Hyundai I10 Insurance

Name: Hyundai i10 Insurance
Brand: IndusInd General Insurance
Rating: 4.9 (310 reviews)

The Hyundai i10 is a small, affordable car that is perfect for city driving. It is popular among first-time car buyers, young professionals and families looking for a fuel-efficient daily car that is easy to park and simple to maintain. With its compact size and smooth drive, the i10 has been one of India's most loved hatchbacks for years.

But even a small car can face big problems on the road. Imagine driving your i10 through a flooded street during the monsoon and water entering the engine. Repair costs can run into thousands. The right Hyundai i10 car insurance plan covers engine damage like this, so you don't pay from your pocket. Getting a good i10 insurance price also means you can add useful covers without spending too much.

This is where IndusInd General Insurance (formerly Reliance General Insurance) makes a real difference. The IndusInd Insurance App lets you buy or renew your i10 insurance policy in just a few minutes, without any paperwork or long phone calls. You can track your claims in real time, get instant roadside help with a single tap and store all your policy documents safely in one place. Everything your i10 needs, made simple and fast.

Why Us?

Why 8 Crore+ Policyholders Trust Us?

When choosing insurance for your Hyundai i10, you want a provider that is reliable, affordable and easy to work with. IndusInd General Insurance keeps your Hyundai i10 insurance cost low while giving you strong coverage and fast support.

Model Car

15 plus add-on covers

Customise your Hyundai i10 insurance.

Up to 3 years coverage

Get long and short term coverage

Video claims feature

File claims via the IndusInd Insurance app

24/7 Customer Assistance

Get support from anywhere in India

Why Do You Need Hyundai I10 Insurance?

Legal Mandate

In India, driving your Hyundai i10 without insurance is against the law. Every car on the road must have at least basic third-party insurance. Having proper i10 insurance keeps you safe from heavy fines, licence cancellation and legal trouble. It is one of the simplest ways to drive without worry.

Repair Costs

The i10 may be an affordable car, but repair bills after an accident can still surprise you. Parts, labour and garage charges add up quickly. The right Hyundai i10 insurance covers these costs, from fixing bumpers to replacing damaged panels, so you are not paying large amounts from your own pocket.

Covers Car Theft

Small hatchbacks like the i10 are commonly targeted by thieves, especially in busy city parking areas. Losing your car means losing lakhs of rupees. With the right i10 insurance, you get money back based on your car's IDV value, helping you recover financially without bearing the entire loss yourself.

Covers Floods, Storms and More

Indian roads face heavy rains, waterlogging and storms every monsoon season. If floodwater enters your i10's engine or electrical system, repairs can cost a lot. Hyundai i10 insurance covers damage caused by floods, earthquakes, landslides and storms, so unexpected weather does not burn a hole in your savings.

Covers Fire and Fire-Related Damage

Electrical faults, fuel leaks, or nearby fires can damage your i10 badly. Even though the i10 is a budget car, fire damage repairs are never cheap. Your Hyundai i10 insurance includes fire coverage, so whether it's an engine fire or an outside fire, your policy takes care of the repair bills completely.

Network Garages and Spare Parts

Getting your i10 repaired at the right garage matters for quality and cost. IndusInd General Insurance has a wide network of trusted garages across India where you can get cashless repairs using genuine parts. This means your i10 insurance lets you fix your car without paying anything upfront at the garage.

Types of Hyundai I10 Insurance Plans

Comprehensive Car Insurance

Comprehensive insurance gives your i10 complete protection from all sides. It covers damage to your own car as well as harm caused to others on the road. So if your i10 gets damaged in an accident, stolen, caught in a flood, or hit by fire, this plan takes care of everything. It is the most complete Hyundai i10 insurance plan you can buy.

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Pay As You Drive Car Insurance

This smart plan sets your i10 insurance price based on how many kilometres you actually drive. If your i10 mostly stays parked and you only use it on weekends or for short trips, you end up paying much less. For example, driving 3,000 km yearly instead of 12,000 km can bring your Hyundai i10 insurance cost down significantly.

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Third Party Car Insurance

Third-party insurance is legally required for every car owner in India before driving on public roads. This basic i10 insurance plan covers damage or injury you cause to other people, their vehicles, or their property. If your i10 accidentally hits someone's car or injures a person, this plan pays for their repairs and treatment. However, it does not cover any damage to your own i10.

