Hyundai Verna Car Insurance

Name: Hyundai Verna Car Insurance
Brand: IndusInd General Insurance
Rating: 4.9 (310 reviews)

The Hyundai Verna is a sleek, feature-rich sedan known for its refined performance, premium interiors, and advanced safety features. Whether you're cruising through city traffic or enjoying a weekend highway drive, this sedan delivers comfort and class. But even the most stylish cars need protection — and that’s where IndusInd car insurance comes in.

For instance, unexpected accidents or natural calamities like floods can cause serious damage to your car’s engine. With our comprehensive car insurance plan, such damages can be covered under the Engine Protect add-on, saving you from hefty repair bills.

Car insurance is also a legal requirement for all car owners in India. So, your Hyundai Verna must be insured with at least a third-party car insurance policy.

You can do this easily with IndusInd General Insurance (formerly Reliance General Insurance). Buy your policy online in minutes and store it digitally on the IndusInd Insurance app — so your insurance is always just a tap away!

Why Us?

Why 8 Crore+ Policyholders Trust Us?

A premium sedan like the Verna needs premium protection. That's exactly why over 8 crore Indians trust IndusInd General Insurance - for coverage that never lets you down.

Model Car

15 plus add-on covers

Customise your Hyundai Verna insurance.

Up to 3 years coverage

Get long and short term coverage

Video claims feature

File claims via the IndusInd Insurance app

24/7 Customer Assistance

Get support from anywhere in India

Why Do You Need Hyundai Verna Insurance?

Legal Mandate

All car owners in India must have at least third-party car insurance coverage by law. This means your Hyundai Verna must be insured, whether you drive it daily or occasionally. If you're caught driving without valid insurance, you could face a fine of ₹2,000 - ₹4,000 or even up to 3 months of imprisonment, depending on the severity of the offence.

Covers Car Repairs

The Hyundai Verna is built for smooth drives, but even the best sedans can face unexpected damage. From bumper scrapes in city traffic to windshield cracks from flying debris - repair costs can add up. With Hyundai Verna car insurance, you’re covered for such repairs, helping you avoid out-of-pocket expenses.

Covers Car Theft

Modern Verna variants come with premium features and a higher price tag — some going up to ₹17.38 lakhs*. This makes them attractive targets for theft. With comprehensive insurance, you’re protected against total loss. And if you opt for the Return to Invoice add-on, you can recover the full invoice value of your Verna in case of theft.

Covers Natural Disasters

Floods, landslides, and storms can cause serious damage to your car. Even though the Verna is engineered for durability, natural disasters can still take a toll. With the right insurance plan, you’re covered for such events. Add Engine Protection to your policy for coverage against flood-related engine damage.

Covers Fire and Fire-Related Damage

Fire damage — whether due to short circuits, lightning, or external fires — can lead to major repair costs. Hyundai Verna insurance helps cover these expenses, ensuring you’re not left with a hefty bill after such incidents.

Network Garages and Spare Parts

Hyundai has a wide service network across India, making it easy to find authorised garages and genuine spare parts. With Hyundai Verna insurance, you get access to cashless repairs at network garages and assurance of quality parts — no compromises.

Types of Hyundai Verna Car Insurance Plans

Comprehensive Car Insurance

A comprehensive policy offers dual protection for your Hyundai Verna. It covers damages caused to third-party vehicles or property, as well as your own car. For instance, a city collision could lead to costly repairs for both parties — this plan takes care of both. Plus, you can enhance your coverage with 15+ optional add-ons like Engine Protection or Zero Depreciation for complete protection.

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Pay As You Drive Car Insurance

This usage-based plan is ideal for Hyundai Verna owners who drive less. You pay premiums based on your annual driving limit — choose between 2,500 to 10,500 km*, with a 125 km grace buffer*. Unused kilometres can be carried forward, and you can top up when needed. Perfect for those who work from home, own multiple vehicles, or rely on public transport.

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Third Party Car Insurance

This is the most basic and budget-friendly Hyundai Verna insurance plan. It covers third-party liabilities — including property damage, injuries, or death caused during an accident. For new Verna owners, we offer a 5-year third-party plan where you pay once and stay covered for years, ensuring compliance with legal requirements.

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Own Damage Car Insurance

If you already have third-party insurance, this standalone policy covers only your Hyundai Verna. It protects against damages from accidents, fires, theft, and natural disasters like floods or landslides. Choose from flexible short-term* or long-term plans (1 month to 1 year*) to suit your driving habits and coverage needs.

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Key Features

Key Features of IndusInd Hyundai Verna Insurance

Your Verna is built to impress - your insurance should too. IndusInd General Insurance delivers fast claims, great discounts and complete coverage every single day.

