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Motor Insurance - Disclaimer

Disclaimer: Motor insurance is subject to policy terms, exclusions and underwriting guidelines. Premiums and discounts vary based on vehicle details and coverage selected.

Premium: The vehicle insurance premium is paid for the coverage against the risk associated with owning and operating a vehicle, such as accidents, theft or damage. Insurance premiums vary based on the vehicle’s make, model, variant, cubic capacity, geographical location, vehicle age, policy tenure & the IDV of the vehicle. The premium mentioned for car insurance excludes applicable taxes. T&C Apply. 

Discount: The discount depends on factors such as vehicle specifications, age, and geographical location. Discounts are calculated on Basic Own Damage Premium and apply exclusively to the Own Damage component. Additionally, our add-ons such as IndusInd Limit Sure Pay As You Drive & Preferred Network Garage Benefit offer further discounts on the insurance premium. T&C Apply. 

8 Crore+ Policyholders: Figures are applicable to FY 2025–26. The numbers include Health, Personal Accident, Overseas Travel, and Domestic Travel.

Applicable UINs:

IndusInd Private Car Policy - Bundled - IRDAN103RP0001V03202425

IndusInd Private Car Policy - Stand-alone Own Damage - IRDAN103RPMT0004V03202425

“A” Policy for Act Liability Insurance - IRDAN103RP0003V01200102

“A” Policy for Act Liability Insurance (Private Car) - 3 Years - IRDAN103RP0003V01201819

IndusInd Two-Wheeler Package Policy - IRDAN103RP0011V02100001

IndusInd Two-Wheeler Policy (Bundled) - IRDAN103RP0003V04202425

IndusInd Two-Wheeler Policy - Stand-alone Own Damage - IRDAN103RPMT0024V02202425

"A" Policy for Act Liability Insurance (Two Wheeler) – 5 years - IRDAN103RP0004V01201819

Third Party long-term 2 & 3 year Two Wheeler Insurance Policy - IRDAN103RP0009V01201415

IndusInd Commercial Vehicles Package Policy - IRDAN103RP0012V02100001

See Car Insurance Disclaimer for details.

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Frequently Asked Questions (FAQs)

Which RTO is MH-03 in Mumbai?

MH-03 is the RTO code for Mumbai (East) Regional Transport Office. It is also commonly known as Wadala RTO because the office is located in Wadala, in the Wadala Truck Terminal Area. Areas like Ghatkopar, Chembur and Mankhurd etc., fall under its jurisdiction.

What are the documents required to apply for a new vehicle registration at RTO Wadala office?

Here is a list of documents you will need to apply for a new vehicle registration: Form 20 Sales certificate in Form 21 Roadworthiness certificate in Form 22 Purchase invoice Temporary registration PAN number Insurance certificate Address proof

Is it mandatory to carry my RC while driving?

You don’t necessarily need to carry your original RC copy if you can present its digital copy through the DigiLocker or mParivahan apps. In case you can’t access them online, then it is advisable to carry your physical copy with you.

Can I change my address at the Wadala RTO office?

Yes, you can change your registered address at the RTO office in Wadala for your driving license or vehicle registration purposes. It can be done online on the Parivahan portal or offline by visiting the office. You will need Form 33, your original driving license, proof of new address and the applicable fee.

How much does it cost to obtain a driving license at RTO office Wadala?

It costs ₹716 to obtain your driving license at the Wadala RTO office. You will need to duly sign and fill out Form 4 and present it with your learner’s license and 3 passport-size photos.

Who can apply for a learner’s license in Wadala?

Any person above the age of 18 is eligible to apply for a learner’s license in Wadala. You can also apply for a learner’s license for a two-wheeler with a gear engine capacity of less than 50cc, after the age of 16, with parents’/guardians’ consent. You will need the following documents to apply. Application-cum-declaration as to physical fitness Form No. 1 Application for grant of Learner's License Form No. 2 Three 3 copies of a recent passport-size photograph Proof of residence Proof of age Proof of citizenship Fees You can book your appointment for a learner’s license at the Parivahan portal.

What is the fine for driving a vehicle without a valid driving license in Wadala?

If you are caught driving without holding an effective driving license, you can be charged with a fine of up to ₹500, or imprisonment for up to 3 months or both.

How many RTO offices are there in Wadala?

There is only one RTO office in Wadala. However, there are 4 RTO offices in Mumbai, out of which the Wadala RTO covers the jurisdiction of eastern Mumbai. The other RTO offices are Tardeo (MH-01), Andheri (MH-02), and Dahisar (MH-47).

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