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Own Damage Car Insurance

Standalone Own Damage (SAOD) car insurance protects your vehicle against accidental damage, theft, fire incidents, and natural calamities such as floods and storms. The policy helps reduce unexpected repair and replacement expenses during unforeseen situations. It can be purchased only if you already have a valid third-party insurance policy.

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Key Features

Key Features of IndusInd Hyundai i10 Insurance

Getting the right Hyundai i10 insurance means knowing exactly what you are paying for and what you get in return. Here is a quick look at everything we offer with your i10 insurance plan, from premiums to claims.

Key Features

Key Features	Descriptions
Starting Premiums	₹308/month*
IDV Customisation	Available
Coverage Offered	Own Damage & Third-Party Liability
Discounts	Up to 90%*
NCB Discount	Up to 50%*
Quick Claims Process	Cashless + Survey is initiated within just 24 hours of claim initiation
Smartphone-Enabled Claims	Video claim feature on the IndusInd Insurance App
Network Garages	11,000+ network garages nationwide
Instant Buying/Renewal	Quick policy purchase and instant renewal
Add-Ons	15+ add-on covers available
Personal Accident (PA) Cover	Additional PA cover of up to ₹15 lakhs is available
24/7 Customer Support	Available through WhatsApp and Calls

Disclaimer: Please refer to the official policy documents for detailed information.

Inclusions & Exclusions

IndusInd Hyundai i10 Car Insurance: Inclusions & Exclusions

Model Car

What is Covered?

Accidents and Collisions: This covers the repair costs for damage to your car caused by a road accident.

Third-party Damages: This covers the cost of repairing damage to someone else’s vehicle or property.

Natural Disasters: Protection against damage from floods, cyclones, earthquakes, storms, landslides and other natural calamities causing harm.

Man-Made Events: Covers damage from riots, strikes, vandalism, terrorism, or any deliberate damage caused by other people.

Fire or Explosion: Repair costs for damage due to fire, explosion, self-ignition and lightning will be covered

Theft: Offers compensation for damage or lost car parts due to theft. The coverage is based on the IDV.

Personal Accident: Financial support for injuries, permanent disability, or death of the car owner while driving the vehicle.

Model Car

What is not Covered?

Depreciation: Depreciation of your car's parts typically isn't covered, but we do cover it under the nil dep add-on.

Law Violations: We cover all accidental damage to your Hyundai i10 except for ones that arise due to law violations.

Accessory Coverage: We automatically cover factory-fitted accessories. But if you add more accessories after purchase, you'll need to opt for add-on coverage.

Outside Coverage Zone: We offer pan-India coverage, but if you require coverage outside India you can get our Geo-extension add-on.

Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.

Keep Your i10 Safe on Every Drive

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Hyundai I10 Car Insurance Add-On Covers

Add-ons give your Hyundai i10 extra protection beyond basic insurance. This small city car is perfect for daily drives, so you may need features like an engine cover or roadside help. We offer 15+ covers to fit your Hyundai i10's needs and keep your Hyundai i10 insurance costs low.

Nil Depreciation Cover

Pay zero extra when fixing i10 parts after accidents. Your small car gets brand new parts without any age cuts on bumpers, doors, or panels during repair work at approved garages.

Pay As You Drive

Pay less if you drive your i10 fewer kilometres yearly. Pick distance plans from 2,500 to 10,500 km and cut insurance bills when your small car mostly stays parked at home.

Return to Invoice

Get back the full buying price if your i10 is stolen or totally damaged. This add-on returns what you paid at the showroom, including all taxes, paperwork fees and extras fitted to your car.

Engine Protection

Fixes costly i10 engine problems from water damage during floods. Also covers oil leaks and gear troubles that happen on rough roads or during heavy rains across Indian cities.

Tyre Protection

Pays for new i10 tyres when damaged on bad roads or highways. Helps when tyres burst or get deep cuts while driving around town or taking weekend trips outside the city.

Key Replacement

Pays for new i10 keys if you lose them anywhere. Covers the costs of making duplicate keys and setting up security systems to work with your car again after key loss.

Consumable Expenses

Covers small things i10 needs during fixes, like oils, screws, nuts and fluids. Garages charge for these items every time and bills add up fast, even for regular service visits.

