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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

Why are RTO charges lower in Pondicherry?

The RTO charges in Pondicherry are lower compared to the other states because it is a Union Territory with financial support from the central government. This funding helps in keeping the taxes lower while maintaining road infrastructure. In addition to this, the small geographical size of Pondicherry contributes to the overall lower cost.

How to obtain a driving license?

The person wanting to get a permanent driving license must apply and pay online after 30 days of getting a learner's license, along with the prescribed fees. The person has to submit the application form along with the necessary documents to the concerned Pondicherry RTO office to undergo the test.

Can I apply for a duplicate driving license in Pondicherry?

Yes, you can make an application for a duplicate driving license in Pondicherry by visiting the nearest RTO in your locality.

Can I renew my driving license in Pondicherry?

Yes, you can renew your driving license in Pondicherry. You can do it online through the Parivahan portal or by visiting the Puducherry RTO. You will need to submit Form 2 and a medical certificate. Also, make sure that vehicle insurance is updated as well.

Can I apply for a driving license in Pondicherry?

You can make an application for a duplicate driving license in Pondicherry if your license gets lost, destroyed or damaged. You need to visit the Puducherry RTO and submit Form 2 along with a police report.

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