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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

What are the documents required to register a vehicle in Vadodara?

You will need the following documents to register your vehicle in Vadodara: Fully filled and signed Form 20. A dealer issued sales certificate or Form 21. Road-worthiness certificate in Form 22. Your proof of identity, address and recent passport-size photographs. Vehicle insurance certificate. You can submit your passport, L.I.C policy, house tax receipts, electoral voter i-card, or telephone bills etc., as proof of identity and address.

How much will it cost to renew my vehicle fitness certificate in Vadodara?

It costs ₹200 to get a new or renewed fitness certificate for your vehicle in Vadodara. You will also be charged a penalty of ₹50 per day for any delay in applying for the certificate after its expiry.

Is it mandatory to carry my original RC while driving?

You don’t necessarily need to have your original RC available with you. However, you must carry it in either physical or digital form with you while driving. You can access your digital copies through the DigiLocker or mParivahan apps.

What are the online services provided by RTO Vadodara?

RTO Vadodara online services include issuance of driving license, vehicle registration, address change in RC, renewal of certificates, fee payments etc. You can avail all these services through the Parivahan Sewa portal.

How To Check RTO Vadodara vehicle registration details?

You can check the details of your vehicle registered at the RTO in Vadodara by visiting the Parivahan Sewa website. Navigate to Informational Services and click on Know Your Vehicle Details. Enter your mobile number to log in. Enter the vehicle number and the captcha code before clicking on Vahan Search. Your RC status will be displayed on the next page.

How can I change my address in RC in Vaddara?

You can change your address in RC by submitting your application in Form 33 along with your chassis print. You will also need your insurance certificate, original RC book, PUC certificate, and proof of address. In case the vehicle was purchased on loan, a no-objection certificate from the financier will also be required.

What is the cost of obtaining a driving license in Vadodara?

You will need to pay ₹200 to get your driving license. However, you will also need to apply for a test to check your competence to drive, which costs ₹300 for each vehicle class. You can also add a new class of vehicle to your existing driving license for ₹500.

Is road tax a one-time payment in Vadodara?

For private vehicles, road tax is a one-time payment, paid at the time of registration. It remains valid for the vehicle’s lifetime. Commercial vehicles, on the other hand, need to pay it periodically.

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