RIM Protection

Saves i10 wheel rims from footpath hits and pothole breaks. Your car's wheels stay safe when parking tight or driving through broken Indian roads with potholes every single day.

24/7 Customer Support

Get quick help when your i10 stops working anywhere, anytime on roads. Includes tow truck service, petrol delivery and battery help through the IndusInd Insurance App or phone call.

24x7 Roadside Assistance

Emergency roadside assistance facility that helps in case of breakdowns, flat tires, fuel delivery, towing services etc. ensuring safety and convenience at all times while driving your i10.

Loss of Personal Belongings

Get money if things worth ₹5,000+ are stolen from your locked i10. Covers phones, laptops and bags taken from your parked car at shopping areas, hotels, or home parking.

Daily Allowance Benefit

Get daily money when your i10 sits in the garage for more than three days. Use cash for auto rides, cabs, or buses while your car gets fixed after crashes.

EMI Protection Cover

Helps pay i10 monthly loan amounts during long garage stays of 21, 42 or 63 days. Protects family money when serious crash repairs keep your car locked up for weeks.

NCB Retention Cover

Keep i10 price discounts even after making claims (up to 2 per year). Save money on next year's bills even when you use insurance for your car this year.

Voluntary Deductible

Pick a higher amount you'll pay first during claims to cut your i10 premium costs. You pay this amount, then insurance pays the remaining repair bills. Good if you drive safely.

Replacement Car

Get a spare car to drive while your i10 gets fixed in the garage. This addon helps you keep going to work and running errands when your car needs days for repairs.

Preferred Network Garage Benefit

Get faster service and quicker claim approval at selected top garages. Your i10 gets fixed sooner, with less waiting and easier paperwork at these special partner workshops across cities.

Hospital Cash Cover

Get daily money if you go to the hospital after i10 accidental injuries. This cash helps pay for hospital bed charges, meals, tests and medicines during your stay and recovery.

How to Buy

How to Buy/Renew Hyundai i10 Car Insurance?

Model - Car

Buy Online

On top of this page, enter car registration and mobile number. Use our calculator below to estimate SI and premium.

Select your car make/model and enter your registration and previous policy details.

Enter your mobile number and the OTP. Next select your policy type and car's IDV.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Model - Car

Renewal Online

Navigate to the form on top of this page choose ‘Renewal’ to start your car insurance renewal process.

Fill in your mobile number or policy number > Submit.

Add your car’s details, such as registration number.

Update/modify your own damage plan as per your needs.

Confirm the premium and make the insurance renewal payment.

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Factors Affecting Hyundai i10 Car Insurance Premium

Your Hyundai i10 deserves protection that’s as smart and efficient as the car itself. Insurance premiums for your i10 are calculated based on several key factors. Understanding these can help you make informed choices and even reduce your premium while ensuring optimal coverage.

Your i10's IDV

IDV or Insured Declared Value is your i10's current market value and it directly affects your premium. When your i10 is new, the IDV is higher, so your Hyundai i10 insurance cost is also higher. As your car gets older, the IDV goes down due to depreciation, which means lower premiums and reduced i10 insurance costs over time.

Car's Make and Model

The i10, being a small and affordable hatchback, actually works in your favour for insurance. Spare parts for the i10 are easy to find and do not cost much anywhere in India. This keeps your Hyundai i10 insurance price lower than that of bigger or luxury cars. Insurers look at repair costs and part availability, and the i10 does well on both counts.

Type of Coverage

The plan you choose has a big effect on your i10 insurance price. Third-party insurance is the affordable option, but it only covers damage caused to others. Comprehensive insurance costs more but protects your own i10 too, covering accidents, natural disasters, fires, total loss and theft. Picking the right plan helps you balance cost and coverage based on how you use your car.

Add-On Covers

Every add-on you add to your policy increases your Hyundai i10 insurance price a little, but gives you much stronger protection. For example, nil depreciation or engine protection costs slightly more each year but can save you a lot during actual repairs. More add-ons mean a higher i10 insurance cost, but also much better coverage when you need it.

Claim History

What you have claimed in the past directly affects your i10 insurance renewal price. Stay claim-free, and you earn a No Claim Bonus that cuts your premium every year. But if you have made claims before, your Hyundai i10 insurance cost may rise because insurers see you as a higher risk customer compared to someone with a clean record.