Key Features

Key Features	Descriptions
Starting Premiums	₹308/month*
IDV Customisation	Available
Coverage Offered	Own Damage & Third-Party Liability
Discounts	Up to 90%*
NCB Discount	Up to 50%*
Quick Claims Process	Cashless + Survey is initiated within just 24 hours of claim initiation
Smartphone-Enabled Claims	Video claim feature on the IndusInd Insurance App
Network Garages	11,000+ network garages nationwide
Instant Buying/Renewal	Quick policy purchase and instant renewal
Add-Ons	15+ add-on covers available
Personal Accident (PA) Cover	Additional PA cover of up to ₹15 lakhs is available
24/7 Customer Support	Available through WhatsApp and Calls

Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.

Inclusions & Exclusions

IndusInd Hyundai Verna Car Insurance: Inclusions & Exclusions

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What is Covered?

Accidents and Collisions: This covers the repair costs for damage to your car caused by a road accident.

Third-party Damages: This covers the cost of repairing damage to someone else’s vehicle or property.

Natural Disasters: Protection against damage from floods, cyclones, earthquakes, storms, landslides and other natural calamities causing harm.

Man-Made Events: Covers damage from riots, strikes, vandalism, terrorism, or any deliberate damage caused by other people.

Fire or Explosion: Repair costs for damage due to fire, explosion, self-ignition and lightning will be covered

Theft: Offers compensation for damage or lost car parts due to theft. The coverage is based on the IDV.

Personal Accident: Financial support for injuries, permanent disability, or death of the car owner while driving the vehicle.

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What is not Covered?

Depreciation: Depreciation of your car's parts typically isn't covered, but we do cover it under the nil dep add-on.

Law Violations: We cover all accidental damage to your Hyundai Verna except for ones that arise due to law violations.

Accessory Coverage: We automatically cover factory-fitted accessories. But if you add more accessories after purchase, you'll need to opt for add-on coverage.

Outside Coverage Zone: We offer pan-India coverage, but if you require coverage outside India you can get our Geo-extension add-on.

Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.

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Hyundai Verna Insurance Add-On Covers

Add-ons are a smart way to enhance your base Hyundai Verna insurance policy, especially if you want more personalised protection. For instance, the Pay As You Drive (PAYD) cover is ideal for city drivers with limited usage, while the Tyre Protection add-on is perfect for those who frequently drive on uneven roads. At IndusInd General Insurance, we offer 15+ add-on covers* for your Verna, allowing you to customise your policy based on your actual driving needs.

Nil Depreciation Cover

Get full reimbursement for replaced parts like plastic, rubber, and glass without any depreciation deduction. Ideal for maintaining your Verna’s premium finish and reducing out-of-pocket expenses during repairs.

Pay As You Drive

This usage-based add-on adjusts your premium based on actual kilometres driven. Great for Hyundai Verna owners who drive occasionally or rely on public transport, helping you save more when you drive less.

Return to Invoice Cover

If your Verna is declared a total loss or stolen within three years of registration, this add-on reimburses the full invoice value — including registration and road tax — instead of the depreciated value.

Engine & Gearbox Protection Cover

Protects your Verna’s engine and gearbox from damage due to water ingression, oil leaks, or mechanical failure. Especially useful during monsoons or in flood-prone areas.

Tyre Protection

Covers repair or replacement costs for tyres damaged due to road hazards like potholes, sharp objects, or sidewall cuts — ideal for urban and semi-urban driving conditions.

Key & Lock Replacement

Covers the cost of replacing lost, stolen, or damaged keys and locks — including ignition, door, and boot locks — ensuring your Verna stays secure at all times.

Consumable Expenses

Includes coverage for consumables like engine oil, brake fluid, nuts, bolts, and lubricants used during repairs after an accident — reducing your repair bills significantly.

RIM Protection

Provides coverage for damage to your Verna’s alloy or steel rims caused by potholes, curbs, or road debris — helping maintain both performance and aesthetics.

Daily Allowance Cover

Get daily cash for alternate transport while your Verna sits in the garage after an accident. Stay on the move and keep your daily routine completely undisturbed throughout repairs.

24x7 Roadside Assistance

Get instant emergency help like towing, battery jump-start, fuel delivery and flat tyre assistance for your Verna anytime, anywhere across India without any waiting or hassle.

EMI Protection Cover

Covers your Verna's monthly EMI payments if repairs take more than 21 days after an accident. Stay financially stress-free and never miss a single loan payment during downtime.

