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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

How many types of number plates are issued by the RTO Chennai?

The following types of number plates are issued by the RTO Chennai. They are as follows: Red Number Plate Yellow Number Plate Blue Number Plate Green Number Plate White Number Plate Black Number Plate Number plate with an arrow pointing upwards Red Number Plate with Indian Emblem.

What are the consequences of not paying road tax in Chennai?

If you do not pay road tax in Chennai, then you will be given a grace period of 15 days. After the grace period is over, you will need to pay an extra percentage on the tax amount as a penalty.

How is road tax calculated in Chennai?

The road tax is calculated in Chennai as a percentage of the vehicle's ex-showroom price. The tax rate differs as per the vehicle type and price range.

What documents are needed to register a vehicle in RTO Chennai?

You need the following documents to get your vehicle registered at the RTO office in Chennai. They are as follows: Application form Sales certificate Pollution Under Control certificate Roadworthiness certificate PAN card Insurance policy Address proof Photograph Lifetime tax receipt (Non-Transport Vehicle) Weight certificate Permit (if required) Temporary Registration Certificate

What is the time taken by the RTO Chennai to issue a driving license?

You can make an application for a permanent license after 30 days and within 180 days of getting your learner’s license. Then you will receive your driving license within 7 days.

How to get an International Driving Permit in the RTO Chennai office?

You can make an application for IDP by submitting Form 4A, copies of your valid driving license, passport-size photographs, passport, visa and prescribed fee to your nearest RTO.

How to transfer my vehicle ownership in Chennai?

To transfer ownership of your vehicle, you need to visit the local RTO office or Parivahan portal. Then submit the necessary documents along with the required fee. Also, provide the address proof and identity proof of the owner.

Can I complete my vehicle-related services in RTO Chennai online?

Yes, various services such as license applications, appointment booking, status tracking and fee payment can be done online through the Parivahan portal. However, some processes like vehicle inspection or driving tests must be completed at the RTO office in Chennai.

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