Adding Anti-Theft Protection to Your Car

Adding anti-theft devices like alarms, engine immobilisers, or GPS trackers to your i10 can bring down your i10 insurance price at renewal. The i10 is a popular city car that is often parked in busy public spots, making it a theft target. When you secure your car, insurers reward you with discounts because a protected car means fewer theft claims for them.

Hyundai I10 Key USPs

The Hyundai i10 delivers up to 20.36 kmpl, making it one of the most fuel-efficient cars in its segment. This low running cost is a big reason why budget-conscious buyers love it. Interestingly, this also connects to your Hyundai i10 insurance cost. Since i10 owners tend to drive within cities and cover fewer kilometres yearly, you can opt for Pay As You Drive plans and pay even less for your i10 insurance price based on actual usage.

The i10's small footprint makes it incredibly easy to navigate through tight city lanes, crowded markets and narrow parking spots. Less exposure to heavy traffic and highway driving means fewer chances of major accidents. This directly benefits your Hyundai i10 insurance because city-driven compact cars tend to have fewer large collision claims, which helps keep your overall i10 insurance cost reasonable and manageable year after year.

One of the biggest advantages of owning an i10 is how easy and affordable it is to maintain. Genuine Hyundai parts are widely available across India, and authorised service centres are present in almost every city and town. This availability keeps repair costs low, which in turn keeps your Hyundai i10 insurance price competitive. When insurers see that a car is cheap to repair, they factor that into calculating a lower premium for you.

The Hyundai i10 holds its resale value well compared to other cars in the same price range, thanks to the brand's strong reputation and reliability. This matters for your i10 insurance because a higher resale value means your IDV stays reasonable throughout the years you own the car. A good IDV ensures you get fair compensation if your i10 is ever stolen or completely damaged beyond repair.

How to File?

How to File a Hyundai i10 Claim?

How to File

Step 1: Inform Us

You must inform us within 24 hours and quickly register your claim through the IndusInd Insurance app or a seamless, hassle-free process claim.

Step 2: Claim Verification

Take your car to a network garage, where we will send a surveyor to check the damage and verify the claim. Now easily find any network garage near you using our widget below.

Step 3: Self Inspection

You can also opt for a self-inspection via the IndusInd Insurance app by submitting photos or via a live video survey.

Step 4: Claim Approval

Our team will approve your claim once you submit all your claim documents, which can take 7 days after submission.

Step 5: Bill Settlement

After we approve, we pay the bill directly to the garage and drop off your car at your address.

Step 1: Initiate the Claim

To initiate a claim for total loss, damage or theft, you’ll need to inform us within 24 hours.

Step 2: Visit Garage

Visit any garage of your choice for repairs. Pay the repair bills and keep all bills and receipts.

Step 3: Register Claim

Step 4: Upload Documents

As part of the document verification, upload RC, policy, DL, FIR (if needed), and repair estimate

Step 5: Money Transfer

Upon approval, we will transfer the claim amount directly to your bank account.

Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.

Hyundai i10 - Variants and Prices

The Hyundai i10 comes in many variants to fit different budgets and needs. Knowing your variant helps you get accurate i10 insurance quotes. Below are all the i10 models with their engine details and prices in Delhi.

i-10 Models	Price (as of August 2025)#
i10 D lite Manual \| Petrol	₹3.79 Lakh
i10 Era Manual \| Petrol	₹4.35 Lakh
i10 LPG Manual \| LPG	₹4.42 Lakh
i10 Magna LPG Manual \| LPG	₹4.50 Lakh
i10 Era 1.1 iTech SE Manual \| Petrol	₹4.61 Lakh
i10 Magna 1.2 Kappa2 Manual \| Petrol	₹4.62 Lakh
i10 Magna 1.2 iTech SE Manual \| Petrol	₹4.62 Lakh
i10 Magna 1.1L Manual \| Petrol	₹4.62 Lakh
i10 Sportz 1.2 Kappa2 Manual \| Petrol	₹4.77 Lakh
i10 Magna 1.1 iTech SE Manual \| Petrol	₹4.78 Lakh
i10 Sportz 1.1L Manual \| Petrol	₹4.88 Lakh
i10 Asta VTVT Manual \| Petrol	₹5.00 Lakh
i10 Sportz Option Manual \| Petrol	₹5.07 Lakh
i10 Asta Sunroof AT Automatic \| Petrol	₹5.15 Lakh
i10 Sportz 1.1L LPG Manual \| LPG	₹5.16 Lakh
i10 Sportz 1.2 Kappa2 AT Automatic \| Petrol	₹5.34 Lakh
i10 Asta 1.2 Kappa2 Manual \| Petrol	₹5.52 Lakh
i10 Asta 1.2 Kappa2 AT Automatic \| Petrol	₹6.55 Lakh

Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from. The prices mentioned above have been taken from this source.

