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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

What documents are needed to register a vehicle at the Regional Transport Office, Nagpur?

The vehicle owner needs to submit the following documents when registering a vehicle under the RTO office in Nagpur: Application for registration- Form 20 Issued by dealer or manufacturer- Form 21 Roadworthiness Certificate - Form 22 Identity proof of the vehicle owner Insurance certificate Temporary RC ( optional) Address proof of vehicle owner PUC certificate PAN card of vehicle owner- Form 60 & Form 61

How to get a fitness certificate when renewing my vehicle registration in Nagpur?

If your vehicle is older than 15 years, a valid fitness certificate is compulsory to renew its registration at the RTO in Nagpur. You can apply for FC online and complete the vehicle inspection at the RTO.

Can RC be transferred to a third person upon selling the vehicle?

Yes, you can transfer your RC in the third person’s name when you are selling your vehicle. The RC is a document that shows the ownership. That is why it is important to transfer it into the owner's name.

How to check RTO NOC status online in Nagpur?

You need to follow the steps mentioned below to check the RTO NOC details online: Go to the Parivahan portal. Choose ‘Vehicle-related services’ from the ‘Online services’ option. Choose your state, i.e., Nagpur. Now, select your RTO and proceed. Then, tap on ‘Know your application status’. Provide the application number and captcha. This is how you will get your application details.

Can I get a new RC if my old RC is lost?

Yes, you can definitely get a duplicate RC by contacting your nearest RTO. For that, you will need to file an FIR regarding your missing RC. Make sure to visit the nearest RTO as soon as possible,e and do not drive your car without a valid RC.

Can I get my driving license in the Road Transport Office, Nagpur, without a driving test?

No, you need to pass the driving test to get a driving license at the RTO office in Nagpur. This test checks your practical driving skills and knowledge of road rules. This is done to make sure that you are a competent driver.

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