Loss of Personal Belongings Cover

Get compensated for stolen or damaged personal items like laptops, phones and bags kept inside your Verna during any insured accident or unfortunate event.

Voluntary Deductible

Choose to pay a fixed amount yourself during claims and get a significantly lower Verna premium every year. A perfect choice for careful drivers who rarely make any claims.

Replacement Car

Keep moving smoothly while your Verna gets repaired at the garage. Get a temporary car for daily office trips, errands and school runs until your sedan is fully ready.

Preferred Network Garage Benefit

Get your Verna repaired faster at top selected trusted garages near you. Enjoy priority service, quicker claim approval and much less paperwork every single time without any hassle at all.

Hospital Cash Cover

Get daily cash support right after a Verna accident leads to hospitalisation. Easily covers room charges, medicines and test fees so finances never stress you out during full recovery.

NCB Retention Cover

Made a claim this year? Absolutely no problem at all. Keep your no-claim bonus completely intact and save more money on your next Verna insurance renewal premium easily.

How to Buy

How to Buy/Renew Hyundai Verna Car Insurance?

Model - Car

Buy Online

On top of this page, enter car registration and mobile number. Use our calculator below to estimate SI and premium.

Select your car make/model and enter your registration and previous policy details.

Enter your mobile number and the OTP. Next select your policy type and car's IDV.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Model - Car

Renewal Online

Navigate to the form on top of this page choose ‘Renewal’ to start your car insurance renewal process.

Fill in your mobile number or policy number > Submit.

Add your car’s details, such as registration number.

Update/modify your own damage plan as per your needs.

Confirm the premium and make the insurance renewal payment.

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Factors Affecting Hyundai Verna Car Insurance Premium

Your Hyundai Verna insurance premium is calculated based on several key factors to ensure you get the most suitable coverage for your car and driving habits. Understanding these parameters can also help you reduce your premium and get better value for your money.

Verna’s IDV

IDV (Insured Declared Value) is your Verna’s current market value. A higher IDV means a higher premium but also ensures better compensation in case of total loss or theft. You can select your preferred IDV while buying or renewing your policy.

Type of Coverage

Choosing between third-party and comprehensive insurance impacts your premium. Comprehensive plans offer broader protection but come at a higher cost. Adding optional covers will also increase the premium but enhance your policy’s value.

Add-On Covers

Add-ons like Engine Protection, Tyre Cover, and Zero Depreciation offer extended protection but also raise your premium. The more add-ons you choose, the higher your overall insurance cost.

Car’s Make and Model

Your Hyundai Verna’s variant, fuel type (petrol or diesel), and engine capacity influence your premium. Higher-end variants or turbocharged engines may attract higher premiums due to increased repair costs.

Claim History

If you haven’t made any claims in the previous policy year, you can earn a No Claim Bonus (NCB), which reduces your renewal premium. However, frequent claims may lead to higher premiums.

Installing Anti-Theft Devices

Equipping your Verna with IRDAI-approved anti-theft devices enhances its security and reduces the risk of theft. This can help lower your insurance premium as insurers reward added safety measures.

Hyundai Verna Key USPs

Hyundai Verna comes equipped with cutting-edge features like Bluelink connectivity, ADAS, and a digital cockpit — offering a seamless blend of safety, convenience, and performance. These smart features enhance your driving experience, but also require expert servicing. That’s where having the right car insurance helps — it covers high-tech repairs without burning a hole in your pocket.

From the compact Santro to the luxurious Tucson and eco-friendly Kona EV, Hyundai offers something for every buyer. The Verna sits perfectly in the premium sedan segment — offering a balance of style, performance, and affordability. With such a wide portfolio, Hyundai’s service expertise spans across all models, ensuring your Verna gets the care it deserves.

Hyundai is leading the shift towards green mobility with hybrid and electric vehicles. While the Verna is a petrol-powered sedan, it benefits from Hyundai’s innovation in fuel efficiency and emission control. This makes it a smart choice for eco-conscious drivers who want performance without compromising on sustainability.

Hyundai’s wide service network across India ensures that your Verna is never far from expert care. Whether you’re in a metro city or a smaller town, you’ll find authorised service centres and support. With IndusInd car insurance, you also get access to 11,000+ network garages* for cashless repairs and genuine parts.

The Verna embodies Hyundai’s “Sensuous Sportiness” design philosophy — with a bold front grille, sleek LED lights, and a coupe-like silhouette. It’s a head-turner on the road. But even the most stylish cars can get scratched or dented. That’s why having car insurance helps maintain its premium look without extra costs.

Hyundai Verna offers premium features like ventilated seats, wireless charging, and a sunroof — all at a competitive price. It’s a perfect example of affordable luxury. To protect this investment, comprehensive car insurance ensures you’re covered against unexpected repair costs, theft, or accidents.

