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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

What are the RTO charges in Noida to issue a duplicate RC?

To reissue a duplicate RC, RTOs charge a fee that is half of the price charged to issue a new RC. For example, the price of a new RC of bikes is ₹300 and half of it would be ₹150 for a duplicate RC.

What do I do at RTO Noida when I sell my car?

When selling your car, you need to transfer ownership of it at your RTO. Submit filled-out forms 29 and 30 with documents and a transfer fee. Thereafter, a vehicle inspection will be conducted, after which a new RC will be issued to the new owner.

I need to cancel my registration application. Will I get a refund of my application fee?

No. Application fees are not refunded on cancellation.

My learner’s permit is about to expire. Can I extend it?

No. A learner’s permit is valid for six months or 180 days from the date of issue. It cannot be extended. You can reapply for a new permit at your nearest RTO before the current permit expires.

Do I need to carry my RC when I am driving?

Yes. You must carry your RC when driving as it is a legal requirement. RCs must be present with you at all times for routine traffic stops for inspections.

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