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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

What documents are needed for vehicle registration in Madhya Pradesh?

You need an original invoice from the dealer, an insurance certificate, a pollution under control certificate, Form 20 and Form 21, identity proof like an Aadhar card, address proof like an electricity bill, passport-size photographs and a payment receipt for registration fees to complete your vehicle registration process.

How to check vehicle owner details in Madhya Pradesh?

Visit the Parivahan Sewa portal, select vehicle information services, choose Madhya Pradesh state, enter the vehicle registration number correctly, click on the search button and the owner details, including name, address and vehicle information, will be displayed on your screen for verification purposes.

How to renew a driving licence in Madhya Pradesh?

Visit the Parivahan Sewa website or the nearest Madhya Pradesh RTO office before your licence expires. Fill the renewal application form, upload a current licence copy, a medical certificate if required, a recent photograph, pay the renewal fees online or offline and receive your renewed driving licence at your registered address within seven working days.

How to apply for a driving licence in Madhya Pradesh RTO?

Visit the Parivahan Sewa website or your nearest RTO office in Madhya Pradesh. Fill the application form for a learner's licence first, submit the required documents like age proof and address proof, pay the fee, pass the written test and then apply for a permanent licence after the practice period.

How to check vehicle registration status in Madhya Pradesh?

Go to the Parivahan Sewa website, select vehicle services, choose Madhya Pradesh as your state, click on registration status, enter your application number or chassis number and click the search button. Your registration status will appear on the screen with all details and the current processing stage.

What is the RTO ownership transfer process in Madhya Pradesh?

Both buyer and seller must visit the RTO office together with the original RC, insurance, PUC certificate, NOC from the financer if any, identity proofs, address proofs, fill Form 29 and Form 30, pay transfer fees, complete inspection and receive the updated RC with the new owner's details within a few days.

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