How to File?

How to File a Hyundai Verna Claim?

How to File

Step 1: Inform Us

You must inform us within 24 hours and quickly register your claim through the IndusInd Insurance app or a seamless, hassle-free process claim.

Step 2: Claim Verification

Take your car to a network garage, where we will send a surveyor to check the damage and verify the claim. Now easily find any network garage near you using our widget below.

Step 3: Self Inspection

You can also opt for a self-inspection via the IndusInd Insurance app by submitting photos or via a live video survey.

Step 4: Claim Approval

Our team will approve your claim once you submit all your claim documents, which can take 7 days after submission.

Step 5: Bill Settlement

After we approve, we pay the bill directly to the garage and drop off your car at your address.

Step 1: Initiate the Claim

To initiate a claim for total loss, damage or theft, you’ll need to inform us within 24 hours.

Step 2: Visit Garage

Visit any garage of your choice for repairs. Pay the repair bills and keep all bills and receipts.

Step 3: Register Claim

Step 4: Upload Documents

As part of the document verification, upload RC, policy, DL, FIR (if needed), and repair estimate

Step 5: Money Transfer

Upon approval, we will transfer the claim amount directly to your bank account.

Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.

Hyundai Verna- Models and Prices

The Hyundai Verna is available in multiple variants, each designed for durability and practical performance. Whether you are looking for a reliable city drive or a vehicle for highway cruising, there is a Hyundai Verna model to match your needs

Hyundai Verna Models	Ex Showroom Price
Hyundai i20 N Line Petrol \| Manual	₹9,99,500
Hyundai All New i20 Magna Petrol \| Manual	₹7,74,800
Hyundai New Creta Petrol \| Manual	₹ 10,99,900
Hyundai New Alcazar Petrol \| Manual	₹ 14,99,000
Hyundai Tucson Petrol \| Automatic	₹ 29,01,800
Hyundai Creta N-line Petrol \| Manual	₹ 16,82,300

Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from. The prices mentioned above have been taken from this source.

Key Takeaways

Whether you use your Hyundai Verna for daily office commutes, weekend drives, or school drop-offs, you already understand the comfort and performance this premium sedan offers. But even with its advanced safety features, the Verna isn’t completely immune to unexpected events. Accidents, flash floods, tyre blowouts, or even minor dents can still happen.

That’s why it’s essential to protect your Verna with a reliable car insurance plan. With IndusInd Hyundai Verna Insurance (formerly Reliance Hyundai Verna Insurance), you get coverage starting at just ₹308/month*, along with 24x7 support and a seamless digital-first experience.

We cover accidents, fire damage, and natural disasters like floods, earthquakes, and landslides. You also get legal protection through our third-party liability cover.

Plus, with access to 11,000+ network garages* across India, you can enjoy cashless repairs without paying upfront. Just use the IndusInd Insurance app to file claims via video quick, easy, and paperless.

Don’t wait to secure your Hyundai Verna! Call us today and get a personalised insurance plan that fits your lifestyle.

Author - Model Car

IndusInd General Insurance

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IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

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Get all-around protection for your Hyundai Verna with coverage against own damage, theft and more! You also have the option to add useful add-ons for enhanced coverage as per your needs.

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I recently purchased my Car insurance from Reliance (now IndusInd) and found the experience very smooth. I felt that my protection needs were well addressed with this policy. I did not feel the need for any other products at this time.

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Frequently Asked Questions (FAQs)

How often does the IDV of your car change?

The IDV of your car changes as it ages. It will change every year when you renew your Hyundai Verna car insurance as your car depreciates.

What does roadside assistance include?

A roadside assistance cover includes towing service to the nearest garage, jumpstarts, fuel delivery, on-site repairs, tyre changes and more services.

What documents are needed to file claims?

To file claims, you need to submit your car’s registration information, FIR, driver’s license, PAN card, Aadhaar card and all original repair bills and receipts.

What is the best policy for the Hyundai Verna?

While the minimum legal requirement for cars in India is a third-party insurance policy, it does not include own damage protection. A comprehensive policy includes both third-party policy and personal damage cover. It offers complete coverage that can be enhanced with add-ons.

Can I transfer my Hyundai Verna insurance?

Yes. When you sell your Verna, you can also transfer its insurance. Contact us with the new car owner's details, and we will facilitate the transfer process.

Can I retain NCB after making a claim?

No. You will lose your No Claim Bonus once you make a claim on your policy. However, with the NCB Retain add-on, you can make a claim and still use your NCB the following year.