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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

How can I get a NOC for a car in Pune?

The physical presence of a vehicle and registered owner is not mandatory in Pune to get an NOC. You can get NOC by following these simple steps: Obtain a crime report of the vehicle. Submit the application form along with the necessary documents at Pimpri RTO. NOC gets issued. Collect the physical copy of the NOC along with the RC.

How to register my new vehicle at RTO Pimpri Chinchwad?

To get your new vehicle registered at the RTO office Pimpri, you submit Form 20 along with documents like insurance certificate, sales certificate, address proof, identity proof and vehicle invoice. Once the verification process is completed and the road tax is paid, your vehicle gets registered with the Pimpri RTO.

I need to update my address on my driver's license. How can I do so?

If you want to get your address updated on your driving license, then you must submit an application for an address change. Along with that, provide proof of the new address and the original RC license. Also, submit the fee prescribed either online or at the RTO office offline.

How to apply for a duplicate license at RTO Pimpri Chinchwad?

If your original license is lost, then in such a case, you can apply for a new duplicate license at RTO Chinchwad. For that, you need to submit Form 26 along with a valid insurance certificate, FIR copy, identity proof and prescribed fee. After the verification is done, your duplicate registration certificate is issued by the RTO office in Pimpri Chinchwad.

How to transfer my vehicle ownership to Pimpri Chinchwad RTO Online?

You cannot transfer vehicle ownership online completely in Pimpri Chinchwad. You can just pay your RTO fees online. However, the application form along with the necessary documents should be submitted offline to the concerned RTO where your vehicle is registered.

How can I renew my driving license at the RTO office in Pimpri?

To renew your driving license, you can either submit an application online through Parivahan porta or you can visit the office. You need to submit the renewal form, existing license, identity proof and a medical certificate if necessary. Once the verification process is done, your license gets renewed.

What are the repercussions of not paying road tax on time?

If you fail to pay road tax on time, then it can get you into legal and financial trouble. You can get fined and penalised by the RTO authorities.

What is the eligible age to apply for a driving license in Pimpri Chinchwad?

The eligible age depends on the type of vehicle for which you are getting a license. The minimum age for gearless two-wheelers is 16 years, and 18 years for private vehicles. Whereas the age for getting a commercial vehicle license is 20 years.

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