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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

What documents are needed for vehicle registration in Nashik?

You need several documents to register your vehicle at the RTO Nashik. Bring your invoice or bill from the dealer, insurance certificate, pollution under control certificate, address proof, and ID proof. Also, carry Form 20 and Form 21 filled out completely. If someone else bought the vehicle for you, include an authorisation letter with their ID proof too.

How to check vehicle owner details in Nashik?

Go to the Vahan portal and select the Vehicle Information option. Choose Maharashtra state and enter the vehicle registration number you want to check. Complete the captcha verification and click submit. The system will show you basic owner details like name, registration date, vehicle class and fuel type. Personal contact information remains private for security reasons.

What is the RTO series of Nashik?

The RTO series for Nashik is MH-15. This code appears on all vehicle number plates registered in Nashik city and the surrounding areas. MH stands for Maharashtra state, and 15 is the specific code assigned to Nashik Regional Transport Office. Every vehicle registered here will have MH-15 followed by a unique combination of letters and numbers on its plate.

How to check registration status in Nashik?

Visit the Parivahan portal and go to Vehicle Related Services. Select Maharashtra as your state and enter your vehicle number. Click on the registration status option and enter the required details, like the chassis number. Your current registration status will appear on the screen, showing whether your registration is active or pending.

What is the Nashik RTO ownership transfer process?

Visit RTO Nashik with the buyer and submit Form 29 and Form 30 along with both parties' documents. Pay the transfer fees and submit the original RC, insurance papers, and NOC if needed. The RTO will verify all documents and inspect the vehicle. After approval, the new owner's name gets updated in the registration certificate within a few days.

What is the role of RTO in road safety?

RTO Nashik plays an important role in keeping roads safe for everyone. It makes sure only qualified drivers get licences by conducting proper driving tests. All vehicles are inspected and fitness-certified by the office. RTO enforces traffic laws, fines violators and promotes safe driving to reduce accidents.

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