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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

What is the validity of RC of non-transport vehicles in Jayanagar?

The RC of a non-transport vehicle is valid for a period of 15 years from the date of registration. Once the due period expires, the owner needs to get a new registration of the vehicle for 5 more years.

Can I drive a vehicle registered in another state in Jayanagar?

If you are from another state and want to stay and operate your vehicle in Jayanagar for a period of three months or more, then you must get an NOC. Also, you must get your car re-registered under RTO Jayanagar.

Can I get a NOC from RTO Jayanagar online?

Yes, you can get a No Objection Certificate online through the Parivahan Portal. For that, you need to visit the website, fill out the form and visit RTO Jayanagar to complete the NOC procedure.

How to renew a driving license at RTO Jayanagar?

You need to visit the RTO office in Jayanagar and submit the necessary documents along with the renewal fee to renew your driving license. You can also renew your license online through the Parivahan Sewa Portal.

How long does it take to get my vehicle registered with RTO Jayanagar?

Once you submit all your documents, complete the application process along with the necessary fee. Then your new vehicle registration number will be provided to you within a few days of vehicle inspection and document verification.

How to get a fitness certificate for my vehicle in Jayanagar?

You need to visit Jayanagar RTO with your vehicle and necessary documents to get your fitness certificate. Along with that, you also need to pay the required fee, and RTO Jayanagar will inspect your vehicle. If your vehicle gets qualified for inspection, you get the fitness certificate.

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