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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

How to track license application status in Odisha?

To keep track of your license application status in Odisha, you need to follow these steps: Visit the Parivahan website and choose ‘Driving License Related Services’. Select ‘Odisha’. Tap on ‘Application Status’. Provide your date of birth, application number and captcha code. Submit information to check the status of your driving license application.

Can I get a duplicate RC in Odisha?

Yes, you can get a duplicate RC issued if your original one is lost, mutilated or torn. However, you will need certain documents for issuing the same: Police FIR for theft and loss of a vehicle. Application in Form 26 Residence Proof Pollution Under Control certificate Engine Pencil Print and Chassis Valid insurance certificate Signature identification of the owner Affidavit stating that RC is lost. Attested copy of PAN card or Form 60&61

What are the different types of driving licenses issued by RTO Odisha?

The Odisha RTO issues different types of driving licenses according to the requirements of the applicant and vehicle category. They are as follows: Permanent Driving License: Issued for a range of vehicle categories. Learner’s License: Issued to beginners Commercial Driving License: Issued for commercial drivers International Driving Permit: Issued for driving abroad.

Can an e-Challan be issued for the usage of mobile phones while driving?

Yes, using mobile phones while driving is punishable u/s 184 C for the first offence with imprisonment for a term of 1 year and a fine may extend to ₹5000 or both. For the subsequent offence, you will be charged with a fine of ₹10,000 and imprisonment for a term of 3 years or both.

What documents are required for vehicle registration in Odisha?

The following documents are required for registration of a vehicle in Odisha: Application form for vehicle registration. Sales certificate Roadworthiness certificate Address Proof Valid insurance certificate Identity Proof Vehicle chassis or engine number PAN Card Invoice No Objection Certificate Customs Clearance Certificate

What is e-Challan?

A normal traffic challan is a paper receipt given when someone breaks a traffic rule. Whereas an e-Challan is the digital version of the same fine. It is created and recorded online through the Electronic Challan System.

Are there any vehicles that are tax-free in Odisha?

Yes, agricultural vehicles and vehicles for people with disabilities are not required to pay taxes in Odisha.

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