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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

How many RTOs are there in Bhubaneswar?

Bhubaneswar has two main RTO offices that handle vehicle and driving license services for the city. These offices operate under RTO codes OD-02 and OD-33. Both offices provide complete services, including new vehicle registration, license issuance, permit applications, road tax collection and fitness certificate verification for all types of vehicles.

What documents are required while applying for a DL in Bhubaneswar?

When applying for a driving license in Bhubaneswar, you need to submit proof of age, address proof, passport-size photographs and a medical certificate. You also need Form 2 for a learner's license or Form 4 for a permanent license. If you're under eighteen, parental consent is required. Make sure all documents are self-attested before submission.

How to check vehicle details in Odisha?

You can check vehicle details in Odisha by visiting the Parivahan portal or the Odisha Transport website. Enter your vehicle registration number in the search box to view complete information, including owner name, registration date, vehicle class, fuel type and insurance validity. The process is free and takes just a few minutes to complete.

Can I check RC status online in Bhubaneswar?

Yes, you can easily check your RC status online in Bhubaneswar through the Parivahan portal or the Odisha Transport website. Enter your vehicle registration number to check your RC, validity, tax payment status, and insurance information. This 24/7 service is free for all vehicle owners.

Can I apply for a transfer of ownership online?

Yes, you can apply for vehicle ownership transfer online through the Parivahan portal. You need to fill out Form 29 and Form 30, upload required documents including NOC, insurance and RC copy and pay the transfer fees. You will still need to go to the Bhubaneswar RTO office to get your new registration license and make sure everything is correct.

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