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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

Is it mandatory to carry the RC while driving?

Yes, carrying the Registration Certificate (RC) while driving is mandatory under the Motor Vehicle Act. You must keep the RC with you at all times when driving and present it to traffic authorities during vehicle inspections or when requested by law enforcement officials.

How do I transfer vehicle ownership in Gurugram?

Submit completed Forms 29 and 30 to RTO Gurugram along with all required documents and pay the transfer fee at the RTO counter. Next, complete the mandatory vehicle inspection process. After document verification and inspection approval, the RTO will issue a new RC in the buyer's name, completing the transfer process.

How can I check my vehicle registration status in Gurugram?

You can track your vehicle registration application status online: Visit the official Parivahan Sewa website Select Online Services and Vehicle-Related Services for Haryana Choose your nearest Gurugram RTO and go to the Status tab Select Know Your Application Status Enter the registration number with the captcha code to view the status

How can I check vehicle owner details in Gurugram?

You can check owner details using two methods: Visit the RTO Vehicle Information website, enter the registration number, complete CAPTCHA verification and click Search. Alternatively, use the Parivahan Sewa portal, select 'Know Your Vehicle Details,' enter the registration number along with the CAPTCHA code and click 'Search Online' to access owner information instantly.

How long is a Learner's Licence valid in RTO Gurugram?

A learner's licence in Gurugram is valid for 180 days from the date of issue. If you cannot apply for the driving licence test within this period, you have the option to extend the validity of your learner's licence through the appropriate application process at RTO Gurugram.

Are there late fees for RC renewal?

Yes, late fees apply for delayed RC renewal in Gurugram. Two-wheelers incur a late fee of ₹300 per month, while other non-transport vehicles are charged ₹500 per month for delayed renewal beyond the due date. Pay on time to avoid penalties.

What documents are needed for vehicle registration in Gurugram?

To register your vehicle, you need to submit several important documents to the RTO office: Completed and signed Application Form 20 Valid PUC certificate and dealer sale certificate PAN card photocopy and address proof documents Temporary registration certificate from the dealer Registration fee payment proof, passport photos and a valid insurance policy

What documents are required for vehicle transfer in Gurugram?

When transferring vehicle ownership in Gurugram, both buyer and seller must provide these essential documents: Completed and signed Forms 28, 29 and 30 Loan clearance NOC from the bank and RTO NOC Valid insurance document in seller's name PUC certificate and road tax payment proof Original Registration Certificate of the vehicle

What is the process for getting a High-Security Registration Plate in Gurugram?

Getting a High-Security Registration Plate (HSRP) in Gurugram involves these simple steps: Visit Book My HSRP portal and select High-Security Registration Plate option Enter vehicle details, including registration number and chassis number Choose a convenient RTO location and schedule an appointment Pay the applicable fee online and download the payment receipt Visit the selected RTO on the scheduled date for plate installation

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