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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

What documents are required for an address change on RC at RTO Thane online?

To change your address on RC, download Form 33, then submit it with the original RC, photos, new address proof and fee at the Regional Transport Office Thane.

What documents are required to apply for a driving license in Thane?

You will need the following documents to make an application for a driving license in Thane. They are: Learner’s license PAN card Birth certificate as age proof Ration card or Aadhar card License application fees.

How is road tax calculated in Thane?

In Maharashtra, road tax is generally paid at the time of registration. It is calculated based on the vehicle’s type, fuel category, engine capacity, and ex-showroom price. Commercial vehicles follow a different taxation structure compared to private vehicles.

What is the process for RC renewal in the Regional Transport Office, Thane?

For vehicles older than 15 years, RC renewal is mandatory. You must apply online through Parivahan, upload the required documents, pay the renewal fee, and present the vehicle for inspection at Thane RTO. Upon approval, the renewed Registration Certificate is issued.

How can I transfer vehicle ownership in Thane?

To transfer ownership, submit Form 29 and Form 30 along with the original RC, valid insurance, PUC certificate, address proof of the buyer, and applicable fees. The transfer request can be initiated online, but physical verification may be required.

How do I apply for a commercial vehicle permit in Thane?

Commercial vehicle owners must apply for appropriate permits through the RTO or Parivahan portal. Required documents include vehicle registration details, valid insurance, fitness certificate, and applicable permit fees. Approval depends on compliance with transport regulations.

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