Key Takeaways

The Hyundai i10 has been one of India's most trusted small cars for over a decade. As of 2026, it remains a top-selling hatchback with over 20 lakh units sold across the country. Its compact size, fuel efficiency of up to 20.36 kmpl and affordable price range make it the go-to choice for first-time buyers, young professionals and city commuters who want a reliable everyday car without spending too much.

When it comes to Hyundai i10 insurance, starting premiums begin at just ₹308 per month*, making it one of the most affordable cars to insure in India. The i10 insurance price stays low because of its small engine size, easy-to-find spare parts and wide service network across the country. With options like nil depreciation, engine protection and Pay As You Drive plans, you can build a coverage plan that fits both your needs without overpaying.

Choosing IndusInd General Insurance (formerly Reliance General Insurance) for your i10 insurance means getting more than just basic coverage. With access to 11,000+ network garages*, fast claim approvals, up to 90% discounts* and the IndusInd Insurance App for quick claims and renewals, you always know exactly where your policy stands. The right i10 insurance keeps you financially protected every time you get behind the wheel.

Author - Model Car

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Hyundai i10 insurance starting at just ₹308/month*

Smart Cover for India's Favourite Hatchback

Buy the right i10 insurance online in minutes. Get an instant quote, pick your plan and get your i10 covered today without any paperwork.

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4.8 ★ ★ ★ ★ ★ (2105)

Roshan Jha

Meerut

Seamless digital experience

Quick and easy! The policy details were clearly mentioned, making it simple to choose the right one.

Suman

Noida

Limited policy options

A fair and simple process. The Car insurance covers the basics well.

Aniket

Chirawa

Value for money

Quick policy issuance

The journey of purchasing Car insurance from Reliance (now IndusInd) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. No complementary product was necessary for me at this stage.

Lonka Gopal Reddy

Vizianagaram

Quick policy issuance

I recently purchased my Car insurance from Reliance (now IndusInd) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time.

Buying a Car policy through the platform of Reliance Insurance Company (now IndusInd Insurance Company) was straightforward and quick. It aligns well with what I needed from an insurance policy. No complementary product was necessary for me at this stage. I'm happy with how everything went and feel secure with my policy.

A Lakshmana Murty

Visakhapatnam

Quick policy issuance

The journey of purchasing Car insurance from Reliance Insurance Company (now IndusInd Insurance Company) felt effortless and user-friendly. It met my requirements well and felt tailored to my needs. I am satisfied with the main policy and don't see a need for extras.

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Frequently Asked Questions (FAQs)

Is the Hyundai i10 expensive to insure?

No, the Hyundai i10 is actually one of the most affordable cars to insure in India. The i10 insurance price starts at just ₹308 per month*. Its small engine, low repair costs, and widely available spare parts across the country all help keep your Hyundai i10 insurance costs consistently low.

How can I reduce my insurance premium?

You can lower your Hyundai i10 insurance cost by earning a No Claim Bonus, installing anti-theft devices, choosing a voluntary deductible, or opting for a Pay As You Drive plan. Comparing different plans online before buying also helps you find the best i10 insurance price available for your budget.

What is the cost of vehicle insurance?

Your Hyundai i10 insurance price depends on factors like your car's IDV, the plan type you choose, your city and any add-ons you pick. Basic third-party i10 insurance costs less, while comprehensive plans cost more but give you much more complete protection for your car.

What documents do I need to renew my Hyundai i10 car insurance?

To renew your Hyundai i10 insurance, you need your existing policy number, car registration certificate, driving licence and Aadhaar or PAN card for KYC verification. Having all these documents ready beforehand makes the entire renewal process quick and straightforward without any unnecessary delays or back and forth.