.

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