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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

What documents are required to change the address on the RC at the Regional Transport Office, Hyderabad?

You will need to download Form 33, then submit it along with the original RC, photos, proof of new address, and the fee at the RTO office in Hyderabad.

What is the grace period for driving license renewal in Hyderabad?

The license holders generally are given a grace period of 30 days to renew their license. As soon as your license expires, you should get it renewed within the grace period.

Which documents are required for vehicle registration in Hyderabad?

The following documents are required for registering your vehicle in Hyderabad. They are as follows: Sales invoice for the vehicle Address proof and identity proof Form 20 (used for vehicle registration ) Temporary registration certificate from the dealer. Insurance proof and PUC certificate

Can I apply for a driving license online at Hyderabad RTO?

Yes, you can make an application for a driving license in Hyderabad. It is simple and convenient. Visit the official Telangana Transport Department website or the Central Parivahan Sewa Portal. Fill out the form available on the website for a learner’s license or driving license. Make sure to upload the scanned copies of your address proof, identity proof and photographs. Once all documents are submitted, schedule your test appointment online. Once you pass the test, your smart card driving license gets delivered to your address.

Is it compulsory to have an insurance plan when driving a vehicle in Hyderabad?

Yes, it is compulsory to have at least a third-party motor insurance plan while driving any vehicle in Hyderabad. If you are caught driving without a valid license, then you can face strict legal actions. You need to pay a fine of ₹1000 if you do not have an insurance plan.

What is the green tax in Hyderabad?

A tax is levied on older motor vehicles in the state of Telangana, which is known as the green tax. If your cars and bikes are older than 15 years, then you need to pay an annual green tax from ₹1000 to ₹5000.

Is it possible to transfer ownership of a vehicle in Hyderabad?

Yes, you can transfer the ownership of your vehicle in Hyderabad. For that, you need to submit the sale agreement, Form 29 and Form 30, PUC certificate and a valid insurance plan at the Hyderabad RTO office where the vehicle is registered. Both the buyer and seller should be present for the verification process.

What is the process of applying for an International Driving Permit from RTO Hyderabad?

If you are travelling abroad and want to drive legally, then you will need an International Driving Permit. Visit the local RTO Hyderabad office with a valid Indian DL, passport, visa copy, Form 4A and photographs. The RTO verifies your documents and conducts a basic check. You need to pay a fee of ₹1000 to get your IDP.

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