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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

What details are on an RC?

Your RC contains your vehicle registration number, engine and chassis numbers, owner's name and address, vehicle make and model, manufacturing date, fuel type, seating capacity, and fitness validity. It also shows insurance details, tax payment status, and any hypothecation information if you took a loan.

How to check RTO application status online in Cuttack?

Go to the Parivahan portal and select application status under online services. Enter your application number or receipt number that you received when submitting your application. The portal will display your current application status, whether it's pending, approved, or requires additional documents for processing.

How can I check my car details in Odisha?

Visit the Parivahan website and click on vehicle information services. Select Odisha as your state and enter your vehicle registration number. The system will show all your car details, including owner name, registration date, vehicle class, and insurance status, instantly on your screen.

How do I transfer vehicle ownership?

Visit the RTO office with the buyer and fill out Form 29 and Form 30. Submit both registration certificates, insurance papers, NOC from the financier if applicable, ID proofs of both parties, and address proof. Pay the transfer fees, and the RTO will update ownership details within a few days.

What documents are required to apply for a DL in Cuttack?

You need age proof like a birth certificate or a school certificate, address proof like an Aadhaar card or an electricity bill, passport-size photographs, Form 2 filled completely, a medical certificate from an authorised doctor, and a learner's licence if applying for a permanent licence. Also, bring your fee payment receipt when visiting the RTO office.

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