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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

What is the RTO number?

The RTO code for Kolhapur is MH-09, which is used for vehicle registration, licence services and official transport records within the Kolhapur district under the Maharashtra Transport Department.

How can I apply for a driving licence in Kolhapur?

Follow these steps to apply for a driving licence in Kolhapur online: Visit the Parivahan website or the Kolhapur RTO office near Tarabai Park. Carry and provide the required documents, such as ID and address proof, age proof, etc. Fill out Form 1 for a learner’s licence or Form 4 for a permanent licence. Pay the applicable fees online for your application or at the RTO office. Book your appointment and appear for the required driving test to receive your licence. You can also renew or get a duplicate licence online by following the same steps.

What are the documents required for registration?

Filled and signed Form 20 Identity Proof (Aadhar Card, PAN Card (or Form-60) or Passport) Address Proof ( Voter ID, utility bill, or rental agreement.) Proof of purchase or invoice. Third-party insurance certificate Pollution Under Control (PUC) certificate Temporary Registration (if applicable)- Provided by the dealer. Payment proof for registration charges.

Can I renew my 20-year-old car in Kolhapur?

Yes. You can renew a 20-year-old car at Kolhapur RTO by applying for re-registration, clearing the vehicle fitness test and paying applicable fees, taxes and penalties as required under Maharashtra transport rules.

Can I apply for fitness certificate at Kolhapur RTO?

Yes. You can apply for a fitness certificate for commercial or transport vehicles at Kolhapur RTO by booking an online appointment through Parivahan and presenting the vehicle for inspection at the MH-09 office.

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